867 Credit Assessment Jobs - Page 16

We are looking for a skilled Branch Receivable Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 4 years of experience in the BFSI industry, with a strong background in managing receivables and driving business growth. Roles and Responsibility Manage and oversee the branch's receivable portfolio, ensuring timely payments and minimizing bad debts. Develop and implement strategies to improve cash flow and reduce receivables. Collaborate with cross-functional teams to resolve customer complaints and issues. Analyze financial data to identify trends and areas for improvement in receivables management. Ensure compliance with regulatory requirements and internal...

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably with a background in merchant operations. Roles and Responsibility Manage and maintain strong relationships with existing merchants to increase business growth. Identify new business opportunities and develop strategies to expand the customer base. Collaborate with internal teams to ensure seamless execution of merchant onboarding and disbursement processes. Develop and implement effective sales plans to achieve business targets. Provide exceptional customer service and support to resolv...

Looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably in mutual fund collections. Roles and Responsibility Manage relationships with existing clients to ensure timely payments and minimize defaults. Develop and implement strategies to improve collection efficiency and reduce delinquencies. Collaborate with internal teams to resolve customer complaints and issues. Analyze market trends and competitor activity to identify opportunities for growth. Provide excellent customer service to maintain high levels of client satisfaction. Identify and mitigate risks associated with...

We are looking for a highly skilled and experienced Assistant Branch Manager to join our team at Equitas Small Finance Bank in the BFSI industry. The ideal candidate will have 4 to 9 years of experience. Roles and Responsibility Manage and oversee daily branch operations, ensuring efficient workflow and customer satisfaction. Develop and implement strategies to boost sales and revenue growth. Lead and motivate a team of staff members to achieve their full potential. Build and maintain strong relationships with customers, addressing their needs and concerns. Ensure compliance with regulatory requirements and internal policies. Analyze market trends and competitor activity to identify new busi...

We are looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank, with 3-4 years of experience in the BFSI industry. The ideal candidate will have a strong background in micro mortgages and excellent relationship management skills. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans and maintain high customer satisfaction. Identify new business opportunities through networking and referrals to expand the client base. Conduct thorough credit assessments and provide personalized solutions for clients. Develop and implement effective sales strategies to achieve business targets. Collaborate with internal teams t...

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scor...

Independently assess and underwrite loan proposals Perform in-depth financial analysis Adhere internal credit policies and regulatory compliance Monitor credit quality of the underwritten portfolio Liaise with Technical, Legal, and FI agencies Required Candidate profile B.Com/M.Com/MBA Finance/CA Minimum 2–4 years of experience in mortgage lending

Manage credit processing for corporate lending. Verify and validate customer KYC. Review and validate credit applications Financial Analysis Generate and manage MIS reports Required Candidate profile B.Com/M.Com/MBA Finance Minimum 2–3 years of experience in lending Strong understanding of credit underwriting processes and regulatory requirements Excellent documentation and record-keeping skills

Roles and Responsibilities Conduct credit analysis, appraisal, and assessment of loan applications within TAT. Perform pre-underwriting activities such as data verification, KYC checks, and collateral evaluation. Ensure compliance with regulatory requirements and internal policies during the entire loan processing cycle. Collaborate with sales teams to provide timely approvals and disbursements for customers' financial needs. Identify potential risks and escalate them to senior management for further review.

Essential Qualifications: Role directly reports to Positions that reports into this role Area Manager - Credit Underwriting • Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate • 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) • Deep experience & understanding of retail financial services across NBFCs, banking Essential Experience / skills: • Knowledge of local markets and trends in retail lending • Understanding of local business and micro economy • Ability to work under tight deadlines and to prioritize conflicting and changing priorities • Keen understanding and foc...

Essential Qualifications: Role directly reports to Positions that reports into this role Area Manager - Credit Underwriting • Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate • 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) • Deep experience & understanding of retail financial services across NBFCs, banking Essential Experience / skills: Knowledge of local markets and trends in retail lending • Understanding of local business and micro economy • Ability to work under tight deadlines and to prioritize conflicting and changing priorities • Keen understanding and focus...

Role & responsibilities: Outline the day-to-day responsibilities for this role. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications. Perks and benefits: Mention available facilities and benefits the company is offering with this job.

We are seeking a results-driven and detail-oriented Credit Manager to join our dynamic team in Hyderabad. The ideal candidate will have 3–5 years of hands-on experience in credit assessment, risk evaluation, credit policy implementation.

