Sr. Underwriter - Commercial Underwriting - Bangalore & Chennai - GO/JC/2061/2026

Responsibilities

• Underwrite commercial loans, analyzing credit risk and making informed lending decisions
• Conduct thorough credit analysis, including reviewing financial statements, credit reports, and other relevant data
• Develop and maintain relationships with clients, understanding their business needs and providing tailored lending solutions
• Collaborate with cross-functional teams, including corporate lending operations, commercial banking, and loan syndication
• Stay up-to-date with market trends, regulatory requirements, and industry developments to ensure compliance and optimal lending practices
• Analyze and interpret financial data, including cash flow, balance sheets, and income statements
• Develop and implement underwriting policies and procedures to ensure consistency and quality
• Provide training and guidance to junior underwriters and other team members
  

Requirements

• Bachelor's degree in a relevant field, such as finance, accounting, or business administration
• Minimum 0-5 years of experience in commercial underwriting, credit underwriting, or corporate lending
• Strong knowledge of commercial lending, commercial banking, and loan operations
• Excellent analytical and problem-solving skills, with the ability to interpret complex financial data
• Strong communication and interpersonal skills, with the ability to build relationships with clients and colleagues
• Ability to work in a fast-paced environment, prioritizing tasks and managing multiple projects simultaneously
• Proficiency in Loan IQ and other relevant software applications
• Knowledge of commercial loan operations, including loan syndication and commercial mortgage
  

Benefits

• Opportunity to work with a leading financial institution in India
• Competitive salary and bonus structure
• Comprehensive health insurance and medical benefits
• Retirement savings plan with employer matching
• Paid time off and holidays
• Professional development opportunities, including training and mentorship
  

Skills Required

• COMMERCIAL BANKING
• COMMERCIAL LENDING
• COMMERCIAL LENDING
• BUSINESS ANALYST
• COMMERCIAL LENDING
• LOAN IQ
• LOAN SYNDICATION
• COMMERCIAL LOAN OPERATIONS
• COMMERCIAL MORTGAGE
• COMMERCIAL UNDERWRITING
• CORPORATE LENDING
• CORPORATE LENDING OPERATIONS
• CREDIT UNDERWRITING