1303 Senior Analyst Jobs - Page 36

The purpose of this role is to deliver analysis inline with client business objectives, goals, and to maintain, develop and exceed client performance targets. Job Description: Key responsibilities: Understands the client needs in specific. Ensures crisp communication with clients and work as an interface between team members and client counterpart. Discusses issues related to questionnaires with clients and suggest solutions for the same Uses specialised knowledge of market research tools / programming languages to understand the client requirements and build surveys/ deliver data tables as per the requirement with required quality and productivity levels Reviews project requirements and executes projects independently as per requirements by following the guidelines and deploying the tools/systems as applicable Assigns and allocates work to the junior team members, coordinates with them and help them programme the surveys Creates and follows work allocation schedule and project plan Location: DGS India - Mumbai - Goregaon Prism Tower Brand: Merkle Time Type: Full time Contract Type: Permanent

The purpose of this role is to deliver analysis inline with client business objectives, goals, and to maintain, develop and exceed client performance targets. Job Description: Key responsibilities: Understands the client needs in specific. Ensures crisp communication with clients and work as an interface between team members and client counterpart. Discusses issues related to questionnaires with clients and suggest solutions for the same Uses specialised knowledge of market research tools / programming languages to understand the client requirements and build surveys/ deliver data tables as per the requirement with required quality and productivity levels Reviews project requirements and executes projects independently as per requirements by following the guidelines and deploying the tools/systems as applicable Assigns and allocates work to the junior team members, coordinates with them and help them programme the surveys Creates and follows work allocation schedule and project plan Location: DGS India - Mumbai - Goregaon Prism Tower Brand: Merkle Time Type: Full time Contract Type: Permanent

Job Title: Senior Analyst Work Type: Permanent Location: DLF Downtown - Gurgaon It s more than a career at NAB. It s about more meaningful work, more global opportunities and more innovation beyond boundaries . Your job is just one part of your life. When you bring your ideas, energy, and hunger for growth, you ll be recognised and rewarded for your contribution in return. You ll have our support to excel for our customers, deliver positive change for our communities and grow your career. NAB has established NAB Innovation Centre India as a centre for operations and technology excellence to support NAB deliver faster, better, and more personalized experience to customers and colleagues. At NAB India, we re ramping-up and growing at a very fast pace. Our passionate leaders recruit and develop high performing people, empowering them to deliver exceptional outcomes to make a positive difference in the lives of our customers and our communities.

Major Duties :1. Responsible for facilitating electronic movements of funds, wires transfers and cheque issues along with trade postings on behalf of the client within defined procedures2. Works and assists in audit document preparation pertaining to global accounts and identifies discrepancies vs. standard instructions3. Participation in groups that work on projects for the Cash Ops larger team4. Carries out complex activities with significant financial, client, and/or internal business impact5. Able to serve as a key subject matter expert and mentor to other more junior level employees6. More technically sound in area of expertise and has broader knowledge of other areas7. Delivers a work product that requires less revision8. Able to facilitate discussions and reach decisionsKnowledge :Excellent oral and written communication skills are requiredAnalytical and problem solving skills are required Attention to detail and accuracy is requiredKnowledge on financial instruments and basic terminology related to custody services is preferredExperience :A College or University degree and/or some relevant work experience is preferred. Related Industry qualification / or studying towards, is preferred

Application Development Senior Analyst (R) - HIH - Evernorth About Evernorth: Evernorth Health Services, a division of The Cigna Group (NYSE: CI), creates pharmacy, care, and benefits solutions to improve health and increase vitality. We relentlessly innovate to make the prediction, prevention, and treatment of illness and disease more accessible to millions of people. Position Overview As an Application Development Senior Analyst, you will be part of a team of analysts and engineers-on code triage and analysis, and quick fixes for issues impacting the Evernorth ap plications. The focus of the work is to identify and rectify any technical and functional challenges in Evernorth s market-winning capabilities in the technology solutions space. Responsibilities Be a team contributor in a team of Engineers and Analysts in triaging technical and functional issues. Day to day ticket triage, monitoring of the ticket s queues. Monitor OL comment trends. Regression Checkouts adhoc and planned. Create, co-ordinate and track resolution of stories required for fixing tickets. Data mining for checkouts Monitoring Jobs and reacting to job issues Release checkout pocs Ad hoc data research Qualifications: 3 - 5 years of Years experience in application development or maintenance College degree (Bachelor) in related technical/business areas or equivalent work experience. Experience with Java/Spring Boot Experience using Splunk and Dynatrace (Mandatory) Basic knowledge with any of the following technologies: Angular, Python, Mongo DB, Node JS and ability to understand complex architectures. Strong analytical skills Demonstrate ability to perform root analysis and suggest rectification options. Preferred Qualifications: College degree (BE or MCA). Exposure to Production environments Industry / Domain Experience Needed: Demonstrated experience in production maintenance. Ability to navigate a geographically diverse team and communicate effectively. Familiarity with cloud-based architecture and its usage in complex applications Passion for analysis and learning to grow, adapt to a fast-changing environment. Location & Hours of Work Full-time position, working 40 hours per week. Primarily based in the Innovation Hub in Hyderabad, India, with flexibility to work remotely as required. Equal Opportunity Statement Evernorth is an Equal Opportunity Employer actively encouraging and supporting organization-wide involvement of staff in diversity, equity, and inclusion efforts to educate, inform and advance both internal practices and external work with diverse client populations. General Shift (11:30 AM - 8:30 PM IST / 1:00 AM - 10:00 AM EST / 2:00 AM - 11:00 AM EDT) Equal Opportunity Statement Evernorth is an Equal Opportunity Employer actively encouraging and supporting organization-wide involvement of staff in diversity, equity, and inclusion efforts to educate, inform and advance both internal practices and external work with diverse client populations. About Evernorth Health Services About Evernorth Health Services

