Branch Credit Manager

Company Description

IndoStar Capital Finance Limited is a registered non-banking finance company (NBFC) recognized as a systemically important non-deposit-taking company by the Reserve Bank of India. As a professionally managed and institutionally owned organization, IndoStar specializes in structured term financing for corporates and loans for small and medium enterprises (SMEs) in India. The company also focuses on vehicle financing for both new and used commercial vehicles, passenger vehicles, and two-wheelers. Additionally, housing finance products are offered through its wholly-owned subsidiary, IndoStar Home Finance Private Limited.

Role Description

This is a full-time, on-site role for a Branch Credit Manager based in Anakapalle. The Branch Credit Manager will be responsible for managing and assessing credit risks, evaluating the creditworthiness of potential borrowers, overseeing the approval process for loans, and ensuring compliance with company policies and regulatory guidelines. Additional responsibilities include analyzing financial data, assisting in decision-making, and maintaining quality in the credit portfolio.

Qualifications

• Proficiency in Credit Management and Credit Risk Management
• Strong Analytical Skills and an ability to evaluate financial data effectively
• Sound understanding of Finance and Credit principles
• Attention to detail, problem-solving capabilities, and ability to assess risks
• Familiarity with NBFC or banking industry standards and regulations is an advantage
• Bachelor's degree in Finance, Business Administration, Economics, or a related field is preferred
• Strong communication and interpersonal skills to interact with clients and internal teams