719 Unsecured Loans Jobs - Page 29

Drive sales of Unsecured Business loan via DSAs & open market. Handle lead generation, customer acquisition, documentation, and disbursement. Ensure portfolio quality, track competition, and maintain MIS & sales pipeline for business growth

Revenue Generation Own and deliver monthly revenue targets through successful origination and closure of debt transactions via the Recur Club platform. Deal Sourcing & Pipeline Building Proactively identify and qualify new prospects through direct outreach, referrals, and the partner ecosystem. Meet 3 4 Founders, Promoters, or CFOs daily to pitch Recur Club s capital solutions. Develop a consistent pipeline of high-quality deals across priority sectors and geographies. Consultative Selling Understand client business models and funding needs to advise on optimal capital structures (e.g., working capital, venture debt, term loans, asset-backed financing). Build trust with finance decision-makers through financial insight, advisory-led conversations, and tailored capital solutions. Negotiate engagement terms, finalize platform commercials, and execute the Engagement Letter. Deal Execution & Coordination Oversee the deal journey from evaluation through financial due diligence to closure, coordinating with internal capital consultants, operations, and lenders. Drive urgency and maintain momentum across stakeholders to ensure timely deal closures. Experience: 3 7 years of experience originating debt transactions with emerging and mid-market corporates across various types of debt instruments. Financial Acumen: Strong understanding of financial statements, credit metrics, and capital structures. Product Knowledge: Exposure to multiple debt solutions including secured and unsecured loans, revenue-based financing, and cash flow lending. Stakeholder Engagement: Proven track record of engaging with Founders, Promoters, and CFOs of both growth-stage and established businesses. Work Ethic: Self-starter with a high degree of hustle, discipline, and ownership mindset. Communication & Collaboration: Excellent communication skills, stakeholder management, and adherence to CRM best practices. Be Part of a High-Growth Fintech: Join a fast-scaling company that s transforming how businesses access capital through a technology-led approach. Work with Experts: Hustle alongside a dynamic team that combines deep capital markets expertise with a product-first mindset. Engage with Top Stakeholders: Collaborate with senior leaders across startups, corporates, venture capital firms, and financial institutions. Performance-Driven Rewards: Enjoy an attractive compensation structure with significant performance-linked incentives.

Dear all , We are hiring Relationship Manger / Sales Manager for all over Amravati locations. Freshers can apply. Designation - Relationship Manager Product - Micro Business loan and LAP Locations - Amravati, Akola, Ner, Warud, Khamgaon and Washim. Date - 13th May to 15th May Time - 10:00 am to 4:00 pm Interview Address - AU Small Finance Bank ltd , Plot No 3 & 8, Shewalkar Complex, Rajapeth Chowk, Badnera Road, Amravati, Maharashtra 444701 Contact Person - Sanket Dhenge (Cluster Head) Graduate Freshers can apply. Role & Responsibilities: Generate potential business leads from sourcing channel / open market. Deliver Assigned targets as communicated. To assess the customer profile, collect necessary documentation and recommend customers to credit buyers for approval. To Achieve assign targets home loan on month-on-month basis. To work closely with supervisor and do the planning of monthly target Achievement. Preferred Candidate Profile: Minimum 3+ Years of field sales experience in Business Loan / LAP / Home Loan. Interested candidates can mail cv at rajeshwari.bamane@aubank.in

Dear all , We are hiring Relationship Manger / Sales Manager for all over Nagpur locations. Freshers can apply. Designation - Relationship Manager Product - Micro Business loan and LAP Locations - Nagpur, Chandrapur, Wani, Wardha, Savner, Gondia and Bhandara. Date - 13th May to 15th May Time - 10:00 am to 4:00 pm Interview Address - AU Small Finance Bank ltd, 3rd Floor, Sameep Tower , Plot No.11, East High Court Road, Ramdaspeth NAGPUR 440010 Contact Person - Ruchir Agrawal (Cluster Head) Graduate Freshers can apply. Role & Responsibilities: Generate potential business leads from sourcing channel / open market. Deliver Assigned targets as communicated. To assess the customer profile, collect necessary documentation and recommend customers to credit buyers for approval. To Achieve assign targets home loan on month-on-month basis. To work closely with supervisor and do the planning of monthly target Achievement. Preferred Candidate Profile: Minimum 3+ Years of field sales experience in Business Loan / LAP / Home Loan. Interested candidates can mail cv at rajeshwari.bamane@aubank.in

