Associate, Credit Analyst, Corporate Banking, Institutional Banking Group 1& 2

The Corporate and Investment Banking division offers corporate clients a wide range of commercial banking products and services, including cash management, current accounts, time deposits, trade finance, working capital finance, term loans, and foreign exchange. DBS has built enduring relationships with its customers in the region through account relationship management, service differentiation, product innovation, and strict credit standards. As a member of the team supporting Relationship Managers, your responsibilities will include preparing and submitting Credit Memos to CCG, handling documentation formalities in collaboration with clients and CCU, assisting with client onboarding and KYC reviews, managing overdues, coordinating client servicing with internal units, identifying early warning signs in portfolios, managing existing client portfolios, and exploring cross-selling opportunities for banking products. Key responsibilities also entail crafting accurate credit proposals, maintaining close relationships with Business Units to ensure IBG deliverables are achieved, conducting need-based customer meetings to understand business risks, cross-selling various products, monitoring portfolios for irregularities, ensuring regulatory compliance, assisting with recoveries and minimizing bad debts, enhancing customer satisfaction levels through detailed MIS and complaint tracking, controlling portfolio quality in line with risk management guidelines, monitoring complaint levels and quality of handling, and effectively communicating key messages to customers. The ideal candidate will possess strong written and oral communication skills, a solid academic background, self-motivation, adaptability, creativity, and strategic thinking abilities.,