Senior Credit Underwriter

About the Company

Oxane Partners is a fintech firm providing integrated portfolio management and technology solutions to financial institutions globally within the alternative investments landscape. Oxane’s clients include leading investment banks, private equity firms and structured credit players across US and Europe. Oxane is supporting these clients on more than $500bn of investments through a unique combination of its cutting-edge portfolio management platforms and deep asset class expertise from its Portfolio Management Group, which works as an extension of our client’s asset management teams

About the Role

The primary responsibility would involve working closely with global banks or asset managers in monitoring their corporate credit portfolio investments. The Role requires to coordinate with client on deliverables pertaining to monitoring the performance of these investments. The role requires technical skills and holistic understanding of commercial lending domain and it would entail carrying out detailed underwriting and portfolio monitoring of middle market loans, presenting analysis to the credit committee and monitoring the ongoing performance of the existing loans.

Responsibilities

• Work closely with the clients and support them with underwriting and monitoring of their loan portfolios across various asset classes in structured finance.
• Oversee the entire process of credit underwriting and monitoring, ensuring accuracy, completeness, and adherence to established policies and procedures.
• Mentor, lead and manage a team of credit analysts responsible for underwriting and monitoring.
• Performing quality check of team members and taking responsibility of expediting their learning curve.
• Independently complete detailed credit analysis of existing credits across sectors.
• Providing insights / value add in credit analysis aimed at achieving positive client impact.
• Presenting completed analysis to credit committee with recommendation to approve / reject a credit.
• Proactively identify red flags in underlying credits.
• Executing new client projects with minimal to no guidance.
• Maintain process rigor and identify / flag process gaps, including potential solutions.

Required Skills

• Expertise in underwriting and portfolio monitoring of corporate loans along with end to end understanding of commercial loan lifecycle.
• Proven ability in managing / mentoring team members in credit underwriting and monitoring.
• Proven ability to perform critical analysis of credits (underwriting and monitoring), including but not limited to capital structure, financial analysis, EBITDA analysis, key business risks, industry analysis, risk ratings etc.
• Proven ability to quickly understand business models of companies across sectors.
• Proven ability to work under pressure to consistently meet strict and aggressive project deadlines.
• Strong client management skills.
• At least 1-2 years of experience in a supervisory or managerial role is preferred.