5701 Underwriting Jobs - Page 11

About The Opportunity Join a high-growth leader in the Financial Services sector, specializing in innovative mortgage underwriting solutions. This role, based on-site in India, is designed for professionals passionate about excellence in mortgage processing and risk management. We are seeking a strategic leader who excels in mentoring teams and driving continuous improvement in underwriting operations. Role & Responsibilities Oversee and lead comprehensive mortgage underwriting operations, ensuring compliance with internal policies and regulatory standards. Manage and mentor a dedicated underwriting team, driving performance through constructive feedback and targeted training. Optimize underwriting workflows to enhance efficiency, reduce turnaround times, and maintain high accuracy in decision-making. Collaborate closely with cross-functional teams such as sales, risk management, and operations to implement best practices and innovative solutions. Monitor key performance metrics and conduct regular performance reviews to identify and implement process improvements. Ensure robust adherence to compliance frameworks and internal control standards, mitigating potential risks effectively. Skills & Qualifications Must-Have: Proven experience in mortgage underwriting or related financial services with a minimum of 3 years in a leadership role. Must-Have: Deep understanding of mortgage processing, underwriting standards, and regulatory compliance requirements. Must-Have: Strong team leadership capabilities with demonstrable experience in managing and developing cross-functional teams. Must-Have: Exceptional analytical, decision-making, and problem-solving skills to drive optimal outcomes. Preferred: Experience with process automation or digital underwriting platforms that enhance operational efficiency. Preferred: Advanced degree or certifications in finance, risk management, or related disciplines. Benefits & Culture Highlights Competitive salary package with performance-based incentives. Opportunities for professional development and leadership training. A collaborative on-site work environment that fosters innovation and career growth. If you are a results-driven leader ready to make a significant impact in the mortgage underwriting domain, we invite you to apply and join our team to drive excellence every step of the way. Skills: team leadership,risk management,digital underwriting platforms,process optimization,mortgage underwriting,compliance,process automation,decision-making,financial services,problem-solving,analytical skills,underwriting,regulatory compliance

Job Requirements Role/ Job Title: Credit Manager-Inventory Finance Function/ Department: Central Team Job Purpose Supply Chain Finance/Inventory Finance facility is the loan facility extended to the dealers in the primary market for procurement of inventory of TW/Auto/CV and CD from various OEM’s/Manufacturer. Consumer/Consumption finance & Automobile industry has been growing consistently & this growth has given high business opportunity to cater the financial needs of the dealer fraternity. We provide financial assistance to TW/ CD/ Auto / CV / Tractors dealers primarily to fulfil their short-term working capital. Roles & Responsibilities Ensuring high quality of underwriting with minimum error and as per policy guideline. Ensuring the maximum productivity per credit resource. Responsible for assessment of cases within stipulated TAT. Evaluating the financial performance of dealers through analysis of dealer’s performance. Regular dealer visits to understand the market and business requirements and lesioning with borrower as and when require. Determining the key credit risks and mitigating factors while evaluating the proposal Preparation of various MIS's incl. Credit review MIS, proposal tracker, Limit Tracker, Condition/ Deferral tracker, extension of limits on account of non-fulfilment of condition/submission of renewal documents. Education Qualification Professional Degree: CA Post-graduation: MBA, PGDM Experience: 2+ years of relevant experience

Job Description: The Credit Manager plays a crucial role in Retail Banking - Credit by managing a team and collaborating with the sales team to meet the assigned area targets. It involves direct interaction with consumers to assess their creditworthiness, oversee verifications, and comply with the company's credit policies. The primary focus is on executing tasks in a manner that supports sales while mitigating risks, aligning with the bank's overall organizational goals. Key Responsibilities: - Underwrite secured and unsecured loan proposals based on established policies to meet SLAs and manage business volumes effectively. - Supervise a team of credit underwriters, offering necessary guidance and support. - Conduct personal discussions with customers to evaluate their creditworthiness. - Proactively handle front-end delinquencies by contacting customers after the initial presentation. - Ensure completion of credit/KYC documentation, including telephonic, field, and collateral verifications. - Collaborate with the sales team to achieve targets and uphold SLAs. - Maintain strict adherence to credit policies and established standards. Educational Qualifications: - Minimum requirement: Graduate in any discipline. Experience: - Ideally 1 to 4 years of experience in credit management.,

