932 Secured Loan Jobs - Page 35

Role & responsibilities Evaluate the purity and value of gold brought in by customers. Process and verify loan applications against gold collateral. Ensure compliance with financial regulations and company policies. Maintain detailed records of loan transactions and gold appraisals. Provide exceptional customer service and address customer queries. Promote gold loan products and services to potential customers. Conduct periodic audits and reviews of gold loan cases. Preferred candidate profile Bachelors degree in Finance, Business, or a related field. Proven experience in banking or financial services, preferably in gold loans. Strong understanding of financial regulations and compliance. Excellent customer service and communication skills. Detail-oriented with strong analytical abilities.

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Role & responsibilities Business and Financial Management Delivery in Volume Percentage payout to channel Insurance Achievement Delinquency. Customer Focus Possession of database of salaried and self-employed customers. Portfolio Management. Team No. of DSA which are active VS inactive No. of PPCs which are productive VS unproductive. Process/ Quality Improvement Adherence to process and Quality manifested in a login to Conversion ratio of 60% No. of rejects due to non- adherence in providing documents while logging in. Preferred candidate profile Must be designated as Sales/Relationship Manager where the candidate is currently employed. Should have relevant experience in Micro LAP Sales. (Candidates from Indostar, DCB Bank, HDB Financial, Shriram Housing Finance, True Home Finance are preferred) Should have a strong connect with local DSAs and connectors.

Role & responsibilities: 1. Should be able to deliver targeted business figures from the location of the branch. 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality. 4. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures. Contact Details : Mobile: 6360112212 - Mahadevaswamy J Email: mahadevaswamy.j@ujjivan.com

Role & responsibilities 1. Should be able to deliver targeted business figures from the location of the branch. 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality. 4. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures. Contact Details : Mobile: 9945529755 - Mohan Kumar M Email: mohan.manjunath@ujjivan.com

Role & responsibilities : 1. Should be able to deliver targeted business figures from the location of the branch. 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality. 4. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures. Contact Details : Mobile - 9976292090 - Sathish Raja N Email - sathishraja.n@ujjivan.com

LAPAYE Finance Pvt. Ltd.- www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans &Mortgage Loans to micro enterprises across India. We are looking for * Relationship Officer/Relationship Manager (Mortgage/ Lap loans) in Punjab/Haryana & Bihar locations. Locations Karnal Abohar Patran Loharu Khagaria Bagaha Gajraula Kasganj Experience: At least 1+ year of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac. 5.ROI - 20 to 26% - should not be below 18% 6.Should be from Mortgage background - Micro LAP 7.Individual role profile. Budget: 3.30L CTC + Monthly Incentive +fuel conveyance Note- Only experience candidate can apply Whatsapp Number - 9319480115 simer.kaur@ayefin.com

LAPAYE Finance Pvt. Ltd.- www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans &Mortgage Loans to micro enterprises across India. We are looking for * Relationship Officer/Relationship Manager (Mortgage/ Lap loans) in Bihar locations. Locations Dalsinghsarai Maharajganj Bagaha Mahua Bihariganj Khagaria Jamui Raxaul Experience: At least 1+ year of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac. 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Individual role profile. Budget: 3.30L CTC + Monthly Incentive +fuel conveyance Note- Only experience candidate can apply whatsapp number- 7428981793 Interest candidate can share resume at this id- akansha.sah@ayefin.com

Key Responsibilities: 1. Business Development & Sales: Drive acquisition of new customers for Home Loans and LAP products. Achieve monthly/quarterly/yearly sales targets for the branch. Build and manage relationships with builders, real estate agents, DSA/Connectors, and channel partners. Identify and develop new markets and customer segments. 2. Team Management: Recruit, train, mentor, and manage a team of Relationship Officers/Executives. Monitor team performance and provide necessary coaching and support to achieve targets. Conduct regular team meetings and review sessions. 3. Customer Relationship Management: Ensure high-quality customer service and support. Handle customer queries, complaints, and ensure timely resolution. Maintain long-term relationships with high-value clients. 4. Credit & Risk Assessment: Coordinate with credit team for smooth processing of files. Understand and assess creditworthiness of clients based on financials and property documents. Ensure compliance with internal credit and risk norms. 5. Operations & Compliance: Ensure all branch operations are in line with company policies and regulatory guidelines. Manage documentation, loan processing, disbursals, and post-disbursal activities.