As a Collection Officer at Kinara Capital, you will be responsible for managing and optimizing the collection process for our loan portfolio. Your primary goal will be to ensure timely repayments from clients while building and maintaining positive relationships with borrowers. You will also analyze accounts to identify delinquent payments, communicate with clients regarding their outstanding dues, and develop tailored payment plans to facilitate smooth collections. Your role will involve collaborating with other departments to address client queries and mitigate potential financial losses. Key Responsibilities: - Contact clients via phone, email, or in-person to follow up on overdue payment...

As the Area Collections Head at Kinara Capital, you will be responsible for overseeing and managing the collections process across assigned territories. Your primary focus will be to ensure the timely recovery of loans and minimize the delinquency rates while maintaining a positive customer relationship. You will lead a team of collection agents, develop strategies to enhance collections efficiency, and implement best practices for credit recovery. Your role will involve analyzing collection metrics, preparing reports for management, and collaborating with other departments to improve overall operational performance. Key Responsibilities: - Lead and manage the collections team in the assigne...

1.Company Name : Muthoot Fincorp Ltd. 2 Position/Designation : CREDIT OFFICER-SECURED UNSECURED LENDING BUSINESS 3 Grade : JM3 4 Department : SECURED UNSECURED LENDING BUSINESS 5 Sub Department(if any) : CREDIT 6 Employment Type : Probationer Job Role : CREDIT OFFICER-SECURED UNSECURED LENDING BUSINESS Reporting to - Designation and Grade : CREDIT MANAGER-SECURED UNSECURED LENDING BUSINESS-D1 Main Tasks : 1. Meet customers business premises and residence and conduct a detailed verification. 2. Proper credit assessment as per template and reporting to Credit Manager 3. Conduct study on cash flow, ability to pay of customer with utmost integrity. 4. Gather all relevant information thru discuss...

1.Company Name : Muthoot Fincorp Ltd. 2 Position/Designation : CREDIT OFFICER-SECURED UNSECURED LENDING BUSINESS 3 Grade : C1 4 Department : SECURED UNSECURED LENDING BUSINESS 5 Sub Department(if any) : CREDIT 6 Employment Type : Probationer Job Role : CREDIT OFFICER-SECURED UNSECURED LENDING BUSINESS Reporting to - Designation and Grade : CREDIT MANAGER-SECURED UNSECURED LENDING BUSINESS-D1 Main Tasks : 1. Meet customers business premises and residence and conduct a detailed verification. 2. Proper credit assessment as per template and reporting to Credit Manager 3. Conduct study on cash flow, ability to pay of customer with utmost integrity. 4. Gather all relevant information thru discussi...

Meet customers business premises and residence and conduct a detailed verifiaction. Proper credit assessment as per template and reporting to Credit Manager Conduct study on cash flow, ability to pay of customer with utmost intergrity. Gather all relevant information thru discussion & document to make a proper credit analysis.

Meet customers business premises and residence and conduct a detailed verifiaction. Proper credit assessment as per template and reporting to Credit Manager Conduct study on cash flow, ability to pay of customer with utmost intergrity. Gather all relevant information thru discussion & document to make a proper credit analysis.

Meet customers business premises and residence and conduct a detailed verifiaction. Proper credit assessment as per template and reporting to Credit Manager Conduct study on cash flow, ability to pay of customer with utmost intergrity. Gather all relevant information thru discussion & document to make a proper credit analysis.

Meet customers business premises and residence and conduct a detailed verifiaction. Proper credit assessment as per template and reporting to Credit Manager Conduct study on cash flow, ability to pay of customer with utmost intergrity. Gather all relevant information thru discussion & document to make a proper credit analysis.

Meet customers business premises and residence and conduct a detailed verifiaction. Proper credit assessment as per template and reporting to Credit Manager Conduct study on cash flow, ability to pay of customer with utmost intergrity. Gather all relevant information thru discussion & document to make a proper credit analysis.

Key Objective of the Job: Credit analysis of proposal and preparation of credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality. Meeting new customers and existing customers on regular basis Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures Ensure continuous monitoring for all high value exposures in the region. Major Deliverables: Quality of Credit Underwriting Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc Portfolio Monitoring To develop good market ...

Role & responsibilities • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit scores satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrumen...

Meet customers business premises and residence and conduct a detailed verifiaction. Proper credit assessment as per template and reporting to Credit Manager Conduct study on cash flow, ability to pay of customer with utmost intergrity. Gather all relevant information thru discussion & document to make a proper credit analysis.