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0 years

0 Lacs

Noida

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City/Cities Noida Country India Working Schedule Full-Time Work Arrangement Hybrid Relocation Assistance Available No Posted Date 12-Jun-2025 Job ID 9112 Description and Requirements Proactively manage all applications by engaging regularly with underwriters, advisers & adviser support staff Deliver and demonstrate exceptional customer service skills when engaging with internal / external stakeholders Apply a keen understanding of MetLife’s products, relevant legislation & underwriting considerations in undertaking administrative and adviser service activities Prompt & efficient communication with Internal/External customers/advisors with appropriate documentation Complete all underwriting administration support transactions in an effective manner and within agreed service levels Seek out innovative and creative ways to improve MetLife’s process and procedures. Other duties as required by the reporting manager or capability lead Support in execution of process improvements Support with reporting responsibilities Researching and resolving complex issues Analyze, validate and process transactions as per Desktop procedures Clear and accurate written and verbal communication (Scripted and Templatized) with employee, employer & overseas business resources by email Ensure assigned targets are met in accordance with SLA and Internal standards Ensure quality of transaction is in compliance with predefined parameters as defined by Process Excellence Ability to communicate effective with stakeholders via emails to have logical discussion About MetLife Recognized on Fortune magazine's list of the 2025 "World's Most Admired Companies" and Fortune World’s 25 Best Workplaces™ for 2024, MetLife , through its subsidiaries and affiliates, is one of the world’s leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East. Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by empathy, we’re inspired to transform the next century in financial services. At MetLife, it’s #AllTogetherPossible. Join us!

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Agra, Uttar Pradesh, India

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Job Requirements Role/Job Title: Technical Manager Business: Retail Banking Roles & Responsibilities 'Monitoring and adhering to process, technical policy, project approval policy Develop new policies/ initiatives & lead to region specific innovations. Project Approval grid through Developer Categorization Suggest process improvement & effective implementation of same Conducting spot checks at various locations and suggest region specific amendments to increase business and mitigate risk. Monitor technical evaluation process Manage vendors involved in the technical evaluation process. Ability to lead and nurture team, maintain quality, partner with business, maintaining portfolio quality. Train and evaluate the proficiency levels of the team on the regular basis, including cross functional trainings. Maintain TAT targets for the technical evaluation process. Secondary Responsibilities ' Ensure capability building and up-skilling of the team by providing adequate training to team to meet the requirements of the role and be able to handle market dynamics Responsible for delivering best in class merchant onboarding experience Key Success Metrics Acquisition, Portfolio Quality Underwriting Portfolio quality parameters Show more Show less

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3.0 - 4.0 years

0 Lacs

Mumbai, Maharashtra, India

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Key Roles And Responsibilities Supporting US bank’s team in credit risk assessment of (i) Commercial Real Estate (CRE) loans and (ii) Commercial and Industrial (C&I) loans. The key activities include research and analysis of the CRE/ C&I entity to assess their credit strength. Candidates with extensive experience in CRE and limited experience in C&I may also apply. For CRE: Source information such as updated operating statements, rent rolls, valuation reports, spread financials in financial spreading tool such as Sageworks, conduct CRE cash flow analysis, credit analysis of the loans and preparing detailed annual and quarterly credit memos, to evaluate borrower's loan repayment ability, covenant monitoring, rent-roll analysis and property valuation. Good understanding of tools like CBRE, CoStar, RCA, REIS, Moody’s CMM and Knowledge of Intex, Bloomberg will be preferred. For C&I: In addition to the skill-set expectations mentioned in the above points, spread financials (Audit, Business Tax Returns, Personal Tax returns, etc.) in financial spreading tool such as Sageworks and CreditLens, analysis and calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. A good understanding of nCino, Salesforce, RMA reports and Knowledge of Intex, Bloomberg will be preferred. Should be able to defend his/ her views on the covered entity when challenged by senior stakeholders and clients, interact effectively with clients. Support project managers on ad hoc projects. Minimum & Preferred Education Minimum: Bachelor’s degree in commerce or finance or equivalent experience in Commercial and Industrial loans underwriting. However, MBA or equivalent will be preferred. Minimum & Preferred Experience 3 to 4 years of work experience Show more Show less

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5.0 years

0 Lacs

Pune, Maharashtra, India

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Good day, We have immediate opportunity for Python Developer. Job Role: Python Developer Job Location: Kharadi, Pune Experience- 5 Years to 15 Years Notice Period: upto 30 days. About Company: At Synechron, we believe in the power of digital to transform businesses for the better. Our global consulting firm combines creativity and innovative technology to deliver industry-leading digital solutions. Synechron’s progressive technologies and optimization strategies span end-to-end Artificial Intelligence, Consulting, Digital, Cloud & DevOps, Data, and Software Engineering, servicing an array of noteworthy financial services and technology firms. Through research and development initiatives in our FinLabs we develop solutions for modernization, from Artificial Intelligence and Blockchain to Data Science models, Digital Underwriting, mobile-first applications and more. Over the last 20+ years, our company has been honoured with multiple employer awards, recognizing our commitment to our talented teams. With top clients to boast about, Synechron has a global workforce of 13,950+ and has 52 offices in 20 countries within key global markets. For more information on the company, please visit our website or LinkedIn community. Diversity, Equity, and Inclusion Diversity & Inclusion are fundamental to our culture, and Synechron is proud to be an equal opportunity workplace and an affirmative-action employer. Our Diversity, Equity, and Inclusion (DEI) initiative ‘Same Difference’ is committed to fostering an inclusive culture – promoting equality, diversity and an environment that is respectful to all. We strongly believe that a diverse workforce helps build stronger, successful businesses as a global company. We encourage applicants from across diverse backgrounds, race, ethnicities, religion, age, marital status, gender, sexual orientations, or disabilities to apply. We empower our global workforce by offering flexible workplace arrangements, mentoring, internal mobility, learning and development programs, and more. All employment decisions at Synechron are based on business needs, job requirements and individual qualifications, without regard to the applicant’s gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. Job Description: Job Description: We are seeking a talented Python Developer to join our team and contribute to the development and maintenance of Python-based applications. The ideal candidate will possess expertise in Python programming, basic Unix knowledge, SQL, and a strong understanding of Cloud Development, CI/CD, and DevOps practices. Responsibilities: Develop and maintain Python-based applications. Collaborate with cross-functional teams to define, design, and deploy new features. Write clean, maintainable, and efficient code. Design and implement low-latency, high-availability, and performance applications. Integrate user-facing elements developed by front-end developers with server-side logic. Implement security and data protection. Optimize applications for maximum speed, scalability, and reliability in a cloud environment. Implement and maintain CI/CD pipelines for automated testing, integration, and deployment. Work closely with DevOps teams to ensure seamless deployment and monitoring of applications in the cloud. Implement data storage solutions and database management in a cloud environment. Perform code reviews and provide feedback to other developers. Troubleshoot, debug, and upgrade existing systems. Requirements: Proficient in Python with a good understanding of its ecosystems Basic knowledge of Unix/Linux systems Familiarity with SQL databases and their declarative query languages Strong understanding of Cloud Development and experience with cloud platforms such as AWS, Azure, or GCP Experience with CI/CD pipelines and tools for automated testing and deployment. Familiarity with DevOps practices and tools for infrastructure as code, configuration management, and monitoring Good understanding of server-side templating languages Experience with web frameworks such as Django, Flask, or Pyramid Understanding of accessibility and security compliance Knowledge of user authentication and authorization between multiple systems, servers, and environments Understanding of fundamental design principles behind a scalable application Familiarity with event-driven programming in Python Understanding of the differences between multiple delivery platforms, such as mobile vs desktop, and optimizing output to match the specific platform. Proficient understanding of code versioning tools such as Git Experience with front-end technologies such as JavaScript, HTML5, and CSS3 is a plus. If you find this opportunity interesting kindly share your below details (Mandatory) Total Experience Experience in Python - Experience in Unix/Linux – Experience in SQL- Experience in Cloud - Current CTC- Expected CTC- Notice period- Current Location- If you had gone through any interviews in Synechron before? If Yes when Regards, Premkumar Khandare Show more Show less

