520 Recovery Management Jobs - Page 10

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per laid down policies & procedures, conducting personal discussions with customers to establish credit worthiness, assessing income to obligation ratios, maintaining portfolio MIS and other related MIS, building effective relationships with third parties, exceeding service quality standards, critical review of credit proposals, ensuring collateral and credit risk mitigation, enabling quick turnaround time of credit lending proposals, ongoing review of credit exposures, documentation of proposals, managing the credit underwriting function of the branch, and ensuring recovery of quick mortality cases. You should have a Graduate or Masters/Post Graduate qualification and preferably possess certifications such as CA/MBA.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications, underwriting proposals as per policies and procedures, conducting personal discussions with customers to establish creditworthiness, maintaining various MIS reports, building effective relationships with third parties, exceeding service quality standards, and facilitating quick turnaround of credit lending proposals. You will need to have a deep understanding of income to obligation ratios, loan to value ratios, and the impact of these ratios on loan performance over long tenures. Additionally, you will be required to undertake critical reviews of credit proposals, ensure collateral and credit risk mitigation, and monitor credit exposures to ensure bankability. Managing the credit underwriting function of the branch, facilitating documentation of proposals, monitoring client and collateral creditworthiness, and ensuring adherence to legal and documentation norms will also be part of your responsibilities. You will work closely with the sales team to enable quick turnaround time of credit lending proposals for mortgage business. Ideally, you should be a Graduate or hold a Masters/Post Graduate degree. Certifications like CA/MBA would be preferable for this role. Your ability to handle client queries, overcome challenges, and continuously improve processes will be key to success in this position.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a wide range of complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. You will underwrite proposals based on established policies & procedures to meet agreed SLAs and manage city/area business volumes. Conducting personal discussions with customers to assess creditworthiness, ensuring completion of credit/KYC documents, and verification through telephonic, field, and collateral visits will be part of your responsibilities. It will be essential for you to evaluate income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind these calculations and their impact on loan performance over long tenures. You will also be required to maintain Portfolio MIS, Delinquency MIS, and other operational MIS of the cluster, providing regular reports. Building effective relationships with third parties to achieve the best outcomes for clients, taking ownership of client queries, and striving for continuous process improvement are crucial aspects of this role. You will critically review credit proposals, identifying industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation to support the approving authority in decision-making, enabling quick turnaround time of credit lending proposals for the mortgage business, and conducting ongoing reviews of credit exposures are also key responsibilities. Additionally, you will be responsible for the management of the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals in coordination with the local credit analysts and sales team. Your qualifications should include a Graduate degree, with preference given to candidates holding Masters/Post Graduate degrees. Certifications such as CA/MBA are preferable for this role. It will also be your duty to follow up and ensure recovery of quick mortality cases between 12-18 MOV.,

As a District Sales Manager at ReadyAssist, you will play a crucial role in converting car customers to retro fitment/alternative fuel system users. Your primary responsibilities will include owning the complete operational practice in the district, managing lead conversion, ensuring the overall profitability of the district, and forming alliances with various parties to generate potential leads. You will onboard partner workshops for retro fitment/alternative fuel systems, manage inventory of kits and components, hire and manage a team of Sales Executives, Demand Managers, Workshop Managers, Mechanics, and other required staff with approval from the headquarters. Additionally, you will work closely with the central marketing team to conduct marketing activities, achieve monthly targets, and enhance workshop efficiency. Ideally, you should have experience in the automobile industry, particularly in vehicle modification and repairs or alternative fuel systems. A proven track record in managing multiple branches, B2C sales, lead generation, and conversion is essential. Experience in coordinating with customers, suppliers, workshop owners, and mechanics will be advantageous. You should also be capable of handling additional responsibilities in the district and stepping in for other roles when needed. ReadyAssist is India's leading technology-backed roadside assistance and vehicle lifecycle management company, operating across 19,000+ pin codes and 700+ districts in India. With a deep-tech platform and a network of over 10,000 skilled mechanics, we prioritize reliability, quality, and speed in all our services. This is a full-time position with benefits including health insurance, paid sick time, and Provident Fund. While 1 year of work experience is preferred, we are looking for individuals who are proactive, adaptable, and dedicated to driving success in the district. Join us in revolutionizing the automotive industry and delivering exceptional services to customers nationwide. For more details about ReadyAssist, visit www.readyassist.in.,

