719 Unsecured Loans Jobs - Page 26

We are Hiring HDB Financial sevices From the trusted Family of HDFC Bank Ltd. Freshers Also Apply Join us to grow your career with one of Indias Largest NBFC Kindly share your resume in WhatsApp and Mentioned Your Nearby city -Join Whatsapp Job Update Group (Strictly No Call ) +917871539343 JOB ROLE :(Freshers Welcome this roll ) l Banking Sales Officer l Senior sales Officer l Relationship Officer l Showroom EMI Process Executive SALARY - 15 k to 18 k ( Flexiable Incentives ) LOCATION : 1. Madurai (Tirumanagalam) 2. Palani 3. Cumbum 4. Kangeyam 5. Mettupalayam 6. Ariyalur 7. Nagapattinam 8. Aranthangi 9. Valappadi 10. Mecheri

Interested Candidate Share Your Resume to 8209842915 (WhatsApp) Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Interested Candidate Share Your Resume to 8920993821 (WhatsApp) Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Interested Candidate Share Your Resume to 9625196137 (WhatsApp) Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Interested Candidate Share Your Resume to 9899698060 (WhatsApp) Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Interested Candidate Share Your Resume to 8920993821 (WhatsApp) Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Interested Candidate Share Your Resume to 9289844968 (WhatsApp) Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Interested Candidate Share Your Resume to 8920993821 (WhatsApp) Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

• Maintaining the data base of the targeted segment; directly & with the help of the ranks. • Daily activity to generate leads & leads management (DSAR ERP) • Communicating and generating leads and leads management for efficient conversion. • Assess local market conditions and identify current and prospective sales opportunities. • To achieve the target as decided from time to time. • DSR Updation on daily basis(DSAR ERP) • To ensure the quality of the portfolio is maintained as per company norms • Following up and lionizing with credit & process for maintaining efficient TAT. • Daily reporting to BDM/BM • Portfolio Management. • To build up relationship with prospective and current clients

Kinara Capital is hiring for Area Collections Manager for Madurai location, Candidates who have experience in Unsecured business loan will be an added advantage Team Handling experience is a must.

