Recovery/ Collection Agent

1 - 3 years

3 - 6 Lacs

Posted:23 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

  • Contact customers with overdue credit card or loan accounts to negotiate repayment or settlement plans.
  • Ensure timely recovery of outstanding dues through effective communication and follow-ups.
  • Maintain accurate records of all collection activities in the system.
  • Coordinate with internal teams (Risk, Legal, Operations) for escalations and resolutions.
  • Adhere to RBI and company compliance standards during all collection activities.
  • Meet and exceed assigned monthly and quarterly recovery targets .

Required Qualifications & Experience:

  • Education: Graduate in Finance, Commerce, or related field (mandatory).
  • Experience: Minimum 1 3 years as a Collection Agent / Recovery Officer in the Banking or Credit Card industry .
  • Skills: Strong negotiation, communication, and problem-solving abilities.
  • Familiarity with Collection Management Systems (CMS) and MS Office.
  • Knowledge of banking recovery procedures and regulatory compliance .

Key Performance Indicators (KPIs):
  • Recovery percentage and target achievement.
  • Number of resolved delinquent accounts.
  • Compliance and quality standards adherence.

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