Business Management Specialist, Associate

2 - 5 years

8 - 13 Lacs

Posted:-1 days ago| Platform: Naukri logo

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Job Type

Full Time

Job Description


 
About The Role : 
Job Title-
Business Management Specialist, Associate
Location- Mumbai, India
Role Description
We are seeking a detail-oriented and analytically strong Associate to join our Private Bank - Financial Resource Management team. The role focuses on managing and optimizing Risk Weighted Assets (RWA), Total Capital Demand (TCD) and Leverage Exposure, with a strong emphasis on regulatory compliance/alignment under Basel IV.What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
  • Best in class leave policy
  • Gender neutral parental leaves
  • 100% reimbursement under childcare assistance benefit (gender neutral)
  • Sponsorship for Industry relevant certifications and education
  • Employee Assistance Program for you and your family members
  • Comprehensive Hospitalization Insurance for you and your dependents
  • Accident and Term life Insurance
  • Complementary Health screening for 35 yrs. and above

  • Your key responsibilities
  • Collaborate with Lending Heads, Finance, and Risk teams to put together reliable estimates of RWA/TCD for Flash and Forecasts. Further ensure timely and accurate submission aligned with group reporting timelines.
  • Monitor RWA/TCD Actuals in line with Basel IV regulatory requirements and validate alignment with Flash figures.
  • Investigate and resolve data quality issues in coordination with Risk and Finance teams during month-end reporting.
  • Identify RWA/TCD optimization opportunities post month-end. Further, work with Operations, Risk, and Finance to address root causes and implement fixes at source.
  • Prepare RWA/TCD estimates for the annual Planning process. Respond to capital-related queries from regional teams.
  • Handle ad-hoc capital-related queries/requests from senior management and cross-functional teams.
  • Track and Monitor Leverage Exposure Actuals and ensure consistency with Flash. Address discrepancies and data quality issues with relevant stakeholders.

  • Your skills and experience
  • Strong understanding of Basel IV regulations, especially pertaining to credit risk.
  • 4–5 years of relevant experience in RWA, RWA Quality Assurance, or Capital Management.
  • Proficiency in Excel and PowerPoint; familiarity with data visualization and reporting tools is a plus.
  • Excellent communication and stakeholder management skills.
  • Strong analytical and problem-solving skills.
  • Ability to work under pressure and manage multiple deliverables across global teams.

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