Branch Manager

As a Branch Manager at Aham HFC, your role involves overseeing and managing various aspects of the branch's operations to ensure the achievement of business targets and growth. Here is a breakdown of your key responsibilities: - Responsible for achieving disbursement targets for Housing & mortgage loans and insurance premiums, as well as meeting the Weighted Average Yield target. - Focus on portfolio growth and retention of existing customers to drive business success. - Monitor and supervise Sales Officers" activities across all locations to ensure a steady flow of business. - Empanel direct sourcing agents regularly to maintain major sourcing channels. - Plan and execute marketing activities with a monthly calendar, monitoring them daily. - Ensure Sales Officers meet productivity norms on a monthly basis. - Manage housing loan file logins according to Aham HFC's product and policy norms. - Conduct location visits for customer appraisals and ensure proper documentation of loan files. - Handle post-sanction documentation and disbursement processes efficiently. - Prioritize customer satisfaction for all sanctioned and disbursed loans. - Recruit sales officers, provide training, and maintain productivity levels as per company norms. - Manage portfolio quality and address outstanding post-disbursal documentation. - Take appropriate action on chronic or delinquent accounts to regularize loans effectively. Qualifications required for this role include: - Educational Qualification: Under Graduate / Post Graduate. - Experience: 8 to 12 years of experience in the housing loan sector. Join Aham HFC as a Branch Manager and play a pivotal role in driving business growth, ensuring customer satisfaction, and maintaining the highest standards of operational excellence.,