Company Description About Sopra Steria Sopra Steria, a major Tech player in Europe with 50,000 employees in nearly 30 countries, is recognised for its consulting, digital services and solutions. It helps its clients drive their digital transformation and obtain tangible and sustainable benefits. The Group provides end-to-end solutions to make large companies and organisations more competitive by combining in-depth knowledge of a wide range of business sectors and innovative technologies with a collaborative approach. Sopra Steria places people at the heart of everything it does and is committed to putting digital to work for its clients in order to build a positive future for all. In 2024, the Group generated revenues of €5.8 billion. Job Description The world is how we shape it. Role Overview: We are seeking a skilled and proactive IT Business Analyst to be part of a dynamic team involved in building a greenfield Asset Insurance product . The ideal candidate will work closely with stakeholders, product owners, and development teams to drive user story creation, grooming, and refinement. The product spans across Partner, Portfolio, Policy, Claims, Insurance, and Accounting modules , and requires deep functional understanding of insurance processes and agile delivery. Key Responsibilities: Collaborate with business stakeholders and product owners to gather, analyze, and document requirements for a greenfield Asset Insurance product. Break down high-level features into epics and user stories with clearly defined acceptance criteria. Lead and facilitate refinement and grooming sessions, ensuring alignment with business goals and technical feasibility. Define process flows, data models, and UI mockups to support requirement understanding. Act as a bridge between business and technical teams, ensuring accurate translation of business needs into deliverable features. Ensure traceability of requirements through development, testing, and delivery. Support the QA and UAT teams with clarifications, test case validation, and issue triage. Participate in Agile ceremonies including daily stand-ups, sprint planning, reviews, and retrospectives. Maintain backlog hygiene by continuously refining stories and prioritizing based on business value and dependencies. Key Modules Exposure: Partner Management – onboarding, relationship tracking, commissions. Portfolio Management – asset categorization, portfolio structuring. Policy Lifecycle – quotation, underwriting, issuance, endorsements, renewals. Claims – FNOL, assessment, settlement, fraud detection. Insurance Core – coverage definitions, product setup, rating engines. Accounting – premium reconciliation, claim disbursement, financial integration. Qualifications & Skills: 5+ years of experience as a Business Analyst in Insurance domain, preferably General/Asset Insurance. Strong understanding of Agile methodologies (Scrum/SAFe). Experience with tools like JIRA, Confluence, Balsamiq, Figma, etc. Experience in working on greenfield or large-scale transformation projects is preferred. Exposure to API-driven product development is an added advantage. Nice to Have: Certifications such as CBAP, CCBA, SAFe Agilist/Practitioner, PSM I. Prior experience with InsurTech platforms or digital insurance products. Understanding of compliance and regulatory requirements in insurance. Total Experience Expected: 08-10 years Location: Noida Qualifications Bachelor's degree in IT, Computer Science, Business, or related field Additional Information At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

Location: Kothrud Salary: 25000 to 35000 Company Description Accurate is a premier Insurance Consulting and Risk Advisory firm, widely recognized as one of the leading Employee Benefits Consultants within the insurance sector. We specialize in delivering comprehensive solutions in Risk Management, Risk Mitigation, and Insurance Placement, tailored to meet the complex and evolving needs of our clients. Our services span from strategic advisory and program design to implementation, ongoing management, and optimization. With a commitment to excellence, we provide value-driven insights that enhance operational resilience and support long-term business objectives. Job Title: Underwriter – Health (Employee Benefit) The Underwriter is responsible for evaluating and analyzing the risks involved in Health insurance proposals- Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance etc. They ensure sound underwriting practices while working closely with insurers and clients to secure optimal coverage and terms. Key Responsibilities: 1) Evaluate and assess insurance proposals as per IRDA underwriting guidelines and documentation for Health insurance proposals- Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance. 2) Recommend suitable products, terms, and comparitive premiums to internal sales team/customers. 3) Coordinate with insurers for quote procurement, premium negotiations and policy issuance within TAT. 4) Ensure accuracy in documentation like proposal forms and endorsements. 5) Coordinate with internal teams – sales, operations, and claims – for smooth service delivery. 6) Maintain accurate underwriting records and reports. 7) Maintaining claim documentation for Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance etc. Key Skills & Competencies: 1) Sound knowledge of underwriting practices across Health Lines products (including Group Mediclaim; Group Personal Accident; Workmen Compesastion; Group Term Insurance). 2) Excellent verbal & written communication skills. 3) Excellent MS Office skills like advanced Excel, PowerPoint presentations. 4) Familiarity with IRDAI regulations and insurance systems. Qualifications: 1 Preferably engineering or any Graduate & Insurance certifications like Licentiate / Associate from III will be preferred. 2) 2–5 years of underwriting experience in General & Life Insurance company or Insurrance Broking Company . 3) freshers also can apply Salary Freshers -15000 in training period/probation. Experienced based on last salary and range is 25000-35000 based on skill set.