1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters) The purpose of this job is: To deliver on area/ local strategy for the Unsecured Business segment in terms of target segments, strengthening existing relationships and setting up new channels for market penetration, and work towards achievement of sales targets and operational plans. To proactively address customer/ DSA issues and escalate cases (e.g. fraud alerts, customer complaints or exception handling) as required for smooth operations; work on removal of bottlenecks for the achievement of targets for Unsecured Business segment at the area/ local level To grow the penetration of the business by actively partnering, negotiating and building relationships with the DSA network To take ownership for end to end Unsecured business transactions in assigned area of coverage ensuring efficient internal operations To execute superior product delivery and ensure credit quality of new acquisitions with compliant sales operations & coordination with Risk team 3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 25 NBFCs of India, ABFL has made significant progress and the Companys balance sheet at INR 15,000 Cr plus exceeds that of several mid-sized Banks and NBFCs. The company has a well-defined vision of being one of the most reputed and material financiers within the lending space spread across Retail HNI and corporate clientele. It has made significant investments in process and system infrastructure towards preparing for the next level of growth and are one of the only financial entities certified for ISO 9001:2008 across all business processes. Spread across 18 cities, it plans on further diversifying its risk and revenue mix through expansion into new geographies and new product segments allowing customers a one-window shop for all their financing needs. Having focused traditionally on secured lending verticals and built a strong balance sheet on the same, ABFL has ventured into Unsecured Business segment in order to effectively capitalize on its financial base with carefully managed exposures in this higher yield and profit segment. Job Context Key Aspects: The Unsecured Business segment products line caters to funding short term and medium term working capital needs of Small Businesses and individuals, via a suite of customized short and long tenured products, without any security/ collateral. Offerings comprise unsecured loans to salaried individuals/ self-employed individuals/ non- individual entities, with end use of funds (Medical emergency, Marriage, working capital requirement, business expansion etc.) to be ascertained during the loan appraisal process The business is highly retail in nature, characterized by high transaction volumes, smaller ticket sizes, and significantly higher spread and profit margins (up to four times that of Secured Lending products) Given the unsecured nature of loans disbursed, the business also entails stringent controls and monitoring to ensure portfolio health and quality at all times While unit of sizing up the business is its loan book size, profitability and minimized delinquency are key business objectives. Lending in the Unsecured segment takes 2 forms Personal Loans and Business Loans, both of which leverage the ABG ecosystem and channel partners for the major share of business. Higher cost of funding impacts profitability as well as competitiveness of loan rates that can be offered to customers Understanding of product market characteristics such as channel relationship management, region specific occupations/trade, local financial preferences and practices are important to gain competitive advantage while structuring loans and identifying leads. The Sales Manager Unsecured Business is responsible for operationalizing business transactions and liaises with DSAs and/ or end customers in his/her zone to maximize disbursals, profit, growth & customer service objectives. Key Challenges To deliver on operational plan in the assigned coverage area in a differentiated manner considering local factors, channel dynamics and consumer preferences, that can withstand competitive pressure on the ground 3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) To meet business volume/ value targets while keeping abreast with and overcoming competitor product offerings and customer schemes To increase market share in assigned coverage area against stiff competition, overcoming competitive pressures borne out of better established networks, price undercutting, etc. To establish a strong local network and leverage the same to generate business leads, and also identify opportunities for cross sell with existing customers To proactively build new and nurture existing DSA relationships keeping in mind immediate and longer term business interests, and considering the phased manner of team size expansion To constantly upgrade financial & operational know how on efficient loan processing, effective negotiation and relationship building for maintaining credibility with DSA network and profitable target achievement To keep abreast with the latest market trends and local market preferences and needs To ensure loan conversion/ sanction/ utilization percentages are high and a broad enough sourcing funnel is built to meet targets To ensure credit quality and effective portfolio selection/pre screening thereby minimizing potential NPAs To ensure compliant sales operations despite sales pressures and market cycles Enabling Skill Sets & Qualifications Critical skill sets required to meet these challenges include execution excellence, business & commercial acumen, sound product understanding, strong communication and influencing skills. Education & experience required to fulfill this profile are a postgraduate with minimum 4 6 yrs of total sales experience/ graduate with minimum 6 - 8 yrs of t total sales experience of which at least recent 2-3 yrs experience should be in unsecured lending. 4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated Key Result Areas (Max 1325 Characters) Supporting Actions (Max 1325 Characters) Sales Growth & Client Acquisition o Identify and execute sales growth opportunities at a local/ area level, driving channel expansion and new account acquisition o Deliver on sales targets by building strong relationships in the DSA network and influencing DSA outcomes o Segment the market and identify potential direct clients, approach them and generate business through customized loan structure offerings that meet client requirements and also generate good margins for business o Carry out regular meetings and sales calls with prospective clients on a regular basis to source business o Augment the sales volumes of Unsecured lending, manage channel databases and tap them tactically to ensure healthy sales pipeline o Drive faster TATs through effective loan sanctioning by building strong relationships with internal stakeholders in order to expand channel presence and customer base o Track and report on sales operations and productivity metrics, and work towards building a high-performance sales culture Actively participate in initiatives and contests driven by Business Development teams Operational Effectiveness Work with dual focus on sales volume and value (IRR) o Track & ensure SLA adherence, sales efficiencies and RoI o Adopt prescribed improvements in processes and best practices in order to enhance operational productivity and suggest improvements as well Analyze and communicate operational information periodically as per agreed timelines and MIS formats for disbursements, profits, NPAs, channel expansion, new product launches, new branches, new channel development, etc. and communicate to ZSM/ ASM as well as down the line.

