1086 Credit Assessment Jobs - Page 14

Key Responsibilities: Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to supp...

Evaluate loan proposals for Machinery Finance and Loan Against Property (LAP). Conduct comprehensive financial, technical, and legal due diligence on loan applications. Approve or recommend credit proposals in accordance with company policies. Monitor portfolio performance and ensure adherence to compliance standards. Profile Specifications: Proven experience in credit assessment of LAP and Machinery Loans. Strong analytical and decision-making skills. Sound knowledge of financial ratios, risk assessment, and credit evaluation. Ability to work independently and collaborate with cross-functional teams.

HDFC Bank invites talented and driven professionals to join our Retail Agri Banking team and build a rewarding career with Indias leading private sector bank. This is your chance to be part of a dynamic, customer-focused team and contribute to financial growth in the agriculture sector. Available Roles: Retail Agri (All Profiles) We are hiring for multiple positions across Retail Agri Banking, offering immense career opportunities for candidates passionate about financial services, rural development, and customer relationship management. Job Responsibilities Develop and maintain relationships with farmers, agri-entrepreneurs, and rural customers to promote HDFC Banks agricultural products. D...

As a Credit Officer at our NBFC Company's new branch in Ernakulam, you will play a crucial role in assessing and managing credit risk. Your primary responsibilities will include evaluating loan applications, analyzing financial data, and ensuring compliance with credit policies. It will be your duty to source loan clients, maintain strict credit discipline, monitor loan portfolios, and ensure customer satisfaction. Additionally, you will be involved in training new team members and updating clients on new products and services. Your key duties and responsibilities will involve: - Evaluating the creditworthiness of potential borrowers, analyzing their financial statements, and determining app...

The key responsibilities for this role include generating leads through direct sourcing, channel partners, and builder relationships. You will be required to meet potential customers, understand their home finance requirements, and recommend suitable loan products. Guiding customers through the loan application process, from documentation to disbursement, is also a crucial aspect of this position. Building and maintaining relationships with builders, real estate agents, and other stakeholders to drive business growth is a key responsibility. Additionally, you will be responsible for conducting financial analysis and preliminary credit assessments of potential borrowers, ensuring timely colle...

HDFC Bank Is hiring for Retail Credit - Credit Manager for Mumbai/ Pune location Job Purpose : 1. To ensure all loan proposals are processed within defined TAT and credit delivery to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement. 2. Adherence to the policy/process laid out by the Central team on all application being processed 3. Very close monitoring on Non-starters / EMR trends so as to ensure healthy portfolio. 4. Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location. 5. To interact closely with other functions such as Sales/Operati...

The SM - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builder...

- Extensively work on risk assessment and credit underwriting - Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposals - Monitoring the existing loans portfolio to maintain its quality

About Credit Saison: Credit Saison India is a Neo-Lending Conglomerate dedicated to fueling India's credit growth. Backed by our Global MNC parent, we are committed to accelerating India's credit growth narrative through the establishment of a Technology-Led Neo-Lending Conglomerate. Our tailored solutions cater to the diverse credit requirements of Individuals, SMEs, FinTechs, and NBFCs. Established in 2018, Credit Saison India (CS India) operates as Kisetsu Saison Finance India Private Limited, a subsidiary of Credit SaisonCo. Ltd in Japan. With a focus on business verticals such as Wholesale Financing, Co-origination Financing, Consumer Financing, and SME Financing, our aim is to achieve ...

You will be responsible for generating leads through direct sourcing, channel partners, and builder relationships. You will meet potential customers to understand their home finance requirements and offer suitable loan products. It will be your duty to guide customers through the entire loan application process, from documentation to disbursement. Building and maintaining relationships with builders, real estate agents, and other stakeholders to drive business will also be part of your role. Financial analysis and preliminary credit assessment of potential borrowers will be conducted by you. Ensuring timely collection of documents and coordination with credit and operations teams is essentia...

Job Requirements Role/ Job Title: Relationship Manager - Rural Business Banking Function/ Department: Retail Banking Job Purpose The role entails providing financial solutions to meet the working requirements of Rural business banking customers and ensuring best-in-class relationship management and customer experience to become their banking partner of choice. The role bearer is responsible for asset NTB client acquisition along with liabilities and FX deepening. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening. Roles & Responsibilities Responsible for acquiring new customers for business banking with a ...

About B2K www.b2kanalytics.com B2K Analytics is a boutique advisory firm offering services and solutions in risk management, research, analytics, consulting, investment management, infrastructure advisory, and skill development. Having been founded in 2015, the company has been operating with a niche clientele over the years. Currently, B2K has plans to expand rapidly to realize its true potential in Indian markets and abroad . The Group: B2K Analytics Sales Group is responsible for helping its clients build scale and enhance business outcomes. The sales team services B2B client segments: Banks (Corporate Credit, Risk, Lending), NBFCs, Corporates, Merchant Banks, AMCs, Lending platforms, Fin...

Roles and Responsibilities Manage a team responsible for credit appraisal and underwriting across multiple locations. Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control. Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize recoveries. Collaborate with sales teams to identify new business opportunities and develop strategies for cross-selling products. Ensure compliance with regulatory requirements, internal policies, and industry standards. Desired Candidate Profile 7-10 years of experience in home loan credit underwriting or related field (NBFC). MBA/PGDM degree from ...