Application Development Senior Analyst - HIH - Evernorth About Evernorth: Evernorth Health Services, a division of The Cigna Group (NYSE: CI), creates pharmacy, care, and benefits solutions to improve health and increase vitality. We relentlessly innovate to make the prediction, prevention, and treatment of illness and disease more accessible to millions of people. Innovation and Automation - Application Development Senior Analyst Position Overview: The Innovation and Automation team partners with business and IT stakeholders throughout the enterprise to design, build, and deploy custom Automation and Analytic solutions. This role will partner with business operations stakeholders, and requires a candidate with a learning mindset, a strong background in data analytics, and an aptitude for translating business needs into technical requirements. In this role you will be responsible to learn and understand the business, become a SME on the data, and build cutting-edge, innovative analytics that provide actionable insights on known value streams while discovering opportunities for further analysis. Key Responsibilities: Engage with business partners to understand analytic and data gaps and facilitate working sessions to design and prototype data integration solutions and automation Translate business needs into technical requirements, and translate technical results into meaningful, actionable information for non-technical stakeholders Design, develop and optimize complex SQL queries to extract, filter, and aggregate data from different relational databases. Collaborate with cross functional teams including data architect, business analysts to understand integration requirements and ensure data integrity Participate in the design and implementation of database structures, schemas and data models to facilitate efficient data storage and retrieval. Develop and maintain ETL processes to extract, transform, and load data from various sources into target database implement data quality checks and validation procedures to identify and address data inconsistencies. Pioneer new technologies and methodologies for automation and data analysis Take ownership of relationships, projects, and goals Required Experience / Qualifications: Bachelor s degree in computer science or related field Minimum 3 years of experience as SQL developer or similar roles Strong proficiency in SQL and experience with relational database systems Solid understanding of database design principles, indexing strategies and query optimization techniques API Programming experience to retrieve data from various sources. Communicating with and influencing various teams and distilling relevant technical information for the audience Data visualization using any visualization tool or technology Connecting the dots between long- and short-term business objectives, and driving business value via automation and analytics Desired Experience / Qualifications: Experience in Healthcare domain Data analysis experience using Python is good to have Experience with Selenium web scrapping is plus Knowledge about Service Now is good to have Statement of Commitment: General Shift (11:30 AM - 8:30 PM IST / 1:00 AM - 10:00 AM EST / 2:00 AM - 11:00 AM EDT) Equal Opportunity Statement Evernorth is an Equal Opportunity Employer actively encouraging and supporting organization-wide involvement of staff in diversity, equity, and inclusion efforts to educate, inform and advance both internal practices and external work with diverse client populations. About Evernorth Health Services About Evernorth Health Services

Kraft Heinz Company is looking for Analyst I, Global Procurement Solutions to join our dynamic team and embark on a rewarding career journey Support global sourcing strategies and supplier analysis Prepare procurement reports and dashboards Assist in contract negotiations and compliance Collaborate with global procurement teams

. Purpose of the role To design, develop and improve software, utilising various engineering methodologies, that provides business, platform, and technology capabilities for our customers and colleagues. Accountabilities Development and delivery of high-quality software solutions by using industry aligned programming languages, frameworks, and tools. Ensuring that code is scalable, maintainable, and optimized for performance. Cross-functional collaboration with product managers, designers, and other engineers to define software requirements, devise solution strategies, and ensure seamless integration and alignment with business objectives. Collaboration with peers, participate in code reviews, and promote a culture of code quality and knowledge sharing. Stay informed of industry technology trends and innovations and actively contribute to the organization s technology communities to foster a culture of technical excellence and growth. Adherence to secure coding practices to mitigate vulnerabilities, protect sensitive data, and ensure secure software solutions. Implementation of effective unit testing practices to ensure proper code design, readability, and reliability. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

