Product Manager

Role Overview We are looking for a Product Manager or Associate Product Manager to own the strategy, roadmap, design, marketing, and end-to-end delivery of our lending platform in specific geographies worldwide. You will work cross-functionally with global teams to drive product success in emerging and evolving markets. Key Responsibilities Conduct in-depth market research and credit need assessments for targeted geographies. Analyze consumer behavior to inform lending product design. Design user journeys and configure them in YABX's sandbox environment for testing and validation. Collaborate with cross-functional teams including Business Analysts, Partners, and Business Units to finalize and refine product solutions. Define Total Addressable Market (TAM) and target segments, aligning the product roadmap with business priorities. Develop expertise in financial accounting models to support multiple credit product offerings on the platform. Interpret and incorporate market-specific regulatory and operational guidelines into the product. Coordinate with Testing teams and partner systems to ensure smooth feature delivery. Functional Skills Experience with lending platforms and/or payments platforms (preferred but not mandatory). Strong data-driven decision-making skills to deliver impactful results. Proven ability to develop clear product documentation, user stories, and business cases. Experience working in non-traditional financial services or mobile-first application design is a plus. Behavioral Skills Excellent team player capable of working across global, matrixed teams and time zones. Strong verbal and written communication skills, able to present ideas to diverse stakeholders persuasively. Ability to work effectively under pressure. Strategic thinker with practical operational focus for roadmap and feature development discussions. Experience & Qualifications 35 years of relevant experience. Educational qualifications: MBA / MCA / M.Tech / B.Sc / B.Tech / B.Arch or equivalent. Reporting You will report to the regional/market/offering heads, playing a critical role in delivering market-specific digital lending products.