Get alerts for new jobs matching your selected skills, preferred locations, and experience range. Manage Job Alerts
7.0 - 12.0 years
8 - 18 Lacs
Pune, Jaipur
Work from Office
Role: Sr. Team Lead/Manager Minimum 6+ yrs of expr into US Mortgage underwriting Location:Pune/Jaipur must expr into all types of income skillset product types of loans (FHA, VA, USDA and conventional) Salary: SME:8.5 LPA TL: 10.5 LPA Manager:18 LPA Required Candidate profile managing 20+ FTE's for TL / 50+ FTE's Manager
Posted 2 months ago
4.0 - 9.0 years
5 - 12 Lacs
Chennai, Bengaluru
Hybrid
Dear Applicant Greetings from Brace Infotech We have multiple positions open for Live Underwriter Role with one of our client for Permanent Role Details are as mentioned below: Work Location: Chennai & Bangalore[Work from office] Other States - Remote [WFH] Role : UW/Sr UW Skill Set : E2E Underwriter, Income Review Specialist, Collateral Underwriter, Non-QM Underwriter, Shift: Should be flexible to work in night shifts Experience: Minimum 2 Years in Live Underwriting Roles and Responsibilities Perform live underwriting reviews of loan applications to ensure compliance with regulatory guidelines and company policies. Collaborate with cross-functional teams to resolve complex underwriting issues and improve overall process efficiency. Conduct thorough income calculations for US residential mortgages using various software tools Please revert with your updated resume if the job requirement interests you Regards Pramitha
Posted 2 months ago
1.0 - 4.0 years
3 - 6 Lacs
Pune, Bengaluru
Work from Office
*01 Year of exp. in US Residential Mortgage preferably in Pre UW/ File Set up with sound knowledge of Income & Asset Guidelines *Verify loan quality & set up the loan for UW *Review & analyze necessary documents *Credit underwriting guidelines Required Candidate profile •Excellent customer service, written & verbal communication skills •Adaptability in fast paced US mortgage industry •Computer proficiency •Flexible to work in 24/7 process For Future :9500996913
Posted 2 months ago
2.0 - 7.0 years
4 - 9 Lacs
Bengaluru
Work from Office
If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Bengaluru (Karle) . Walk-in Drive Details: Location: HCL TECH, Bengaluru (Karle) ( Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle Town, Bengaluru, Karnataka 560024) Date: Thursday, 8th May Time: 11:00 AM 2:00 PM Contact HR SPOC Vignesh Baskaran Job Opportunity: Associate / Senior Executive Location: Bengaluru (Karle) Shift Timing: 7:00 AM 5:00 PM (IST) Domain: Australian Mortgage Underwriting Work Model: Work from Office (WFO) Start date : Immediate joiners only Job Summary: The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies. Responsibilities: Analyzing customer financial positions, employment history, credit history, and ability to repay. Understanding and applying the 4 Cs of Credit effectively. Ensuring compliance with regulatory and company guidelines . Assessing credit risk and determining loan approval/decline decisions. Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles. Communicating with external stakeholders, including Brokers/Lenders . Demonstrating strong customer-centric communication skills . Core Responsibilities: Loan Application Assessment Creditworthiness Evaluation Income Verification Risk Analysis Property Valuation Review Reviewing Loan-to-Value Ratio (LVR) Approval or Declination of Loans Fraud Detection Skills & Qualifications: Knowledge of Responsible Lending Obligations Understanding of APRA and ASIC regulations Strong analytical and financial assessment skills Excellent attention to detail and time management Effective communication & stakeholder management skills Experience with lending policies & procedures Experience with KYC process Qualification & Experience: Education: Bachelor's or Master's degree in any field. Experience: 2+ years in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post Close Underwriting in Australian, USA, or UK mortgage domains . Must-have: Strong understanding of Australian, US, or UK lending regulations . Added Advantage: Candidates with strong communication experience with onshore clients will have an edge.