Location: Kothrud Salary: 25000 to 45000 Company Description Accurate Risk Managers and Insurance Brokers is a premier Insurance Consulting and Risk Advisory firm, widely recognized as one of the leading Employee Benefits Consultants within the insurance sector. We specialize in delivering comprehensive solutions across the domains of Risk Management, Risk Mitigation, and Insurance Placement. With a deep understanding of industry dynamics and a commitment to excellence, we offer end-to-end, integrated services that span the entire insurance lifecycle. Our holistic approach ensures that clients receive customized risk solutions along with value-driven insights to enhance operational resilience and support long-term business objectives. Job Title: Underwriter – Commercial Lines The Underwriter is responsible for evaluating and analyzing the risks involved in Commercial insurance proposals- Fire, Engineering, Marine, Liability. They ensure sound underwriting practices while working closely with insurers and clients to secure optimal coverage and terms. Key Responsibilities: 1) Evaluate and assess insurance proposals as per IRDA underwriting guidelines and documentation for Commercial insurance proposals- Fire, Engineering, Marine, Liability . 2) Recommend suitable products, terms, and comparitive premiums to internal sales team/customers. 3) Coordinate with insurers for quote procurement, premium negotiations and policy issuance within TAT. 4) Ensure accuracy in documentation like proposal forms, declarations, and endorsements. 5) Coordinate with internal teams – sales, operations, and claims – for smooth service delivery. 6) Maintain accurate underwriting records and reports. 7) Maintaining claim documentation for fire, engineering , marine & liability. Key Skills & Competencies: 1) Sound knowledge of underwriting practices across Commercial Lines products (including fire , engineering, marine & liability). 2) Excellent verbal & written communication skills. 3) Excellent MS Office skills like advanced Excel, PowerPoint presentations. 4) Familiarity with IRDAI regulations and insurance systems. Qualifications: 1) Preferably engineering or any Graduate & Insurance certifications like Licentiate / Associate from III will be preferred. 2) 2–5 years of underwriting experience in General Insurance company or Insurrance Broking Company . 3) freshers also can apply Salary: 1) freshers -15000 in training period and after confirmation salary will be 25000. 2) experienced based on last salary and range is 25000-35000 based on skill set.

Location: Kothrud Salary: 25000 to 45000 Company Description Accurate is a premier Insurance Consulting and Risk Advisory firm recognized as a leading Employee Benefits Consultant in the insurance sector. We deliver comprehensive solutions in Risk Management, Risk Mitigation, and Insurance Placement, tailored to clients' evolving needs. Our services span the entire insurance lifecycle, from strategic advisory and program design to implementation and ongoing management. We ensure our clients receive customized risk solutions and value-driven insights to enhance operational resilience and support long-term business objectives. Job Title: Underwriter – Commercial Lines The Underwriter is responsible for evaluating and analyzing the risks involved in Commercial insurance proposals- Fire, Engineering, Marine, Liability. They ensure sound underwriting practices while working closely with insurers and clients to secure optimal coverage and terms. Key Responsibilities: 1) Evaluate and assess insurance proposals as per IRDA underwriting guidelines and documentation for Commercial insurance proposals- Fire, Engineering, Marine, Liability . 2) Recommend suitable products, terms, and comparitive premiums to internal sales team/customers. 3) Coordinate with insurers for quote procurement, premium negotiations and policy issuance within TAT. 4) Ensure accuracy in documentation like proposal forms, declarations, and endorsements. 5) Coordinate with internal teams – sales, operations, and claims – for smooth service delivery. 6) Maintain accurate underwriting records and reports. 7) Maintaining claim documentation for fire, engineering , marine & liability. Key Skills & Competencies: 1) Sound knowledge of underwriting practices across Commercial Lines products (including fire , engineering, marine & liability). 2) Excellent verbal & written communication skills. 3) Excellent MS Office skills like advanced Excel, PowerPoint presentations. 4) Familiarity with IRDAI regulations and insurance systems. Qualifications: 1) Preferably engineering or any Graduate & Insurance certifications like Licentiate / Associate from III will be preferred. 2) 2–5 years of underwriting experience in General Insurance company or Insurrance Broking Company . 3) freshers also can apply Salary: 1) freshers -15000 in training period and after confirmation salary will be 25000. 2) experienced based on last salary and range is 25000-35000 based on skill set.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa Consulting and Analytics (VCA) drives tangible, impactful and financial results for Visa’s network clients, including both financial services and merchants. Drawing on our expertise in strategy consulting, data analytics, brand management, marketing, operational and macroeconomics, Visa Consulting and Analytics solves the most strategic problems for our clients. The India & South Asia (InSA) Consulting Market team within Visa Consulting & Analytics provides consulting and solution services for Visa’s largest issuers in India, Sri Lanka, Bangladesh, Nepal, Bhutan & Maldives. We apply deep expertise in the payments industry to provide solutions to assist clients with their key business priorities, drive growth and improve profitability. The VCA team provides a comprehensive range of consulting services to deliver solutions that address unique challenges in areas such as improving profitability, strategic growth, customer experience, digital payments and running risk. You will join our consulting team and play a role in delivering and implementing high impact projects and solutions with clients across the Payments Ecosystem which includes Issuers, Acquirers, Merchants, Fintechs etc. optimize client performance by helping them implement strategies and campaigns recommended by Visa. This role is based in our Mumbai office. What a Cards Portfolio Consulting Manager does at Visa: The Manager Portfolio Optimization Consulting is responsible for delivering Portfolio Optimization advisory services to Visa’s clients. The Manager will report into Lead Portfolio Optimization and CMS Visa Consulting and Analytics, VCA - India and South Asia (INSA), Role responsibilities will include: With expertise in Portfolio Optimization, help develop clients’ business strategies across the product lifecycle (acquisition, underwriting, customer management, portfolio management) Partner with in-market VCA consultants and data scientists to innovate and deliver Portfolio Optimization-related advisory engagements Regular strategic & planning discussions at client level collaborating with internal Visa teams and key stakeholders at clients Manage, facilitate and implement consulting services and meet engagement deliverables (engagement objectives, project scope, paperwork and project delivery) Design and deliver compelling presentations to illustrate findings, ideas, recommendations within consulting engagements and more broadly, at times physically support implementation at the client site Collaborate cross-functionally (e.g., analytics, marketing, sales, risk, client services, products & innovation) and across global regional teams to execute projects in ways that use the breadth and depth of Visa’s resources Build solutions and actionable insights that will help clients to grow their portfolios and engagement in their core business Portfolio/Produce insights, analyses and recommendations to improve client performance, boost growth, drive understanding of client issues and provide strategic guidance for client priorities across the verticals and segments Potential projects could include portfolio management diagnostics, assessments of digital product and marketing strategies, product design and launch, development of industry landscape evaluations to inform payments strategies, and optimization of client customer experience and supporting processes. Why this is important to Visa Visa is committed to meeting a broader set of our client’s needs which in turn help to diversify our revenue. Visa Consulting and Analytics is a leading contributor to achieving this strategy. The Client Consulting Manager is responsible for delivering this objective for India and South Asia clients. Qualifications Qualifications What you will need: Having already accumulated a variety of experience, you will be curious about the payment industry and keen to work alongside an experienced team in gaining a deeper understanding. You should be comfortable in delivery of a project, managing a project end to end and relish the opportunity to work closely with clients to influence their future performance. Specific skills and experience you will bring are: • At least 5 years of experience gained preferably within the financial services practice of a top-tier consulting firm OR at a large Indian, regional or global financial institution and/or financial technology company. A combination of regional and global experience strongly desired • Consulting skills and client engagement capabilities. Advanced client management, project management and presentation skills • Curious, up to date with Indian payment landscape with a point of view on what & how of client priorities & problems • Financial acumen of understanding a P&L. • Detail oriented, ensuring the highest level of quality/rigor in reports and data analysis • Self-motivated, results-oriented individual with the ability to progress multiple priorities concurrently • Strong commercial acumen, with experience in working on business/value cases that prove ROI • Knowledge and understanding of banking operations and/or payment schemes, including products & services, business systems and processes, marketing initiatives and card issuing experience • Relevant depth of experience in at least one of the following areas: digital sales/marketing, merchant acquiring / small business customer segments, data analytics and/or credit risk management • Strong teamwork and collaboration skills with the ability to work effectively with inter-disciplinary groups Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

