Home
Jobs

Regional Credit Manager - Emerging Business - Credit Appraisal

11 - 15 years

15 - 20 Lacs

Posted:3 hours ago| Platform: Naukri logo

Apply

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Chennai. The ideal candidate will have 11-15 years of experience in credit appraisal and management, with a strong background in corporate finance products.
Roles and Responsibility
  • Manage all activities related to the sanction life cycle of all borrower accounts.
  • Support and collaborate with business teams to manage end-to-end credit approval for the designated region.
  • Underwrite for all customer segments for corporate finance products and present to senior level.
  • Authorize deviations raised and documented by underwriters in compliance with credit policy.
  • Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests.
  • Lead a team of credit approvers to ensure portfolio quality and manage delinquencies.
  • Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays.
  • Coordinate with the recoveries team and generate business insights.
  • Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency.
  • Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio.
  • Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems.
  • Job
  • MBA/PGDBA/PGPM/CA or equivalent degree.
  • Minimum 11 years of experience in credit appraisal and management.
  • Strong knowledge of corporate finance products and credit policy.
  • Excellent leadership and team management skills.
  • Ability to travel extensively to oversee branches in the territory.
  • Strong analytical and problem-solving skills.
  • Mock Interview

    Practice Video Interview with JobPe AI

    Start Team Management Interview Now
    cta

    Start Your Job Search Today

    Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

    Job Application AI Bot

    Job Application AI Bot

    Apply to 20+ Portals in one click

    Download Now

    Download the Mobile App

    Instantly access job listings, apply easily, and track applications.

    coding practice

    Enhance Your Skills

    Practice coding challenges to boost your skills

    Start Practicing Now
    Tata Capital
    Tata Capital

    Financial Services

    Mumbai Maharashtra

    5001-10000 Employees

    1057 Jobs

      Key People

    • Rajesh Sethi

      Managing Director & CEO
    • Supratim Bandyopadhyay

      Chief Financial Officer

    RecommendedJobs for You

    Mumbai Suburban, Navi Mumbai, Mumbai (All Areas)

    Vijayawada, Andhra Pradesh, India