EIC Analyst / Senior EIC Analyst (Credit Analyst)

Mission:

To assess debtor risks and ensure the portfolio of debtors is with up-to-date information. Control and optimize internal resources and access to external sources to meet strategic objectives. He/she liaises with Underwriters in order to maintain coherence between the DRA and the risk exposure.

Enhanced Information handling:

• Evaluate the financial statements of both public and private companies for stability, profitability, liquidity and solvency
• Handle work list tasks in a timely and efficient manner ensuring internal guidelines are respected.
• Process added value tasks linked to worklists and e-mail exchange with Underwriting.
• Manage complex financial links and ensures FRGs are respected.
• Prepare and review DRA in which conclusions are drawn and that recommendations are clear and precise
• Exchange with Underwriting on DRA consistency and decide on necessity of corrective actions
• Monitor risk and update assessments upon receipt of alert from external sources.
• Achieve target objectives in respect of production and coverage ratio of DRA.
• Produce Debtor visit report (DVR) and Make sure DVR quantity and coverage ratio is in line with group requirement, DVR should be completed with high quality, and customer (internal & external) complains on DVR should not be more than 2%
• -Monitor sensitive files, send warnings on specific events to Underwriting
• -React to Claims activity by adjusting the DRA
• Other ad-hoc projects as required

Communication:

• To be part of buyer calls along with Local EIC where applicable for obtaining financial and business information in order to assess their current situations
• Liaise with local information provider (reviews, inquiries) and help to control the budget
• Pro-actively build and maintain good working relationships with Risk Underwriting and other colleagues
• Communicate to underwriters requests and highlights any adverse information which is relevant to a review of exposure, particularly when a DRA is downgraded and exposure is significant
• Reporting/discussion with regional team whenever any ad-hoc issues/ support required

Compliance:

• Ensure compliance with regulations and procedures as laid down by Coface and external regulators

Education:

• Graduate/Post graduate required with a concentration in Finance or equivalent

Experience:

• Total work experience should be 3 -7 Yrs in the financial field desirable (Banking, financial services or credit department).
• Candidates with experience in assessing Asian companies will be given priority