As a mortgage loan officer, your primary responsibility will be to assist clients in obtaining mortgage loans. This will involve meeting with potential borrowers, evaluating their financial situations, recommending suitable loan products, and guiding them through the application process. You will collaborate with various stakeholders, such as real estate agents and underwriters, to ensure a seamless loan processing experience. Key Responsibilities: - Client Interaction: Conduct meetings with potential borrowers to gain insights into their financial needs and goals. - Loan Application Processing: Evaluate financial information, collect necessary documentation, and ensure accuracy in the process. - Product Knowledge: Recommend appropriate mortgage products based on client requirements and financial status. - Relationship Management: Maintain consistent communication with clients during the loan process and address any queries they may have. - Underwriting and Closing: Work closely with underwriters, coordinate with different departments, and facilitate a smooth loan closing process. - Compliance: Adhere to all relevant regulations and company policies to ensure ethical practices. - Business Development: Establish and nurture relationships with real estate agents, brokers, and other referral sources to foster new business opportunities. This position is available in both Full-time and Part-time job types. Benefits: - Provident Fund Schedule: - Day shift Work Location: - In person Join our team as a mortgage loan officer and play a crucial role in helping individuals achieve their dream of homeownership.,

As a U.S Mortgage Underwriter based in Chennai, you will play a pivotal role in the mortgage lending process by evaluating the creditworthiness and risk profile of potential borrowers. Your responsibilities will include analyzing financial information, reviewing loan applications, and making well-informed decisions regarding the approval, conditional approval, or denial of mortgage loans. It is essential to ensure that all loans adhere to the company's lending standards and regulatory requirements. Your key responsibilities will involve reviewing and verifying loan applications to ensure the completeness and accuracy of all required documents. You will assess the borrower's credit history, employment status, income, and debt levels while confirming the property's value through appraisal reports. Additionally, you will evaluate credit reports to determine creditworthiness, calculate debt-to-income ratios, and review property valuations for accuracy. Furthermore, you will be responsible for ensuring compliance with federal, state, and local regulations, as well as company policies and guidelines. Identifying potential risks and evaluating the overall risk level of loans will be crucial aspects of your role. To excel in this position, you should possess a bachelor's degree and have proven experience in mortgage processing or underwriting. A strong understanding of mortgage industry regulations and procedures is essential, along with excellent analytical and problem-solving skills. Attention to detail, exceptional organizational abilities, and proficiency in mortgage processing software and financial tools are key requirements. Effective communication skills, the ability to work under pressure and meet deadlines, and a solid grasp of financial statements and credit reports are also essential. Certification in mortgage underwriting or related fields would be advantageous. If you are open to working night shifts and have a notice period of up to 45 days, we invite you to join our team and contribute to our mission of providing quality mortgage services.,

