Commercial Underwriter

Key Responsibilities:

• Apply a detailed understanding of

  AAF Lending Policy, Standards, and Lending Criteria

  to assess loan applications.
• Evaluate

  commercial mortgage products

  for eligibility and suitability based on customer profiles and property types.
• Use

  front-end systems

  to submit and track CRE applications through to credit approval.
• Prepare

  credit papers

  for submission to UK based’s Credit team, ensuring clarity and completeness.
• Maintain a

  minimum 98% right-first-time documentation standard

  , ensuring accuracy and compliance.
• Work both

  independently and collaboratively

  to meet deadlines and service level agreements (SLAs).
• Adapt quickly to changing priorities and work proportionately based on transaction complexity.
• Contribute to

  process improvement initiatives

  , identifying areas for efficiency and automation.
• Build strong working relationships with

  internal stakeholders

  through clear and effective communication.
• Liaise with

  KYC and Financial Crime departments

  to resolve onboarding issues related to fraud or compliance.
• Attend

  ad hoc meetings

  as required by the UK team.
• Perform

  additional tasks

  as assigned to support the CRE Lending function.

Candidate Profile:

• Education & Experience:

• Bachelor’s degree in finance, Economics, Accounting, or related field.
• 1–3 years of experience in credit analysis, commercial lending, or financial services.
• Exposure to UK banking or international financial institutions is preferred.

Skills & Competencies:

• Strong analytical and documentation skills.
• Proficiency in Excel and financial modelling.
• Excellent written and verbal communication in English.
• Ability to work across time zones and manage remote stakeholder relationships.
• Familiarity with UK lending practices and compliance standards (training will be provided).

Desirable Qualifications:

• Progress toward CFA, FRM, or similar certifications.
• Understanding of UK property markets and commercial lending products.