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1.0 - 3.0 years

0 Lacs

Firozabad, Uttar Pradesh, India

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Job Requirements Role/ Job Title: Branch Credit Manager - Micro Business Loan Function/ Department: Retail Underwriting Job Purpose The role bearer provides individual contribution by underwriting the proposals at the branch as per approved process, policy, and SLAs. Depending upon work requirement must manage multiple branches. They must interact with customers to assess the credit worthiness and aid in proper decisioning of the proposals. He/she is responsible for the portfolio quality of the branch including x bucket collection efficiency and early delinquency. BCMs with higher sub grade, vintage and experience are designated as Senior BCMs and given the experience they also must train other BCMs in the cluster and mostly handle high volume or sensitive branches. Roles & Responsibilities Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure. To ensure compliance to agreed SLAs in terms of Turnaround time and ensure other operational SOPs relating to credit underwriting are complied with. Conduct personal discussion with customers to establish credit worthiness. Visit the properties offered as security in case of property backed loans. Making sure completion of credit/KYC documents and verifications such as TVR, field & collateral visits Review and approve credit proposals basis delegated authority and escalate others to those with the appropriate approval authority while ensuring compliance with the bank’s credit policy. Manage Property Papers jointly with Branch Operations Manager Coordinate with internal stake holders for smooth functioning of the Branch on all aspects of Business, Portfolio quality and adherence to Branch SOPs Control and contain front-end delinquencies by quality underwriting as well as calling up customer on first presentation. Coordinate with vendors for timely submission and quality of reports. Senior BCMs should aid in training new BCMs of the cluster. Managerial And Leadership Responsibilities Should be capable of being groomed to handle ACM or BM role. Education Qualification Graduation: Any. Post-graduation: Preferable. Experience: 1-3 years of work experience (freshers can be considered based on exceptions). Show more Show less

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7.0 - 12.0 years

10 - 14 Lacs

Pune, Bengaluru

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ROLE- TEAM LEAD Location- Pune, Bangalore Skill- P&C insurance- Claims or Underwriting (Voice or Non voice) Experience- 7-12 years along with 1- or 2-years experience in Team Management on paper CTC- 10-14 lacs Contact- 7742324144

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10.0 years

0 Lacs

Pune, Maharashtra, India

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Good-day, We have immediate opportunity for Java Developer Job Role: Core Java Developer Job Location: Kharadi Pune Experience- 10 + Years Notice Period : Immediate to 30 Days About Company: At Synechron, we believe in the power of digital to transform businesses for the better. Our global consulting firm combines creativity and innovative technology to deliver industry-leading digital solutions. Synechron’s progressive technologies and optimization strategies span end-to-end Artificial Intelligence, Consulting, Digital, Cloud & DevOps, Data, and Software Engineering, servicing an array of noteworthy financial services and technology firms. Through research and development initiatives in our FinLabs we develop solutions for modernization, from Artificial Intelligence and Blockchain to Data Science models, Digital Underwriting, mobile-first applications and more. Over the last 20+ years, our company has been honoured with multiple employer awards, recognizing our commitment to our talented teams. With top clients to boast about, Synechron has a global workforce of 14,000+, and has 51 offices in 20 countries within key global markets. For more information on the company, please visit our website or LinkedIn community. Diversity, Equity, and Inclusion Diversity & Inclusion are fundamental to our culture, and Synechron is proud to be an equal opportunity workplace and an affirmative-action employer. Our Diversity, Equity, and Inclusion (DEI) initiative ‘Same Difference’ is committed to fostering an inclusive culture – promoting equality, diversity and an environment that is respectful to all. We strongly believe that a diverse workforce helps build stronger, successful businesses as a global company. We encourage applicants from across diverse backgrounds, race, ethnicities, religion, age, marital status, gender, sexual orientations, or disabilities to apply. We empower our global workforce by offering flexible workplace arrangements, mentoring, internal mobility, learning and development programs, and more. All employment decisions at Synechron are based on business needs, job requirements and individual qualifications, without regard to the applicant’s gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. Job Summary: We are looking for an experienced and highly-skilled Senior Java Developer with expertise in Spring Boot and Microservices to join our dynamic team. As a Senior Developer, you will be responsible for designing, developing, and maintaining complex applications that support our business requirements. You will work closely with cross-functional teams to deliver high-quality software solutions. Required Skills and Qualifications: Bachelor’s degree in Computer Science, Engineering, or a related field. 6+ years of professional experience in Java development. Strong expertise in Spring Boot and Microservices architecture. Proficient in building RESTful APIs and working with API gateways. Solid understanding of design patterns, data structures, and algorithms. Experience with relational and NoSQL databases such as MySQL, PostgreSQL, MongoDB, etc. Familiarity with CI/CD pipelines and DevOps practices. Knowledge of cloud platforms like AWS, Azure, or Google Cloud is a plus. Strong problem-solving skills and attention to detail. Excellent communication and collaboration skills. Ability to work in a fast-paced, agile environment. Regards, Akshay Gurav Show more Show less