Posted 2 months ago
2.0 - 7.0 years
5 - 15 Lacs
Pune
Remote
About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Chennai and Delhi CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Darini HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432492 | WhatsApp 9591269435 darini@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************
Posted 2 months ago
1.0 - 5.0 years
3 - 4 Lacs
Jaipur
Work from Office
Post-Graduate / Graduate in Commerce or Management field. 1-3 Years of experience working with Australian Mortgage Office timings are from 6:00 am to 3:00 p.m. Share Resume and mention role - Contact:9121395476 Required Candidate profile Excellent time management skills Office timings are from 6:00 am to 3:00 p.m. to overlap with Australia time. Accuracy and strong attention to detail, Critical thinking and problem-solving skills
Posted 2 months ago
2.0 - 7.0 years
5 - 15 Lacs
Pune
Remote
About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Interview Location : Pune CTC Range : Upto 16 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Chaitanya HR Analyst Black And White Business Solutions, Bangalore-560038 chaitanya.d@blackwhite.in Direct no - 08067432445 | WhatsApp @ 8431371654 ***********Please refer your Friends/Family***********
Posted 2 months ago
1.0 - 4.0 years
3 - 5 Lacs
Jaipur
Work from Office
MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Sakshi TO Schedule Your Interview @ 9257030225 Drop your Resume:- kabir@virtueplacement.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies by comparing the policies suitable for a borrowers scenario, entering application data into loan processing software, data verification, document collation / verification, and client servicing. Client communication - interact with clients or lenders via email, phone calls, texts, etc. to take inputs regarding their financial data, and corresponding documents, and make suggestions regarding products and policies. Compliance and audit - ensure that all compliance norms are adhered to while processing the case. Preferred candidate profile:- 1. Post-Graduate / Graduate in Commerce or Management field. 2. Good command of both oral and written English language will be required for the profile. 3. Accuracy and strong attention to detail, 4. Critical thinking and problem-solving skills. 5. 1-3 Years of experience working with Australian Mortgage brokers in Mortgage Processes will be preferred. 6. Excellent time management skills Office timings are from 6:00 AM to 3:00 PM Perks and benefits:- 5.5 Days Working Fixed Off Day Shifts Monthly Incentives Yearly Bonus Call HR Sakshi TO Schedule Your Interview @ 9257030225 Drop your Resume:- kabir@virtueplacement.com NOTE Applications SENT TO ANY Other Email Address WILL NOT BE Entertained.
Posted 2 months ago
2.0 - 7.0 years
5 - 14 Lacs
Pune
Remote
About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location :Pune (Remote) CTC Range : Upto 14 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Hemalatha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432418/WhatsApp @9900261540 hemalatha.c@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************
Posted 2 months ago
4.0 - 9.0 years
8 - 18 Lacs
Pune, Jaipur
Work from Office
Hiring U.S. Mortgage Underwriting - Mandate U.S. mortgage regs, underwriting, analytics & comms skills Roles: Underwriter (4–5 yrs) Sr. Underwriter (6–10 yrs) Manager (10+ yrs) Interview: Pune (F2F)/ Jaipur (Virtual) Required Candidate profile US mortgage (E2E) FHA, VA, USDA, Conventional loans Income Wage, SSA, Pension, Self, Rental Origination, Pre/Post-closing, Wholesale, Retail FNMA/FHLMC guidelines NMLS cert preferred LOS & AUS systems
Posted 2 months ago
2.0 - 7.0 years
5 - 14 Lacs
Pune
Remote
About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location :Pune (Remote) CTC Range : Upto 14 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Monika HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432491/WhatsApp @9916116145 monika.j@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************
Posted 2 months ago
3.0 - 8.0 years
3 - 4 Lacs
Vijayawada
Work from Office
Role & responsibilities Credit Decisions Take sound lending decisions based on available information & interactions with the applicants. Manage credit quality and control delinquencies, frauds. Monitoring Performance Managing performance in terms of key drivers i.e. oLoses / Portfolio quality parameters oCost of credit administration oEmployee Productivity Graduate/Postgraduate. 4-6 years Credit/Underwriting experience. Understanding of portfolio metrics. Strong inter-personal skills which encourages and promotes enthusiasm and team spirit.
