19 Loan Structuring Jobs

As a Process Specialist at Infosys BPM Ltd. in Bangalore, you will work closely with Relationship Managers in the Commercial and Business Banking segments to provide sales support and coordinate all new money and renewal requests. Your role will require proficiency in the commercial online application system (CML), understanding of loan structuring guidelines, collateral requirements, due diligence items, and banking processes. Your responsibilities will include: - Reviewing and inputting loan submissions - Communicating with Relationship Managers to gather necessary information - Completing loan pre-closing tasks - Reviewing loan documents for accuracy - Finalizing post-approval in CML In a...

As a Sales Growth & Client Acquisition Specialist, your primary responsibility will be to identify and execute sales growth opportunities at a local/area level, driving channel expansion and acquiring new accounts. You will be tasked with segmenting the market, approaching potential direct clients, and generating business through customized loan offerings that satisfy client requirements while also ensuring profitable margins for the business. Building strong relationships within the DSA network and influencing outcomes will be essential to achieving sales targets. Moreover, you will be expected to increase sales volumes of Small Ticket Secured lending, manage channel databases effectively, ...

You will play a key role as a Credit Manager in Siddipet, Telangana, India. Your main responsibilities will include providing objectivity to the credit approval process, underwriting new transactions, and documenting renewals, modifications, and covenant violations. You will review commitment letters, annual reviews, and tenant underwriting to report to the loan committee. Ensuring adherence to credit policy, guidelines, and regulatory requirements will be a crucial part of your role. You will assist in loan document negotiations and support the growth and development of the commercial lending loan portfolio by effectively managing client portfolios. Coaching and supporting credit analysts w...

As a Financial Analyst, your primary responsibility will be to conduct detailed financial and credit analysis to evaluate the creditworthiness of the company. This includes performing a thorough analysis of the financial statements, such as balance sheets, profit & loss statements, and cash flow statements. You will also be required to conduct ratio analysis to assess various financial health indicators like liquidity, leverage, profitability, efficiency, and coverage ratios. Additionally, you will evaluate collateral strength and covenant compliance for both secured and unsecured funding. In this role, you will be responsible for preparing funding proposals, credit reports, and investor pre...

As a Product Development and Structuring professional, your primary responsibility will be to design and structure financing products across various categories such as working capital, term loans, supply chain finance, and bespoke structured products. It will be crucial to evaluate customer needs and market trends to ensure that the offerings are competitive and compliant. You will also need to prepare detailed product notes and internal approval documents for review. In terms of Portfolio Management, you will be tasked with managing existing Anchor Group and non-Group clients, with the aim of increasing wallet size within the existing Anchor base. Acquiring new anchors, monitoring product p...

As a Financial Partnership Manager at Chillax ElectroCool Pvt Ltd, you will play a crucial role in revolutionizing indoor air quality through solar-powered, AI-driven, DC-HVAC systems. Your primary responsibility will be to lead the creation and execution of customer financing programs by collaborating with banks, NBFCs, and financial institutions. Your key responsibilities will include building and managing partnerships with banks & NBFCs, designing financing solutions for both B2C & B2B customers, launching and scaling financing programs with internal teams, and ensuring compliance, risk management, and excellent customer support. To excel in this role, you must have at least 10 years of e...

As a Loan Syndication Officer based in Dalhousie, Kolkata, your primary responsibility will be to assist in structuring loan deals that align with client needs and current market conditions. This will involve preparing and reviewing term sheets and credit documentation, as well as developing marketing materials and distributing loans to various participating banks. In this role, you will be expected to manage relationships with lenders and institutional investors, ensuring smooth coordination throughout the end-to-end execution of syndicated loan deals - from negotiations to closing. It will also be crucial to maintain compliance with regulatory requirements and internal policies, while keep...

As a Credit Analyst at Moksha Financial Services Pvt. Ltd., you will be responsible for credit appraisal and assessment, collateral evaluation, loan structuring, TAT management, compliance and documentation, portfolio monitoring, risk management, coordination with stakeholders, and more. You will analyze cases to determine feasibility within TAT, complete paperwork efficiently, sanction files, and conduct customer visits. Additionally, you will be required to obtain references and testimonials from customers. To qualify for this role, you should hold a Bachelor's or Master's degree in Finance, Accounting, or a related field along with a CA/CS/CFA qualification. You should have 3-5 years of e...

As a Relationship Manager-Rural Business Banking at IDFC FIRST Bank, you will play a crucial role in managing and expanding the business banking portfolio in the rural regions of Punjab, India. Your primary responsibility will involve nurturing relationships with existing clients while also seeking out new business opportunities in the area. Your key duties will include building and sustaining connections with both current and potential business banking customers in Punjab's rural communities. This will require proactive engagement through various means like referrals, cold calls, and networking to expand the client base effectively. Furthermore, you will be tasked with evaluating the financ...