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2.0 years

0 Lacs

Indore, Madhya Pradesh, India

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Company Description Parker's Consulting And Ventures Pvt. Ltd. is one of the largest Corporate Direct Sales Agents (DSA) in India and is one of the fastest emerging Loan Distribution Companies in the country. Our extensive network and client-focused approach help us deliver exceptional financial services across various sectors. We strive for excellence by creating value and building long-term relationships with our clients. Role Description This is a full-time on-site role for an Operations Manager located in Indore. The Operations Manager will be responsible for overseeing the daily operations of the company, managing teams, ensuring operational efficiency, and developing and implementing operational policies. Responsibilities include coordinating with various departments, managing resources, monitoring performance metrics, and ensuring compliance with regulations. Key Skills Required: * Good typing speed with a strong understanding of KYC documents and basic documentation for various profiles, including individuals, proprietorships, partnership firms, and companies. * Experience in pre-credit underwriting, including file login and KYC processes. * Knowledge of the login and disbursement process. * Utilize Advanced Excel and MIS tools to analyze, visualize, and report financial data, supporting budgeting and forecasting. * Proficiency in English and Hindi. Roles and Responsibilities : * Conduct thorough credit checks on all loan requests received by the bank. * Hire and train the right personnel for the verification department, assigning appropriate duties. * Ensure compliance with all credit policies in departmental transactions. * Design a system for efficient departmental operations, accessible to all clerks. * Review departmental books of accounts daily. * Manage loan recovery by sending reminders to defaulters and coordinating with recovery officers as needed. * Foreclose on assets of defaulters when necessary. * Develop financial plans for customers experiencing payment difficulties to assist them in timely repayment. * Provide regular reports to the corporate office of the bank. Requirements :* Education: Any Graduate Experience: Minimum of 2+ years of experience in Banking, NBFC, and other financial industry. Technical Proficiency: * Advanced skills in Microsoft Excel, including pivot tables, macros, and complex formulas. * Proficiency in MIS (Management Information Systems) for enhanced reporting and analysis. Analytical Skills: Exceptional ability to analyze data, identify trends, and provide actionable insights. Soft Skills: Excellent organizational, communication, and time management skills, with the ability to perform under pressure and meet deadlines. Warm regards, HR Mayank Singh Parker’s Consulting & Ventures Pvt. Ltd. Contact: +91-9109027244 Email Id: hr@parkersconsultings.com Website: https://parkersconsultings.com/ Office Address : 306, Apollo Square, Janjeerwala Square, Racecourse Road, Indore, Madhya Pradesh 452003 Show more Show less

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1.0 years

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Delhi, India

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Mega Walk-in-Drive at Delhi - NCR Title :- Unit Sales Manager - Health Agency Health Vertical - Broking channel Benefits : Fixed CTC + Monthly Incentive + conveyance allowance Location :Delhi NCR (Janakpuri & Pitampura) Date :- 18th June 2025 (Wednesday) Address :- ICICI Lombard, Space No. 315, 3rd Floor Aggarwal City Mall, Plot No. 04, Road No. 44 Pitampura – 110034 New Delhi Minimum Experience: 1-7 years Type of position: Full Time Industry preferred :- SAHI, LI, GI, Banking, Pharma, Telecom, Mutual Funds Roles and Responsibilities will be : Develop and manage relationships with insurance brokers and intermediaries. Identify new business opportunities and onboard new broking partners. Train and support brokers on product offerings, systems, and compliance requirements. Ensure achievement of sales targets through broker-generated leads. Assist brokers in client presentations, risk assessments, and proposal development. Coordinate with underwriting, claims, and operations teams for seamless policy issuance and service delivery. Monitor market trends and competitor activities to identify growth opportunities. Ensure compliance with regulatory guidelines and internal policies Preferred candidate profile : 1) At least 1 Years of on field sales experience in Broking/any Insurance product. 2) Graduation is mandatory, candidates holding Diploma or Part Time degree certificates will not fit in criteria. 3) Candidates with an operating background will not be fit for this job profile Show more Show less

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0.0 - 5.0 years

0 Lacs

Delhi, Delhi

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We are seeking a highly skilled and motivated Sales and Operations Ececutive to join our team and play a pivotal role in optimizing our sales processes and operational efficiency.This role is ideal for professionals with a strong background in general insurance sales and operations, looking to make a significant impact in a growing organization. Key Responsibilities:- Design and implement effective sales strategies to achieve business objectives and expand market share in the general insurance sector. Manage day-to-day operations, ensuring efficient processing of policies, claims, and renewals. Build and maintain strong relationships with clients and Insurance companies. Monitor sales performance and operational metrics, providing regular reports to senior management. Continuously assess and improve sales and operational processes to drive efficiency and scalability. Qualifications & Requirements:- Bachelor’s degree in Business, Marketing, Insurance, or a related field. A Master’s degree or additional certifications in insurance is a plus. Minimum of 2-5 years of experience in general insurance (Fire Burglary and Marine Insurance) sales and operations. In-depth knowledge of general insurance products, underwriting, and claims processes. Candidate must be in located in Delhi. Immediate Joiner preferred. Job Types: Full-time, Permanent Pay: From ₹20,000.00 per month Schedule: Day shift Morning shift Work Location: In person Speak with the employer +91 8700046720