Posted 2 months ago
1.0 - 6.0 years
2 - 5 Lacs
Pune
Work from Office
Job Summary: We are seeking a detail-oriented and proactive International US Mortgage Non-Voice Process Associate to join our team. The ideal candidate will handle mortgage loan processing activities for US-based clients, primarily focusing on non-voice tasks such as document review, data verification, underwriting support, and compliance checks. This role requires excellent organizational skills, attention to detail, and the ability to work independently in a fast-paced environment. Job Title: International US Mortgage Non-Voice Process Executive Location: [Kharadi / Magarpatta] Shift: Fixed Night Shift (Sat-Sun Off) Package: Upto 6 LPA (Approx. 45k in-hand) Transport: Both-side cab facility provided Key Responsibilities: Handle US mortgage loan processing activities with minimal or no voice interactions. Review and verify mortgage documents, ensuring compliance with company and regulatory standards. Coordinate with clients, agents, and internal teams via email and chat to facilitate smooth loan processing. Maintain accurate records of all transactions and communications. Ensure timely completion of loan processing tasks while adhering to quality standards. Support process improvements and adhere to standard operating procedures. Requirements: Graduate in any discipline. Minimum of 1 year of experience in US mortgage processing (non-voice process). Excellent written communication skills in English. Attention to detail and ability to work independently. Good organizational skills and ability to meet deadlines. Benefits: Competitive salary package up to 6 LPA. Fixed night shift with consistent off days (Saturday and Sunday). Both-side cab facility for easy commute. Friendly and supportive work environment. Working Conditions: Flexible shifts to accommodate US time zones. Fast-paced environment requiring multitasking and adaptability. Need every documents from past organization Interested? Contact HR Kalyani - 9225600444 to know more or share your profile on this email ID (kalyani.s@spes.in ). Feel free to refer friends who are looking for a job in the US mortgage domain. Note: Kindly share this opportunity with anyone who might be interested. Join us to be part of a dynamic team that facilitates seamless mortgage processing for US clients worldwide!
Posted 2 months ago
2.0 - 4.0 years
5 - 10 Lacs
Bengaluru
Work from Office
Experience: 4 to 6 years (Minimum 2 years in Live Underwriting) Notice Period: Immediate to 15 days Qualification: Graduate in any discipline Shift: US Shift (6/7 PM to 3/4 AM) Experience Requirements: 4 to 6 years of US mortgage underwriting experience, with at least 2+ years in Live Underwriting. Strong knowledge of FNMA, FHLMC, GNMA, and investor guidelines. Comprehensive understanding of Conventional, FHA, VA, and USDA loans. Roles and Responsibilities: Conduct credit analysis based on borrowers Income, Assets, Liabilities, and Collateral (4Cs of Underwriting) to assess creditworthiness. Evaluate complete loan documents and provide approval or denial decisions. Perform a thorough review of Collateral, including Appraisal analysis and Property Valuation. Expertise in Income calculation for various income types, including Salaried income, Business income, Retired income, Other income, and Rental income. Complete credit report analysis to verify trade lines, derogatory accounts, public records, and credit reconciliations. Preferred Skills: Strong analytical and decision-making abilities. Attention to detail and accuracy in financial assessments. Familiarity with mortgage processing software and underwriting systems. Excellent communication and documentation skills. Excellent command over spoken and written English If you meet the above qualifications and are looking for an exciting opportunity in US Mortgage Underwriting, we encourage you to apply!