Has a deep and broad knowledge and experience of visual media and is passionate about global entertainment. They can succinctly and broadly communicate whats important about a piece of content, and why. They are comfortable working in a high-volume, high-quality, deadline- and data-driven environment. They are an excellent cross-functional partner who can speak to how each title in their slate reflects market strategy. They can also represent the guidelines and decision-making that influenced their work to key stakeholders including Product, Creative Services, Marketing, Content, and Merchandising teams. Finally, they are flexible, adaptive and curious in an ever-evolving organizational landscape. Responsibilities: Analyze, tag, research, and write detailed insights for all titles produced in or licensed for your market. This includes quality assurance on titles analyzed by externalized sources. Represent the slate for your given market, collaborating with other teams on Product Discovery and Promotion Build strong cross functional partnerships with Product, Merchandising, Creative, Content, and Marketing at all levels across the business. Possess a deep understanding of your market, successfully able to interpret and speak to the business strategy for the region. Have your finger on the pulse with regard to current affairs and cultural moments, while also being aware of historical, political, social and/or sensitive issues from across the region. Represent, educate on and advocate for Content Understanding at the correct altitude and partner with Ratings and Partnerships to help stakeholders understand Ratings implications. Qualifications: Prior experience in media as a writer or editor or experience as a Content Specialist, Insights Strategist, Metadata Analyst or Platform Editor Passionate about films and series with a deep knowledge of your markets entertainment industry and the global streaming landscape Ability to distinguish nuances within different content genres and distill the essence of a film/series, including sharing findings in an objective, concise manner Excellent communication, presentation and cross-functional skills within a highly matrixed org structure Ability to master internal tools and systems successfully Fluency in Airtable, Google Sheets, or other data trackers and data management systems Experience working with large data catalogs is a plus Fluency in English, Hindi, Tamil or Telugu (requires English and Hindi, either Tamil or Telugu expertise)

1. Experience in Procurement - PR/PO (Converting PR to PO, Sending POs to the vendor, etc) 2. Experience in strategic sourcing/S2C 3. Experience in Contract management 4. Negotiate with vendors for cost savings. 5. Good supplier relationship skills and team spirit 6. Knowledge of MS Office (Word, XL, PPT) 7. Knowledge and experience on procurement tools is desirable 8. Must be comfortable with 24*7 work environment especially night shifts. Qualifications Graduate

Join us as a Service Engineer at Barclays, responsible for supporting the successful delivery of Location Strategy projects to plan, budget, agreed quality and governance standards. Youll spearhead the evolution of our digital landscape, driving innovation and excellence. You will harness cutting-edge technology to revolutionise our digital offerings, ensuring unparalleled customer experiences. To be successful as a Service Engineer you should have experience with: Experience in WebSphere MQ and Message Broker. Should have worked on OPENSHIFT V4. Exposure to Docker & Kubernetes. WebSphere Application Server / JBOSS. Some other highly valued skills may include: WebSphere MQ and Message Broker. sFTP, Sterling Connect Direct, Sterling File Gateway. Wily Monitoring. ITAM (IBM Tivoli Access Manager). LDAP Directory Services. Ability to support and trouble shoot Java applications, must have experience and working knowledge on at least one of the following:- ( Redhat JBoss, TOMCAT, IBM HTTP Server, Apache HTTP). You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills. This role is based in Pune. Purpose of the role To support business areas with day-to-day processing, reviewing, reporting, trading and issue resolution. Accountabilities Support various business areas with day-to-day initiatives including processing, reviewing, reporting, trading, and issue resolution. Collaboration with teams across the bank to align and integrate operational processes. Identification of areas for improvement and providing recommendations in operational processes. Development and implementation of operational procedures and controls to mitigate risks and maintain operational efficiency. Development of reports and presentations on operational performance and communicate findings to internal senior stakeholders. Identification of industry trends and developments to implement best practice in banking operations. Participation in projects and initiatives to improve operational efficiency and effectiveness. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

Company: Marsh Description: We are seeking a talented individual to join our Fiduciary team at Marsh. This role will be based in Mumbai. This is a hybrid role that has a requirement of working at least three days a week in the office Analyst /Senior Analyst - Fiduciary We are seeking a dedicated individual to manage the accounting of a Fiduciary portfolio for Clients, Insurers, or Third Party agents (Commission Agents). The successful candidate will be responsible for the collection and settlement of premiums and claims, as well as resolving insurance-related queries. Key Responsibilities will include timely delivery of the routine task expected on the accounts/portfolio assigned Ensuring highest proficient handling as per Fiduciary procedures and accuracy for the accounts assigned. Maintain minimum Productivity standard. Liaising with clients and Insurers. Debt collection and Outward credit due to the account holder. Responsible for driving key KPI Financial metrics like unmatched cash, Income exposure, etc Respond to queries raised within 24hours or earlier (refer any technical query to senior member for support). Credit Control (Legacy, Collection of Inward premium, reinsurance recoveries, Inter Company Reconciliation, etc) We will count on you for: To ensure timely delivery of the routine task expected on the accounts/portfolio assigned Expect a basic standard on accuracy and productivity Focus on Debt collection from clients for premiums/fees and claims from markets. Resolution of queries raised by client and Insurers including prompt response to their satisfaction. Reconciling cash received and seeking support if technical involvement. Reconciliation fundamentals using Insurance policy details. Ensure adherence to policies & procedures as per organization s standards and laid out SOPs Review of Process manual and seek clarity where required Driving unallocated cash numbers down and escalating when you foresee a challenge Ensuring upto date notes on outstanding revenue balances What you need to have: Knowledge of general Insurance principles, terminologies used, insurance process flow and ability to convincingly speak to them. Knowledge of credit control Advanced Excel knowledge Basic Math understanding Graduate (Commerce preferable) 1-3 of experience in operations in financial services or offshore processing organizations Knowledge of Insurance related credit control or Insurance background What makes you stand out? Analytical ability Communication: Verbal as well as Written Planning and Organizing MS Office skills: Excel proficiency to be above basic Precision based approach Why join our team: We help you be your best through professional development opportunities, interesting work and supportive leaders. We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have impact for colleagues, clients and communities. Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being. Marsh is the world s leading insurance broker and risk adviser. With more than 45,000 colleagues advising clients in over 130 countries, Marsh serves commercial and individual clients with data-driven risk solutions and advisory services. Marsh is a business of Marsh McLennan (NYSE: MMC), the world s leading professional services firm in the areas of risk, strategy and people. With annual revenue of $23 billion, Marsh McLennan helps clients navigate an increasingly dynamic and complex environment through four market-leading businesses: Marsh , Guy Carpenter , Mercer , and Oliver Wyman . For more information, visit marshmclennan.com , follow us on LinkedIn and X. Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one anchor day per week on which their full team will be together in person Marsh, a business of Marsh McLennan (NYSE: MMC), is the world s top insurance broker and risk advisor. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit marsh.com, or follow on LinkedIn and X.

