Area Credit Manager

Equitas Small Finance Bank

2 - 5 years

2 - 6 Lacs

Nagar Shivaji Nagar Pune

Posted:3 months ago| Platform:

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Skills Required

Finance Loans Compliance Risk Assessment credit underwriting Underwriting credit management affordable housing credit processing regulatory requirements Financial Regulations disbursement Function Mortgage regulations housing loan

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Area Credit Manager to join our team at Equitas Small Finance Bank.

Roles and Responsibility

Manage and oversee the credit function within the bank's affordable housing portfolio.
Develop and implement strategies to enhance credit quality and minimize risk.
Collaborate with cross-functional teams to ensure seamless credit processing and disbursement.
Conduct regular credit reviews and provide recommendations for improvement.
Ensure compliance with regulatory requirements and internal policies.
Analyze market trends and competitor activity to identify opportunities for growth.

Job Requirements

Strong knowledge of credit underwriting, risk assessment, and credit management principles.
Experience working with affordable housing products, including housing loans and mortgage finance.
Excellent analytical and problem-solving skills, with the ability to interpret complex data sets.
Effective communication and interpersonal skills, enabling strong collaboration with stakeholders.
Ability to work in a fast-paced environment and meet deadlines.
Strong understanding of financial regulations and compliance requirements.

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