Relationship Manager

The role of Relationship Manager-Rural Business Banking at IDFC FIRST Bank in Sirhind, Punjab, India, is a key position within the Rural Banking department. As a Relationship Manager, your primary objective will be to effectively manage and expand the business banking portfolio in the rural regions of Punjab. Your responsibilities will include nurturing and enhancing relationships with existing as well as prospective business banking clients in the rural areas of Punjab. You will be expected to identify and onboard new clients by leveraging various channels such as referrals, cold calling, and networking. Conducting thorough financial analysis and risk evaluations of potential clients to assess their creditworthiness will be a crucial part of your role. You will also be responsible for structuring and negotiating loan terms and conditions with the clients to ensure mutually beneficial agreements. Collaboration with different departments within the bank will be essential for cross-selling various products and services to the clients. Staying abreast of market trends and competition in the rural business banking sector will be necessary to make informed decisions and strategies. A core aspect of your role will be to provide exceptional customer service and uphold a high standard of client satisfaction. This will involve addressing client queries promptly and effectively, ensuring a positive banking experience for all clients. To be eligible for this position, you should have a graduation degree in BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate field. Additionally, a minimum of 5 to 10 years of relevant branch banking experience is required to excel in this role.,