Summary The position is open for Asst. Manager / Cluster Manager for Delhi NCR, the candidate must have min 5-8 years of collection/ recovery experience of banking , fintech or NBFC. The person would be responsible for end-to-end collection of the assigned portfolio of cash loan and consumer durable products, managed portfolio (one or multiple dues stages) performance through a team of team leaders and vendors, along with managing relationship with all key stake holders for the region, need to ensure timely achievement of the assigned targets in a very fast paced environment by formulating and executing collection strategy. Role & responsibilities 1. Location management & Must be Target oriented & set high benchmarks. 2. To Manage In-house Team Leaders, followed by vendor management at location level .3. Control portfolio in terms of Physical collections & CRR indicators in External domain. 4. Reports Management which will support in tracking field team performance. 5. Departmental liaising to improve team performance. 6. Managing the allocation strategy, capacity planning, Span of control & training in- house staff about product & services 7. To manage Audit and Quality parameters at vendor management level 8. Must be good in planning, Operational challenges & problem solving. 9. Analyze team performance and provide corrective action for improvement. 10. Ensure proper quality controls on the set process 11. Customer escalation and complaints management in coordination with other departments. 12. Training and development for team Motivation Qualifications; Any Graduation / Post graduation. Graduate, with minimum 5-10 years of collections experience. Candidate should have Large field team handling experience(TLs/AMs/Managers) Computer literacy: internet, email, MS Excel, MS PowerPoint & Presentation savy Should be able to coordinate with other department efficiently to resolve queries. Drive Team for Higher productivity Must be good in Planning and execution and able to manage large volumes Excellent Communication and presentation skills Supervisory skills: ability to coach, mentor and inspire Result orientation: ability to set and review targets Open to travel for official purpose.

Candidate has to source Home Loans & Mortgages. Candidate has to maintain builder relationship to source new business. Candidate has to 5 calls per day for the product. Candidate has to meet the monthly disbursement target.

Evaluate unsecured business loan applications Analyze financial statements and credit reports Assess creditworthiness and risk profile Ensure compliance with internal policies and regulations Perform due diligence and background checks Coordinate documentation and loan processing Monitor loan portfolio and repayment behavior Identify and report early warning signals

Key Responsibilities: * Identify, onboard, and manage Direct Sales Agents (DSAs) to drive personal loan sales. * Train DSAs on loan products, policies, and sales techniques. * Monitor DSA performance, ensuring lead generation and conversions. * Coordinate with credit and operations teams for smooth processing and TAT adherence. * Achieve assigned sales targets and maintain portfolio quality. * Analyze market trends and competitor activities to drive business growth. Requirements: * Experience: 3-5 years in Personal Loan sales, preferably with DSA management. * Skills: Strong communication, relationship management, and a target-oriented mindset. * Other: Basic computer knowledge.

Key Responsibilities: Achieve loan sales targets across all products. Recruit and manage channel partners (DSA) Ensure high-quality sourcing and documentation. Maintain customer relationships and service standards. Ensure compliance with credit and regulatory norms. Requirements: Graduate with 38 years of loan sales experience. Strong knowledge of EDIL, LAP, PL, and BL products. Proven leadership and team management skills. Good communication and market networking abilities.

Will be responsible for market scanning, new client acquisition, revenue growth as well as existing clients' retention and relationship for Working capital and SCF solutions to SMEs. Responsible for Disbursal targets and to increase revenues.

*AYE finance Pvt Ltd* www.ayefin.com One of the fastest-growing NBFCs, Aye Finance Pvt Ltd. provides Business Loans to micro enterprises across India. We are looking for Branch Manager . Branch Manager -: At least 4 year of experience & team handling in Business loans, Personal, Group loans, loans, Lap, Home loans & Mortgage Loans and home loans will be preferred. Note- Min 4 Yr+ Job Location : Khanna Interested candidates can share their CVS's @ preeti.pathak@ayefin.com Preeti Pathak (HR) - 9319489772

Opening for the One of the leading NBFC company Role & responsibilities : Manage collections and recoveries for both secured and unsecured loans directly and through various collections agencies for Tamil Nadu. As an Authorized officer ,to appear before various court, police station and quasi govt authorities in the capacity of AuthorizedOfficer, for verification of documents, to register police complaints etc. To issue, sign and dispatch legal notices, settlements letters, auction notices, sale confirmation letters etc. Take Physical Possession of Mortgage Properties with the help of govt/court authorities, auctioning of properties, registration of Sale certificate. Continuous collections follow up with agencies, visiting high value accounts, digital collections etc. Collection and follow up with collection and legal team of original lender. Meeting with advocates for discussing pending cases and expediting legal proceeding. Auditing of vendor bills Interested candidates shared resume on snehal@topgearconsultants.com