The primary responsibility of the role is to underwrite mortgage business and oversee the portfolio in the designated branch or location. This involves reviewing a variety of complex loan applications within specified guidelines, making decisions, or recommending them for approval to higher authorities. Ensuring adherence to policies and procedures is essential to meet agreed service level agreements (SLAs) and manage business volumes effectively. Personal interactions with customers are crucial to establish creditworthiness, complete credit and KYC documentation, and verify information through telephonic, field, and collateral visits. An in-depth understanding of income to obligation ratios, loan to value ratios, and their impact on loan performance over extended periods is necessary. Maintaining various management information system (MIS) reports related to the portfolio, delinquency, and operations of the cluster is a key aspect of the role. Building strong relationships with external parties and providing exceptional service to clients are emphasized. Addressing client queries, leveraging industry expertise to overcome challenges, and striving for continuous improvement in service quality are important objectives. Conducting a thorough assessment of credit proposals to identify risks and ensure appropriate risk mitigation measures are in place is a critical function. Efficient handling of credit lending proposals for mortgage business including loans against property and home loans in collaboration with the sales team is essential. Ongoing monitoring of credit exposures to assess bankability and managing the credit underwriting function of the branch are key responsibilities. Timely review of credit proposals, documentation, monitoring of client and collateral creditworthiness, and risk mitigation activities throughout the credit lifecycle are part of the role. Qualifications required for this position include a Graduate or Masters/Post Graduate degree. Additionally, certifications such as CA or MBA are preferable to enhance the candidate's profile. Successful candidates will demonstrate strong analytical skills, decision-making abilities, attention to detail, and a proactive approach to credit underwriting and risk management.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch or location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per policies and procedures, conducting personal discussions with customers to establish creditworthiness, maintaining portfolio MIS and other related reports, building effective relationships with third parties, and ensuring service quality standards are exceeded. Additionally, you will be required to undertake a critical review of credit proposals, ensure collateral and credit risk mitigation, facilitate quick turnaround time of credit lending proposals, monitor credit exposures, review documentation of proposals, manage the credit underwriting function of the branch, and follow up on recovery of quick mortality cases. To be considered for this role, you should have a Graduate or Masters/Post Graduate degree. Certifications such as CA or MBA would be preferable.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a variety of complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. You will underwrite proposals according to policies and procedures to meet agreed Service Level Agreements (SLAs) and manage business volumes in the city/area. Your role will involve conducting personal discussions with customers to establish creditworthiness, ensuring completion of credit/KYC documents, and conducting verifications through telephonic, field, and collateral visits. You will need to assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind calculating these ratios and their impact on loan performance over long tenures. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS of the cluster will be part of your responsibilities, along with reporting regularly. Building effective relationships with third parties to achieve the best outcomes for clients is crucial. You will be expected to take ownership of client queries, utilize industry knowledge and experience to overcome challenges, and exceed service quality standards while striving for continuous process improvement. Critical review of credit proposals to identify industry, business, financial, management, and facility structure risks is essential. You will ensure collateral and other credit risk mitigation to facilitate decision-making on credit proposals. Quick turnaround time for credit lending proposals for mortgage business, including loan against property and home loan business, will be achieved through close liaison with the sales team. Ongoing review of credit exposures to ensure bankability, documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking steps for risk mitigation when required will also be part of your role. Managing the credit underwriting function of your branch, facilitating quick turnaround of credit lending proposals, and following up to ensure recovery of quick mortality cases between 12-18 MOV will be key responsibilities. Qualifications required for this role include a Graduate degree, with preference given to those holding Masters/Post Graduate degrees. Certifications such as CA or MBA are preferable.,