Position Title: Manager – Non-Motor Underwriting Department: Non-Motor Underwriting Function: Underwriting Location: Delhi Experience Required: Minimum 5 years in General Insurance Education: Graduate or MBA Industry Preference: General Insurance Salary : Up to 12LPA Position Summary: The role involves independently underwriting commercial non-motor insurance products across Property, Engineering, Marine, and Miscellaneous lines of business for the retail and SME channel. The ideal candidate will ensure adherence to underwriting guidelines and maintain portfolio profitability while collaborating with cross-functional teams. Key Responsibilities : Underwrite Property, Engineering, Marine, and Miscellaneous LOBs independently for the Retail and SME channel. Prepare quotations strictly as per company underwriting guidelines and timelines. Ensure quote requests are acknowledged, reviewed, and followed up within defined SLAs. Maintain a healthy bottom line by adhering to risk selection standards. Assist senior management with data compilation, analytics, dashboards, and MIS reporting. Contribute to system and product development initiatives. Support activities such as claims reviews, audits, and underwriting authority compliance. Analyze product-level profitability and ensure effective tracking of underwriting metrics. Build and maintain strong internal relationships with Sales, Ops, and Claims teams, as well as with external customers and channel partners. Functional Skills Required: Solid understanding of commercial non-motor products Strong command over Excel and MIS tools Experience in preparing dashboards, profitability reports, and quote tracking Exposure to system and process improvement initiatives Job Type: Full-time Pay: ₹1,000,000.00 - ₹1,200,000.00 per year Schedule: Day shift Supplemental Pay: Performance bonus Work Location: In person

As an Underwriter for mortgage business in the assigned branch/location, your primary responsibility will be to review and assess a variety of complex loan applications within defined guidelines. You will be required to make decisions or recommend applications for approval to higher authorities. It is essential to underwrite proposals in accordance with established policies and procedures to meet agreed Service Level Agreements (SLAs) and effectively manage the business volumes in the city/area. Your role will involve conducting personal discussions with customers to evaluate their creditworthiness. This includes ensuring the completion of credit and Know Your Customer (KYC) documents through telephonic, field, and collateral visits. You will need to analyze income to obligation ratios, loan to value ratios, and possess in-depth knowledge of the rationale behind these ratios and their impact on loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster will be part of your routine tasks, along with providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients is crucial. Addressing client queries, utilizing industry knowledge and experience to overcome challenges, and ensuring service quality standards are exceeded are key aspects of your role. You will be responsible for critically reviewing credit proposals to identify industry, business, financial, management, and facility structure risks. Facilitating collateral and other credit risk mitigation measures to support the decision-making process on credit proposals is essential. Ensuring quick turnaround times for credit lending proposals related to mortgage business, such as loans against property and home loans, in collaboration with the sales team is a priority. Ongoing review of credit exposures to maintain their bankability, critically reviewing and documenting proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking risk mitigation steps when necessary are crucial tasks. Managing the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals in coordination with local credit analysts and the sales team, will be part of your daily responsibilities. Moreover, following up and ensuring the recovery of quick mortality cases between 12-18 MOV will be a key aspect of your role. Qualifications required for this position include a Graduate or Masters/Post Graduate degree, with certifications such as CA/MBA being preferable.,

The Assistant Vice President will hold a critical role within the Structured Credit and Real Estate Underwriting (SCREU) team administering a multi-billion dollar portfolio of asset securitization transactions primarily across the ABS and CLO asset classes (including auto, credit card, unsecured consumer loans, middle market, private credit and broadly syndicated loans). The is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. Responsibilities: Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and make appropriate recommendations with the aim of identifying and mitigating credit risks. Assist with classification and risk rating processes. Identify data trends & deteriorating asset performance. Keep abreast of industry/ market developments and customer-specific events; consult with the Business and Underwriting on any action plans per policies (e.g., transaction classification changes). Manage and report risk exposures to structured vehicles backed by various asset classes including Consumer Assets, Broadly Syndicated Loans, Middle Market Exposures within Institutional Clients Group, including derivatives exposures within the transaction Perform in-depth fundamental credit analysis, by monitoring a company’s financial performance, risk metrics and compliance with performance triggers (annual reviews and other credit approvals) Responsibilities include research, credit analysis, risk rating assessment and active monitoring of the portfolio to identify credit migration and may include assisting with quarterly portfolio reviews Compose assigned annual review memos and generate reports as required to highlight portfolio metrics for internal and external regulators Model transactions for risk rating and stress testing purposes Assist with special projects including stress testing, portfolio concentration analysis, internal audit/review functions, Risk Rating processes, Credit Policies and Credit Programs across product groups Assist in analysis and reporting of Basel securitization parameters Work with internal teams to ensure data integrity and credit risk positions are accurately reported in credit systems. Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes. Qualifications and Experience: 3+ years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm; structured credit/securitization experience is a plus Solid experience in structured products or credit analysis Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and analysis of credit agreements and other legal documentation Strong analytical and quantitative skills with ability to perform, review or critique credit analysis on complex transactions Strong writing, presentation and interpersonal skills Strong Microsoft Office skills. Modelling experience is a plus Proven ability to work with little direction and in a team Excellent attention to detail Willingness to learn new products and programs Demonstrated accountability, self-motivation and ability to work under tight deadlines Education: Bachelor's degree/University degree or equivalent experience, Master’s degree a plus ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Credit Decisions ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

