Job Title: Financial Analyst / Financial Manager Location: Chennai Department : Finance Experience : 5 7 years Education : Chartered Accountant (CA) preferable Industry Background : Banking / Non-Banking Financial Company (NBFC) About the Role: We are seeking a highly skilled and detail-oriented Financial Analyst with 57 years of relevant experience, preferably in the banking or NBFC sector, to join our finance team. The ideal candidate will have a strong CA background, with a focus on fundraising, financial modeling, and investor relations. You will be instrumental in driving capital-raising initiatives and managing financial planning processes to support strategic business growth. Key Responsibilities: Lead and support fundraising activities, including debt and equity capital raising through banks, financial institutions, and capital markets. Develop and maintain financial models, forecasts, and sensitivity analyses to support decision-making and investor presentations. Prepare and present pitch decks, investor reports, and due diligence materials for stakeholders and potential investors. Build and maintain strong relationships with banks, NBFCs, rating agencies, and other financial partners. Monitor and analyze key financial metrics related to liquidity, working capital, and funding needs. Collaborate with cross-functional teams for budgeting, forecasting, and variance analysis. Stay up to date with regulatory frameworks and market trends impacting funding and financial performance. Provide strategic insights to the leadership team to optimize capital structure and fund utilization. Requirements: 5 7 years of experience in financial analysis, preferably within the banking or NBFC sector. Proven track record in fundraising, financial modeling, and working with institutional investors. Strong understanding of financial instruments, capital markets, and credit evaluation. Excellent communication and presentation skills. Proficiency in MS Excel, PowerPoint, and financial modeling tools. Preferred Skills: Experience in preparing documents for credit rating agencies. Familiarity with SEBI regulations, RBI guidelines, and other compliance frameworks related to fundraising. Experience in working with treasury or corporate finance teams. Apply details: Interested candidates to share there resume on the mentioned mail ID hr@dugar.co.in or can WhatsApp on 9092807676 KOMAL AGARWAL - HR

Duties and Responsibilities: Management of MDs calendar. With direct access to MDs calendar, schedule meetings directly with interested parties (clients, prospective clients, staff, personal appointments). Manage calendar to ensure efficiency and protection of MDs desired hour parameters. (15%) Management of MDs email. With direct access to MDs inbox, help to flag, prioritize, and organize emails. Send emails on behalf of MD as instructed. (20%) Assists in the financial services process by editing and proof-reading proposal and contracts. Attends and travels with MD to all meetings to keep abreast of all status and needs. Taking notes in all meetings is a must. (15%) Assists MD with presentations and proofreading any financial documents. (10%) Assists MD with management of personal calendar. Runs personal errands and assists with personal household affairs. (20%) Assists MD with office organization and light office maintenance (straightening, replacing supplies, light sweeping). (10%) Performs other duties in the general running of the business and assisting other staff with administrative tasks and projects as needed. (10%) (Percentages assigned may fluctuate from week to week and may shift over time as the position holder becomes more efficient in certain areas and as business needs change.) Required Skills/Abilities: Must have strong working knowledge of Google Workspace (Gmail, Google Drive, Google Meet, Google Sheets, and Google Docs) and Microsoft Office (Word, Excel, PowerPoint), with the ability to learn new or updated computer systems. Ability to communicate professionally, clearly, and effectively with all types of audiences. Ability to adapt communication style according to the audience and situation. Demonstrated ability to learn, adjust and adapt to preferences of MD. Ability to keep priorities organized and keep MD organized. Excellent attention to detail required. Excellent time management skills with a proven ability to meet deadlines. Ability to move quickly when needed and function effectively under pressure. Education and Experience: High school diploma required, Bachelors degree in Business Administration or related field preferred. At least four years of high-level administrative assistant work preferred. Experience assisting in financial service-related operations is preferred. Working Expectation and Requirements: This is a desk job, with significant time spent on the computer, phone, Zoom, and email. Must establish a daily, routine schedule within the hours of 9:15am 6:00pm to establish consistency in communication with clients and team members. languages: Hindi , English , Tamil To Apply: Share your resume to the mentioned mail Id hr@dugar.co.in or whatsApp it to 9092807676 Komal Agarwal - HR

