30 Loan Structuring Jobs

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD Business Financial Services Ho Unit Aditya Birla Finance Ltd Location Bangalore Poornata Position Number of the job Reports to: Poornata Position Number Poornata Position Title of the job (30 characters max) Area Sales Manager Reports to: Poornata Position Title Function Sales-SLS Reports to: Function Department BGFMRS-Mortgages Retail Sales Reports to: Department Designation of the Employee Area Sales Manager Designation of the Manager Date of writing/updation of JD 10 th May 2022 Job Purpose: Write the purpose for which the job exists (in 2-3 lines) ( Max 13...

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD Business Financial Services Ho Unit Aditya Birla Finance Ltd Location Coimbatore Poornata Position Number of the job Reports to: Poornata Position Number Poornata Position Title of the job (30 characters max) Area Sales Manager Reports to: Poornata Position Title Function Sales-SLS Reports to: Function Department BGFMRS-Mortgages Retail Sales Reports to: Department Designation of the Employee Area Sales Manager Designation of the Manager Date of writing/updation of JD 10 th May 2022 Job Purpose: Write the purpose for which the job exists (in 2-3 lines) ( Max 1...

Job Purpose The purpose of this job is to acquire and grow the lending book for the SME segment for the assigned geography. The role entails both identification of newer customer segments, as well as strengthening existing customer relationships through continuous engagement and ensuring customer retention on the lending platform Job Context & Major Challenges Organizational Context Aditya Birla Finance Limited (ABFL), a lending subsidiary of Aditya Birla Capital Limited is among the leading well-diversified non-banking financial services company in India. ABFL offers customized solutions in areas of personal finance, mortgage finance, SME finance, corporate finance, wealth management, debt ...

As a Senior Associate/Manager/Vice President in Chennai, your role will involve evaluating loan applications, assessing creditworthiness, and managing portfolio risk. You will be responsible for interacting with clients to seek clarifications, structure deals, and collaborate with the Data Science team to incorporate AI and machine learning into underwriting processes. Additionally, you will liaise with the Trading team to ensure proper loan structuring for warehouse lines and securitizations. Your role will also involve presenting hand-selected deals to the Investment Committee for final approval. Your background should include a PG/Masters degree from a premier college with a specializatio...

Key Responsibilities : Loan Application Processing : Review mortgage loan applications and assess the eligibility of applicants based on their financial status, credit history, and property details. Ensure completeness of documents required for loan processing and disbursement. Credit Assessment & Risk Analysis : Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity. Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans. Loan Approval/Rejection : Make recommendations for the approval or rejection of mortgage loan applications based on...

Key Responsibilities : Credit Evaluation : Assess the creditworthiness of customers applying for auto loans by reviewing their financial profiles, credit history, and loan repayment capacity. Conduct thorough checks, including background and reference verification, to ensure accurate decision-making. Loan Application Processing : Review and validate loan applications for completeness and compliance with bank policies and regulatory requirements. Ensure that all documentation is in place for loan disbursement. Risk Analysis : Identify and evaluate potential risks associated with lending to applicants. Utilize risk management tools and models to minimize credit risk exposure. Approval and Reje...

Key Responsibilities : Credit Evaluation : Assess the creditworthiness of customers applying for auto loans by reviewing their financial profiles, credit history, and loan repayment capacity. Conduct thorough checks, including background and reference verification, to ensure accurate decision-making. Loan Application Processing : Review and validate loan applications for completeness and compliance with bank policies and regulatory requirements. Ensure that all documentation is in place for loan disbursement. Risk Analysis : Identify and evaluate potential risks associated with lending to applicants. Utilize risk management tools and models to minimize credit risk exposure. Approval and Reje...

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD Business Financial Services Ho Unit Aditya Birla Finance Ltd Location Bangalore Poornata Position Number of the job Reports to: Poornata Position Number Poornata Position Title of the job (30 characters max) Area Sales Manager Reports to: Poornata Position Title Function Sales-SLS Reports to: Function Department BGFMRS-Mortgages Retail Sales Reports to: Department Designation of the Employee Area Sales Manager Designation of the Manager Date of writing/updation of JD 10 th May 2022 Job Purpose: Write the purpose for which the job exists (in 2-3 lines) ( Max 13...