You will be responsible for underwriting mortgage business and managing the portfolio in your assigned branch/location. This includes reviewing and assessing a variety of complex loan applications within defined guidelines, making decisions or recommending for approval to higher authorities. You will underwrite proposals according to policies and procedures to meet agreed service level agreements and manage business volumes in the city/area. Additionally, you will conduct personal discussions with customers to evaluate credit worthiness, ensure completion of credit/KYC documents, and perform verifications through telephonic, field, and collateral visits. It is essential to assess income to obligation ratios, loan to value ratios, and have a deep understanding of the rationale behind these calculations and their impact on loan performance over long tenures. Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS for the cluster and providing regular reports is also a crucial part of the role. You will be expected to build and leverage effective relationships with third parties to achieve the best outcomes for clients, as well as take ownership of client queries and use industry knowledge and experience to solve problems and overcome challenges. Furthermore, you should aim to exceed service quality standards, continuously improve processes, and undertake critical reviews of credit proposals to identify risks. Facilitating quick turnaround times for credit lending proposals in the mortgage business, ensuring collateral and other credit risk mitigation, and monitoring credit exposures to maintain bankable levels are key responsibilities. You will also be required to manage the credit underwriting function of your branch, work closely with local credit analysts and the sales team to facilitate quick credit lending proposals, and oversee the recovery of quick mortality cases. The ideal candidate should hold a graduate or postgraduate degree, with certifications such as CA/MBA being preferable.,

As a Mortgage Underwriter, your main responsibility will be to underwrite mortgage business and manage the portfolio within your assigned branch or location. You will be reviewing and evaluating a wide range of complex loan applications, making decisions based on defined guidelines, and recommending approvals to higher authorities when necessary. It is essential to underwrite proposals in accordance with established policies and procedures to meet agreed service level agreements and effectively manage business volumes in your city or area. To ensure creditworthiness, you will conduct personal discussions with customers, complete credit and KYC documentation, and verify information through telephonic, field, and collateral visits. You will analyze income to obligation ratios, loan to value ratios, and possess a deep understanding of the rationale behind these calculations and their impact on loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster will be part of your regular responsibilities, along with reporting on these metrics. Building and leveraging strong relationships with third parties to achieve the best outcomes for clients is crucial. Handling client queries effectively, using industry knowledge to solve problems, and exceeding service quality standards are key aspects of this role. Your role will involve critically reviewing credit proposals to identify risks and ensure appropriate credit risk mitigation measures are in place. You will work closely with the sales team to facilitate quick turnaround times for credit lending proposals within the mortgage business, including loan against property and home loan segments. Ongoing monitoring of credit exposures and ensuring adherence to legal and documentation norms are also important tasks. Managing the credit underwriting function of your branch, collaborating with local credit analysts and the sales team, will be essential to ensure timely processing of credit lending proposals. Additionally, following up on and ensuring recovery of quick mortality cases within specified timelines will be part of your responsibilities. Ideally, you should have a graduate or postgraduate degree, with certifications such as CA or MBA being preferable for this role. Your ability to analyze complex loan applications, make sound credit decisions, and effectively manage credit risks will be critical to your success in this position.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per policies & procedures, conducting personal discussions with customers to establish creditworthiness, maintaining various MIS reports, building effective relationships with third parties, and ensuring service quality standards are exceeded. You will need to possess in-depth knowledge of income to obligation ratios, loan to value ratios, and understand the impact of these ratios on loan performance over the long term. Additionally, you will be required to undertake a critical review of credit proposals, ensure collateral and credit risk mitigation, and facilitate quick turnaround time of credit lending proposals for mortgage business. Your role will involve managing the credit underwriting function of the branch, collaborating with local credit analysts and the sales team, and ensuring recovery of quick mortality cases. A Graduate or Masters/Post Graduate qualification is required, with certifications such as CA/MBA being preferable for this position.,