Job Title: Back Office Executive NBFC Operations Location: Egmore Job Type: Full-time Reporting: Mr. V.R. Govindarajan (AVP) Department: Operations Experience: 13 years (Freshers may also apply) Job Summary: We are seeking a reliable and detail-oriented Back Office Executive to support our daily operations. The role involves handling data entry, compliance documentation, loan processing. The ideal candidate will have a good understanding of financial documentation. Key Responsibilities: Manage and maintain accurate records of loan applications, KYC documents, and client information. Perform data entry and data validation in company systems (e.g., CRM, core finance platforms). Ensure proper documentation for all related transactions. Coordinate with sales teams to process loan applications. Assist in the disbursal and collection tracking process. Maintain confidentiality and data integrity of client and financial information. Respond to queries from internal teams regarding loan processing and customer documentation. Key Skills & Competencies: Proficiency in MS Excel and other office applications. Strong attention to detail and organizational skills. Knowledge of operations and finance workflows. Basic understanding of KYC. Ability to work independently and handle sensitive data responsibly. Good communication skills (verbal and written). Additional Language of Hindi ,Marathi and Kannada will be advantage and Preferred. Qualifications: Bachelor's degree in Commerce, Finance. Prior experience in NBFC/FI back-office roles is an advantage. Salary: As per industry standards Interested candidates can share there resume to hr@dugar.co.in or WhatsApp it 9092807676 KOMAL AGARWAL HR OFFICER

Location: Chennai (covering Tamil Nadu, Karnataka, Andhra Pradesh, Telangana) Reports To: CEO Experience : 12- 15 years of recovery experience in NBFCs/banks. Key Responsibilities: Lead and oversee vehicle loan and LAP recovery operations across South India. Manage field recovery agents and legal action (including SARFAESI where applicable). Drive strategy to reduce delinquencies and recover written-off accounts. Coordinate with legal teams, police, and repossession vendors. Monitor performance metrics recovery rate, turnaround time, legal closures. Develop state-level SOPs and compliance with RBI and local laws. Oversee EMI collections across the NBFCs vehicle and LAP portfolios. Build and optimize in-house and outsourced telecalling + field collection teams. Implement performance-based incentives, tech dashboards, skip tracing, and dialer tools. Lead bucket-wise (B0to B3) collection strategies. Work closely with credit, recovery, and tech product teams to reduce bounce and DPD. Ideal Profile: Strong knowledge of SARFAESI, vehicle seizure, and LAP recovery processes. Multilingual (Tamil, Telugu, Kannada preferred). Proven leadership in managing large on-ground recovery teams. Experience with field and tele-collections, especially in Tier 2/3/4 towns. Comfortable with digital tools (collection CRM, field apps). Strong MIS/analytics orientation. Driving is added advantage To Apply : Interested candidates can share their resume at hr@dugar.co.in or WhatsApp to 9092807676 Komal Agarwal - HR OFFICER DUGAR FINANCE

Location: Chennai Reports To: CEO Travel: branch visits, regional team audits, training reviews Experience: 3-7 years in HR, with at least 3 years in an NBFC or retail-lending focused financial institution. Role Summary: The Deputy HR Head will drive core HR functions across the NBFCs operational and field teams (collections, credit, sales, recovery), with a sharp focus on recruitment, compliance, performance management, and cultural alignment across Tier 24 geographies. The ideal candidate brings NBFC-specific experience in managing a high-volume, distributed workforce with strong cost controls. Key Responsibilities: Talent Acquisition Manage full-cycle recruitment for field and middle management roles across credit, sales, recovery, collections, and ops. Establish relationships with manpower vendors and internal referral pipelines in semi-urban/rural belts. Monitor hiring SLAs and cost-per-hire for 3W/4W & MSME lending regions. HR Operations & Compliance Oversee employee onboarding, documentation, background verification, and digitized joining. Ensure adherence to labour laws (especially for states with own Shops & Establishments Acts). Monitor compliance on PF, ESIC, gratuity, insurance, minimum wages, and contractor obligations. Performance Management Execute quarterly appraisal processes across departments with data-led moderation. Design and implement incentive plans for sales and collections, closely aligned to portfolio outcomes. Support functional heads with underperformance handling and pip (performance improvement plans). Training & Capability Building Coordinate with L&D to deploy induction, soft-skills, and product training for new joinees. Build regional training calendars with metrics for delivery, participation, and field application. Culture, Engagement & Retention Conduct branch-level employee engagement and exit analysis to improve retention. Establish grievance redressal, POSH training, and anonymous feedback loops. Support cultural integration in new branches/geographies. HR MIS & Audits Maintain real-time dashboards on headcount, attrition, hiring TAT, etc. Handle HR-related audits and support documentation for investor/board review. Ideal Candidate Profile: Functional Exposure: Must have handled field recruitment, payroll, audits, and HR operations at scale. Team Management: Led a multi-location HR team; strong coordination with business and compliance. Tools: Familiar with HRMS (Zoho, Darwin box, GreytHR, or SAP), biometric attendance, and payroll software. Mindset: Strong executor with empathy and cost-awareness. Fluent in regional languages is a bonus. Education: MBA in HR / PGDHRM from Tier 2 institutes or above. Success Metrics: Headcount fulfilment % (vs. plan) Attrition rate (field+ HO) HR compliance audit score Employee satisfaction (pulse surveys) HR TAT (offer to joining, exit closures, grievance response) Interested Candidates can Share there resume at hr@dugar.co.in or WhatsApp it to 9092807676 Komal Agarwal - HR Officer