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3.0 - 5.0 years

0 Lacs

Borivali, Maharashtra, India

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Job Description: About Us At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Global Business Services Global Business Services delivers Technology and Operations capabilities to Lines of Business and Staff Support Functions of Bank of America through a centrally managed, globally integrated delivery model and globally resilient operations. Global Business Services is recognized for flawless execution, sound risk management, operational resiliency, operational excellence and innovation. In India, we are present in five locations and operate as BA Continuum India Private Limited (BACI), a non-banking subsidiary of Bank of America Corporation and the operating company for India operations of Global Business Services. Process Overview Global Banking & Markets Operations (GBAM Ops) supports both the Global Banking & Global Markets Operations Global Banking Operations delivers end-to-end services and operations, and comprehensive financial services solutions. This includes credit, depository, treasury and trade delivery and support. There are 3 major groups within the global banking operations Global Markets Operations delivers end-to-end support for Global Markets sales, trading and underwriting businesses, and certain shared services across securities, derivatives, foreign exchange, futures, options and commodities products for Corporate Treasury, Corporate Investment Portfolio and GWIM. Global Operations Transformation & Change Is responsible for managing strategic initiatives, centralized business performance management functions, and for providing oversight for all large-scale transformation projects, Simplify and Improve efforts and the global change portfolio for GBAM Operations and regional T&O Job Description As part of Global Ops Change Group, the incumbent will be an integral part of a multi-disciplinary team whose mandate will be to deliver industry leading Front-to-Back process and technology solutions. Acting as a change agent, he/she will manage a variety of value-driven initiatives at every phase of the project life cycle. Use his/her knowledge of processes and best practices within technology (application integration / application development), Finance/Middle-Office Operations and project management to assist in identification, assessment, and resolution of complex issues/problems. Assist in executing the enterprise-wide direction for GBAM Ops functions. As a member in the group, he/she will support front-to-back integration and change initiatives and be accountable for driving change and executing successful implementations. Responsibilities As a member of NTCO Transformation and Change Management team within Global Operations responsibilities will include the following: Candidate will have to liaise with relevant stakeholders (Business, Legal, Compliance, Operations & Technology etc.) to analyze and decipher key Business requirements and assist in driving the End-to-End Project plan Help with defining project scope and perform change assessment Will be expected to prepare BRD, Business scenarios, Traceability matrix, Run books and other key project artefacts at various stages of the project life cycle He/she should be able to manage or assure any risks, assumptions, issues, and dependencies that can impact the Go-live Candidate will have the opportunity to plan & manage end to end project/ UAT on behalf of Operations for medium to large sized projects Will be expected to create UAT plan, define test approach, co-ordinate environment readiness discussions with technology teams, drive defect management and UAT governance routines Manage and execute deliverables specific to the region as well as Global deliverables, with reporting both locally and into the Global Program. Communication skills will be heavily utilized in forming and communicating a change agenda and gaining stakeholder buy-in Help with ensuring Global Change Standards, Enterprise Procedures are followed for the project and that documentation meets Enterprise and line of business requirements. Help with managing project scope, timeline, and budget. Help with managing production of meeting decks and tracking meeting minutes and actions Help with managing RAID logs and follow up on open issues Ability to run testing calls, pick up issues and manage status reporting around defects. Experience of producing test metrics/MI for senior management Requirements Education : Post-graduate preferred Certifications If Any: NA Experience Range : 3-5 years Mandatory Skills: A strong change management or transaction reporting experience is required, including the ability to prioritize work and meet deadlines and work in a highly matrixed organization Preference to candidates having prior experience in handling initiatives within regulatory/global markets space Strong verbal and written communication/presentation skills Eye for detail- Ability to perform detailed requirements analysis and impact assessment across products/process/systems Experience of using appropriate tools and techniques to ensure efficient and effective requirements analysis, project/UAT status reporting and updates. Experience of the products and processes within Global Banking and Markets (FICC, Equities, Derivatives, FX & Vanilla products, Asset services etc.) in a Global Bank or a consulting firm Familiarization with global regulatory frameworks and corresponding jurisdictional reporting obligations Ability to engage with key project resources and ensure project artefacts are updated Strong end to end Project/UAT management skills, including the ability to prioritize work and meet deadlines and work in a highly matrixed organization. Construct detailed work plans, manage teams, achieve milestones, and communicate the result across a stakeholder audience Deep understanding of the SDLC framework and the various testing cycles Ability to understand and drive Front-to-Back Workflow and articulate and understand full product/trade life cycle in Global Markets. Project lifecycle management/tracking and RAID reporting Desired Skills: Negotiation Skills: - Ability to negotiate with ground level folks and with Line managers (Senior & Junior) Stake holder management (internal & external) across regions / functions / lines of business. Hands on experience with JIRA, HP-QC, SQL / Excel VBA, MS access and Share point, and handling MIS, will be an added advantage. Location: GIFT/MUM Shift timings: Depends on onshore project location – flexibility to work in the EMEA Time zone (1:30 PM IST -10:30 PM IST) Show more Show less

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2.0 - 3.0 years

0 Lacs

Raigarh, Chhattisgarh, India

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Location Name: Raigarh Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. Credit appraisal for BL & Doctor Loans files for the assigned location Keeping delinquency under control Compliance of policy and processes Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format Market Research and Feedback for new product launch. Feed back on credit policy based on market conditions. Required Qualifications And Experience Chartered Accountant /MBA Finance with 2-3 years of relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high ticket size loans Positive attitude and team player Show more Show less

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5.0 - 9.0 years

27 - 42 Lacs

Hyderabad

Work from Office

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Job Summary The encounters technical analyst role is primarily responsible for Encounter claim analysis and developing custom business rules in EDM product for reducing the encounter rejection through systematic fixes. Responsibilities Ensure accurate and timely Encounter file processing and submission to State and federal agencies. Provide analytical research and technical data support for regulatory/business-oriented processes for Encounter Data Operations. Analyze and interprets encounter data to identify potential issues and trends Review research investigate and correct encounter issues through data and process analysis. Propose short term and long-term solutions for fixing Encounters data validation errors and State rejects to improve submission and acceptance rates and to meet State and client Service level agreements. Perform User acceptance testing for new requirements\system fixes