The role involves underwriting mortgage business and overseeing the portfolio within the assigned branch/location. Your primary responsibilities include reviewing and evaluating a variety of loan applications, making decisions or recommending for approval, adhering to policies to meet SLAs, conducting personal discussions with customers to assess creditworthiness, analyzing financial ratios, maintaining various MIS reports, building relationships with third parties, resolving client queries, ensuring service quality, and striving for process improvement. You will also critically review credit proposals, assess risks, ensure proper collateral and credit risk mitigation, expedite credit lending proposals, monitor credit exposures, manage underwriting functions, facilitate documentation, monitor creditworthiness throughout the process, and collaborate with the sales team for quick turnaround. Key qualifications for this role include being a Graduate or Masters/Post Graduate with preferred certifications such as CA/MBA. Your ability to manage credit underwriting, facilitate quick credit lending, ensure risk mitigation, and maintain high service standards will be crucial for success in this role.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch or location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications, underwriting proposals according to policies and procedures, conducting personal discussions with customers to establish creditworthiness, maintaining various MIS reports, building effective relationships with third parties, and ensuring service quality standards are exceeded. You will need to have in-depth knowledge of income to obligation ratios, loan to value ratios, and understand the impact of these ratios on loan performance over long tenures. Additionally, you will be required to critically review credit proposals, ensure credit risk mitigation, facilitate quick turnaround time of credit lending proposals, and monitor credit exposures to ensure bankability. Furthermore, you will be responsible for managing the credit underwriting function of your branch, following up on recovery cases, and undertaking steps for risk mitigation when required. Qualifications required for this role include a Graduate or Masters/Post Graduate degree, with certifications such as CA/MBA being preferable.,

As a Mortgage Underwriter, your primary responsibility will be to underwrite mortgage business and effectively manage the portfolio within the assigned branch or location. You will be entrusted with reviewing a wide range of complex loan applications in accordance with predefined guidelines, making informed decisions, or recommending them for approval to higher authorities. Your duties will include underwriting proposals based on established policies and procedures to meet agreed Service Level Agreements (SLAs) and effectively manage the business volumes of the city or area. This will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring the completion of credit and KYC documents, and conducting verifications through telephonic conversations, field visits, and collateral assessments. You will need to assess income to obligation ratios, loan to value ratios, and possess a comprehensive understanding of the rationale behind these calculations and their impact on loan performance over extended periods. Additionally, you will be responsible for maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster while providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients will be crucial. Handling client queries, utilizing industry knowledge and experience to address challenges, and striving for continuous improvement in service quality standards will be key aspects of your role. Critical review of credit proposals to identify industry, business, financial, management, and facility structure risks will be essential. You will also play a pivotal role in ensuring collateral and other credit risk mitigation to support approving authorities in decision-making processes. Facilitating quick turnaround times for credit lending proposals related to mortgage business, including loans against property and home loans, in collaboration with the sales team will be part of your responsibilities. Ongoing review of credit exposures to maintain their bankability, meticulous documentation of proposals, monitoring client and collateral creditworthiness, and taking necessary steps for risk mitigation will be integral to your role. Managing the credit underwriting function within your branch, working closely with local credit analysts and the sales team, and ensuring the recovery of quick mortality cases within specified timelines will be crucial for success in this position. Ideally, you should hold a Graduate or Masters/Post Graduate degree with certifications such as CA or MBA being preferable for this role.,

As an underwriter for mortgage business at the assigned branch/location, your primary responsibility will be to review and assess a wide range of complex loan applications within specified guidelines. Based on your assessment, you will make decisions on loan approvals or recommend them to higher authorities for approval. You will be required to underwrite proposals in adherence to the established policies and procedures to meet the agreed Service Level Agreements (SLAs) and manage the business volumes in the city/area. This will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring completion of credit/KYC documents, and conducting verification through telephonic, field, and collateral visits. Additionally, you will need to analyze income to obligation ratios, loan to value ratios, and possess an in-depth understanding of the rationale behind these calculations and their impact on loan performance over extended periods. It will also be your responsibility to maintain Portfolio MIS, Delinquency MIS, and other operation-related MIS for the cluster while providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, handling client queries, and utilizing industry knowledge and experience to address challenges and solve problems will be crucial aspects of your role. You will be expected to exceed service quality standards, strive for continuous process improvement, and undertake critical reviews of credit proposals to identify risks. Ensuring collateral and other credit risk mitigation, facilitating quick turnaround time of credit lending proposals, ongoing review of credit exposures, and monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases are key responsibilities. You will also be required to manage the credit underwriting function of your branch, collaborate with local credit analysts and the sales team, and follow up on the recovery of overdue cases. To excel in this role, you should hold a Graduate or Masters/Post Graduate degree, with certifications such as CA or MBA being preferable.,