Location: Chennai Reports To: CEO Experience : 12-18 years in credit risk/underwriting, specifically in used vehicle finance (3W/4W). Travel: branch visits, field audits, dealer/RTO coordination Role Summary: Lead the credit function for used 3-wheeler and 4-wheeler financing across India. Design and execute policies that enable sustainable credit growth in underserved Tier 24 markets while maintaining strict control over asset quality, fraud risk, and operational efficiency. Key Responsibilities: Credit Policy & Risk Architecture Define credit norms for used commercial/passenger 3W and 4W vehicles, considering vehicle type, age, usage, geography, and customer profile. Develop segment-specific underwriting frameworks (e.g. auto drivers, taxi operators, fleet owners, small businesses). Design differentiated policies for new-to-credit (NTC), informal income, and low bureau-score customers. Underwriting & Decisioning Lead centralized and regional underwriting teams with strong controls and audit trails. Implement structured appraisal methodology including physical verification, vehicle valuation, and income estimation. Approve high-ticket or exception cases and monitor adherence to deviation protocols. Used Vehicle-Specific Risk Controls Develop SOPs for: RTO transfer and hypothecation validation. Authenticating vehicle condition, odometer tampering, engine/chassis matching. Evaluating second/third ownership risk and pricing vehicle residual value correctly. Coordinate with repossession and insurance teams to assess LTV and liquidation feasibility. Portfolio Monitoring & Loss Containment Track collection and delinquency patterns by vehicle type, geography, vintage. Identify fraud-prone areas, high first-bounce risk, and pockets of stress. Monitor GNPA, LGD, and recovery velocity in written-off used vehicle loans. Field Credit & Training Standardize on-ground credit investigation processes including ITR substitutes, business cash flow validation, customer profiling. Conduct regular training for field credit officers on red flags, fraud detection, and local risk cues. Tech-Enabled Lending Integrate valuation tools, GPS, and telematics data into credit decisioning (where feasible). Support product and data teams in building scoring models for faster approvals. Ensure end-to-end credit workflow digitization through LOS/LMS. Compliance & Governance Ensure RBI compliance including KYC, FPC, fair lending practices. Lead credit audits and support external/internal inspections. Ideal Candidate Profile: Vehicle Focus: Deep expertise in used auto credit lifecycle, valuation, dealer tie-ups, and recovery post-default. Segment Understanding: Hands-on understanding of informal borrowers, drivers/owners, and small fleet operators. Systems: Familiar with LOS, valuation APIs, RTO data, fraud check tools. Leadership: Managed pan-India or zonal-level credit teams; strong decision-making skills under ambiguity. Education: CA/MBA preferred; strong field acumen valued over purely academic credentials. Interested Candidates can Share there resume at hr@dugar.co.in or WhatsApp it to 9092807676 Komal Agarwal - HR Officer DUGAR FINANCE