Role & responsibilities - Unsecured business loans/ Collections/ Business Designation will be Group Credit Officer or Individual Relationship Officer Preferred candidate profile - Graduate- Freshers, Experienced candidate with no Gaps in there tenure. We have vacancies in PAN Rajasthan locations. We offer good salary + Incentive + Fuel + Health benefits.

source open market business of Home Loan LAP Mortgage completely aware of the products being offered by the company Relationship building with the customer Responsible for implementing sales and marketing activities Home loan LAP Mortgage. Required Candidate profile Must be a graduate from any stream Should have minimum 6 months of experience in any sales Candidates with prior experience in BFSI / NBFC will have an added advantage fresher also welcome Perks and benefits Best in Industry*

Role & responsibilities Communicating and generating leads and leads management for efficient conversion. Comprehensive mapping of the Data bank from complete value chain. (i.e. Authorized Dealer, Sub-dealer & Multi brand dealer etc.) Following up and liasoning with credit and process for maintaining efficient TAT. Daily reporting to ASM/BM To achieve the target as decided from time to time. Portfolio management. Preferred candidate profile Good communication skill Basic Computer knowledge must Own vehicle must

Role & responsib Job Title: Credit Manager Unsecured Business Loans Company: Sampathi Credits Pvt. Ltd. Location: Chennai, Tamil Nadu Industry: NBFC – Financial Services Experience: Minimum 3 years in Credit/Risk assessment (Unsecured Business/Retail/MSME Loans) About the Company: Sampathi Credits Pvt. Ltd. is a fast-growing Non-Banking Financial Company (NBFC) focused on empowering small businesses and entrepreneurs through accessible and innovative credit solutions. Our core mission is to bridge the credit gap by providing unsecured business loans tailored to the unique needs of MSMEs and emerging enterprises. As we continue our expansion across Chennai, we are seeking a skilled and driven Credit Manager to join our dynamic team. Key Responsibilities: Evaluate and approve unsecured business loan applications based on financial data, cash flow analysis, and risk parameters. Perform thorough credit assessments of individuals and businesses, ensuring sound lending decisions aligned with company policies. Analyze applicant financial statements, credit bureau reports, and business performance to assess creditworthiness. Monitor portfolio quality and conduct periodic reviews to identify early warning signals and mitigate risks. Work closely with the sales and collections teams to ensure timely disbursal and effective risk mitigation. Maintain documentation and ensure compliance with internal credit policies and regulatory norms. Use credit scoring models and tailor underwriting practices to balance risk and business growth. Recommend and implement credit policy enhancements based on market trends and portfolio performance. Requirements: Experience: Minimum 3 years in credit assessment for unsecured loans (Retail/MSME preferred). Industry Background: Banking, NBFC, Microfinance, or other lending institutions. Education: Bachelor's degree in Finance, Accounting, Business, or related field (MBA/CA is a plus). Strong knowledge of lending procedures, credit policies, and risk management practices. Proficient in analyzing financial statements, bank statements, and credit reports. Excellent analytical, communication, and decision-making skills. Must be based in Chennai or willing to relocate. Why Join Us? Be part of a high-growth NBFC committed to financial inclusion. Opportunity to shape and influence credit policy in a dynamic lending environment. Competitive salary and career advancement opportunities. ilities Preferred candidate profile

Role & responsibilities Managing Cross sell business through assigned team of sales officers in the designated area or territory Managing a team of sales officers Effective co-ordination between sales team, customers, tele-calling unit & operations Responsible for team performance in meeting targets in terms of sales, productivity, delinquencies Maintain and monitor team performance in terms of discipline, attendance, quality norms Effective communication with management team to resolve issues, seek clarifications Capturing market feedback and provide inputs to improve team performance Preferred candidate profile Graduate with 3+ years of relevant experience into Personal Loans. Team handling experience is added advantage. Good communication and pleasing personality. Thanks & Regards, Monica 7397298585 Executive - Human Resource HDB Financial Service