Posted 2 months ago
1.0 - 6.0 years
2 - 6 Lacs
Pune
Work from Office
"Join the Elite: Exclusive Hiring for US Mortgage Process Experts!" International Voice/Chat -Mortgage Process Salary: 2 LPA TO 6 LPA Drop your CV at (HR.RAVINA 7447710444) Graduates with at least 1 year of experience in an International BPO, Mortgage process Experienced candidates may qualify for a salary hike of up to 30%, based on skills and market trends. Role & responsibilities Addressing customer inquiries, resolving issues, and providing information via email, chat. Handling various stages of the mortgage application process, including data entry, document verification, and loan application processing Maintaining accurate and organized records of customer interactions, loan applications, and relevant documentation. Focusing on providing a positive and efficient experience for all customers involved in the mortgage process. Preferred candidate profile Good and decent communication skills (verbal and written) Basic knowledge of MS Office (Excel, Word) Strong attention to detail and accuracy Ability to multitask and meet deadlines Positive attitude and willingness to learn Why Join Us? Professional work environment Fixed week offs Great opportunity to learn and grow Perks and benefits: Competitive salary and performance-based incentives. Comprehensive training programs and ongoing professional development. Health benefits and employee wellness programs. Friendly and supportive work environment. Cab Facility till nodal point How to Apply: If you are passionate about customer service and want to be part of a dynamic team, please send your resume on below mention details. Contact Person: HR RAVINA at 74477710444
Posted 2 months ago
2.0 - 7.0 years
5 - 14 Lacs
Pune
Remote
About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location :Pune (Remote) CTC Range : Upto 14 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Lakshmi PS HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432489/WhatsApp @7892150019 lakshmi.p@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************
Posted 2 months ago
10.0 - 18.0 years
12 - 18 Lacs
Pune, Jaipur
Work from Office
Hiring for Mortgage Underwriting Manager Skills - US mortgage, Underwriting, Residential Mortgage Min 10 Years of exp ( 100+ Team Handling exp ) Salary up to 18 LPA Loc - Jaipur, Pune Contact Nancy-8586914964 Email- Nancy.imaginators7@gmail.com
Posted 2 months ago
10.0 - 18.0 years
12 - 18 Lacs
Pune, Jaipur
Work from Office
Hiring for Mortgage Underwriting Manager Skills - US mortgage, Underwriting, Residential Mortgage Min 10 Years of exp ( 100+ Team Handling exp ) Salary up to 18 LPA Loc - Jaipur, Pune Contact 9213608933 ( Ritik ) Email - ritik.imaginators@gmail.com
Posted 2 months ago
4.0 - 9.0 years
3 - 6 Lacs
Bengaluru
Work from Office
Position: Credit Underwriter (Off-roll) Experience: Minimum 4 years Budget: Up to 6 LPA Location: Bangalore Key Responsibilities: Evaluate loan applications and assess the creditworthiness of applicants Analyze financial documents and assess associated risks Ensure compliance with internal credit policies and procedures Recommend or approve loans within assigned authority limits Coordinate with internal teams for documentation and loan processing Requirements: Minimum 4 years of experience in credit underwriting, preferably in the Banking, Finance, NBFC, or Fintech sector Strong analytical, decision-making, and risk assessment skills Experience in both secured and unsecured loan underwriting Proven loan approval authority within set credit limits Sound understanding of loan approval processes and compliance Proficiency in financial tools, credit assessment systems, and MS Office Call/WhatsApp: 9205488912 (Pragati) Email: pragti.saxena@cielhr.com
Posted 2 months ago
6.0 - 11.0 years
5 - 10 Lacs
Pune, Jaipur
Work from Office
Hiring for Team Lead role Skills - Mortgage, US Process, Residential Mortgage, preclosing Min 6 Years of exp Salary up to 10.5 LPA Loc - Jaipur, Pune Contact 8929448461 ( Harjas ) Email - harjasimaginators@gmail.com
Posted 2 months ago
3.0 - 8.0 years
3 - 7 Lacs
Noida
Work from Office
Job Profile: Credit appraisal of loans as per the credit policy of the company. Must have experience in Credit Underwriting. Discussion with the customers and checking their loan requirements. PD with customers at residence and business premise for assessing income. Maintaining current knowledge of market conditions and company lending guidelines. Managing turnaround time and file quality of the respective locations. Understanding of Property related knowledge (like legal title and market value of the property) Vendor Management