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3.0 - 5.0 years

0 Lacs

Gandhinagar, Gujarat, India

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Job Description: About Us At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Global Business Services Global Business Services delivers Technology and Operations capabilities to Lines of Business and Staff Support Functions of Bank of America through a centrally managed, globally integrated delivery model and globally resilient operations. Global Business Services is recognized for flawless execution, sound risk management, operational resiliency, operational excellence and innovation. In India, we are present in five locations and operate as BA Continuum India Private Limited (BACI), a non-banking subsidiary of Bank of America Corporation and the operating company for India operations of Global Business Services. Process Overview Global Banking & Markets Operations (GBAM Ops) supports both the Global Banking & Global Markets Operations Global Banking Operations delivers end-to-end services and operations, and comprehensive financial services solutions. This includes credit, depository, treasury and trade delivery and support. There are 3 major groups within the global banking operations Global Markets Operations delivers end-to-end support for Global Markets sales, trading and underwriting businesses, and certain shared services across securities, derivatives, foreign exchange, futures, options and commodities products for Corporate Treasury, Corporate Investment Portfolio and GWIM. Global Operations Transformation & Change Is responsible for managing strategic initiatives, centralized business performance management functions, and for providing oversight for all large-scale transformation projects, Simplify and Improve efforts and the global change portfolio for GBAM Operations and regional T&O Job Description As part of Global Ops Change Group, the incumbent will be an integral part of a multi-disciplinary team whose mandate will be to deliver industry leading Front-to-Back process and technology solutions. Acting as a change agent, he/she will manage a variety of value-driven initiatives at every phase of the project life cycle. Use his/her knowledge of processes and best practices within technology (application integration / application development), Finance/Middle-Office Operations and project management to assist in identification, assessment, and resolution of complex issues/problems. Assist in executing the enterprise-wide direction for GBAM Ops functions. As a member in the group, he/she will support front-to-back integration and change initiatives and be accountable for driving change and executing successful implementations. Responsibilities As a member of NTCO Transformation and Change Management team within Global Operations responsibilities will include the following: Candidate will have to liaise with relevant stakeholders (Business, Legal, Compliance, Operations & Technology etc.) to analyze and decipher key Business requirements and assist in driving the End-to-End Project plan Help with defining project scope and perform change assessment Will be expected to prepare BRD, Business scenarios, Traceability matrix, Run books and other key project artefacts at various stages of the project life cycle He/she should be able to manage or assure any risks, assumptions, issues, and dependencies that can impact the Go-live Candidate will have the opportunity to plan & manage end to end project/ UAT on behalf of Operations for medium to large sized projects Will be expected to create UAT plan, define test approach, co-ordinate environment readiness discussions with technology teams, drive defect management and UAT governance routines Manage and execute deliverables specific to the region as well as Global deliverables, with reporting both locally and into the Global Program. Communication skills will be heavily utilized in forming and communicating a change agenda and gaining stakeholder buy-in Help with ensuring Global Change Standards, Enterprise Procedures are followed for the project and that documentation meets Enterprise and line of business requirements. Help with managing project scope, timeline, and budget. Help with managing production of meeting decks and tracking meeting minutes and actions Help with managing RAID logs and follow up on open issues Ability to run testing calls, pick up issues and manage status reporting around defects. Experience of producing test metrics/MI for senior management Requirements Education : Post-graduate preferred Certifications If Any: NA Experience Range : 3-5 years Mandatory Skills: A strong change management or transaction reporting experience is required, including the ability to prioritize work and meet deadlines and work in a highly matrixed organization Preference to candidates having prior experience in handling initiatives within regulatory/global markets space Strong verbal and written communication/presentation skills Eye for detail- Ability to perform detailed requirements analysis and impact assessment across products/process/systems Experience of using appropriate tools and techniques to ensure efficient and effective requirements analysis, project/UAT status reporting and updates. Experience of the products and processes within Global Banking and Markets (FICC, Equities, Derivatives, FX & Vanilla products, Asset services etc.) in a Global Bank or a consulting firm Familiarization with global regulatory frameworks and corresponding jurisdictional reporting obligations Ability to engage with key project resources and ensure project artefacts are updated Strong end to end Project/UAT management skills, including the ability to prioritize work and meet deadlines and work in a highly matrixed organization. Construct detailed work plans, manage teams, achieve milestones, and communicate the result across a stakeholder audience Deep understanding of the SDLC framework and the various testing cycles Ability to understand and drive Front-to-Back Workflow and articulate and understand full product/trade life cycle in Global Markets. Project lifecycle management/tracking and RAID reporting Desired Skills: Negotiation Skills: - Ability to negotiate with ground level folks and with Line managers (Senior & Junior) Stake holder management (internal & external) across regions / functions / lines of business. Hands on experience with JIRA, HP-QC, SQL / Excel VBA, MS access and Share point, and handling MIS, will be an added advantage. Location: GIFT/MUM Shift timings: Depends on onshore project location – flexibility to work in the EMEA Time zone (1:30 PM IST -10:30 PM IST) Show more Show less

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10.0 years

0 Lacs

Bengaluru, Karnataka, India

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About the company: Accumn - a Yubi company, is India’s most advanced AI-first credit decisioning platform, integrating machine learning (ML) and generative artificial intelligence (GenAI) to empower credit managers with precise, data-driven tools for fair and transparent lending decisions. Formed through the strategic consolidation of Corpository and FinFort, Accumn offers a comprehensive suite of solutions to support the entire credit lifecycle—from lead generation and risk management to post-disbursement monitoring. With over 1 lakh active banking and credit users, Accumn has achieved a 66% reduction in credit processing time and boasts an 85% success rate in predicting defaults. The platform has over 5 lakh entities under credit monitoring. The company has been recognized for “Best Use of AI & ML Models for Credit Default Prediction” by Banking Frontiers and “Best Use of AI in Risk Evaluation” by Dun & Bradstreet. Visit www.hello.accumn.ai and www.go-yubi.com to learn more. About the Role: We are seeking a dynamic and results-driven Sales Director to drive our sales efforts in delivering innovative credit underwriting and risk assessment solutions to Banks/Fintech/NBFC/FIs. The ideal candidate will have extensive experience in sales leadership within the fintech, banking, or financial services industry, with a proven track record of driving revenue growth, building strong client relationships, and leading high-performing sales teams. The Regional Head will be responsible for developing and executing a strategic sales plan for South India (Southern Region), identifying key business opportunities, and driving the overall sales performance. This individual will work closely with our sales leadership, product, marketing, Tech teams and customer success teams to ensure that our solutions align with the evolving needs of the Financial services Sector. Position: Sales Director – Growth (Regional Head South) Location: Bangalore/Chennai Mode of working: Work from office, Frequent travel. Education: Bachelor/master’s degree in business/ finance/economics or Chartered Account/CFA. Key Responsibilities: ● Develop and execute a comprehensive sales strategy to drive the growth of our credit underwriting and risk assessment solutions within the financial services sector including Banks/NBFC/Fintech/FI. Need to chalk out plan for sales target achievement on MTD, QTD, YTD basis. ● Identify and target new business opportunities, including generating leads, building relationships with key decision-makers, and creating tailored proposals to meet client needs. ● Build and maintain strong relationships with senior stakeholders/Decision makers, including Chief Risk Officers, Chief Credit Officers, Business heads of various banking verticals such as Business banking, Retail Banking, Wealth etc. ● Lead all phases of the sales cycle (end to end), right from initial prospecting/lead generation and relationship building to contract negotiation and deal closure. ● Work closely with internal teams/stakeholders to ensure the product offerings align with the specific needs of the customer. Provide feedback on market trends, customer requirements – our products Vs competitor activity to refine product positioning and sales messaging. ● Lead negotiations with clients, ensuring favorable terms and conditions for both parties – create a win-win solution, while maintaining a focus on long-term relationships and mutual success. ● Track sales metrics and KPIs, providing regular reports to the executive team on sales performance, pipeline status, and revenue forecasts. What we look for: ● Minimum of 10+ years of sales experience in the fintech, banking, or financial services industry, with a focus on B2B sales of complex software or technology solutions. with at least 2 to 3 years focused on selling to Banks/NBFC or Fintech or BFSI segment in India. ● Proven track record of successfully selling FinTech solutions, preferably in the areas of credit underwriting & risk assessment, lending or financial services, to banks/Fintech or BFSI clients. ● Strong knowledge of the BFSI sector, the Forensics industry, with a deep understanding of the credit evaluation process. - including financial analysis and ratio analysis to check creditworthiness of any company/business. ● Well-versed in other key factors such as GST, external ratings, legal matters, and other related parameters that influence credit assessments. ● Sound Understanding of banks/NBFC/Fintech structure (verticals/segments), pain points, and decision-making structures with clear focus key decision makers. ● Excellent communication, presentation, with strong negotiation skills. Should be to influence decision making with internal & external stakeholders. ● Ability to navigate complex sales cycles and build relationships with senior-level stakeholders internally as well as within banks/NBFC/Fintech and its segments/verticals. ● Familiarity with the BFSI landscape in India, specifically credit risk assessment technologies and tools. ● Ability to travel as needed to meet with clients, attend industry events, and oversee business development initiatives. Show more Show less