Role & responsibilities: 1. Should be able to deliver targeted business figures from the location of the branch. 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality. 4. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures. Contact Details : Mobile: 8940032512 - Kannan Ravi Email: kannan.ravi@ujjivan.com

Role & responsibilities 1. Should be able to deliver targeted business figures from the location of the branch. 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality. 4. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures. Contact Details : Mobile - 9962056096 - Esakki Sundar G Email - g.esakkisundar@ujjivan.com

Hiring's for Sales Manager, PL role @ Tamilnadu & Kerala location Roles and Responsibilities 1.Business Development through channels (DSAs). 2.Identifying and maintaining good relation with channels to increase personal loans / business loans business. 3.Identification, recruitment and training of channels. 4.Ensuring timely payout to channels. Desired Candidate Profile 1. Handled channels before. 2. Understanding of Personal loans /Business loans. 3. Knowledge of local market 4. Candidates having experience in Banking / NBFCs are preferred. Perks and Benefits Salary is not constrain for right candidate. Interested one can hit your resume to yuvaraja.k@smfgindia.com

We are hiring for Sales Officers in the Home Loan Division of HDFC Sales. The role involves sourcing, explaining, and converting home loan leads, working closely with customers and builders Achieve monthly sales and disbursal targets Required Candidate profile Strong knowledge of Affordable Housing (AH), Home Loans, Housing Finance, Home Finance, Asset Management Services. Must be confident & communication skills Potential to earn huge incentives

Roles and Responsibilities Develop and maintain a strong understanding of the company's products (Business Loan, Msme Loan, Lap, Working Capital) to effectively communicate their benefits to customers. Manage sales performance by achieving targets, identifying new business opportunities, and expanding existing relationships with clients. Collaborate with cross-functional teams to resolve customer queries and issues related to loan processing and documentation. Identify potential risks and develop strategies to mitigate them while ensuring compliance with regulatory requirements. Analyze market trends and competitor activity to stay ahead in the competitive NBFC landscape. Desired Candidate Profile 4-8 years of experience in sales management or business development in an NBFC or similar industry. Strong knowledge of secured loans such as term loans, machinery loans, OD/CC/MSME loans etc. .

Implement and Act in accordance with Organizations Policies and Process and Credit Delegation In addition, adhere to Regulatory and Audit Compliance Review and Monitor Underwriters in terms of Loan Appraisals, TAT, Risk Appetite and Support to Business Monitor Portfolio Quality Provide valid inputs to Policy Team on hindsight and Competition benchmarks Assist towards Process Key Improvement Activities Ensure quality metrics of underwriting are maintained with error rates maintained within threshold limit. Proactively inform about Red Flags and Triggers, To identify Portfolio Risk in Underlying Business Practices and Fraud Exposures Training the Credit Managers on Processes and policies Work Closely with Sales Managers in Zones, Credit team and business teams of lenders to constantly refine credit underwriting processes in Zone across regions Partnering with risk and policy teams to align products and policies , build on data driven underwriting practices Actively get involved in New lenders onboarding process, setting up process and policies and regular interaction with lenders credit and operations team Actively looking out for automation initiatives enabling better underwriting practices and lender delight Travelling to multiple locations for training purposes as per requirement Domain/Functional

Role & responsibilities • Maintaining the data base of the targeted segment; directly & with the help of the ranks. • Daily activity to generate leads & leads management (DSAR ERP) • Communicating and generating leads and leads management for efficient conversion. • Assess local market conditions and identify current and prospective sales opportunities. • To achieve the target as decided from time to time. • DSR Updation on daily basis(DSAR ERP) • To ensure the quality of the portfolio is maintained as per company norms • Following up and lionizing with credit & process for maintaining efficient TAT. • Daily reporting to BDM/BM • Portfolio Management. • To build up relationship with prospective and current client