Experience-1-5 years Designation - Analyst/Senior Analyst Process: Consumer Loan Underwriting Job Location: Nagpur Purpose of Job: We are currently seeking talented Consumer Lending Underwriters with a minimum of 1 to 5 years of experience specifically in Consumer loan Underwriting. This is a Chat based Back-office process, where the borrowers/agents would contact the analyst requesting a decision on a Consumer Loan product offered by the client The process involves Underwriting for Secured and Unsecured loans which involves a detailed study of the borrowers credit standing, credit worthiness and capacity to pay. A detailed investigative analysis of the borrowers credit report along with evaluation of income would be required to take a decision on the loan. Responsibilities: Candidates shall be responsible for rendering decisions on loan applications based on established criteria and determine risk associated with borrower based on profile and parameters. Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted. Review borrowers credit reports to ascertain the credibility with respect to honouring payment obligations and evaluate any credit red flags like delinquencies, charge offs, or bankruptcies. Evaluate and verify income documents like Pay stubs, W2’s, and IRS Tax return documents to determine whether borrower has the capacity to repay the loan based on a complete evaluation and verification of the borrower’s income. Post evaluation and assessment of the degree of risk, document the reasons for approval or denial of the loan and add the documentation to the loan file. Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes. Applies understanding of established guidelines and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience. Skills required: Must have excellent written and comprehension skills Must have excellent decision-making skills that are backed by relevant details and research. Good analytical, logical and audit skills. Close attention to detail. Minimum Requirements: Minimum 1to 5 years’ experience specifically in Consumer Loan Underwriting (Auto Loans and Personal Loans) for the US market Willingness to work 5 days a week with rotational weekly offs (Saturday and Sundays may/may not be off) is a must Should be well versed with Income verification and Credit Verification Good knowledge of Banking and lending principles Should be a team player with good interpersonal skills. Graduation in any discipline.

Home Loan and LAP Leading a team of RM’s and CSM’s Onboarding of new channel partners DSA’s and Connectors Call Ms. MADHURI (M) 8180034135

Sales Manager initially is a individual profile who generate lead from builders and connectors, Later they will add team. This is for secured loan i.e. home loan & mortgage and also do cross sales of other loans.

Were Hiring: Education Loan Sales Executive Location: Gurgaon sector 39 and South Delhi - Near Malviya Nagar Experience: 01 to 3 years Salary: Competitive + Attractive Incentives Upto 25 NTH + PF About the Role: We are looking for motivated and enthusiastic individuals to join our team as Education Loan Sales Executives ! Your primary responsibility will be to guide students and parents through the process of securing education loans for higher studies both in India and abroad. Key Responsibilities: Generate and follow up on leads from various sources (walk-ins, online, referrals). Understand students' financial needs and suggest appropriate loan products. Explain loan terms, interest rates, documentation, and repayment options. Build strong relationships with students, parents, and educational institutions. Coordinate with banking partners for smooth loan processing. Meet monthly sales targets and ensure high customer satisfaction. Requirements: Bachelors Degree (Any stream). Excellent communication and interpersonal skills. Sales-driven mindset with a customer-first attitude. Basic knowledge of financial products (Training provided). Freshers or experienced candidates in education loans, financial services, or banking are welcome! Why Join Us? Fixed Salary + Incentives & Performance Bonuses. Training and career growth opportunities. Supportive team and work environment. Work with students aiming for top global and Indian universities.

Should go in the open market to source the DSA channels for the business of Secured and Unsecured lending (BL) then making that DSA as the potential channel to source the business. Understanding the procedure and the documentation for the empanelment of the channel partners and the pay-out grids to them and making then onboard for the further business with them. Sourcing the potential clients/customers for the business of Secured and Unsecured lending (BL) then converting them into ultimate business as per their requirements. Handling end-to-end procedure starting from the log-in of the file to the disbursement of the same. After the disbursement clearance of the OTCs and PDDs on time. Good understating of the KYCs, Financials & property related documents and strong adherence to the policy and the parameters led down in the entire process from log-in to the disbursals. Skill & Experience Required: DSA sourcing experience is preferred. Soft Spoken with good convincing skills. Working knowledge of BL as products. Understanding the financials. Candidate should be graduate. Education: Graduate in any discipline. Venue: Chennai - No 62,4th Floor, New Parade view, Opposite to Rajaratnam stadium, Rukmani Lakshmipathi Road, Egmore, Chennai, Tamil Nadu, 600029. Contact person - Antony - 8072719141 Bengaluru - Aishwarya Sampoorna, 79-1/2, 1st Floor, Vani Vilas Road, Basavanagudi, Bangalore, Karnataka, 560004. Contact Person - Ronald - 8123122150 Hyderabad - Unit: 1101, 11th Floor, T19 Towers, M G Road, Indiranagar, Rani Gunj, Hyderabad, Telangana, 500003. Contact Person - Kiran - 8106667700