As a Mortgage Underwriter at our organization, you will be responsible for managing the mortgage business portfolio in the assigned branch or location. Your primary duties will involve reviewing and assessing a variety of complex loan applications, making decisions within defined guidelines, and recommending approvals to higher authorities. It will be essential to underwrite proposals in accordance with established policies and procedures to meet agreed service level agreements and effectively manage business volumes in the city or area. You will conduct personal discussions with customers to evaluate their creditworthiness, ensure completion of credit and KYC documents, and verify information through telephonic communication, field visits, and collateral inspections. Additionally, you will analyze income to obligation ratios, loan to value ratios, and have a deep understanding of the rationale behind these calculations and their impact on loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster will be part of your responsibilities, along with providing regular reports. Building strong relationships with third parties to achieve favorable outcomes for clients, addressing client queries effectively, and striving for continuous improvement in service quality are key aspects of this role. You will critically review credit proposals, identifying industry, business, financial, management, and facility structure risks. Ensuring appropriate collateral and credit risk mitigation measures are in place to support decision-making by approving authorities is crucial. Collaborating closely with the sales team, you will work towards quick turnaround times for credit lending proposals related to mortgage business, including loans against property and home loans. Ongoing review of credit exposures, documentation of proposals, monitoring client and collateral creditworthiness, and risk mitigation efforts are integral parts of your responsibilities from pre-sanction to post-disbursement phases. Managing the credit underwriting function within your branch, coordinating with local credit analysts and the sales team, and ensuring timely recovery of outstanding cases are also part of your role. Ideally, you should hold a graduate or post-graduate degree, with certifications such as CA or MBA being preferable. Your expertise in underwriting mortgages and managing credit risks will be instrumental in driving the success of our business operations.,

The Regional Debt Manager - Consumer Durable Flows, within the Collections department, plays a pivotal role in overseeing a team and coordinating operational recovery efforts to maintain the credit portfolio of the designated region. This individual is responsible for enforcing corporate policies and procedures to minimize delinquencies at the front end. By cultivating relationships internally and externally, opportunities for value creation are identified, aligning with the broader organizational goals of the bank. The Regional Debt Manager's role directly influences the financial institution's budget planning. Responsibilities include: - Accountable for the recovery of the designated product - Analyzing collection metrics to identify trends and collaborating with the Strategic Business Head to develop action plans that reduce delinquencies and maintain portfolio health - Monitoring performance of agency/collection executives based on set parameters to enhance productivity - Categorizing cases that require restructuring or legal intervention, creating and implementing action plans accordingly - Compiling information on competitor policies to establish an effective collection policy and trigger mechanism for the target customer segment - Ensuring team compliance with defined processes and policies when dealing with delinquent customers - Suggesting modifications to credit policies and monitoring processes based on NPA trends - Working closely with business and support teams to promptly address all issues - Overseeing agency management comprehensively and analyzing feedback received - Supervising recruitment, setting KRAs for direct reports, conducting performance evaluations, and monitoring overall team performance - Supporting subordinate development through feedback and regular training sessions Education Qualifications: - Graduation: Bachelors in Technology, Maths, Commerce, Arts, Science, Biology, Business, Computers, Engineering, or Management - Post-graduation: MBA, PGDM Experience: 10+ years of relevant experience,

