Credit Analyst - VP / AVP

Business/Team Description

Deutsche Banks Lending Asia is a well-established team of professionals involved in providing customized and standardized liquidity solutions specifically designed to address theunique and complex needsofultra/highnet worth individuals. Its team members are based across Mumbai, Hong Kong, and Singapore.

Your key responsibilities

Team Lead

• Lead the local team of credit analysts and liaise with senior onshore desk heads/counterparts on a regular basis, while managing own set of deliverables
• Build and develop the local team in terms of skillsets and Book of Work

Initial financing enquiries and live execution

• Financial Analysis of underlying companies and/or collateral. Depending on each enquiry/transaction, including but not restricted to Credit fundamental analysis, analysis of financials, comparable company, valuation analysis, financial modelling
• As required, general industry overview that relates to the financing enquiry/ transaction
• Research on sponsors/clients
• Transaction writeup and internal transaction presentation
• Collation of relevant research reports, including ratings report to the extent applicable
• Commercial, business and financial due diligence in a live transaction
• Preparing/assisting in credit approval analysis and addressing Risk Management queries

Post transaction

• Monitoring transaction covenants (eg financial covenants, information needed on a periodic basis)
• Transaction amendments and credit renewal process

Others

• Timely input of new/to-be-renewed credit files and risk ratings into the lending digital platform, for onward credit approvals
• Participate in system testing
• Potential ad hoc projects
• Private bank/ Wealth Management experience would be preferable

• Experience in change management and process improvements initiatives would be helpful for candidate to succeed in the role

Your skills and experience

Education and Experience:

Key Competencies:

• Prior experience in managing and leading a team with similar skillsets
• Comfortable with leading a team alongside managing own tasks and responsibilities
• Prior experience of credit analysis with a strong knowledge of Lending business
• Highly motivated person with initiative, willing to learn and actively blend with his/her onshore and offshore colleagues.
• Superior analytical aptitude, problem solving abilities and excellent communication skills
• Strong understanding of finance with ability to analyze financial statements
• Team player, Fast thinking, dynamic and a strong work ethic
• Experience of at least 10 years in a financial institution in a similar role would be preferred
• Attention to detail and high level of motivation.