We are seeking a driven and experienced Area Sales Manager Business Loans to lead and manage the DSA sales channel across the Chennai cluster . The ideal candidate should have deep-rooted experience in business loan sales, a strong DSA network, and a comprehensive understanding of the Chennai SME market. This role will be responsible for driving loan volumes, building strategic channel partnerships, and ensuring compliance with lending norms. Role & responsibilities ales & Business Development Drive sales for Business Loans through DSA partners within the Chennai region. Achieve monthly and quarterly business targets on loan disbursals and portfolio quality. Identify new opportunities for market penetration and customer acquisition. Channel Management Onboard, manage, and develop relationships with existing and new DSAs. Conduct regular DSA training and product knowledge sessions. Monitor DSA performance metrics and ensure alignment with business objectives. Team & Territory Management Manage a team of relationship officers or sales executives across the Chennai cluster. Strategize and implement region-specific sales plans to meet business goals. Ensure optimal coverage and business development in key areas within the Chennai cluster. Market Knowledge & Competition Mapping Leverage deep local market understanding to identify trends, risks, and opportunities. Analyze competitor offerings and market movement in the business loan segment. Share actionable insights with senior management to influence strategy. Compliance & Operational Oversight Ensure complete compliance with internal policies, RBI guidelines, and KYC norms. Coordinate with credit, operations, and risk teams to ensure smooth processing. Minimize file rejections and delays by ensuring documentation accuracy. Preferred candidate profile Experience: 7 to 10 years of relevant experience in business loan sales, with a strong focus on the DSA channel. Geographical Knowledge: In-depth understanding of the Chennai business ecosystem, especially SME segments. Education: Graduate in any stream (MBA/PGDM preferred). Skills Required: Proven track record in DSA channel management and business loan sales. Strong people and team management skills. Excellent negotiation, communication, and analytical skills. Interested candidate can hit your resume to yuvaraja.k@smfgindia.com

Dear Candidates , We are looking for one of the Debt Financial Service Company for the profile of Tele Collection and Field Collection Officer. Location-Hyderabad,Mumbai and Delhi Exp-1+ Year Job Description:- -Good Exposure in Recovery Debt by tele calling or by Field. -DRA Certificate Mandatory. If you are intrested please share your resume on tisha@getwork.org. Thanks & Regards Tisha 8882154989

Urgent Hiring as Tele collection Executive in NBFC Company Job location :- Delhi , Mumbai , Hyderabad salary :- Upto 20K + Plus Incentive Role & responsibilities Do call and collect the money Handling all bucket experience Knowledge of Debt Recovery Having a certificate of DRA Interested candidate please share me your cv at sharvan@getwork.org HR Sharvan 8800790797

Role & responsibilities : Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy Review credit evaluation reports, evaluate borrower risk, transaction and underlying security and make recommendations in line with the assessment Responsible for sanction decisioning as per the Credit Appraisal process and deviation matrix Collaborate with technical and legal teams for comprehensive assessment for underwriting and maintaining TAT of the complete loan sanctioning timelines Monitor compliance to the credit policy and processes to ensure that the right quality of business being sourced, and the delinquencies are kept under the identified targets Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations. Monitor productivity level of branch credit manager and conduct periodic branch visits for supervision and better oversight. Assess the training and development needs of the team and continuously improve underwriting capability Should be willing to adapt to digital tools and processes Preferred candidate profile : 10-15 years of relevant experience in Credit underwriting in Unsecured loans Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any Knowledge of local markets and trends in retail lending Deep experience & understanding of retail financial services across NBFCs, banking Ability to liaison & follow-up with external and internal stakeholders Understanding of CIBIL and other checks required to validate customers credibility

Generation of Personal Loan business through Channel Partner/DST PL Salaried & PL self employed, well informed with both products. To create own Channel distribution network to generate business. To meet customers, collect required documents as per policy. To facilitate end to end processing of loan proposals from origination, approval by Risk team and disbursals.

Sales & Profitability To drive Business Loan (un secured) business through DST & Direct market. To develop sales growth strategy, target market identification, mapping company's offerings to market needs in a fast-paced environment To do sales budgeting. i.e. Based on the business target Decide on Manpower required & its salary costing, Incentive structure & Targets To develop and execute business plans for achieving the targets of the or BL Business Development To create and drive alternate channels for Sales along with the regular channels To open up avenues for business through corporate channel To Scan the National market and its competitive offerings on a periodic basis; report on emerging trends and business opportunities for the consumer business. Should give a quarterly update on various Salaried Personal Loan products in the markets offered by competitors Business Development initiatives To understand the market dynamics and accordingly suggest Credit & product team in devising competitive pricing structure periodically whatsapp your cv to 8129010675