As a Mortgage Underwriter, your primary responsibility will be to underwrite mortgage business and manage the portfolio in the assigned branch/location. You will review and assess a broad range of complex loan applications within defined guidelines, making decisions or recommending them for approval to higher authorities. It is essential to underwrite proposals in accordance with laid-down policies and procedures to meet agreed Service Level Agreements (SLAs) and effectively manage city/area business volumes. Conducting personal discussions with customers to determine creditworthiness, ensuring completion of credit/Know Your Customer (KYC) documents, and conducting verifications through telephonic, field visits, and collateral inspections will be part of your routine tasks. You will need to assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind these calculations and their impact on loan performance over extended tenures. Maintaining Portfolio Management Information System (MIS), Delinquency MIS, and other operational MIS of the cluster while regularly reporting on them will be crucial. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, addressing client queries using industry knowledge and experience, and striving for continuous process improvement are also key aspects of this role. You will critically review credit proposals to identify industry, business, financial, management, and facility structure risks contained within them. Ensuring collateral and other credit risk mitigation measures are in place to facilitate approving authorities" decisions on credit proposals is vital. Collaborating closely with the sales team, you will enable quick turnaround time of credit lending proposals for the mortgage business, which includes loan against property and home loan business. Undertaking ongoing reviews of credit exposures to ensure their bankability, facilitating critical review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking steps for risk mitigation when necessary will be part of your responsibilities. Managing the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals in coordination with local credit analysts and the sales team, and following up to ensure recovery of quick mortality cases between 12 - 18 months of vintage will be key to success in this role. Ideally, you should hold a Graduate or Masters/Post Graduate qualification, with additional certifications such as CA or MBA being preferable for this position.,

You have an exciting opportunity as a Regional Commercial Manager at Confidence Petroleum India Limited. As the Regional Commercial Manager, you will be responsible for managing all accounting transactions, regulating stock management, sending legal notices to customers with long outstanding dues, and onboarding new customers with proper agreements. To be successful in this role, you should have 5 to 8 years of experience, a graduation in commerce, and an MBA qualification. Fluency in English, Hindi, and the local language is preferred. Your salary range for this position is between 40,000 to 45,000 per month. Your primary responsibilities will include managing accounting transactions, regulating stock, sending legal notices to customers with outstanding dues, and onboarding new customers with proper agreements. You will also be responsible for planning daily routes, monitoring and managing stock, coordinating outstanding recovery, and stopping services for long dues. If you are interested in this position, please share your CV at 7875034811 or ruchitagolhar@confidencegroup.co. This is a full-time job with benefits such as Provident Fund and a yearly bonus. The work location is in person with day shifts required. Join Confidence Petroleum India Limited and take on the challenge of being a Regional Commercial Manager in the dynamic PCD DIRECT division.,

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a broad range of complex loan applications within defined guidelines. You will need to make decisions on loan applications or recommend them for approval to higher authorities. It is essential to underwrite proposals as per the laid down policies & procedures to meet agreed Service Level Agreements (SLAs) and manage city/area business volumes effectively. Your role will involve conducting personal discussions with customers to establish their creditworthiness. This includes ensuring the completion of credit/Know Your Customer (KYC) documents and verification through telephonic, field, and collateral visits. You will need to assess income to obligation ratios, loan to value ratios, and have in-depth knowledge of the rationale behind the calculation of these ratios and their impact on loan performance over long tenures. Maintaining Portfolio Management Information System (MIS), Delinquency MIS, and other operations-related MIS of the cluster will be part of your responsibilities. You will regularly report on these metrics. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients is crucial. Addressing client queries, using industry knowledge and experience to overcome challenges, and striving for continuous process improvement are expectations from this role. You will be required to undertake a critical review of credit proposals, identifying industry, business, financial, management, and facility structure risks. Ensuring collateral and other credit risk mitigation to facilitate decision-making on credit proposals is essential. Facilitating quick turnaround time of credit lending proposals for mortgage business, including loans against property and home loans, in close collaboration with the sales team will be part of your duties. Continuous monitoring of credit exposures to ensure bankable exposure, critical review, and documentation of proposals, monitoring client & collateral creditworthiness from pre-sanction to post-disbursement phases, and taking steps for risk mitigation when required, while adhering to legal & documentation norms & policies are key aspects of the role. Managing the credit underwriting function of your branch, facilitating quick turnaround of credit lending proposals by working closely with local credit analysts and the sales team are also part of the responsibilities. Additionally, you will need to follow up and ensure the recovery of quick mortality cases between 12 - 18 months of vintage. Qualifications required for this role include a Graduate degree, and preference will be given to candidates with Masters/Post Graduate qualifications. Certifications such as CA/MBA are preferable for this position.,