Role Overview: As a lending professional for the SME segment in the assigned geography, your role involves acquiring and growing the lending book. This includes identifying new customer segments, strengthening existing customer relationships, and ensuring customer retention on the lending platform. Key Responsibilities: - Achieve sales targets by driving pipeline funnel to achieve book size and market share - Monitor local market trends, competitive offerings, and identify opportunities for business expansion - Engage with investment bankers, chartered accountants, and brokers to source new business regularly - Raise escalations on delinquent cases, monitor them for collection dues, and trac...

Role Overview: As a SME Segment Lending Manager at Aditya Birla Finance Limited, your primary responsibility will be to acquire and grow the lending book for the SME segment in the assigned geography. You will be expected to identify newer customer segments, strengthen existing customer relationships through continuous engagement, and ensure customer retention on the lending platform. Key Responsibilities: - Achieve sales targets by driving pipeline funnel to achieve book size and market share - Monitor local market trends, competitive offerings, and identify opportunities for business expansion - Ensure minimal client attrition through strong client engagement activities - Engage with inves...

As a Commercial Real Estate (CRE) Underwriter, you play a crucial role in underwriting commercial portfolios at an advanced level of complexity. Your responsibilities include providing guidance on structuring, servicing, and analysis for both new and renewal credits. You will be tasked with identifying, gathering, and reviewing financial information to determine borrower risk ratings and appropriate loan structuring. Your expertise will be essential in assessing and communicating risks to assist in department risk mitigation strategies. Key Responsibilities: - Underwrite commercial credit actions according to applicable regulations, procedures, and guidelines - Review financial statements, c...

As a Process Specialist at Infosys BPM Ltd. in Bangalore, you will work closely with Relationship Managers in the Commercial and Business Banking segments to provide sales support and coordinate all new money and renewal requests. Your role will require proficiency in the commercial online application system (CML), understanding of loan structuring guidelines, collateral requirements, due diligence items, and banking processes. Your responsibilities will include: - Reviewing and inputting loan submissions - Communicating with Relationship Managers to gather necessary information - Completing loan pre-closing tasks - Reviewing loan documents for accuracy - Finalizing post-approval in CML In a...

As a Sales Growth & Client Acquisition Specialist, your primary responsibility will be to identify and execute sales growth opportunities at a local/area level, driving channel expansion and acquiring new accounts. You will be tasked with segmenting the market, approaching potential direct clients, and generating business through customized loan offerings that satisfy client requirements while also ensuring profitable margins for the business. Building strong relationships within the DSA network and influencing outcomes will be essential to achieving sales targets. Moreover, you will be expected to increase sales volumes of Small Ticket Secured lending, manage channel databases effectively, ...

You will play a key role as a Credit Manager in Siddipet, Telangana, India. Your main responsibilities will include providing objectivity to the credit approval process, underwriting new transactions, and documenting renewals, modifications, and covenant violations. You will review commitment letters, annual reviews, and tenant underwriting to report to the loan committee. Ensuring adherence to credit policy, guidelines, and regulatory requirements will be a crucial part of your role. You will assist in loan document negotiations and support the growth and development of the commercial lending loan portfolio by effectively managing client portfolios. Coaching and supporting credit analysts w...

As a Financial Analyst, your primary responsibility will be to conduct detailed financial and credit analysis to evaluate the creditworthiness of the company. This includes performing a thorough analysis of the financial statements, such as balance sheets, profit & loss statements, and cash flow statements. You will also be required to conduct ratio analysis to assess various financial health indicators like liquidity, leverage, profitability, efficiency, and coverage ratios. Additionally, you will evaluate collateral strength and covenant compliance for both secured and unsecured funding. In this role, you will be responsible for preparing funding proposals, credit reports, and investor pre...

As a Product Development and Structuring professional, your primary responsibility will be to design and structure financing products across various categories such as working capital, term loans, supply chain finance, and bespoke structured products. It will be crucial to evaluate customer needs and market trends to ensure that the offerings are competitive and compliant. You will also need to prepare detailed product notes and internal approval documents for review. In terms of Portfolio Management, you will be tasked with managing existing Anchor Group and non-Group clients, with the aim of increasing wallet size within the existing Anchor base. Acquiring new anchors, monitoring product p...