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2.0 - 4.0 years

2 - 4 Lacs

Bengaluru / Bangalore, Karnataka, India

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Work collaboratively to achieve department and firm objectives Develop and maintain market relationships with appropriate vendors and other industry participants Participate in structuring and execution of optimal financing solutions for external clients Review loan level financings, appraisal review, and other activities that may require feedback from the debt originations or real estate finance groups Present potential decisions impact on assets and asset performance to senior leadership Underwriting Analyze and present opportunities and risks inherent in specific sectors and markets Perform valuation analyses and due diligence related activities Track and forecast operating cash flows from real estate assets using a combination of market data, property specific operating norms, actual performance data and GS specific standards required to evaluate, pursue, and close debt investment opportunities. Coordination of internal and external resources to analyze investments opportunities Asset Management Oversee and/or directly manage a diverse portfolio of commercial real estate loans Experience interacting with property managers, third party vendors, borrowers and law firms Experience in ARGUS and Excel cash flow modeling/forecasting in conjunction with the use of market sale and rent comps to determine real estate values across a variety of property types: multifamily, hospitality, retail, industrial, office, self-storage, senior living, etc. Monitoring business plan performance and making tactical and strategic recommendations, as appropriate Analysis Reporting Prepare and present transaction memos summarizing due diligence and credit analysis for obtaining internal approvals Prepare and present quarterly business plan updates, market updates and factors affecting collateral value and ultimate stabilization timeline to Senior Management and internal clients for review and approval Prepare and update monthly reporting packages for management and clients Basic Qualifications Minimum 2 to 4 years of experience in originating/underwriting CRE loans and/or managing performing/distressed assets Experience valuing multiple commercial real estate product types Proficiency in Excel, PowerPoint and Word Strong academic background Preferred Qualifications Excellent quantitative, verbal and written communication skills Self-motivated, ability to work both autonomously and in a team setting Solid analytical/logical mindset and attention to detail Strong sense of accountability and dedication to continuous improvement Ability to work under pressure and meet deadlines ensuring high quality output

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5.0 - 8.0 years

0 Lacs

Mumbai, Maharashtra, India

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Job Description Job Title: Deputy Manager / Manager – GC&C Underwriting Department: General Insurance – GC&C (Group Corporate & Commercial) Function: Underwriting – Property, Engineering, Marine & Miscellaneous Lines Reports to: AVP – GC&C Underwriting Location: Head Office (HO), Mumbai CTC: Up to ₹15 LPA Work Timing: 10:00 AM to 7:00 PM Work Days: Monday to Saturday Industry Preference: Candidates from General Insurance only Role Summary We are looking for an experienced underwriting professional to manage and oversee the underwriting functions for Property, Engineering, Marine, and Miscellaneous Lines of Business (LOBs) within the Group Corporate & Commercial (GC&C) segment. The ideal candidate will bring domain expertise in commercial underwriting, risk assessment, and regulatory understanding of general insurance, along with strong analytical and stakeholder management skills. Key Responsibilities Handle end-to-end underwriting for large and mid-size corporate accounts under Property, Engineering, Marine, and Miscellaneous lines. Ensure technical accuracy, risk assessment, and adherence to underwriting guidelines. Review and analyse proposals, quotations, and policy terms for complex commercial risks. Collaborate with sales, technical teams, and reinsurers for structured deals. Ensure compliance with regulatory and internal audit requirements. Maintain underwriting files and documentation in line with audit standards. Support the product and pricing team in developing and improving commercial line offerings. Contribute to product enhancements and recommend risk pricing adjustments. Monitor portfolio health, loss ratios, and risk accumulation across various geographies and industry segments. Prepare regular reports and MIS for internal decision-making and IRDAI filings. Coordinate closely with brokers, corporate agents, and internal stakeholders for seamless policy issuance and servicing. Provide technical training and guidance to junior team members. Qualifications & Experience Education : Graduate in any stream; preference for candidates with insurance certifications (FIII, AIII, or equivalent) Experience : 5 to 8 years of experience in general insurance underwriting, preferably in commercial lines (Property, Engineering, Marine, Miscellaneous) Key Skills & Competencies In-depth knowledge of underwriting for commercial general insurance lines Strong understanding of risk selection, pricing models, and reinsurance arrangements Excellent negotiation and communication skills Proficiency in preparing technical documentation, underwriting manuals, and risk reports Ability to handle multiple stakeholders and function under deadlines Show more Show less

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7.0 years

0 Lacs

Pune, Maharashtra, India

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Job Description Job Title: Lead/Assistant Manager/Manager - Credit Analyst Location: Bengaluru, Gurgaon, Mumbai, and Pune Candidate Specification& Job Responsibilities Candidate with 7+ years of overall experience. Strong experience with Credit Underwriting 4 to 8 years of relevant experience in Credit analysis for Corporate Banking, FIG, and Commercial Banking Strong in Credit Underwriting, Credit Risk Management and understanding of financial statement, Credit Review. Credit Risk Analysis / Underwriting is must; Quality Focused and has performed quality and data analytics function. Relevant experience within a financial institution (analysing corporate client's risk, insights and credit) Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis. Knowledge of internal rating rationale, projections and credit recommendations Knowledge of any one Financial Spreading tools: Moody's Risk Analyst, FIS Optimist, Credit lens or allied spreading tools. Flexible to work in any shift as per client requirement Note: Initial 6 months for training at Bengaluru is Mandatory Skills Required RoleCredit Analyst– Lead/Assistant Manager/Manager – Bangalore/Mumbai/Pune/Gurugram Industry TypeITES/BPO/KPO Functional AreaITES/BPO/Customer Service Required Education B Com Employment TypeFull Time, Permanent Key Skills CORPORATE LENDING CREDIT ANALYSIS CREDIT RISK CREDIT UNDERWRITING Other Information Job CodeGO/JC/287/2025 Recruiter NameHemalatha Show more Show less

