Associate, Specialist, Operations, Loan Operations-Administration, Corporate Banking, Technology and Operations

Business Function

Job Purpose

• Manage Priority Sector Lending Operations responsible for specific loan products – Co lending, BC Lending, Direct Assignment deals
  

Key Requirements

• Processing of Loan transactions as per the agreed SLA
• Ensure adherence to the regulatory / SOP guidelines
• Pass requisite reconciliation entries so as to keep the accounts clean
• Manage the processing makers and ensure they are trained and abreast of the process changes
  

Requirements

• Ensure smooth day to day loan operations for Co lending, Direct assignment processes
• Improve operational Controls and ensure Compliance to all regulations pertaining to Loan and priority sector / securitization guidelines
• Loan Disbursal & Loan Servicing (Interest reset, Rollover, Restructuring, Advices, Rate Uploads)
• Analyzing & Improvising various transactional reports & Customer Advices
• Assist in reviewing/developing Department Operating Instructions and ensure adherence of Policy and Procedures
• Key role in the UAT & the Project Team in the Successful Implementation of Loan processing System
• Support digital Strategy of the bank
• Vendor Management and control
• Partnering Business team in successful rollout of various PSL products
• Project Management
• Management Reporting
• Effective Relationships with Senior Management, Internal & External Customers
• Ensuring the GLAO and other reconciliations are performed in timely manner
  

Required Experience

• Candidate should have Minimum 12-13 Years’ experience in Loan Operations and customer onboarding / KYC
• Should have strong knowledge of various corporate and retail loan aspects wrt. Disbursement parameters, EMI calculation, loan servicing products
• Should have strong analytical & interpersonal skills
• Excellent Client / Customer management skills, business orientation
• Handling all types of customer complaints, enquiries Queries. Interacting with beneficiary / beneficiary bank / issuing bank regarding any clarification with respect to loan/securitization transactions
• Should possess good MS excel capabilities and have a proven track record in working with such projects
  

Education / Preferred Qualifications

• Graduate / Post-Graduate with relevant work experience in working in the Loan Ops Unit
  

Core Competencies

• Process Management
• Strategizing and Problem-solving skills
• Interactive to communicate with different stakeholders
  

Technical Competencies

• Excellent hold of MS Excel capabilities
• Good Computer Skills
• Overview of systems used in Cash Operations
• en
  

Primary Location

Job

Schedule

Job Type

Job Posting