As an Underwriter for mortgage business in the assigned branch/location, your primary responsibility will involve reviewing and assessing a diverse range of complex loan applications within specified guidelines. You will need to make decisions on these applications or recommend them for approval to higher authorities. Your role will also include underwriting proposals in accordance with established policies and procedures to meet agreed Service Level Agreements (SLAs) and manage the business volumes in the city/area. You will be required to conduct personal discussions with customers to evaluate their creditworthiness, ensure completion of credit/KYC documents, and carry out verification through telephonic conversations, field visits, and collateral inspections. It is essential to analyze income to obligation ratios, loan to value ratios, and possess a deep understanding of the calculations behind these ratios and their impact on loan performance over extended periods. Maintaining Portfolio Management Information System (MIS), Delinquency MIS, and other operation-related MIS for the cluster will be part of your routine tasks. You will also be responsible for creating and nurturing effective relationships with third parties to achieve the best outcomes for clients, addressing client queries, and leveraging your industry knowledge and experience to resolve challenges efficiently. Ensuring adherence to service quality standards, striving for continuous process enhancement, critically reviewing credit proposals to identify various risks, and recommending appropriate risk mitigation strategies will be crucial aspects of your role. You will collaborate closely with the sales team to facilitate quick turnaround times for credit lending proposals related to mortgage business, including loan against property and home loan business. Your responsibilities will further extend to ongoing monitoring of credit exposures, managing the credit underwriting function of your branch, coordinating with local credit analysts and the sales team for streamlined operations, and ensuring timely recovery of delinquent cases within specified timelines. The ideal candidate for this position should hold a Graduate or Masters/Post Graduate degree, with additional certifications such as CA/MBA being preferable. This role demands a meticulous approach towards underwriting, risk assessment, and client relationship management to drive the success of the mortgage business in the assigned branch/location.,

Plan and execute daily field visits to follow up with delinquent customers. Visit & Negotiate on high poss cases, settlements, Track PTP, Prepare DPR, FOS allocation visit Planning & tracking. Coordinate with the TC & FOS for escalated recovery

Roles and Responsibilities Manage credit control functions, including receivables, payables, cash flow, and financial statements. Ensure accurate accounting entries in Tally ERP and maintain a healthy cash position by monitoring bank balances. Prepare MIS reports on a regular basis to track financial performance. Handle customer queries related to billing, invoicing, and collections. Coordinate with internal teams for smooth execution of tasks.

As an Underwriter for mortgage business in the assigned branch/location, your primary responsibility will be to review and assess a variety of complex loan applications within defined guidelines. You will be required to make decisions or recommend applications for approval to higher authorities. It is essential to underwrite proposals in accordance with established policies and procedures to meet agreed Service Level Agreements (SLAs) and effectively manage the business volumes in the city/area. Your role will involve conducting personal discussions with customers to evaluate their creditworthiness. This includes ensuring the completion of credit and Know Your Customer (KYC) documents through telephonic, field, and collateral visits. You will need to analyze income to obligation ratios, loan to value ratios, and possess in-depth knowledge of the rationale behind these ratios and their impact on loan performance over extended periods. Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster will be part of your routine tasks, along with providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients is crucial. Addressing client queries, utilizing industry knowledge and experience to overcome challenges, and ensuring service quality standards are exceeded are key aspects of your role. You will be responsible for critically reviewing credit proposals to identify industry, business, financial, management, and facility structure risks. Facilitating collateral and other credit risk mitigation measures to support the decision-making process on credit proposals is essential. Ensuring quick turnaround times for credit lending proposals related to mortgage business, such as loans against property and home loans, in collaboration with the sales team is a priority. Ongoing review of credit exposures to maintain their bankability, critically reviewing and documenting proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking risk mitigation steps when necessary are crucial tasks. Managing the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals in coordination with local credit analysts and the sales team, will be part of your daily responsibilities. Moreover, following up and ensuring the recovery of quick mortality cases between 12-18 MOV will be a key aspect of your role. Qualifications required for this position include a Graduate or Masters/Post Graduate degree, with certifications such as CA/MBA being preferable.,

