Job Title: Relationship Officer - Home Loans Location: Multiple locations across Tamil Nadu, Andhra Pradesh and Karnataka as listed Reporting to: Branch Manager Department: Sales Grade: Sales Officer Age Group: 23 – 26 years CTC Range: 2 LPA to 2.8 LPA (Fixed Pay)|INR 15000 monthly incentives on achievement of minimal disbursement targets Job Description: The employee will be responsible for creating a local distribution network for the distribution of home loans through 'contact points' and direct marketing activities such as self-construction site visits, pamphlet distribution and other activity. They will be responsible for creation/empanelment of contact points. These contact points are generally the first points of enquiry for a person looking to build or buy a home and include cement dealers, building steel rods dealers, brick/gravel/sand dealers, building planners, small-time engineers, masons, sanitaryware dealers, among others. The employee will be given complete charge of the location where he/she is expected to foster relationships with 'contact points' and existing borrowers of the home loan organisation. The role will be solely to distribute affordable housing loans. This is a great opportunity to step into the affordable home loan industry with exposure to all aspects of the job. Key Responsibilities: 1. Sales and Business Development: Achieve home loan disbursement goals by executing a business plan that includes prospecting, networking, and field based marketing activities. 2. Product Promotion: Present and promote Home Loans to prospective clients both physically and digitally through social media channels. 3. Customer Relationship Management: Ensure proper customer profiling on each call/prospective customer visit, to identify and understand his/her needs and accordingly recommend the loan products. Build and maintain relationships with customers to not only generate references but also to ensure timely servicing of the loan. 4. Field Activities: Perform other field-based activities and marketing initiatives for the generation of home loan leads as instructed by the branch manager. 5. Customer Lifecycle Management: Be responsible for the complete lifecycle of a home loan, right from the application, coordination required for processing the application, to the end of the lifecycle of the customer in the organisation. Qualifications: Must be a graduate from any stream. Should have a minimum of 12 months of experience in retail sales. Must have good communication skills. Must have Two Wheeler and valid driving licence. Note: This role entails working out of a location and does not require coming to the branch on a daily basis.

The role of Relationship Officer - Home Loans involves creating a local distribution network for the distribution of home loans through "contact points" and direct marketing activities. This includes self-construction site visits, pamphlet distribution, and other related activities. The primary responsibility is to establish and maintain relationships with contact points, which are the initial points of enquiry for individuals seeking to build or purchase homes. Contact points may include cement dealers, building materials suppliers, engineers, masons, and other relevant stakeholders. The role focuses on distributing affordable housing loans and offers a comprehensive understanding of the affordable home loan industry. Key Responsibilities: 1. Sales and Business Development: Achieve home loan disbursement targets by implementing a business plan that involves prospecting, networking, and field-based marketing activities. 2. Product Promotion: Present and advocate Home Loans to potential clients both physically and digitally, utilizing social media platforms. 3. Customer Relationship Management: Conduct thorough customer profiling during interactions to identify their needs and suggest appropriate loan products. Build and sustain customer relationships to generate referrals and ensure timely loan servicing. 4. Field Activities: Execute various field-based initiatives and marketing campaigns to generate leads as directed by the branch manager. 5. Customer Lifecycle Management: Oversee the entire lifecycle of a home loan, from application submission to customer retention within the organization. Qualifications: - Minimum educational requirement: Graduate from any discipline. - Experience: At least 12 months of retail sales experience. - Skills: Excellent communication skills. - Essential: Possession of a Two Wheeler and a valid driving license. Please note that this position involves working primarily from a designated location and does not necessitate daily visits to the branch.,