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Credit Executive - MFB - Jaipur - Phagi - J-Grades

Credit Executive - MFB - Jaipur - Phagi - J-Grades

Tata Capital

2 - 5 years

2 - 6 Lacs

Jaipur

Posted:1 day ago| Platform:

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Skills Required

collateral management credit underwriting sales disbursement underwriting risk management business loan lending credit analysis documentation credit appraisal financial services kyc housing loan home loans lap mortgage loans finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Executive to join our team in Jaipur. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations.

Roles and Responsibility
Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality.
Adhere to agreed SLAs and timelines for completing assigned activities.
Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security.
Communicate credit decisions effectively to stakeholders.
Enhance underwriting efficiencies while ensuring risk management.
Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.

Job
Minimum 2 years of experience in the banking or financial services industry.
Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations.
Ability to work in a fast-paced environment and meet deadlines.
Excellent communication and interpersonal skills.
Strong analytical and problem-solving skills.
Ability to maintain confidentiality and handle sensitive information.
Educational qualificationsAny Graduate or Postgraduate degree.

About Company
TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3543 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Credit Executive - MFB - Jaipur - Phagi - J-Grades