Responsibilities: * Assist with recruitment processes from sourcing to onboarding * Conduct candidate screenings and interviews * Collaborate with hiring managers on job requirements and talent acquisition strategies Share resume - hr@whaleconsultancy.in Health insurance Annual bonus Provident fund Flexi working

We are seeking a National Collection Manager for Personal Loans to oversee our collection operations across India. The ideal candidate will be responsible for developing strategies to enhance collection performance and ensure compliance with regulations. This role requires strong leadership skills and the ability to analyze data to drive improvements. Responsibilities Develop and implement effective collection strategies for personal loans on a national level. Monitor and analyze collection performance metrics to drive improvements. Collaborate with cross-functional teams to enhance customer experience and reduce delinquencies. Ensure compliance with regulatory guidelines and internal polici...

We are seeking an experienced Area Credit Manager to oversee the credit assessment and approval process for home loans, Loan Against Property (LAP), and Non-Residential Property (NRP) cases. The ideal candidate will have expertise in assessing both salaried and self-employed customer profiles, managing a team, and ensuring all credit proposals align with the bank's standards and policies. Key Responsibilities Credit Assessment & Approval: Perform credit assessments for home loan, LAP, and NRP applications for both self-employed and salaried customers. Prepare the Credit Appraisal Memo (CAM) and proposal notes. Approve cases up to the assigned limit and recommend high-value cases to senior ma...

Role Overview The Credit Manager will be responsible for underwriting affordable LAP proposals within defined policy parameters while ensuring portfolio quality. The role requires strong analytical skills, knowledge of customer profiles in the affordable segment, and the ability to balance business growth with risk management. Key Responsibilities Application Assessment Independently evaluate loan applications within policy framework and delegated authority. Analyze customer income, banking, credit bureau, and repayment capacity. Conduct property due diligence including legal, technical, and valuation reports. Policy Adherence Ensure all approvals are strictly in line with credit policies, d...

Role Overview The Credit Manager will be responsible for underwriting affordable LAP proposals within defined policy parameters while ensuring portfolio quality. The role requires strong analytical skills, knowledge of customer profiles in the affordable segment, and the ability to balance business growth with risk management. Key Responsibilities Application Assessment Independently evaluate loan applications within policy framework and delegated authority. Analyze customer income, banking, credit bureau, and repayment capacity. Conduct property due diligence including legal, technical, and valuation reports. Policy Adherence Ensure all approvals are strictly in line with credit policies, d...

Role Overview The Credit Manager will be responsible for underwriting affordable LAP proposals within defined policy parameters while ensuring portfolio quality. The role requires strong analytical skills, knowledge of customer profiles in the affordable segment, and the ability to balance business growth with risk management. Key Responsibilities Application Assessment Independently evaluate loan applications within policy framework and delegated authority. Analyze customer income, banking, credit bureau, and repayment capacity. Conduct property due diligence including legal, technical, and valuation reports. Policy Adherence Ensure all approvals are strictly in line with credit policies, d...

Role Overview The Credit Manager will be responsible for underwriting affordable LAP proposals within defined policy parameters while ensuring portfolio quality. The role requires strong analytical skills, knowledge of customer profiles in the affordable segment, and the ability to balance business growth with risk management. Key Responsibilities Application Assessment Independently evaluate loan applications within policy framework and delegated authority. Analyze customer income, banking, credit bureau, and repayment capacity. Conduct property due diligence including legal, technical, and valuation reports. Policy Adherence Ensure all approvals are strictly in line with credit policies, d...

Role Overview The Credit Manager will be responsible for underwriting affordable LAP proposals within defined policy parameters while ensuring portfolio quality. The role requires strong analytical skills, knowledge of customer profiles in the affordable segment, and the ability to balance business growth with risk management. Key Responsibilities Application Assessment Independently evaluate loan applications within policy framework and delegated authority. Analyze customer income, banking, credit bureau, and repayment capacity. Conduct property due diligence including legal, technical, and valuation reports. Policy Adherence Ensure all approvals are strictly in line with credit policies, d...

About the Company: Established in August 2019, JUSTO is a dynamic real estate solutions company committed to driving innovation and growth. With a dedicated team of professionals, we empower developers to bring their vision to life. Our tailored strategies are designed to maximize value for both developers and end-users. Operating across multiple cities, including Mumbai, Navi Mumbai, Pune, Bhubaneswar, Kolhapur, Aurangabad, and Nashik, we have built a strong presence in the real estate market. Guided by our core principles of providing expert advice, creating innovative solutions, and nurturing long-term partnerships, we combine cutting-edge technology with personalized service to establish...

Must be a Quality Manager on papers from International Voice only from Banking / Underwriting process BPO. Handled a team of Quality Team Leaders & Quality Analyst's Fluent in English Australian Shifts Call 8447780697 send CV monu@creativeindians.com

- Conduct credit assessment of the leads & filtering them out for further evaluation. - Assist in various aspects of Due Diligence activities of the prospective borrowers. - Analyse financial statements of the prospects, including but not limited to Balance Sheet; Profit & Loss Statement; Cash Flow Statement, etc. - Build various financial models/projections; detailed financial analysis outputs that shall assist in decision making. - Prepare investment proposals as well as in preparing internal & external presentations & materials. - Assist in sourcing new leads for lending Eligibility Criteria - CA/ MBA/any other postgraduate degree related to finance or related areas. - 0-2 years of relate...

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.