Key Responsibilities : Loan Application Processing : Review mortgage loan applications and assess the eligibility of applicants based on their financial status, credit history, and property details. Ensure completeness of documents required for loan processing and disbursement. Credit Assessment & Risk Analysis : Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity. Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans. Loan Approval/Rejection : Make recommendations for the approval or rejection of mortgage loan applications based on...

Key Responsibilities : Loan Application Processing : Review mortgage loan applications and assess the eligibility of applicants based on their financial status, credit history, and property details. Ensure completeness of documents required for loan processing and disbursement. Credit Assessment & Risk Analysis : Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity. Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans. Loan Approval/Rejection : Make recommendations for the approval or rejection of mortgage loan applications based on...

Key Responsibilities : Credit Evaluation : Assess the creditworthiness of customers applying for auto loans by reviewing their financial profiles, credit history, and loan repayment capacity. Conduct thorough checks, including background and reference verification, to ensure accurate decision-making. Loan Application Processing : Review and validate loan applications for completeness and compliance with bank policies and regulatory requirements. Ensure that all documentation is in place for loan disbursement. Risk Analysis : Identify and evaluate potential risks associated with lending to applicants. Utilize risk management tools and models to minimize credit risk exposure. Approval and Reje...

The role of Relationship Manager-Rural Business Banking at IDFC FIRST Bank in Sirhind, Punjab, India, is a key position within the Rural Banking department. As a Relationship Manager, your primary objective will be to effectively manage and expand the business banking portfolio in the rural regions of Punjab. Your responsibilities will include nurturing and enhancing relationships with existing as well as prospective business banking clients in the rural areas of Punjab. You will be expected to identify and onboard new clients by leveraging various channels such as referrals, cold calling, and networking. Conducting thorough financial analysis and risk evaluations of potential clients to ass...

Evaluate creditworthiness and process loan applications Oversee credit monitoring, borrower ratings, and compliance filings Manage loan documentation, disbursal, and inter-lender coordination Ensure alignment with ROC/CERSAI requirements Required Candidate profile Provide regular reporting to regulatory bodies and internal teams Recommend policy enhancements and explore new loan structures

Role & responsibilities Loan Processing & Client Management Manage end-to-end loan lifecycle : client onboarding, KYC verification, application review, sanction, documentation, and disbursement Interact directly with clients to gather required information, explain lending terms, and ensure a seamless experience Maintain accurate and up-to-date records in internal loan management systems Credit Assessment & Structuring Perform credit analysis including financial statement review, bank statement analysis, and credit scoring Prepare credit appraisal notes with insights on borrowers risk profile, cash flows, and repayment ability Assist in loan structuring in alignment with internal credit polic...

General Work collaboratively to achieve department and firm objectives Develop and maintain market relationships with appropriate vendors and other industry participants Review loan level financings, appraisal review, and other activities that may require feedback from the debt originations or real estate finance groups Present potential decisions impact on assets and asset performance to senior leadership AssetManagement Oversee and/or directly manage a diverse portfolio of commercial real estate loans. Reviewing legal documentation, financial models, business plans, covenants to assess the loan and asset level risk. Experience interacting with property managers, third party vendors, borrow...

Handling of loan servicing activities (new borrowings, increases, rollovers, paydowns, commitment reductions) and ensure currency cut-offs are followed Have a front-to-back understanding of the loan product and the events associated with it by managing a complex portfolio and be an SME. Maintain a clean inventory for the team and perform effective supervision and EOD checks including payment approvals. Ensure control measures are established to scrutinize exceptions/errors to prevent any operational losses and review these measures constantly Adherence to daily operation policy and procedure and internal controls Ensure posting and escalation process is adhered to Own control reports and be ...

Pricing & Analytics: Conduct daily and ad hoc pricing and risk analysis to inform standard and exception deposit pricing on an ongoing basis including transaction specific deposit product pricing, e.g., trading term deposits and partnering with advisors to win new assets Perform regular business projections and mark to market against business plan both of which inform overall business strategy Develop and use dashboards to monitor performance against balance and revenue goals Monitor and manage the book within all relevant market risk, liquidity risk limits Run regular competitor analysis for deposit products and ranking across markets Business Management: Create overall product strategy for...

Job description Role & responsibilities Banking & Financial Institution Relations: Build and maintain strong relationships with senior officials and managers across various banks and financial institutions. Negotiate favorable banking terms, credit facilities, working capital limits, and other financial products. Manage multiple banking operations, including account setup, cash management, fund transfers, and documentation. Loan Management & Fundraising: Strategize, evaluate, and secure loans (term loans, working capital loans, overdraft facilities) from banks and NBFCs. Prepare financial proposals, loan applications, CMA reports, and project reports for credit appraisal. Monitor loan disbur...