Posted 2 months ago
3 - 8 years
4 - 9 Lacs
Bengaluru
Work from Office
Company Name: VARITE INDIA PRIVATE LIMITED About The Client: The Client is a global technology and services company specializing in modernizing the mortgage lifecycle through intelligent automation and deep mortgage banking expertise. With over 25 years of experience, it supports large and mid-sized lenders, servicers, mortgage insurers, and title companies by streamlining operations and enhancing borrower experiences. About The Job: We are seeking an experienced Associate/Lead Associate in Mortgage Live Underwriting who will play a pivotal role in determining the eligibility of loan applicants and authorizing purchases through re-underwrites for lenders. Your responsibilities will include analyzing and verifying loan applications, evaluating financial risks, and making final decisions on eligibility. Working collaboratively with a team of financial experts, you will be instrumental in accepting or declining different types of loans. Essential Job Functions: Problem-solving ability by connecting the dots across the loan documentation. Perform end-to-end risk analysis of a loan file. Evaluate loan risk through the verification of loan applications. Maintain a thorough working knowledge of industry standards and guidelines. Ability to interpret and take action for any guideline changes. Reviewing and responding to loan conditions as necessary. Ensuring compliance with regulatory standards. Perform other duties as assigned by Management. Meet daily targets and all SLAs as communicated. Qualifications: Graduate in any discipline. At least 2-5 years of relevant experience in the Live Underwriting process. Worked in Conventional Loans. General knowledge of Client, Freddie Mac, FHA, and VA guidelines is a plus. Detail-oriented. Adhere to strict timelines prescribed by Management and provide the review experience working in a production environment preferred. Good verbal and written communication skills. Should have good analytical skills and the ability to make decisions based on facts. Competent with MS Office applications, LOS, LMS, and Selling guide navigation. Knowledge of standard mortgage nomenclature. Shift: Should be flexible with both day and night shifts and okay to work over the weekends if required. How to Apply: Interested candidates are invited to submit their resume using the apply online button on this job post. Equal Opportunity Employer: VARITE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, marital status, veteran status, or disability status. Unlock Rewards: Refer Candidates and Earn. If you're not available or interested in this opportunity, please pass this along to anyone in your network who might be a good fit and interested in our open positions. VARITE offers a Candidate Referral program, where you'll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE.
Posted 2 months ago
5 - 9 years
5 - 11 Lacs
Pune
Remote
Greetings! Openings:100 Designation:SME Skills:US Mortgage-Live Underwriting+4C's+Income Calculation Exp:3+ Yr CTC :Upto 11.5 Lpa Call: Anjali :9649606933 Deepika:9694601774 Apply to:converseanjali01@gmail.com Rgrds Team Converse
Posted 2 months ago
2 - 7 years
5 - 15 Lacs
Chennai
Remote
About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Chennai and Delhi CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Darini HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432492 | WhatsApp 9591269435 darini@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************
Posted 2 months ago
2 - 7 years
3 - 7 Lacs
Chennai
Work from Office
HCL Walk-In Drive Multiple Roles Across Banking & Mortgage Domains 16th & 17th May 2025 Date: 16th & 17th May 2025 Time: 10:00 AM to 2:00 PM Location: ETA 1 - HCL Tech Navalur - Block 1, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai, Tamil Nadu, 600130 HCL is hiring for multiple roles in Banking Operations, Mortgage, ATM Reconciliation, and more. If you have relevant experience, this is your opportunity to join a leading global organization. Available Roles: 1.Role: International Banking Account Opening Experience: 5-7 years in international retail banking (current/savings accounts) Skills: Expertise in account opening processes for international retail banking. Strong knowledge of compliance and banking procedures. 2.Role: Mortgage Operations (Asset Finance) Experience: 2+ years in UK/US mortgage operations Skills: In-depth knowledge of mortgage applications, borrower profiles, and income calculations. Experience in reviewing collateral and loan documentation. 