Location: Chennai Reports To: CEO Experience: 10-15 years in vehicle loan sourcing, particularly used 3W/4W finance in NBFCs or vehicle financiers Travel: Across Tier 24 cities and resale markets Role Summary: The Business Development Head Used Vehicle Loans will lead the expansion strategy for the NBFCs used vehicle loan vertical, focused on 3W and 4W financing. The role demands building a scalable and productive sourcing network through dealers, brokers, garages, and DSA partners while driving high-quality lead generation across geographies with strong credit conversion. Key Responsibilities: 1. Channel Strategy & Network Expansion Build and manage a multi-channel sourcing engine through used vehicle dealers, garages, brokers, DSA networks, and local aggregators. Identify emerging resale clusters and Tier 24 markets for new sourcing opportunities. Structure dealer/DSA engagement models with clear payout slabs and productivity KPIs. 2. Lead Generation & Funnel Management Create and manage field-level lead generation programs with tight cost-per-lead targets. Monitor lead quality and rejection ratios across locations and channels. Coordinate with marketing for hyperlocal WhatsApp campaigns, referrals, and offline activation. 3. Field Team Management Recruit, train, and supervise regional business development teams focused on dealer relationships and partner activation. Monitor performance metrics daily logins, disbursals, bounce ratios, and partner productivity. 4. Cross-Functional Collaboration Work closely with Credit, Operations, and Legal to ensure smooth documentation, faster TAT, and high partner satisfaction. Share regular insights from the field to product/tech teams for iterative improvements. Ideal Candidate Profile: Channel Relationships: Deep network of used vehicle dealers, garages, brokers, and local DSAs. Geographic Knowledge: Proven success in expanding business across semi-urban and rural markets. Execution: Strong field orientation with data-driven decision-making and cost control. Education: Graduate/MBA; execution track record more important than pedigree. Tools: Experience with LOS systems, valuation tools, RTO integrations, and lead management platforms. Success Metrics: Monthly disbursal volume ( & vehicle units) Lead-to-login and login-to-disbursal conversion ratios Dealer/DSA activation and retention Cost per disbursal Geo-wise funnel productivity Interested Candidates can Share their resume at hr@dugar.co.in or WhatsApp it to 9092807676 Komal Agarwal - HR Officer DUGAR FINANCE

Location: Chennai Reports To: CEO Experience: 10-15 years in MSME lending, with deep exposure to secured loans via both traditional and digital channels. Travel: Across business hubs and MSME clusters Role Summary: The Business Development Head MSME Loans will lead the growth strategy for the companys secured MSME lending portfolio, targeting small businesses, traders, and professionals. The role is focused on expanding sourcing channels, building trusted regional partnerships, and ensuring high-quality lead generation across clusters and verticals. Key Responsibilities: 1. Sourcing Strategy & Channel Development Build a multi-layered sourcing ecosystem through DSAs, CA networks, fintech APIs, SME advisors, trade bodies, and digital lead partners. Launch and scale sourcing efforts across industrial clusters, trading zones, and underserved MSME belts. Design partner onboarding, incentive models, and training structures to drive productivity. 2. Lead Generation & Qualification Own the full funnel from lead generation to disbursal with a focus on lead quality, approval rates, and partner compliance. Track rejection reasons, improve targeting, and minimize non-starters via analytics and field feedback level and geo-level performance audits to optimize cost-per-lead and ROI. 3. Segment-Specific Strategy Customize outreach strategies for manufacturers, traders, wholesalers, and self-employed professionals. Support field teams in positioning secured (LAP, asset-backed) vs. unsecured offerings effectively. 4. Team Leadership & Governance Recruit and manage regional BD teams and partner relationship managers. Set clear KPIs for logins, approvals, disbursals, and CAC. Ensure compliance and credit hygiene in all sourcing practices. Ideal Candidate Profile: Channel Knowledge: Strong background in DSA and CA-based sourcing, with fintech/digital partnership experience, also in-depth knowledge about SARFAESI act and dealings. Execution: Field-based team builder with strong funnel management skills. Product Understanding: Working knowledge of LAP underwriting, property due diligence, and MSME cash flow modelling. Education: MBA or equivalent preferred; high-performing non-MBA leaders also welcome. Tools: Familiarity with CRM systems, DSA portals, LOS, and credit filters. Success Metrics: Monthly MSME disbursal volume (secured) Channel partner activation and productivity Lead-to-disbursal ratio Cost per lead /disbursal Geo-wise sourcing health and rejection rates Interested Candidates can Share there resume at hr@dugar.co.in or WhatsApp it to 9092807676 Komal Agarwal - HR Officer DUGAR FINANCE