As a Financial Partnership Manager at Chillax ElectroCool Pvt Ltd, you will play a crucial role in revolutionizing indoor air quality through solar-powered, AI-driven, DC-HVAC systems. Your primary responsibility will be to lead the creation and execution of customer financing programs by collaborating with banks, NBFCs, and financial institutions. Your key responsibilities will include building and managing partnerships with banks & NBFCs, designing financing solutions for both B2C & B2B customers, launching and scaling financing programs with internal teams, and ensuring compliance, risk management, and excellent customer support. To excel in this role, you must have at least 10 years of e...

As a Loan Syndication Officer based in Dalhousie, Kolkata, your primary responsibility will be to assist in structuring loan deals that align with client needs and current market conditions. This will involve preparing and reviewing term sheets and credit documentation, as well as developing marketing materials and distributing loans to various participating banks. In this role, you will be expected to manage relationships with lenders and institutional investors, ensuring smooth coordination throughout the end-to-end execution of syndicated loan deals - from negotiations to closing. It will also be crucial to maintain compliance with regulatory requirements and internal policies, while keep...

As a Credit Analyst at Moksha Financial Services Pvt. Ltd., you will be responsible for credit appraisal and assessment, collateral evaluation, loan structuring, TAT management, compliance and documentation, portfolio monitoring, risk management, coordination with stakeholders, and more. You will analyze cases to determine feasibility within TAT, complete paperwork efficiently, sanction files, and conduct customer visits. Additionally, you will be required to obtain references and testimonials from customers. To qualify for this role, you should hold a Bachelor's or Master's degree in Finance, Accounting, or a related field along with a CA/CS/CFA qualification. You should have 3-5 years of e...

As a Relationship Manager-Rural Business Banking at IDFC FIRST Bank, you will play a crucial role in managing and expanding the business banking portfolio in the rural regions of Punjab, India. Your primary responsibility will involve nurturing relationships with existing clients while also seeking out new business opportunities in the area. Your key duties will include building and sustaining connections with both current and potential business banking customers in Punjab's rural communities. This will require proactive engagement through various means like referrals, cold calls, and networking to expand the client base effectively. Furthermore, you will be tasked with evaluating the financ...

Key Responsibilities : Loan Application Processing : Review mortgage loan applications and assess the eligibility of applicants based on their financial status, credit history, and property details. Ensure completeness of documents required for loan processing and disbursement. Credit Assessment & Risk Analysis : Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity. Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans. Loan Approval/Rejection : Make recommendations for the approval or rejection of mortgage loan applications based on...

Key Responsibilities : Loan Application Processing : Review mortgage loan applications and assess the eligibility of applicants based on their financial status, credit history, and property details. Ensure completeness of documents required for loan processing and disbursement. Credit Assessment & Risk Analysis : Conduct comprehensive credit evaluations for mortgage applicants, including assessing their income, debt levels, credit scores, and loan repayment capacity. Utilize various risk analysis tools and credit models to evaluate the potential risk and profitability of loans. Loan Approval/Rejection : Make recommendations for the approval or rejection of mortgage loan applications based on...

Key Responsibilities : Credit Evaluation : Assess the creditworthiness of customers applying for auto loans by reviewing their financial profiles, credit history, and loan repayment capacity. Conduct thorough checks, including background and reference verification, to ensure accurate decision-making. Loan Application Processing : Review and validate loan applications for completeness and compliance with bank policies and regulatory requirements. Ensure that all documentation is in place for loan disbursement. Risk Analysis : Identify and evaluate potential risks associated with lending to applicants. Utilize risk management tools and models to minimize credit risk exposure. Approval and Reje...

The role of Relationship Manager-Rural Business Banking at IDFC FIRST Bank in Sirhind, Punjab, India, is a key position within the Rural Banking department. As a Relationship Manager, your primary objective will be to effectively manage and expand the business banking portfolio in the rural regions of Punjab. Your responsibilities will include nurturing and enhancing relationships with existing as well as prospective business banking clients in the rural areas of Punjab. You will be expected to identify and onboard new clients by leveraging various channels such as referrals, cold calling, and networking. Conducting thorough financial analysis and risk evaluations of potential clients to ass...

Evaluate creditworthiness and process loan applications Oversee credit monitoring, borrower ratings, and compliance filings Manage loan documentation, disbursal, and inter-lender coordination Ensure alignment with ROC/CERSAI requirements Required Candidate profile Provide regular reporting to regulatory bodies and internal teams Recommend policy enhancements and explore new loan structures