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Deutsche Bank
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Senior Credit Specialist Business Clients

Senior Credit Specialist Business Clients

Deutsche Bank

3 - 7 years

10 - 15 Lacs

chennai

Posted:Just now| Platform:

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Skills Required

client acquisition insurance due diligence client servicing fdi sales insurance products life insurance banking trade kyc private banking business growth credit card sales governance branch banking

Work Mode

Work from Office

Job Type

Full Time

Job Description

About The Role :
Job TitleSenior Credit Specialist Business Clients
Corporate TitleAVP
LocationChennai, India
Role Description

Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking.

The primary objective is to enhance the value of the existing trade account portfolio.

What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

Best in class leave policy.

Gender neutral parental leaves

100% reimbursement under childcare assistance benefit (gender neutral)

Sponsorship for Industry relevant certifications and education

Employee Assistance Program for you and your family members

Comprehensive Hospitalization Insurance for you and your dependents

Accident and Term life Insurance

Complementary Health screening for 35 yrs. and above

Your key responsibilities
Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.Work includes:

The candidate will be responsible for sourcing Working Capital business.

Identifying business growth opportunities across the zone, build direct channel, new client acquisition strategies, promotions at industrial area & corporates.

Contribute towards the expansion of business opportunities in strategic target areas and specific business industry.

Disbursal target – 21 Crores per quarter

Managing healthy working relationships with intermediaries, corporate channel partners, Establish new channel partners for consistent growth in business.

Manage relationship with reputed CA’s and channel partners source good lending files.

Drive fee-based income through active cross sell and penetration of Insurance products.

Important from Sales Governance/Audit requirement. Due diligence process for clients.

Channel/Business Partner Management, apart from sales with high revenue targets.

End use monitoring of the fund which is a regulatory requirement.

Client servicing & retaining existing clients resulting in resolving client complaints and arresting client attrition.

Ensuring adherence to various internal policies (Suitability & appropriateness/ KYC) related to client transactions and enhancing the wallet share of the client thereby contributing to the revenues for the bank

Your skills and experience

The candidate should have experience in servicing or sourcing clients

The candidate should have liabilities experience for sourcing Capital accounts (FDI / ODI / ECB)

Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background.

Candidate should have excellent communication in English and well groomed.

Minimum qualification required is Graduation.

Minimum Exp should be 5 – 10 Years in relevant field.

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Senior Credit Specialist Business Clients