Location: Chennai (covering Gujarat, Maharashtra, Rajasthan, Madhya Pradesh) Reports To: CEO Experience: 12-15 years of recovery experience in NBFCs/banks. Key Responsibilities: Lead and oversee vehicle loan and LAP recovery operations across South India. Manage field recovery agents and legal action (including SARFAESI where applicable). Drive strategy to reduce delinquencies and recover written-off accounts. Coordinate with legal teams, police, and repossession vendors. Monitor performance metrics recovery rate, turnaround time, legal closures. Develop state-level SOPs and compliance with RBI and local laws. Oversee EMI collections across the NBFC’s vehicle and LAP portfolios. Build and optimize in-house and outsourced telecalling + field collection teams. Implement performance-based incentives, tech dashboards, skip tracing, and dialer tools. Lead bucket-wise (B0 to B3) collection strategies. Work closely with credit, recovery, and tech product teams to reduce bounce and DPD. Ideal Profile: Strong knowledge of SARFAESI, vehicle seizure, and LAP recovery processes. Multilingual (Hindi, Marathi, Gujrati etc. preferred). Proven leadership in managing large on-ground recovery teams. Experience with field and tele-collections, especially in Tier 2/3/4 towns. Comfortable with digital tools (collection CRM, field apps). Strong MIS/analytics orientation. Driving is added advantage To Apply : Interested candidates can share their resume at hr@dugar.co.in or WhatsApp to 9092807676 Komal Agarwal - HR OFFICER DUGAR FINANCE

Job Title: ADMIN EXECUTIVE Location: Chennai (Head Office) Experience Required: 02 years (preferably in NBFCs, Banks, or Financial Services) Role Summary: The Admin Executive will be responsible for managing daily administrative operations, ensuring smooth functioning of office infrastructure, vendor coordination, facility management, and supporting compliance-related documentation. The role requires high attention to detail, organizational skills, and the ability to independently manage multiple admin functions across locations. Key Responsibilities: Office & Facility Management Ensure the smooth upkeep of office premises, equipment, and utilities across branches. Coordinate with facility vendors (cleaning, maintenance, security, etc.). Maintain asset inventory and handle procurement of office supplies, furniture, and IT peripherals. Supervise repair, AMC, and utility bill tracking for all locations. Vendor & AMC Coordination Identify and onboard new vendors as per company policies. Negotiate contracts, manage renewals, and ensure timely payments. Maintain documentation and track service level agreements (SLAs). Documentation & Compliance Support Maintain records of lease agreements, utility bills, licenses, and insurance for all branches. Assist with audits, documentation retrieval, and statutory compliance for admin-related areas. Track and renew registrations (e.g., Shop & Establishment, Fire Safety, etc.) across locations. Interested candidates can share their resumes at hr@dugar.co.in or WhatsApp to 9092807676 Komal Agarwal - HR officer Dugar Finance

Position :- Branch Manager Job Type: Full-time Experience :- 4-7 yrs Location : -Raipur, Chattisgarh, Salem, Chitoor Role and Responsibility :- Business Development, collection for Car Loans and commercial vehicle loan's- NBFC'S Experience in Relevant Industry ,financial services, Lending and BFSI Note : Only Male Candidates are Preferred To Apply: Mail your resume to hr@dugar.co.in or WhatsApp it to 9092807676 KOMAL AGARWAL HR OFFICER

Job Title : Sales Executive - Nagpur Exp :- 2-5 yrs Roles and Responsibilities: Visiting Dealer Generating Leads Built a network DSA Deals in Vehicle Finance Cars & Commercial Vehicles Expertise in 4 wheeler New and resale segment Market and sales Generation Note : Only Male candidates required Interested candidates to share their resume to hr@dugar.co.in or WhatsApp to 9092807676 Komal Agarwal - HR Officer

Job Title: Marketing Executive Location: [Egmore, Chennai] Experience : 1-4 yrs Department: Marketing & Sales Job Role : Visiting Dealer Generating Leads Built a network DSA Deals in Vehicle Finance Cars & Commercial Vehicles Business Development for EV Vehicles - 4W/3W/2W NOTE: Only Male candidates Required Interested candidates can share their Resume to hr@dugar.co.in or WhatsApp to 9092807676 Komal Agarwal - HR OFFICER

Position :- Collection Officer Experience :- 1-4 yrs Location :- Hingoli , Nashik Role and Responsibility :- Business Development, collection for Car Loans and commercial vehicle loan's- NBFC'S Experience in Relevant Industry ,financial services, Lending and BFSI, Visiting Dealer, Generating Leads, Built a network ,DSA ,Deals in Vehicle Finance ,Cars & Commercial Vehicles Pay: 15,000- 25,000 per month NOTE: Only Male Candidates Required Interested candidates to share their resume to hr@dugar.co.in or WhatsApp to 9092807676 Komal Agarwal - HR Officer