As a Mortgage Underwriter, your primary responsibility will be to underwrite mortgage business and manage the portfolio in the assigned branch/location. You will be tasked with reviewing and assessing a wide range of complex loan applications within defined guidelines. Based on your assessment, you will need to make decisions or recommend them for approval to higher authorities. Your duties will include underwriting proposals in accordance with the established policies and procedures to meet the agreed service level agreements (SLAs) and effectively manage the business volumes in the city/area. This will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring the completion of credit/KYC documents, and performing verifications through telephonic, field, and collateral visits. You will be responsible for analyzing income to obligation ratios, loan to value ratios, and possessing an in-depth understanding of the rationale behind these calculations and their impact on loan performance over extended periods. Additionally, maintaining Portfolio MIS, Delinquency MIS, and other operational MIS of the cluster, along with regular reporting, will be part of your role. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, addressing client queries, and utilizing industry knowledge to overcome challenges are crucial aspects of this position. You will be expected to exceed service quality standards, strive for continuous process improvement, and critically review credit proposals to identify risks associated with industry, business, finance, management, and facility structure. To facilitate quick turnaround times of credit lending proposals for mortgage business, including loan against property and home loan business, close collaboration with the sales team will be essential. Furthermore, you will need to conduct ongoing reviews of credit exposures to ensure their bankability, implement risk mitigation strategies, monitor client and collateral creditworthiness throughout the credit lifecycle, and adhere to legal and documentation norms and policies. Managing the credit underwriting function of your branch, ensuring the recovery of quick mortality cases, and collaborating with local credit analysts and the sales team to expedite credit lending proposals will also be part of your responsibilities. In terms of qualifications, a graduate or postgraduate degree is required, with certifications such as CA or MBA being preferable for this role.,

Role & responsibilities 1. Client Credit Management Assess the creditworthiness of hospitals, clinics, corporate clients, and third-party payers. Approve credit terms and limits for institutional and bulk clients. Monitor adherence to agreed credit terms and proactively manage risk. 2. Billing & Collections Oversight Ensure timely invoicing of laboratory services rendered. Monitor outstanding accounts receivable, especially from institutional clients and insurance companies. Coordinate with billing and accounts teams to follow up on unpaid or disputed invoices. 3. Insurance & Third-Party Coordination Liaise with insurance companies and TPAs (Third Party Administrators) to resolve claim denials and delays. Monitor trends in claim rejections and advise on documentation improvements. Ensure compliance with regulatory and insurance billing requirements. 4. Dispute and Query Resolution Handle queries and disputes regarding billing, pricing, or payment terms professionally and efficiently. Work with internal lab, billing, and sales teams to resolve issues and maintain client satisfaction. 5. Cash Flow and Risk Monitoring Track incoming payments to maintain healthy cash flow. Identify overdue accounts and escalate risk cases appropriately. Recommend write-offs or provisions for bad debts after due diligence. 6. Process and Compliance Management Ensure all billing and collections processes follow applicable health and financial regulations. Maintain accurate and auditable credit control documentation and records. 7. Reporting and Analysis Prepare regular reports for management on: Receivables aging DSO (Days Sales Outstanding) Cash collected vs. targets Bad debt trends Suggest strategies to reduce credit exposure and improve collections. Preferred candidate profile Background in finance, accounting, or credit control (preferably in a laboratory). Strong negotiation, communication, and analytical skills. Proficiency in accounting