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7.0 years

0 Lacs

Pune, Maharashtra, India

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Job Description Job Title: Lead/Assistant Manager/Manager - Credit Analyst Location: Bengaluru, Gurgaon, Mumbai, and Pune Candidate Specification& Job Responsibilities Candidate with 7+ years of overall experience. Strong experience with Credit Underwriting 4 to 8 years of relevant experience in Credit analysis for Corporate Banking, FIG, and Commercial Banking Strong in Credit Underwriting, Credit Risk Management and understanding of financial statement, Credit Review. Credit Risk Analysis / Underwriting is must; Quality Focused and has performed quality and data analytics function. Relevant experience within a financial institution (analysing corporate client's risk, insights and credit) Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis. Knowledge of internal rating rationale, projections and credit recommendations Knowledge of any one Financial Spreading tools: Moody's Risk Analyst, FIS Optimist, Credit lens or allied spreading tools. Flexible to work in any shift as per client requirement Note: Initial 6 months for training at Bengaluru is Mandatory Skills Required RoleCredit Analyst– Lead/Assistant Manager/Manager – Bangalore/Mumbai/Pune/Gurugram Industry TypeITES/BPO/KPO Functional AreaITES/BPO/Customer Service Required Education B Com Employment TypeFull Time, Permanent Key Skills CORPORATE LENDING CREDIT ANALYSIS CREDIT RISK CREDIT UNDERWRITING Other Information Job CodeGO/JC/287/2025 Recruiter NameHemalatha Show more Show less

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7.0 years

0 Lacs

Pune, Maharashtra, India

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Job Description Job Title: Lead/Assistant Manager/Manager - Credit Analyst Location: Bengaluru, Gurgaon, Mumbai, and Pune Candidate Specification& Job Responsibilities Candidate with 7+ years of overall experience. Strong experience with Credit Underwriting 4 to 8 years of relevant experience in Credit analysis for Corporate Banking, FIG, and Commercial Banking Strong in Credit Underwriting, Credit Risk Management and understanding of financial statement, Credit Review. Credit Risk Analysis / Underwriting is must; Quality Focused and has performed quality and data analytics function. Relevant experience within a financial institution (analysing corporate client's risk, insights and credit) Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis. Knowledge of internal rating rationale, projections and credit recommendations Knowledge of any one Financial Spreading tools: Moody's Risk Analyst, FIS Optimist, Credit lens or allied spreading tools. Flexible to work in any shift as per client requirement Note: Initial 6 months for training at Bengaluru is Mandatory Skills Required RoleCredit Analyst– Lead/Assistant Manager/Manager – Bangalore/Mumbai/Pune/Gurugram Industry TypeITES/BPO/KPO Functional AreaITES/BPO/Customer Service Required Education B Com Employment TypeFull Time, Permanent Key Skills CORPORATE LENDING CREDIT ANALYSIS CREDIT RISK CREDIT UNDERWRITING Other Information Job CodeGO/JC/287/2025 Recruiter NameHemalatha Show more Show less

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7.0 years

0 Lacs

Pune, Maharashtra, India

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Job Description Job Title: Lead/Assistant Manager/Manager - Credit Analyst Location: Bengaluru, Gurgaon, Mumbai, and Pune Candidate Specification& Job Responsibilities Candidate with 7+ years of overall experience. Strong experience with Credit Underwriting 4 to 8 years of relevant experience in Credit analysis for Corporate Banking, FIG, and Commercial Banking Strong in Credit Underwriting, Credit Risk Management and understanding of financial statement, Credit Review. Credit Risk Analysis / Underwriting is must; Quality Focused and has performed quality and data analytics function. Relevant experience within a financial institution (analysing corporate client's risk, insights and credit) Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis. Knowledge of internal rating rationale, projections and credit recommendations Knowledge of any one Financial Spreading tools: Moody's Risk Analyst, FIS Optimist, Credit lens or allied spreading tools. Flexible to work in any shift as per client requirement Note: Initial 6 months for training at Bengaluru is Mandatory Skills Required RoleCredit Analyst– Lead/Assistant Manager/Manager – Bangalore/Mumbai/Pune/Gurugram Industry TypeITES/BPO/KPO Functional AreaITES/BPO/Customer Service Required Education B Com Employment TypeFull Time, Permanent Key Skills CORPORATE LENDING CREDIT ANALYSIS CREDIT RISK CREDIT UNDERWRITING Other Information Job CodeGO/JC/287/2025 Recruiter NameHemalatha Show more Show less

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0 years

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Gurugram, Haryana, India

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Key Responsibilities: Develop and execute credit risk strategies for consumer lending products such as Consumer durables or credit cards. Define and optimize credit approval and credit limit assignment policies. Monitor and ensure adherence to vintage risk levels within the company’s risk appetite. Leverage alternative data sources, including credit bureau, SDK, telecom, and geo-data, to enhance underwriting strategies. Design, implement, and refine application scorecards for effective risk assessment. Extract, analyze, and visualize data to support data-driven decision-making across the organization. Identify key risk drivers and monitor trends to mitigate potential risks proactively. Collaborate with risk systems teams to implement underwriting changes seamlessly. Prepare, document, and communicate policy updates effectively to relevant stakeholders. Required Skills & Experience: Proven experience in credit risk management within the consumer lending industry. Proficiency in SQL, Excel, and Tableau for data analysis, reporting, and visualization. Show more Show less