Position :- Branch Manager Job Type: Full-time Experience :- 4-7 yrs Location : - Hyderabad Role and Responsibility :- Business Development, collection for Car Loans and commercial vehicle loan's- NBFC'S Experience in Relevant Industry ,financial services, Lending and BFSI Note : Only Male Candidates are Preferred To Apply: Mail your resume to hr@dugar.co.in or WhatsApp it to 9092807676 KOMAL AGARWAL HR OFFICER

JOB TITLE - Accounts Manager Oversee and manage all financial aspects of the company, ensuring the accuracy, integrity and timely reporting of financial data. LOCATION - Chennai KEY RESPONSILBILITIES Financial Management & Reporting Oversee and Manage all general accounting Functions Ensure month end closing and posting of month-end accruals/provisions as per timelines to maintain the books of accounts and verify correctness of entries. Ensure accurate & Timely monthly, quarterly & year end financial close & reporting Prepare & present Financial Reports to the management team & BOD Any other items as may be delegated by management and Assist and mentor executives in order to ensure that business objectives are met. Budgeting & Forecasting Lead the annual budgeting process, collaborating with all departments to ensure comprehensive and realistic budgets Develop and maintain rolling forecasts, providing insights and recommendations for financial performance improvement Cash Flow & Treasury Management Monitor & Manage Cash Flow to ensure adequate liquidity for operations Oversee treasury functions including cash management, banking relationships and financial risk management Compliance & Audits Ensure compliance with statutory and regulatory requirements, including Taxation, GST, RBI, Auditing and financial reporting standards Assist in statutory audit and tax audit EDUCATION Any Post Graduate / Graduate with 5-7 years of experience in Accounts Background Interested Candidates can share their resume to the mail hr@dugar.co.in or WhatsApp to 9092807676 KOMAL AGARWAL HR OFFICER

Job description Duties and Responsibilities: Management of MDs calendar. With direct access to MDs calendar, schedule meetings directly with interested parties (clients, prospective clients, staff, personal appointments). Manage calendar to ensure efficiency and protection of MDs desired hour parameters. (15%) Management of MDs email. With direct access to MDs inbox, help to flag, prioritize, and organize emails. Send emails on behalf of MD as instructed. (20%) Assists in the financial services process by editing and proof-reading proposal and contracts. Attends and travels with MD to all meetings to keep abreast of all status and needs. Taking notes in all meetings is a must. (15%) Assists MD with presentations and proofreading any financial documents. (10%) Assists MD with management of personal calendar. Runs personal errands and assists with personal household affairs. (20%) Assists MD with office organization and light office maintenance (straightening, replacing supplies, light sweeping). (10%) Performs other duties in the general running of the business and assisting other staff with administrative tasks and projects as needed. (10%) (Percentages assigned may fluctuate from week to week and may shift over time as the position holder becomes more efficient in certain areas and as business needs change.) Required Skills/Abilities: Must have strong working knowledge of Google Workspace (Gmail, Google Drive, Google Meet, Google Sheets, and Google Docs) and Microsoft Office (Word, Excel, PowerPoint), with the ability to learn new or updated computer systems. Ability to communicate professionally, clearly, and effectively with all types of audiences. Ability to adapt communication style according to the audience and situation. Demonstrated ability to learn, adjust and adapt to preferences of MD. Ability to keep priorities organized and keep MD organized. Excellent attention to detail required. Excellent time management skills with a proven ability to meet deadlines. Ability to move quickly when needed and function effectively under pressure. Education and Experience: High school diploma required, Bachelors degree in Business Administration or related field preferred. At least four years of high-level administrative assistant work preferred. Experience assisting in financial service-related operations is preferred. Working Expectation and Requirements: This is a desk job, with significant time spent on the computer, phone, Zoom, and email. Must establish a daily, routine schedule within the hours of 9:15am 6:00pm to establish consistency in communication with clients and team members. Interested Candidates can share their resume at hr@dugar.co.in or WhatsApp it on 9092807676 KOMAL AGARWAL - HR OFFICER