3.Role: ATM Reconciliation & Investigation Experience: 3-5 years in ATM reconciliation and investigations Skills: Expertise in handling ATM chargebacks, suspicious transactions, and post-queries. Ability to resolve issues and perform accurate ATM investigations. 4.Role: Bereavement Banking (Death Certificate Validation) Experience: 3-7 years in bereavement banking (Europe-based) Skills: Knowledge of death certificate validation and legal documentation. Ability to manage account closures and coordinate with solicitors. 5.Role: Mortgage Central Securities (Collateral Valuation Experience: 3-7 years in collateral valuation and mortgage documentation Skills: Expertise in reviewing certificates of title, land registry, and property appraisals. Knowledge of debt ratios, loan-to-value calculations, and property legal documentation. 6.Role: Corporate Banking (Commercial Loans) Experience: 5-7 years in corporate/commercial banking Skills: Expertise in corporate loan origination, account management, and loan drawdowns. Strong understanding of banking products, credit documentation, and loan servicing. 7.Role: Financial Crime Operations (KYC/AML) Experience: 1-7 years in due diligence and financial crime operations Skills: Expertise in KYC, AML, and transaction monitoring. Strong analytical skills for assessing risk and suspicious activities. 8.Role: Indexation (Mortgage Documents) Experience: 2-5 years in mortgage document verification Skills: Ability to read, write, and verify mortgage documents. Attention to detail and strong documentation skills. 9.Role: Mortgage Underwriting Experience: 5-7 years in mortgage underwriting Skills: In-depth knowledge of GSE guidelines (Fannie Mae, Freddie Mac), loan-to-value, and debt-to-income ratios. Expertise in income calculations, credit analysis, and loan application reviews. 10.Role: Payments Experience: 3-5 years in MT103/MT202 transfers, CHAPS, and BACS payments Skills: Expertise in handling MT103, MT202, FX charges, and customer concessions. Proficient in reconciliation processes, charges, routing, intermediary banks, and developing efficient reports. 11.Role: Financial Crime Operations/Retail Banking operations Experience: 1-7 years in due diligence and financial crime operations(For Fincrime) 1-7 years in Retail banking operations(Card operations, Bereavement , Payment/Remittance, Account opening & maintenance , Reconciliation , Loan operations , Deeds and securities) Skills: Expertise in KYC, AML, and transaction monitoring. Strong analytical skills for assessing risk and suspicious activities. Candidates with above domain experience along with Quality background(Root cause analysis , trend analysis , bottom Quartile management) would be an added advantage. 12.Role: General Banking/Auditor Reports Experience: 2 -5 years in Experience into International Banking /Retail Banking and End to End Banking Operations. Skills: Forensic Accounting and Fraud Detection. Strong analytical and problem-solving skills Experience (with ATM/ Bereavements / Reconcillation ) 13.Role: MIS Experience: 3-5 years in working with Excel in an academic or professional setting. Proficiency in Microsoft Excel, including pivot tables, VLOOKUP, HLOOKUP, INDEX/MATCH, data validation, Excel, SQL, Power BI, VBA- Mandatory Skills. Basic understanding of macros and VBA is a plus. Provide support and training to team members on Excel best practices and techniques. Skills: Strong analytical and problem-solving abilities. Excellent written and verbal communication skills. Dashboard creation and Dashboard Modelling in Power BI . Able to write complex Queries using Dax. Qualification: Any degree required Shift Timing: UK Shift (12:00 PM 10:00 PM) Location: ETA 1 - HCL Tech Navalur - Block 1, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai, Tamil Nadu, 600130 Cab facility as per company policy* Work Mode: Work from Office Notice Period: Open to candidates available for immediate joining or those currently serving a notice period (up to 30 days) Contact: HR Ida/Sanjay/Syed/Judith/Devadharani Role & responsibilities Preferred candidate profile
Posted 2 months ago
Upload Resume
Drag or click to upload
Your data is secure with us, protected by advanced encryption.
Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.
We have sent an OTP to your contact. Please enter it below to verify.
Accenture
39817 Jobs | Dublin
Wipro
19388 Jobs | Bengaluru
Accenture in India
15458 Jobs | Dublin 2
EY
14907 Jobs | London
Uplers
11185 Jobs | Ahmedabad
Amazon
10459 Jobs | Seattle,WA
IBM
9256 Jobs | Armonk
Oracle
9226 Jobs | Redwood City
Accenture services Pvt Ltd
7971 Jobs |
Capgemini
7704 Jobs | Paris,France