Vacancies in Home Loan, LAP Loan Minimum6 months experience in Any BFSI Sales 12th pass can apply Location: Karnal , Rohtak , Yamunanagar , Kharar , Ambala , Karnal , Zirakpur , Hisar Apply quickly > Resume > WhatsApp > 9988848119

Job Description for State Operations Manager Job Title State Operations Manager Function / Department Operations Department Head GM, Operations Reporting Manager Regional Operation Manager Ex Key Expectation: Product / policy experience in retail / rural market segment Secured lending exposure will be preferred. Purpose of the Job: This position is responsible to manage different operational activities based out of Rural, Urban & Housing finance branches for the respective State. Operations for Rural branches are handled through Transaction officer who are responsible for below activities. - Loan Booking Process Unsecured Products - Quality Checks - Cash Disbursals & Collections - Payment Application - File Dispatches - Receipt Book Updations Operations for Urban / HFC branches are handled through Booking executives who are responsible for below activities. - Loan Booking Process for Secured Products - Quality Checks - File Dispatches - Legal & Technical review - OTC / PDD monitoring - Monitoring End to End TAT for different processes State Operations manager would be responsible for managing all the above activities with the help of dedicate operation Managers who will be taking care for 10-15 branches. All the branches Transaction officer reports to Operation Manager who further reports to State Operations Manager. The role requires extensive travelling to all the branches for the respective state to manage the Operations officers at each of these branches. Primary responsibilities include: Responsible for appropriate functioning of the overall Operations process at each of the branches allocated. Using Operational expertise through meeting with all key stake holders of the branches. bridging the gaps identified in day to day branch operations by close monitoring and supervision. Review of sample cases on a day to day basis to ensure file quality and compliance to Quality check parameters. Ensuring Operational and Cash management controls are effective across all branches allocated on an ongoing basis. Enforce process discipline and policy compliance in all branches allocated under the clusters. Prevent process deviations by doing root cause analysis and putting in preventive and corrective actions in place. Conducting an audit and ensuring safekeeping / timely dispatch to RMU for Operational records like disbursed files, receipt books, vault registers and other registers maintained by the Transaction officers. Ensuring improvement in the Quality scores of all the branches responsible for and adherence to Operational requirements with ongoing process & system changes. Responsible for measuring productivity of the respective TOs and ensuring adherence to the TAT. Responsible for training, back-up planning, job rotation of the TOs and timely hiring / ensuring low attrition levels. Provide valuable inputs towards system and process changes to eliminate wastage and bring in additional controls. Carry out UATs on system changes and share valuable inputs with Technology teams. Train the Transaction officers for the branches responsible on new products, system and process changes and ensure appropriate training has been imparted before enhancements going live. Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business & Financial Management Ensuring loan booking & payment application within the agreed TAT across all branches in clusters allocated. Internal Control checks & appropriate Record management Compliance to business policies and processes. Operational Loss to be kept at minimal. Customer Focus Consistently meet predetermined metrics to achieve business objectives and customer SLAs. Identify and resolve Operational Issues & problems. Provide strategic guidance to the operations managers / business teams to ensure and improve service delivery People / Team Manage Operations Managers / Transaction officers across all branches for the respective State. Responsible for resolving their day-today issues, back-up planning, job rotation, timely hiring and ensuring low attrition levels. Create a high performance, fair and exciting work environment that provides motivation and development opportunities for the teams Monitor Productivity, errors effectively Attrition within acceptable levels Effective Training Development and delivery Process / Quality Improvement Ensure process discipline and policy compliance across all branches under the clusters allocated. Using Operational expertise and bridging the gaps identified in day to day branch operations by close monitoring and supervision. Review of sample cases on a day to day basis to ensure file quality and compliance to Quality check parameters. Ensuring Operational and Cash management controls are effective across all branches allocated on an ongoing basis. Prevent process deviations by doing root cause analysis and putting in preventive and corrective actions in place. Conducting an audit and ensuring safekeeping / timely dispatch to RMU for Operational records like disbursed files, receipt books, vault registers and other registers maintained by the Transaction officers. Ensuring improvement in the Quality scores of all the branches responsible for and adherence to Operational requirements with ongoing process & system changes. Provide valuable inputs towards system and process changes to eliminate wastage and bring in additional controls. Carry out UATs on system changes and share valuable inputs with Technology teams. SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 04M1 M3SM1 to SM3Nos. 7 101-2NA Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1Operations Manager RuralSupervising the day to day Operational activities for all branches allocated.2.Booking Officer Urban/HFCSupervising the day to day Operational activities for all branches allocated. Decision making authority Describe the authority permitted to take decisions, and those you are expected to recommend AreaDecisions takenDecisions recommended Process Changes Process ImprovementsSystem Changes System EnhancementsPerformance Management Performance ratings of Operations Manager, Transaction Officers & Booking executive and all other employees part of Operation for the respective state Self-deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1Analyzing trends & Control MISs to come up with pain areas and proposed resolution - preventive and corrective process actions2Supporting New Product / Process & System development3Managing ad-hoc queries and Audit Reviews4Managing cordial relationship with all stakeholders5Moderate execution skills in a multi-tasking mode Challenge Challenge on working relationships, both internal & external contacts Sr. NoMost frequent contactsNature or purpose 1Businesses/Business marketingTAT, Product & Process Changes Performance evaluation Resolution of Operational Issues Monthly Dashboards2TechnologySystem development, enhancement & UATs3AuditProcess Reviews4RiskProcess Improvement & reduction of errors Peer S.noPeer (functional title/role title)Indicate brief job purpose 1State Business / Risk Mangers (other clusters / states)Coordinate and ensure synchronization of processes across Business & Risk Functions. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of are: Sr. NoOther relevant factors (Required Skills) 1Strong execution skills and ability to deep dive and review processes2Strong Focus on risk & controls3Good consumer Loans product knowledge, processing, control mechanisms, accounting principles and technology savvy. Understanding of accounting entries with respect to consumer loans is a must.4Effective people management5Effective Communication (with various stakeholders) Expertise required/ Domain Knowledge: Minimum educational qualification Graduate / Post Graduate / MBA Finance or equivalent. Hands-on experience on Rural / HFC Operations. Understands basic quality checks on documentation KYC, application forms, loan and income documents Understands local dialect / vernacular language. Basic accounting knowledge Communication skills Team Management skills No. of Years for relevant experience 4 to 5 years experience in BFSI space and MF Operations. Any specific specialization/education: Graduate/ Post Graduate or MBA Finance with relevant experience