Join Barclays as a CCAR CFO Attestation Control Testing role, where c ore responsibility is to execute design assessment and operating effectiveness testing of controls in accordance with testing plans and aligned to relevant policies, procedures and quality standards providing assurance to Management that the processes and controls within the reviewed Business Unit are effectively designed and operating to mitigating the identified risks. At Barclays, we dont just anticipate the future - were creating it. To be successful in this role, you should have below skills: Qualified Chartered accountant with articleship experience in a reputed firm / MBA Finance with relevant work experience. Understanding of SOx and Risk Management practices including but not limited to Internal Audit. Ability to communicate internal control concepts clearly, in a business context. Ability to interpret, analyze and derive logical conclusions on data patterns. Verbal and written communication skills to deal with internal and external stakeholders. Keeps stakeholders (including Auditors) up-to-date with the progress of the audit work, observation status Some other highly valued skills may include below: Basic knowledge of internal control and regulatory requirements & practice e.g. Turnbull, Sarbanes-Oxley, COSO. Basic awareness of the specific current requirements of the US GAAP / IFRS/IAS regimes. Proficient in use of MS Office packages (Outlook, Word, Excel, Power-point). You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills. This role is based in our Chennai office. Purpose of the role To partner with the bank, to provide independent insurance on control processes and advise on improvements to ensure the efficiency and effectiveness of the bank s internal controls framework. Accountabilities Collaboration across the bank to maintain a satisfactory, robust, and efficient control environment through the execution of ad-hoc assessments and testing on the design and operational effectiveness of the internal controls, aligned to control policies and standards. Development of detailed test plans and procedures to identify weaknesses in internal controls and other initiatives aligned to the bank s control framework to mitigate any potential risks and issues, prioritised by its severity to disrupt bank operations, potential losses, and reputational impact. Communication of key findings and observations to the relevant stakeholders and business units to improve overall control efficiency and provide corrective actions to senior managers. Collaboration with other control professionals to resolve complex issues and ensure consistent testing methodologies across the bank. Development of a knowledge centre containing detailed documentation of control assessments, testing on design and operational effectiveness of procedures, findings, and the distribution of material on internal controls to train and upskill colleagues within the bank. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

TransUnions Job Applicant Privacy Notice What Well Bring: At TransUnion, we have a welcoming and energetic environment that encourages collaboration and innovation we re consistently exploring new technologies and tools to be agile. This environment gives our people the opportunity to hone current skills and build new capabilities, while discovering their genius. Come be a part of our team - you ll work with great people, pioneering products and cutting-edge technology. What Youll Bring: Bachelor s degree and/or 3+ years of professional experience in customer-facing or operations role in reporting management. Proven customer management skills with a strong customer service orientation (desire to help others). Excellent relationship building and stakeholder management skills. Wed love to see: A proven understanding of the operations function, with previous experience in banking, retail credit or consumer credit reporting industries considered an asset. The ability to multi-task and handle high volumes of small projects simultaneously Previous experience with - Salesforce and/or Metro 2 credit reporting, a high level of computer literacy, and excellent analytical skills. Impact Youll Make: The role is expected to become a subject matter expert of a highly accomplished credit reporting support team that will play a key part in helping the team ensure data quality and adherence to industry guidelines for external stakeholders. #LI-AB1 This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week. TransUnion Job Title Sr Analyst, Data Integration

?Find a Career With Purpose at Teva ? Keyword ? Location ?Select how often (in days) to receive an alert: ? Services Analyst III (HR Analytics) ? Date:? Jun 4, 2025 ?Location: ?Bangalore, India, 560064 ? Company:? Teva Pharmaceuticals ? Job Id:? 62242 ? Who we are ? ? How you ll spend your day ? Consolidate and analyze people related data from multiple sources. ? Prepare and monitor people metrics that drive business insights (i. e. attrition, performance, talent, succession, Learning and Development). ? Manage data aspects of HR annual programs and ad hoc projects. ? Train and support GSF HR users in retrieving and utilizing data independently. ? Explore, learn and introduce new tools in collaboration with Corporate to drive people related insights. ? Perform internal audit of system data and suggest improvements to processes and procedures to support data integrity and drive adherence to work standards ? Your experience and qualifications ? Bachelor s degree in Human Resources/ Industrial Engineering/ Economics or related field - a must ? 4- 8 yrs of experience in HR Analytics or Data Management? ? Experience working in a global fast-paced environment ? High proficiency in Excel and PPT ? Analytical thinking and problem solving ? Orientation for details ? Strong communication skills and ability to communicate with global interfaces ? Fluency in English ? Team player, highly motivated and proactive ? Service-oriented approach ? ? ? ? ?JOB CONDITIONS:? ? Location is based in Bengaluru ? Ability to travel within outside India when required. ? Flexibility to work in shifts/from office as per functional requirements. ? Teva s Equal Employment Opportunity Commitment ?Teva Pharmaceuticals is committed to equal opportunity in employment. It is Tevas global policy that equal employment opportunity be provided without regard to age, race, creed, color, religion, sex, disability, pregnancy, medical condition, sexual orientation, gender identity or expression, ancestry, veteran status, national or ethnic origin or any other legally recognized status entitled to protection under applicable laws. We are committed to a diverse and inclusive workplace for all. If you are contacted for a job opportunity, please advise us of any accommodations needed to support you throughout the recruitment and selection process. All accommodation information provided will be treated as confidential and used only for the purpose of providing an accessible candidate experience.

