Relationship Manager-Rural Business Banking

As a Relationship Manager-Rural Business Banking at IDFC FIRST Bank, you will play a crucial role in managing and expanding the business banking portfolio in the rural regions of Punjab, India. Your primary responsibility will involve nurturing relationships with existing clients while also seeking out new business opportunities in the area. Your key duties will include building and sustaining connections with both current and potential business banking customers in Punjab's rural communities. This will require proactive engagement through various means like referrals, cold calls, and networking to expand the client base effectively. Furthermore, you will be tasked with evaluating the financial health and risk profile of potential clients to assess their creditworthiness. Based on your analysis, you will structure and negotiate loan terms that align with the clients" needs and the bank's standards. Collaboration with internal bank departments will also be essential to leverage cross-selling opportunities for different products and services to the clients. Staying informed about market dynamics and competitors in the rural business banking sector will be crucial to make informed decisions and maintain a competitive edge. To excel in this role, you should possess a graduation degree in BA, BCom, BSc, BBA, BCA, BE, BTech, or any other relevant field. Additionally, a solid background of 5 to 10 years in branch banking is required to navigate the complexities of this position successfully. Your commitment to providing exceptional customer service and ensuring high levels of client satisfaction will be instrumental in driving the growth and success of the Rural Business Banking segment at IDFC FIRST Bank.,