Role & responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Preferred candidate profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and benefits Salary is not constrain for right candidate. Location Openings Ranibennur 1 Hassan 1 Shimoga 1 Interested one can hit your resume to bhoomika.somayaji@smfgindia.com and walk-in directly to below address

Role & responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Preferred candidate profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and benefits Salary is not constrain for right candidate. Location Openings Ranibennur 1 Hassan 1 Shimoga 1 Interested one can hit your resume to bhoomika.somayaji@smfgindia.com and walk-in directly to below address Vinay V - 8904030601 3rd Floor, Vishalakshamma Building, 3rd Cross, 5th Ward, Durgigudi Extention, Opp Durgigudi School, Shimoga-577201 Umesh - 9686681629 RS NO 798 , Ground Floor,plot no 11, Devi Heights ,Opp KEB , PB Road ,Ranebennur-581115 , Karnataka. Nagaraj Ganiga - 9686509075 First Floor #4-1-508-10B MGV Spaces 10th Cross, Mini Vidhanasoudha road, Kuvempunagar 2nd Stage Hassan, Karnataka State - 573101

Role & responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Preferred candidate profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and benefits Salary is not constrain for right candidate. Location Openings Gulbarga 1 Belgaum 1 Bidar 2 Interested one can hit your resume to bhoomika.somayaji@smfgindia.com and walk-in directly to below address Bhaskar - 9972997474 No. 3-240 Beside Hanuman Mandir, Milan Chowk Gazipur Kalburgi Karnataka State-585101 Laxman Burli - 9611107574 CTS no 1373,1st Floor, Rajmani Complex, Opp City Arcade Muthoot Finance, Ramlingkhind Galli, Belgaum-590002. Abdul Rashid - 9591869575 First Floor No. 50 Anuj Arcade, Opp Sai School Ganesh Maidan Bidar 585401.