Step into a role of Payroll Analyst at Barclays, where you ll take responsibility for client service and operational execution task. You must take responsibility for controlling risk and enhancing controls in connection to your job and areas of responsibility in accordance with rules and regulations. You must follow well defined procedures that may require a range of job routines and make judgement based on practice and previous experience. To thrive in this role, you will need some previous experience in : Should be expert in UK Payroll process Good to have knowledge in HR operation process in recent or past is preferable Should be good in Employee data management, New joiners, Exits Should be good in Transfer (Movers) and Absence Should have excellent communication skill both written and verbal. You may be assessed on the key critical skills relevant for success in role, such as experience with Payroll (UK ), HR Operations like data management as well as job-specific skillsets. This role is based out of Chennai Purpose of the role To manage payroll functions, including calculating employee pay, withholding taxes, and any other deductions, as well as maintaining accurate payroll records for the business. Accountabilities Processing of payroll for hourly, salaried, and commissioned employees, calculating tax and other contributions, withholding, and paying out as appropriate. Employee payroll record administration and troubleshooting. Guidance and support to employees on all payroll matters, including queries related to calculations of salaries and wages, overtime, bonuses, and commissions. Compliance related statutory filings including the management of the reply to Government institution notices related to all Statutory obligations. Payroll statutory reporting and filing including liaison with relevant local tax authorities. Analyst Expectations To meet the needs of stakeholders/ customers through specialist advice and support Perform prescribed activities in a timely manner and to a high standard which will impact both the role itself and surrounding roles. Likely to have responsibility for specific processes within a team They may lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. They supervise a team, allocate work requirements and coordinate team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they manage own workload, take responsibility for the implementation of systems and processes within own work area and participate on projects broader than direct team. Execute work requirements as identified in processes and procedures, collaborating with and impacting on the work of closely related teams. Check work of colleagues within team to meet internal and stakeholder requirements. Provide specialist advice and support pertaining to own work area. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how all teams in area contribute to the objectives of the broader sub-function, delivering impact on the work of collaborating teams. Continually develop awareness of the underlying principles and concepts on which the work within the area of responsibility is based, building upon administrative / operational expertise. Make judgements based on practise and previous experience. Assess the validity and applicability of previous or similar experiences and evaluate options under circumstances that are not covered by procedures. Communicate sensitive or difficult information to customers in areas related specifically to customer advice or day to day administrative requirements. Build relationships with stakeholders/ customers to identify and address their needs.

Join Barclays as a Analyst SOx role, where c ore responsibility is to execute design assessment and operating effectiveness testing of controls in accordance with testing plans and aligned to relevant policies, procedures and quality standards providing assurance to Management that the processes and controls within the reviewed Business Unit are effectively designed and operating to mitigating the identified risks. At Barclays, we dont just anticipate the future - were creating it. To be successful in this role, you should have below skills: Qualified CMA or ACCA with articleship experience in a reputed firm / MBA Finance with relevant work experience. Understanding of SOx and Risk Management practices including but not limited to Internal Audit. Ability to communicate internal control concepts clearly, in a business context. Ability to interpret, analyze and derive logical conclusions on data patterns. Verbal and written communication skills to deal with internal and external stakeholders. Keeps stakeholders (including Auditors) up-to-date with the progress of the audit work, observation status Some other highly valued skills may include below: Basic knowledge of internal control and regulatory requirements practice e. g. Turnbull, Sarbanes-Oxley, COSO. Basic awareness of the specific current requirements of the US GAAP / IFRS/IAS regimes. Proficient in use of MS Office packages (Outlook, Word, Excel, Power-point). You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills. This role is based in our Noida office. Purpose of the role To partner with the bank, to provide independent insurance on control processes and advise on improvements to ensure the efficiency and effectiveness of the bank s internal controls framework. Accountabilities Collaboration across the bank to maintain a satisfactory, robust, and efficient control environment through the execution of ad-hoc assessments and testing on the design and operational effectiveness of the internal controls, aligned to control policies and standards. Development of detailed test plans and procedures to identify weaknesses in internal controls and other initiatives aligned to the bank s control framework to mitigate any potential risks and issues, prioritised by its severity to disrupt bank operations, potential losses, and reputational impact. Communication of key findings and observations to the relevant stakeholders and business units to improve overall control efficiency and provide corrective actions to senior managers. Collaboration with other control professionals to resolve complex issues and ensure consistent testing methodologies across the bank. Development of a knowledge centre containing detailed documentation of control assessments, testing on design and operational effectiveness of procedures, findings, and the distribution of material on internal controls to train and upskill colleagues within the bank. Analyst Expectations To meet the needs of stakeholders/ customers through specialist advice and support Perform prescribed activities in a timely manner and to a high standard which will impact both the role itself and surrounding roles. Likely to have responsibility for specific processes within a team They may lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. They supervise a team, allocate work requirements and coordinate team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they manage own workload, take responsibility for the implementation of systems and processes within own work area and participate on projects broader than direct team. Execute work requirements as identified in processes and procedures, collaborating with and impacting on the work of closely related teams. Check work of colleagues within team to meet internal and stakeholder requirements. Provide specialist advice and support pertaining to own work area. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how all teams in area contribute to the objectives of the broader sub-function, delivering impact on the work of collaborating teams. Continually develop awareness of the underlying principles and concepts on which the work within the area of responsibility is based, building upon administrative / operational expertise. Make judgements based on practise and previous experience. Assess the validity and applicability of previous or similar experiences and evaluate options under circumstances that are not covered by procedures. Communicate sensitive or difficult information to customers in areas related specifically to customer advice or day to day administrative requirements. Build relationships with stakeholders/ customers to identify and address their needs.

