Branch Manager - Mahbubnagar

8 years

4 - 8 Lacs

Posted:2 weeks ago| Platform: GlassDoor logo

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Work Mode

On-site

Job Type

Part Time

Job Description

Principal Accountabilities
Business target
  • Responsible for achievement of Disbursement targets allotted to the branch on Housing & mortgage Loans and insurance premiums.
  • Responsible for the meeting the Weighted Average Yield target allotted to the branch.
  • Responsible for Portfolio growth of the branch and retention of existing customers.
Lead generation & management activities
  • Monitoring the activities of the Sales Officers at all locations and ensure regular flow of business
  • Empanelment of the direct sourcing agents at all locations regularly to ensure steady flow of business from major sourcing channels
  • Planning & execution of marketing activities of the locations with a monthly calendar and monitoring the same on a daily basis
  • Monitoring productivity of the Sales Officers and ensuring that all of them meet the productivity norms on monthly basis
Business Process flow & Management
  • Responsible for housing loan file logins as per the product & policy norms of Aham HFC.
  • Location visits to meet the identified customers for appraisal of the loan proposal
  • Ensuring proper & complete documentation of housing loan files put up for sanction.
  • Management of post sanction documentation i.e. disbursement documentation.
  • Ensuring customer satisfaction for all loans sanctioned & disbursed by Aham HFC.
Team recruitment & training
  • Responsible for recruitment of sales officers, training them and ensuring the productivity levels as per the norms of the company.
Portfolio Quality Management
  • Responsible for management of portfolio quality.
  • Responsible for closure of outstanding post disbursal documentation
  • Handling chronic / delinquent accounts and initiating appropriate action for regularisation of the loan

Person Profile
Educational Qualification: Under Graduate / Post Graduate.
Experience: 8 Years to 12 Years (Housing Loan Experience is must)

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