You will be responsible for personally reviewing cases according to established policies and procedures, ensuring strict adherence to quality standards. Adherence to agreed upon Service Level Agreements (SLAs) and timelines is crucial for the timely completion of assigned activities. Your role will require a diverse skill set encompassing underwriting, disbursements, collateral management, and coordination with various sales and operational functions. Protecting the company's assets will be a key aspect of your responsibilities, achieved through a thorough evaluation of all credit requests, establishment of appropriate credit limits, and ensuring that all granted loans are well-documented and adequately secured by the relevant collateral. Effective communication of credit decisions to stakeholders is essential for transparency and accountability. Furthermore, you will be tasked with enhancing underwriting efficiencies while upholding proper risk management practices. Conducting Loan Account Verification, Cross Verification, KYC Checks, Bank Passbook and Document Verification, Income and Expense Assessment, Middleman Influence Assessment, Negative Area Checks, CPC Checklist Verification, and monitoring various other aspects such as Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure are also part of your responsibilities. Your role will play a critical part in the operational and financial integrity of the organization, requiring attention to detail, strong analytical skills, and the ability to make sound credit decisions while ensuring compliance with regulatory requirements and internal policies.,

As a Credit Manager - Mortgage Rural within the Credit - Mortgage department, your primary responsibility will be to oversee the complete credit application process for Mortgage products. You will be actively engaged in evaluating the creditworthiness of consumers, ensuring adherence to company credit policies, and maintaining the quality of the portfolio. Your role will involve direct interaction with customers to establish their creditworthiness through verifications and compliance with set guidelines. Your key responsibilities will include underwriting secured and unsecured loan proposals, conducting personal discussions with customers, managing front-end delinquencies, coordinating with sales teams to achieve targets, and ensuring compliance with credit policies. You will also collaborate with Collections to minimize credit loss and delinquency metrics by identifying trends among delinquent customers and proposing corrective actions. Additionally, you will be responsible for reviewing and approving credit proposals, monitoring the retail credit portfolio performance, recommending process enhancements for service quality and efficiency, and suggesting improvements in policies to enhance operational effectiveness and customer service standards. To qualify for this role, you should possess a Graduation degree in any field and have at least 2 years of relevant experience.,

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving students' queries. Manage the process from eligibility to the sanctioning of the loan. About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

As a Mortgage Underwriter, your primary responsibility will be to underwrite mortgage business and manage the portfolio in the assigned branch/location. You will be tasked with reviewing and assessing a wide range of complex loan applications within defined guidelines. Based on your assessment, you will need to make decisions or recommend them for approval to higher authorities. Your duties will include underwriting proposals in accordance with the established policies and procedures to meet the agreed service level agreements (SLAs) and effectively manage the business volumes in the city/area. This will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring the completion of credit/KYC documents, and performing verifications through telephonic, field, and collateral visits. You will be responsible for analyzing income to obligation ratios, loan to value ratios, and possessing an in-depth understanding of the rationale behind these calculations and their impact on loan performance over extended periods. Additionally, maintaining Portfolio MIS, Delinquency MIS, and other operational MIS of the cluster, along with regular reporting, will be part of your role. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, addressing client queries, and utilizing industry knowledge to overcome challenges are crucial aspects of this position. You will be expected to exceed service quality standards, strive for continuous process improvement, and critically review credit proposals to identify risks associated with industry, business, finance, management, and facility structure. To facilitate quick turnaround times of credit lending proposals for mortgage business, including loan against property and home loan business, close collaboration with the sales team will be essential. Furthermore, you will need to conduct ongoing reviews of credit exposures to ensure their bankability, implement risk mitigation strategies, monitor client and collateral creditworthiness throughout the credit lifecycle, and adhere to legal and documentation norms and policies. Managing the credit underwriting function of your branch, ensuring the recovery of quick mortality cases, and collaborating with local credit analysts and the sales team to expedite credit lending proposals will also be part of your responsibilities. In terms of qualifications, a graduate or postgraduate degree is required, with certifications such as CA or MBA being preferable for this role.,

Job Title: International Loan Sales Executive Location: Ahmedabad Department: Sales & Business Development Reports To: Sales Manager Experience: 2–5 years in financial services (international sales preferred)(fresher can Apply) Job Summary: We are looking for a dynamic and results-driven International Loan Sales Executive to drive loan product sales across global markets. The ideal candidate should have a strong understanding of international lending, cross-border compliance, and a passion for client acquisition and relationship management. Key Responsibilities: Identify and target potential clients in international markets for personal, business, or commercial loan products Develop and maintain a robust sales pipeline through outbound calls, emails, and networking Explain loan products, eligibility criteria, interest rates, repayment terms, and required documentation to international clients Collaborate with credit and underwriting teams to facilitate timely loan processing Ensure compliance with local and international lending regulations and anti-money laundering (AML) policies Achieve monthly and quarterly sales targets Provide after-sales support and maintain strong relationships to encourage repeat business and referrals Track market trends, competitor offerings, and customer feedback to improve product positioning Requirements: Bachelor’s degree in Finance, Business, Marketing, or related field Minimum 2 years of experience in loan sales, preferably with international clients Knowledge of banking/lending processes, KYC norms, and cross-border documentation Excellent verbal and written communication skills in English Strong negotiation, interpersonal, and customer service skills Proficiency in CRM software and MS Office Suite Willingness to work in night shift Preferred Qualifications: Prior experience in international personal or business loan sales Understanding of international credit scoring and risk assessment Salary & Benefits: Base Salary: 18K to 25k+ incentive Incentives/Commission: Performance-based