Join us as a BA4 in the Financial Crime Business Oversight Compliance - KYC Advisory team at Barclays, where KYC Advice (KYCA), within Financial Crime Business Oversight Compliance, is responsible for providing advice to the business and operations teams with respect to Financial Crime Policy Standards; guidance on risk mitigation approach as part of Customer Due Diligence and enhancing first line of defense management of financial crime risk. Providing consistent and risk-based advice to BB PLC business on Customer Due Diligence queries to ensure the business effectively mitigate the risks of products and services being abused for the purposes of money laundering, terrorism financing, or other financial crime. To be a successful BA4 in Financial Crime Business Oversight Compliance - KYC Advisory team, you should have experience with (Mandatory) 1. Stakeholder Management. 2. Decision Making Problem Solving. 3. Risk Control Objective. 4. KYC Advice : As a Financial Crime SME, provide sophisticated risk sensitive advice and guidance to the business with respect to client and transactional risk in a time sensitive environment. For example, through periodic client reviews or on-boarding. Provide guidance and support to the business line with respect to implementation of policy requirements and, or legislation. Support ad-hoc projects which look to enhance or remediate controls with respect to Customer Due Diligence. Coordinate across regional teams to provide a single view on client risk across the organization. Provide the Head of Financial Crime for BBPLC and BU/Regional Heads of Financial Crime oversight of emerging trends/themes into customer populations. Work with business stakeholders to address gaps and issues with respect to Customer Due Diligence procedures and controls. Develop, enhance and maintain financial crime related management information. Person Specification/ Essential Skills Strong SME across Financial Crime regulation, guidance and risk mitigation strategies. Understanding of different business segments and the associated financial crime risks. Creative and forward thinking, striving to improve and find solutions through effective innovation and ability to manage project and programmes of work end to end. Highly organized and structured with excellent written communications skills and proficient with Excel and PowerPoint. Skillful co-ordination in working across a wide range of stakeholders both within and beyond the function Robust understanding of jurisdictional risks and geopolitical developments. Decision making capability, in particular with respect to complex cases, applying risk based approach in line with risk appetite. Location : Pune Purpose of the role To provide data-led expert oversight and check and challenge on business and compliance matters to evidence that the organisation is operating in a compliance with Barclays legal, regulatory and ethical responsibilities. Accountabilities Identification and assessment of compliance risks through thorough reviews of business activities, changes, processes, testing and systems to. Identification and investigation of potential market abuse, including but not limited to, Insider Dealing, Unlawful Disclosure, Market Manipulation or Anti-Competitive Conduct. Conduct investigation of compliance risk events or breaches. Oversight and check and challenge of corrective actions and preventative measures to avoid future occurrences. Implementation of compliance policies and procedures in line with regulatory requirements and ensuring that the bank s internal policies are aligned with international standards, including jurisdictional requirements. Collaboration with 1LOD, other relevant Compliance teams and legal, and relevant risk management functions to facilitate a comprehensive approach to compliance and risk management. Identification, investigation and oversight of potential money laundering, terrorist financing or other financial crime. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