Job Description: ESG Head Dugar Finance Location : Chennai Experience: 7+ years in ESG/Impact Compliance (NBFC/BFSI preferred) Reporting To: Company Secretary Role Overview Were hiring an ESG Head to lead our environmental and social compliance framework at Dugar Finance. This role will drive the implementation of our Environmental & Social Management System (ESMS) aligned with impact investors requirements. You will manage all ESG risks, reporting, and stakeholder compliance independently. Key Responsibilities - Implement and manage ESMS across all lending operations - Conduct E&S risk screening, categorization, and mitigation - Maintain ESG reporting for investors - Own E&S policies, exclusion list, grievance mechanism - Coordinate with internal teams to embed ESG into credit processes - Conduct ESG training for branch and risk teams Requirements - 7+ years in ESG or E&S compliance within NBFCs/BFSI - Familiar with ESG standards (IFC PS, BRSR, SDGs) - Strong reporting, documentation, and due diligence skills - Independent operator with experience in greenfield ESG setups Why Join Us? - Lead ESG from the ground up in a fast-growing NBFC - Interface directly with investors, lenders, and senior management - Shape the impact framework of Dugar Finance Interested Candidates can share their resume to hr@dugar.co.in or WhatsApp to 9092807676 KOMAL AGARWAL HR OFFICER

Job Description: Company Secretary (NBFC Compliance & Legal) Location: Chennai Experience: 10 years (mandatory NBFC background) Reports To: Chief Financial Officer / Chief Executive Officer Role Summary We are looking to hire an experienced and detail-oriented Company Secretary with strong command over NBFC-specific regulatory, ROC, RBI, and legal compliance. The role is pivotal in ensuring full statutory compliance, managing filings, supporting board processes, handling capital issuances (debentures/shares), and coordinating with external agencies like RTA, auditors, and regulatory bodies. Key Responsibilities a) NBFC-Specific Compliance & Regulatory Filings - File and track all RBI-related returns including: DNBS-02, DNBS-13, DNBS-4A, DNBS-4B, NESL reporting, CKYC, CERSAI, FIU-IND, CIC reporting, and Annexure X. - Ensure timely and accurate submission of statutory & regulatory returns via RBI COSMOS, FIU-IND portals, and other NBFC-specific platforms. b) ROC, MCA & Secretarial Compliances - Handle all ROC filings including: PAS-3, PAS-4, PAS-5, CHG-1/CHG-9, MGT-14, DIR-3 KYC, etc. - Maintain statutory registers, filing of annual returns & financial statements. - Support in share capital structure changes, including issuance of debentures, preference shares, rights issues, and private placements. - Draft and file resolutions, notices, and minutes of Board & General Meetings. - Coordinate Board meetings, AGMs, Committee meetings, and maintain proper records and compliance trail. c) External Coordination - Liaise with Registrar & Transfer Agents (RTA), Statutory & Internal Auditors, Legal advisors, RBI, ROC, CERSAI, NESL, and FIU-IND. - Maintain strong relationships with regulatory bodies and handle all correspondence or inspections smoothly. d) Legal Support - Provide basic legal vetting and support in reviewing contracts, MOUs, loan documentation, debenture trust deeds, etc. - Assist with ensuring all regulatory documents are compliant with RBI/SEBI/ROC/NBFC guidelines. e) Governance & Reporting - Support company in building good governance practices. - Prepare compliance dashboards, MIS for management, and support internal reporting to the Board and Investors. - Ensure prompt and accurate disclosure compliance across platforms. Candidate Profile - Qualified Company Secretary (ACS); LLB is a strong plus. - Minimum 10 years experience in an NBFC or BFSI setup. - Must have hands-on experience in all listed filings and NBFC compliances. - Strong working knowledge of Companies Act, RBI Master Directions for NBFCs, SEBI regulations, and ROC procedures. - Excellent organizational and communication skills. - Tech-savvy with MCA, RBI, FIU, NESL, CKYC, and CERSAI platforms. - Demonstrated ability to handle secretarial and compliance independently in a growth-stage financial institution. Why Join Us? - Opportunity to play a core strategic role in a rapidly growing NBFC. - Work closely with founders, board, and regulators. - Gain deep exposure into capital market instruments, structured finance, and digital compliance. - Be a compliance custodian and legal guardian for the institution. Interested candidates to share their resume to the mail ID at hr@dugar.co.in or WhatsApp to 9092807676 KOMAL AGARWAL HR OFFICER