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5.0 years

0 Lacs

Mumbai, Maharashtra, India

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Job Description Job Title: Deputy Manager / Manager – GC&C Underwriting Department: GC&C Underwriting Function: Underwriting Grade: M3 / M4 Location: Zonal Office – Mumbai (HO) Reports to: AVP – GC&C Underwriting CTC: Up to ₹15 LPA Industry Preference: General Insurance only Work Timing: 10:00 AM to 7:00 PM Work Days: Monday to Saturday Role Summary We are seeking an experienced professional to join as Deputy Manager / Manager – GC&C Underwriting, responsible for managing the underwriting of Property, Engineering, Marine, and Miscellaneous Lines of Business (LOB) under the Group Corporate & Commercial (GC&C) portfolio. The role demands a balanced approach to technical underwriting, portfolio profitability, compliance, and strategic relationship management. Key Responsibilities Handle underwriting of Property, Engineering, Marine, and Miscellaneous LOBs for the GC&C segment. Ensure prudent risk selection and adherence to technical underwriting standards. Monitor balance between top line growth and bottom line profitability. Track product-wise incurred claims and initiate corrective measures. Develop, implement, and monitor underwriting guidelines. Continuously update policies in line with market trends and company strategy. Conduct detailed risk-based analysis to ensure a healthy business mix. Focus on hazard risk analysis, retention strategy, and geographic diversification. Build and maintain relationships with brokers, intermediaries, and corporate clients. Provide technical support and contribute to business development initiatives. Ensure audit and regulatory compliance. Maintain thorough documentation and adhere to quality and control processes. Contribute to systems and process improvements for underwriting automation and efficiency. Act as a liaison for internal teams (Sales, Claims, Operations) and external partners to streamline underwriting operations. Education Qualifications & Experience BE / B. Tech or Post-Graduation (MBA or equivalent) Experience Minimum 5 years in General Insurance with a focus on GC&C Underwriting (Property, Engineering, Marine, Miscellaneous) Functional Skills Expertise in technical underwriting across Fire, Engineering, Marine & Miscellaneous lines Strong risk assessment and analytical capabilities Familiarity with underwriting systems and digital tools Strong interpersonal, negotiation, and stakeholder management skills Ability to interpret claims data, industry trends, and apply risk mitigation strategies Show more Show less

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1.0 - 6.0 years

3 - 8 Lacs

Bengaluru

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Openings for Underwriter Looking for an experience with Underwriter or Mortgage HR Aditi@ 7795311459 ruth@9590520040 immediate joiner Available Positions:-Underwriter location:manayatha tech park Need min 1 year experience in mortgage or underwriter salary upto 8.5lks

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1.0 - 6.0 years

1 - 6 Lacs

Hyderabad

Hybrid

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We are currently hiring for Credit Specialist (International Voice Process) for a global Bank India, Location Hyderabad. Experience: Underwriting, Pre-underwriting, Post Closing, Customer Service, Voice process, Calling, International Voice process. Role: Credit Specialist (International Voice Process) Job type: Permanent Role Context The role is to foster and encourage a sound common underwriting culture and to avoid undue risk concentrations, with the aim of ensuring a sustainable high quality lending portfolio. In carrying out these duties, the jobholder must be fully aware of the need to meet customer requirements and the overall effect of the marketplace on the credit process. At all times, credit standards as issued by Credit & Risk must be adhered to. In fulfilling these objectives, there is a need to provide direction and guidance to the branch network/direct sales channels. In summary, the prime objective is to ensure that an appropriate balance is achieved between maximizing income, maintaining a well-balanced book as to risk, ensuring credit standards are observed and at the same time being fully responsive to the needs of the customers and the marketplace. ontext The role is to foster and encourage a sound common underwriting culture and to avoid undue risk concentrations, with the aim of ensuring a sustainable high quality lending portfolio. In carrying out these duties, the jobholder must be fully aware of the need to meet customer requirements and the overall effect of the marketplace on the credit process. At all times, credit standards as issued by Credit & Risk must be adhered to. In fulfilling these objectives, there is a need to provide direction and guidance to the branch network/direct sales channels. In summary, the prime objective is to ensure that an appropriate balance is achieved between maximizing income, maintaining a well-balanced book as to risk, ensuring credit standards are observed and at the same time being fully responsive to the needs of the customers and the marketplace.

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Exploring Underwriting Jobs in India

The underwriting job market in India is thriving, with a growing demand for skilled professionals in this field. Underwriting involves assessing and managing risk for insurance companies, financial institutions, and other organizations. If you are considering a career in underwriting, there are several opportunities available across various industries in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Pune

Average Salary Range

The average salary range for underwriting professionals in India varies based on experience and expertise. Entry-level underwriters can expect to earn between INR 3-5 lakhs per annum, while experienced professionals with advanced certifications and skills can earn upwards of INR 10 lakhs per annum.

Career Path

In the underwriting field, career progression typically involves starting as an Underwriting Assistant or Analyst, then moving on to roles such as Underwriter, Senior Underwriter, and Chief Underwriting Officer. With experience and additional certifications, professionals can advance to roles such as Underwriting Manager or Director.

Related Skills

In addition to strong analytical and risk assessment skills, underwriters are expected to have knowledge of finance, insurance principles, and regulatory compliance. Proficiency in data analysis, decision-making, and communication skills are also essential for success in this field.

Interview Questions

  • What is underwriting, and why is it important for insurance companies? (basic)
  • How do you assess risk in underwriting? (medium)
  • Can you explain the difference between underwriting and claims? (medium)
  • How do you stay updated on industry trends and regulations related to underwriting? (medium)
  • Can you walk us through a recent underwriting project you worked on and the outcome? (medium)
  • How do you handle conflicting priorities in underwriting decisions? (medium)
  • What risk assessment tools or software are you familiar with? (medium)
  • How do you ensure compliance with underwriting guidelines and policies? (medium)
  • What steps do you take to verify information provided by applicants during the underwriting process? (medium)
  • How do you communicate underwriting decisions to stakeholders? (medium)
  • Can you provide an example of a challenging underwriting scenario you faced and how you resolved it? (medium)
  • How do you handle underwriting for complex or high-value insurance policies? (advanced)
  • What strategies do you use to mitigate risks in underwriting large portfolios? (advanced)
  • How do you incorporate data analytics and technology in underwriting processes? (advanced)
  • Can you explain the impact of macroeconomic factors on underwriting decisions? (advanced)
  • How do you assess the financial stability of an applicant in underwriting? (advanced)
  • What are some key metrics you use to evaluate the effectiveness of underwriting strategies? (advanced)
  • How do you handle underwriting for specialized insurance products or industries? (advanced)
  • Can you provide an example of a time when you had to make a difficult underwriting decision and how you justified it? (advanced)
  • How do you collaborate with other departments, such as sales or claims, to ensure successful underwriting outcomes? (advanced)
  • How do you handle underwriting for international clients or policies? (advanced)
  • What are some emerging trends in underwriting that you are keeping an eye on? (advanced)

Closing Remark

As you explore underwriting jobs in India, remember to showcase your expertise, skills, and experience during the job search and interview process. By preparing thoroughly and demonstrating your knowledge and capabilities, you can confidently pursue exciting opportunities in the underwriting field. Good luck!

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