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Cluster Manager

Ujjivan small finance bank

0 years

0 Lacs

Bhilwara, Rajasthan

Posted:1 day ago| Platform: Indeed logo

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Skills Required

monitoring risk assessment staffing recruitment compliance lending audit

Work Mode

On-site

Job Description

Cluster Manager-Micro Mortgages - Bhilwara

North 2288-Bhilwara, Bhilwara, Rajasthan, India

Department

NORTH BUSINESS

Job posted on

Aug 12, 2025

Employment type

Permanent

Business/ Financials

Daily/ Weekly /Monthly monitoring of the accomplishment of targets according to the annual/monthly targets established for the area and branches under his/her responsibility to provide guidance and solutions to his/her team as required
Supports Loan Officers- in his/her area in their duties of client visits, risk assessment and recovery strategies
Efficient staffing by timely recruitment & training
Supports Relationship Officers- in his/her area in their duties of client visits, risk assessment and recovery strategies
Should be ready to travel extensively across the cluster of control for business requirements

Customer (Both Internal & External)

Ensure that customers are aware of the Product and services properly
Ensure that customers are explained about the Terms & Conditions of Product
Focus on lower TAT as per laid down standards.

Internal Process

Monitor health of portfolio
Ensure compliance with lending guidelines, quality framework and audit requirements; ensure speedy resolution of any audit observations and take necessary steps to prevent recurrence audit and other regulations.
Ensure, supervise the correct implementation of the credit procedures including all the respective tools

Innovation & Learning

Ensure goal-setting, mid-year review and annual appraisal process within specified timelines for self and reportees
Evaluate the staff competences in terms of promotion, business assessment and credit risk assessment capacity and propose solutions for improvement
Expected to be updated with all new improvement & innovations happening in the market and competitors
Should be updated with the latest trends in civic and local laws of the territory of operation

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