Job Title : Back Office Executive – FCU/RCU Support (Finance)Department: Risk & Fraud Management / Finance Reports To: Risk Manager / Finance Head / Compliance Manager Location: Jaipur Job Summary: We are seeking a detail-oriented and analytical Back Office Executive to support our Fraud Control Unit (FCU) and Risk Control Unit (RCU) operations within the finance domain. This role plays a critical part in verifying financial transactions, ensuring compliance with regulatory norms, conducting document validations, and assisting in early detection and prevention of fraudulent and risky financial activities across banking and NBFC functions. Key Responsibilities:1. Document Verification & Data Validation Review KYC documents submitted by customers for completeness and authenticity. Cross-check application data with internal records and third-party databases. Validate financial documents (e.g., salary slips, bank statements, ITRs) to support loan and credit underwriting. 2. Transaction Monitoring & Risk Flagging Support FCU by analyzing transaction patterns for red flags or suspicious activities. Monitor loan disbursals, repayments, and fund flows for anomalies. Tag and escalate high-risk or unusual cases to the relevant teams for further review. 3. Risk Profiling & Due Diligence Conduct background checks and risk profiling of new clients or vendors using internal systems and external verification partners. Assist RCU in pre-loan sanction verifications and post-loan disbursement field verifications (coordination with third-party agencies). 4. Reporting & MIS Maintain accurate logs of all verifications and checks. Prepare daily/weekly/monthly MIS reports related to fraud detection, risk incidents, and verification outcomes. Support audit and compliance teams with necessary documentation and reports. 5. System Support & Record Management Ensure timely and accurate data entry into core banking/NBFC systems. Update verification status and flag discrepancies in real-time. Maintain confidentiality and integrity of customer and transaction records. Required Qualifications: Bachelor’s degree in Commerce, Finance, or a related field. 1–3 years of experience in banking/NBFC back office operations, preferably in FCU or RCU functions. Understanding of KYC norms, RBI/NBFC compliance, and fraud detection techniques. Key Skills: Strong attention to detail and accuracy Proficiency in MS Excel, data entry, and core banking/NBFC software Knowledge of financial documentation and loan processes Good analytical and problem-solving skills Ability to handle confidential information responsibly Preferred Qualifications: Prior experience with fraud control or risk verification units Exposure to AML (Anti-Money Laundering) processes Familiarity with credit bureau checks and field investigation reports

The Assistant Manager/Deputy Manager - Retail Underwriting Non Sales position at MBC, Thane involves carrying out operational tasks for assigned retail underwriting policies with prudence and risk acceptance. The ideal candidate for this role is a Medical Graduate with experience in underwriting.,

Job Purpose Formulate a comprehensive, proactive strategy to prevent, detect and respond to integrity threats. Ensures alertness, watchfulness or circumspection and prevent occurrence of any untoward incidents with adverse financial implications for the organization. Quality assessment & control of all Vigilance Report before submission to HR / Legal / WBC Process recommendation to the respective business line, based upon the Root Cause analysis. Team management – Team mentoring, Training & Managerial skills [Field & Central Team] Fraud Risk Assessment – New Trends analysis and triggers evaluation. Implement Desktop Investigation Process Developing Risk mitigation platform to identify risk areas Conduct mystery shopping across business verticals , based on various trigger points Principal Accountabilities Fraud Mitigation Framework: Monitoring fraud trends, investigating emerging threats and quickly developing and deploying new strategies to manage those threats Providing innovative solutions for formation/strengthening of Fraud Risk tools for prevention, detection and monitoring of frauds. Review existing control environment and assess effectiveness against known fraud schemes. Identify control gaps and create insightful analysis to support the implementation of new controls Oversees and conducts the conversion of data into insights that will lead to informed business decisions. Need to handle multiple simultaneous tasks, prioritize work, and remain functional under pressure, and aggressive timelines. Responsible for Using Business Intelligence Metrics and the highest standards of Credit Control for driving the risk management function Fraud Risk Monitoring Oversee the Fraud aspect of customer selection in the end to end digital Journey and business sourcing leave protocol Develop continuous monitoring and improvement of the excellence of the organization's underwriting and operational procedure. Work with external data providers such as Credit Bureaus and other API providers to further streamline credit process by data validation methods. Coordinate with management for assessment of risk quotient new products and processes. Audit And Compliance Handling and issue of orders in appeal, review and revision petitions relating to vigilance matters. Conduct departmental / disciplinary proceedings in vigilance matters, in respect of all employees, including agent. Share IRDA regulatory reports as per the timelines Mystery Audit Developing trigger points based on Loss ratio, Market & Business Inputs, fraud trends Based on trigger inputs designing plan of action for mystery audit Conducting mystery audit across India to expose & prevent fraud practices, Nexus, Scams Training vendors to upscale for the requirement of mystery audit