We are Hiring .. Mega Walk-in Drive in leading Pvt Sector Bank on 16-May-2025 Leading private sector Bank Product: - MAB (POS/EDC/Swipe machine), Home Loan, LAP, Agri products. Location: - Surat & Vadodara Eligibility- Fresher & Experience both can apply. (0.6 Months to 3 years Experience in any loan product) Time: - 11AM - 3 PM Venue:- C/o Quess Corp Ltd. 1st floor 10 & 11 | White House | Nr. High Field Ascot | VIP Road | Surat 395007 Contact Person: - Devrishi Kharoshe (9979710009) Role & responsibilities:- * Identifying sales opportunities * Meeting with customer * Lead Generation * Closing business deals * Negotiating * Following up with customers * Meeting sales targets Preferred candidate profile:- * Must have a 2 wheeler * Must have driving license * Must belong to sales background * Must be willing to do field work Perks and benefits:- * Provision Provident Fund * Provision of ESIC * Provision of lucrative incentives Please come in formal wear and carry your resume at below branch for Personal Interview. Candidates can visit branch for direct Walk-in and can also refer friends or colleagues. Note - Vacancy strictly available in Sales Department Only NOTE : We never charge any fee/money at any stage of the recruitment process and has not authorized any person/agencies/partners/vendors to collect any fee/money for recruitment.

Loan Against Property (LAP) Executive Jaipur Job Type: Full-Time Salary: Competitive (Based on Experience) + Attractive Incentives Take Home Salary: Up to 20,000 (Depending on Interview) Job Location: Jaipur Working Hours: 9 Hours Shift: General Interview Mode: Face to Face Job Description We are hiring a dynamic and motivated Loan Against Property (LAP) Executive to join our team in Jaipur . The ideal candidate will be passionate about sales and customer service, with experience in secured loan products such as LAP or home loans. Key Responsibilities Generate leads through field visits, references, and tele-calling for Loan Against Property Meet clients to understand their financial needs and loan eligibility Assess property documents and coordinate with banks/NBFCs for loan processing and disbursement Guide customers regarding interest rates, EMI, tenure, and documentation Maintain regular follow-ups with clients and banks for smooth processing Achieve monthly targets and maintain strong customer relationships Prepare and maintain MIS reports and daily activity logs Candidate Requirements Experience: 6 months to 3 years in LAP, home loan, or secured loan sales Education: Graduation preferred Skills: Excellent communication, negotiation, and interpersonal skills Local area knowledge of Jaipur is a must Must have a two-wheeler and a smartphone Comfortable with field work and client visits Perks & Benefits Fixed salary with attractive incentives Career growth opportunities in the BFSI sector On-the-job learning and exposure to loan processing with leading banks/NBFCs Contact - Mohit.kumar@aasaanjobs.com Mohit Kumar - 9716163252

HDB Financial Services Ltd. Looking for Branch Manager Product Required- #LAP and #PL #Team handling experience is must & Field sales experience required Experience- 5+ years Locations.- #Faizabad , #Sultanpur Interested candidates share your cv's anjali.jain@hdbfs.com or 9315740229

HDB Financial Services Ltd. Looking for Branch Manager Product Required- #LAP and #PL #Team handling experience is must & Field sales experience required Experience- 5+ years Locations.- #Faizabad , #Sultanpur Interested candidates share your cv's anjali.jain@hdbfs.com or 9315740229

Role & responsibilities : 1. Should be able to deliver targeted business figures from the location of the branch. 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality. 4. Visit the customers business and home to do the assessment/evaluation, following the Product Policy procedures. Contact Details : Mobile - 8940032512 - Kannan Ravi Email - kannan.ravi@ujjivan.com

Looking for a Field Sales Executive with 1+ years of experience. Drive lead generation & conversions for gold loans. Must have strong communication, own conveyance, & field sales experience. Location: Delhi

Role & responsibilities Lead sales and operations across regions and achieve market expansion goals. Manage budgets, forecasts, and train branch teams for optimal performance. Monitor market trends, competitor activities, and ensure policy compliance. Preferred candidate profile 4+ years in territory sales management, preferably in financial services. Strong leadership, target-driven, and in-depth knowledge of loan products. Excellent market intelligence and problem-solving skills. You can share your resume or contact us through e-mail or whatsapp : E-mail : ta_hr17@mas.co.in Whatsapp : 9898385228

Role & responsibilities Hiring For LAP & Mortgage Candidate Relationship Manager Preferred candidate profile Minimum 1 Year Exp. Lap and Mortgage Loan & Home Loan