Job Summary Analysts in Payments Advisory are involved in bespoke engagements covering thematic research, analyzing client data, etc. to partner with the larger Payments team globally in their client conversations You will have a diverse exposure to various aspects of global business through meaningful and challenging work assignments while helping clients optimize cash flow and working capital. We have worlds largest payments network - Treasury Services, Merchant Services, Trade and Commercial Card. Our global team partners with over 135, 000 corporate, financial services, middle market, small business, government and municipal clients across more than 162 countries providing critical services that support cash management and payment services needs while providing innovative solutions. Job responsibilities Perform in-depth industry, market competitor research on a wide range of public private entities Extensive financial analysis and working capital benchmarking of clients along with ability to analyze data to identify efficiency opportunities Collaborating with global stakeholders in preparation of pitch materials including cash management and liquidity solutions Contribution in capturing evolving themes across thought leadership articles ideation Understanding industry ecosystem, how payments fit into it Developing deep market, company, and product knowledge to structure the solutions for clients Collaborating in a team environment, contributing to the overall goals of the firm Required qualifications, capabilities, and skills Strong interest in making a career in finance Strong quantitative and analytical skills and attention to detail Ability to work independently and in a team environment, meeting tight deadlines Excellent oral and written communication skills Strong problem solving and project management skills Highly motivated individuals with a passion for developing innovative solutions that support clients around the world MBA or Equivalent Masters/CAs are hired for Analyst role Preferred qualifications, capabilities, and skills Prior experience in the payments landscape or treasury advisory / consultancy experience Good understanding of accounting, tax and regulatory considerations relevant in various treasury areas Understanding experience working with various data computation presentation software like Tableau Strong excel skills along with understanding of VBA /python and ability to automate recurring workstreams

Support the Head of Valuations in the development of a risk framework, analytics, metrics and impactful reporting. Lead and help to train / develop the Bangalore Valuations team. Support the global Valuation team, with development of portfolio analytics, metrics, reporting and valuation. Evaluate collaboration and process to consistently gain efficiencies against industry in valuation approach across asset classes. Collaborate with AM teams in portfolio oversight during life of investment. The successful candidate will have demonstrated an ability to work in a fast-paced, performance-driven environment with an ability to think broadly about the business, incorporating continual improvement of processes and procedures with a goal of excellence while focusing on accuracy and efficiency. Undergraduate degree from a top institution, with a record of academic achievement 8-15 years related experience desired; MBA or CFA or FRM qualification is a plus Strong quantitative and qualitative skills in the areas of credit, market, and operational risks. Advanced Excel modeling capabilities; Knowledge of data analysis tools such as Python/ R a plus PowerBI skills for data extraction and dashboard development Experience in a financial services company analyst program a plus Ability to think flexibly, while analyzing a variety of situations; comfortable and effective multi-tasker Excellent oral and written communication skills Proven ability to develop and manage a small team and work well with others

The purpose of this role is to execute data processing for our clients. This role is able to understand the input file requirements and output file requirements, along with data processing capabilities. The end result is a role that delivers data processing results for our clients. Job Description: Bachelors degree in Statistics, Mathematics, Computer Science, or a related field 2+years of experience working with UNCLE, Q, Dimension, SPSS syntax or similar data processing software. Experience working with data for large, multi-market complex projects Experience in data processing - including weighting, stacking and sig testing, with good understanding of industry best practices Should be able to perform extensive quality checks and data validation to ensure accuracy. Coordinate with internal project managers / client services team members to finalize materials (data processing spec forms); provide guidance on tool functionality and solutions. Develop and maintain data processing workflows and documentation. Microsoft Excel skills required with VBA macro writing experience/knowledge a plus Should be comfortable to work in night shifts - rotational, 24/7 operational support and working on weekends - Roaster Client-focused with strong consulting, communication, and collaboration skills. Emotionally intelligent, adept at conflict resolution, and thrives in high-pressure, fast-paced environments. Demonstrates ownership, problem-solving ability, and effective multitasking and prioritization Location: DGS India - Mumbai - Thane Ashar IT Park Brand: Merkle Time Type: Full time Contract Type: Permanent

End-to-end support of approving Honeywell T&E claims Auditing of T&E Claims for Honeywell employees as per Global T&E policy and others Scrutinize claims for non-compliance and deviation from the global / local T&E policies Perform critical follow-ups to ensure no financial impact to the organization due to delayed payment approvals. On time Approval and Meeting Month End Cutoffs Strong emphasis on customer service, meeting goals, approval of reports on time to ensure no financial impact to company or employee and achieving results Ensure all reports are validated on or before the regional / country cutoff date to enable on time payment to card vendors and/or to employees for out of pocket expenses Policy enforcement and audit analysis Ensure enforcement of Global T&E Policy and regional addenda, management of T&E submission system Reporting on compliance issues and deviations in T&E spends Customer Service: Strong emphasis on customer service, perform approval of reports on time to ensure no financial impact to company or employee and achieving result. Must be a graduate: Commerce or Finance background preferred Minimum 3 to 4 years of relevant experience preferably from Audit / fraud check related process, preferably in an MNC. Should have 5+ years of overall experience

The purpose of this role is to execute data processing for our clients. This role is able to understand the input file requirements and output file requirements, along with data processing capabilities. The end result is a role that delivers data processing results for our clients. Job Description: Bachelors degree in Statistics, Mathematics, Computer Science, or a related field 2+years of experience working with UNCLE, Q, Dimension, SPSS syntax or similar data processing software. Experience working with data for large, multi-market complex projects Experience in data processing - including weighting, stacking and sig testing, with good understanding of industry best practices Should be able to perform extensive quality checks and data validation to ensure accuracy. Coordinate with internal project managers / client services team members to finalize materials (data processing spec forms); provide guidance on tool functionality and solutions. Develop and maintain data processing workflows and documentation. Microsoft Excel skills required with VBA macro writing experience/knowledge a plus Should be comfortable to work in night shifts - rotational, 24/7 operational support and working on weekends - Roaster Client-focused with strong consulting, communication, and collaboration skills. Emotionally intelligent, adept at conflict resolution, and thrives in high-pressure, fast-paced environments. Demonstrates ownership, problem-solving ability, and effective multitasking and prioritization Location: DGS India - Mumbai - Thane Ashar IT Park Brand: Merkle Time Type: Full time Contract Type: Permanent