We are looking for a Team Manager for Sales & Marketing for a Leading Insurance & Broking Company at Hyderabad Location. The successful candidate will meet our customer acquisition and revenue growth objectives and assist the Team meeting and overachieving targets. The incumbent must have core experience in Corporate General Insurance or who are from General Insurance Broking companies. Position: Based at Hyderabad No of Positions - 02 Leading and motivating the team to deliver on organizational goals and objectives assigned. Liaise with external and internal stakeholders on new businesses, initiatives, processes and system requirements. Provide regular updates and dashboards to management and partners on the state of affairs and advise management on growth plans. Manage the operations team, both back end operations and branch operations, to ensure smooth business as usual. Design a lean, cost-effective, aggressive, and customer-centric operations model. Plan, develop, and execute operations strategies with operational excellence. Align the organization's sales objectives with firm business strategy through active participation in corporate strategic planning, sales strategy development, forecasting, sales resource planning, and budgeting. Key Requirements: - Bachelor's degree with a major in business/marketing or insurance. Any PG qualification or an additional degree in the insurance domain will be an advantage with 05-10 years of relevant experience. - Exceptional track record of building relationships with stakeholders or customers that has resulted in high customer satisfaction. - Excellent leadership skills, negotiation skills, with good written and oral skills including presentation, group discussions, etc. - Knowledge about the General insurance industry & their operations and processes, underwriting philosophy, risk selection and assessment techniques, premium rating, loss trends, etc. Proposed CTC: The salary will be commensurate with the experience and will vary and furthermore, it will not be a limiting factor.,

You will be joining Accenture as an Underwriting Specialist, requiring you to have 7 to 11 years of experience in the Property & Casualty - Underwriting field. At Accenture, a global professional services company, you will utilize your expertise in digital, cloud, and security to provide Strategy and Consulting, Technology, and Operations services across various industries. With a workforce of 699,000 individuals worldwide, we strive to deliver technological solutions and human ingenuity to clients in over 120 countries. Your responsibilities will include having 2 to 5 years of experience in Property & Casualty core underwriting or underwriting support processes. You will be expected to possess end-to-end knowledge of services related to Pre and Post underwriting activities. Your hands-on experience should cover various tasks such as Quote Preparation, Binder, Loss run, Policy Drafting, Rating, Pricing, Policy Booking, Issuance, Premium Coding, mid-term endorsement, Renewal, and cancellation. As an Underwriting Specialist, you will collaborate with underwriters to ensure adherence to underwriting standards and timeframes, including policy booking and accuracy in policy issuance information. Your role will involve conducting quality control checks to guarantee compliance with division-specific guidelines. You will work under moderate supervision in larger areas. Additionally, you will partner with regional underwriters and more senior Underwriting Support employees in the end-to-end processing of Rating and Pricing. Your tasks will include evaluating new and renewal submissions, documenting outstanding items, and liaising with underwriters for review. You will also assist in following up and obtaining outstanding items from brokers. Your daily tasks will involve analyzing and solving moderately complex problems, potentially creating new solutions by adapting existing methods and procedures. You will need to align with the strategic direction set by senior management, with primary upward interaction with your direct supervisor. Your decisions may impact the team, and you may be responsible for managing small teams or work efforts at a client or within Accenture. Please be aware that this role may require working in rotational shifts to fulfill the responsibilities effectively.,

You are looking for a Live Underwriter position with a permanent work from home option. The role involves conducting underwriting for residential mortgages in the U.S. during night shifts. A minimum of 3+ years of experience in underwriting is required, with at least 2 years specifically in live underwriting. Your key responsibilities will include reviewing and underwriting U.S. residential mortgage loan files to ensure compliance with FNMA, FHLMC guidelines. You should be familiar with GNMA and other investor guidelines. Conducting a comprehensive analysis of borrowers" credit, income, assets, and collateral (4Cs) to determine creditworthiness is essential. This includes performing income analysis from various sources and reviewing credit reports. As a Live Underwriter, you will validate collateral and property valuations, verify asset documentation, and make independent underwriting decisions in line with investor and company policies. Compliance with internal controls and regulatory requirements is crucial. Clear communication of findings and decisions to stakeholders is expected while delivering quality outcomes within specified turnaround time and accuracy metrics. This full-time permanent role is based in Gurgaon. Interested candidates can reach out to HR Umme at 8655884775 or Umme@careerguideline.com. If you meet the experience requirements and possess the necessary skills for residential underwriting, this opportunity at FIRST SOURCE could be a good fit for you.,

Pre-Underwriting Executive 2 Years experience in business loan documentation Graduate in any stream Excellent communication in English 2-Way Cab within 20 Kms | Immediate Joining Willingness to work in Night Shift Call Renuka - 9740839189