Technology Job Level: Senior Officer PAM Senior Analyst ABOUT US Job Summary: We are seeking a highly skilled and motivated Senior PAM Analyst with a strong background in Privileged Access Management (PAM) using CyberArk. Experience with SailPoint Identity Security Cloud (ISC) / IdentityNow (IDN) would be appreciated. The ideal candidate will have a minimum of 3 years of experience in Privileged Access Management (PAM) and 1 year in Identity and Access Management (IAM) in who will play a critical role in enhancing our capabilities, ensuring compliance, and improving security posture. Key Responsibilities: Design, develop, and implement PAM solutions using CyberArk PAM and SailPoint ISC/IDN to meet business requirements and security standards. Administer and maintain CyberArk solutions, ensuring optimal performance and availability. Collaborate with cross-functional teams to gather requirements and translate them into technical specifications for PAM and IAM solutions. Run audit reporting and certification campaigns of PAM and IAM processes and controls to ensure compliance with internal policies and external regulations. Troubleshoot and resolve issues related to PAM and IAM systems and processes, providing timely support to end-users. Develop and maintain documentation for PAM and IAM processes, policies, and procedures. Contribute to audit exercise by gathering logs and documenting as per organizations JML (Joiner, Mover, Leaver) process and access recertifications. Preferred Qualifications: Minimum of 3 years of experience in PAM, with a focus on CyberArk PAM and SailPoint ISC/IDN. Strong understanding of PAM and IAM concepts, principles, and best practices. Relevant CyberArk and SailPoint certifications are a plus. Knowledge of regulatory requirements related to US and Europe is also a plus. WHAT WE OFFER: We are committed to supporting your development, advancing your career, and providing benefits that matter to you. Our industry-leading Alter Domus Academy offers six learning zones for every stage of your career, with resources tailored to your ambitions and resources from LinkedIn Learning. Our global benefits also include: Support for professional accreditations such as ACCA and study leave Flexible arrangements, generous holidays, birthday leave Continuous mentoring along your career progression Active sports, events and social committees across our offices Support with mental, physical, emotional and financial support 24/7 from our Employee Assistance Program The opportunity to invest in our growth and success through our Employee Share Plan Plus additional local benefits depending on your location Equity in every sense of the word We are in the business of equity, in every sense of the word. For us, this means taking action to ensure every colleague has equal opportunity, valuing every voice and experience across our organisation, maintaining an inclusive culture where you can bring your whole self to work, and making Alter Domus a workplace where everyone feels they belong. We celebrate our differences, and understand that our success relies on diverse perspectives and experiences, working towards shared goals and a common purpose. Thanks to the work of our Group DE&I Committee and network of DE&I Champions, we empower all of our people to be truly invested in the alternative. We are committed to ensuring an inclusive recruiting and onboarding process. Please contact our hiring team if you require any accommodations to make our recruitment process more accessible for . . . 20, 2025 No previously viewed jobs Our stories Amanda Donohue, Senior Manager, Cork Think ahead to five years time and where you would like to see yourself. That s what I did and Alter Domus offered me the right path. Aristidis Halikias, Managing Director, Chicago Many might think that the financial services industry is primarily numbers and math, but I believe we are a people business. The people at Alter Domus make it what it is, and we have some of the best in the entire industry. Carla Walmsley, Senior Manager, Jersey Alter Domus were fully supportive through my studying path, providing study support in the way of study fees and study leave, as well as some flexible working towards nearer each exam to help me manage with work/life (and exam!) balance. Shania Galea, Corporate Services Officer, Malta As a junior, I learn a lot from all colleagues around me. . Click Add to create your job alert. Job Category Location Opt-in Promotion

The purpose of this role is to execute data processing for our clients. This role is able to understand the input file requirements and output file requirements, along with data processing capabilities. The end result is a role that delivers data processing results for our clients. Job Description: Bachelors degree in Statistics, Mathematics, Computer Science, or a related field 2+years of experience working with UNCLE, Q, Dimension, SPSS syntax or similar data processing software. Experience working with data for large, multi-market complex projects Experience in data processing - including weighting, stacking and sig testing, with good understanding of industry best practices Should be able to perform extensive quality checks and data validation to ensure accuracy. Coordinate with internal project managers / client services team members to finalize materials (data processing spec forms); provide guidance on tool functionality and solutions. Develop and maintain data processing workflows and documentation. Microsoft Excel skills required with VBA macro writing experience/knowledge a plus Should be comfortable to work in night shifts - rotational, 24/7 operational support and working on weekends - Roaster Client-focused with strong consulting, communication, and collaboration skills. Emotionally intelligent, adept at conflict resolution, and thrives in high-pressure, fast-paced environments. Demonstrates ownership, problem-solving ability, and effective multitasking and prioritization Location: DGS India - Mumbai - Thane Ashar IT Park Brand: Merkle Time Type: Full time Contract Type: Permanent