Lead Underwriter, Correspondent Lending - APAC

3 - 5 years

5 - 7 Lacs

Posted:-1 days ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

 
  • To work on loan underwriting and complete the daily target or assignments.
  • Have experience in US Mortgage Underwriting.
  • Working on 4 C s (Credit, Capacity, Capital, and Collateral).
  • Knowledge on Income Calculations (Wage, Self Employed and other incomes).
  • Knowledge on Credit review (liability reconciliations and guideline requirements)
  • Knowledge on Assets/Capital review with guideline requirements.
  • Knowledge in LTV, CLTV calculations, PITI and DTI calculations.
  • Knowledge in Fannie Mae and Freddie Mac guideline requirements.
  • Knowledge in Govt. loans (FHA, VA and USDA)
  • Knowledge on FHA/VA/USDA guideline requirements.
  • Good communication skill.

EDUCATION / EXPERIENCE

  • Any degree with US Mortgage Underwriting experience.

WORK SCHEDULE OR TRAVEL REQUIREMENTS

This role operates on a night shift, aligned with US business hours.
Follows a Hybrid Work Model: a mix of remote and in-office work.
Work from Office is mandatory during:
  • The training period
  • The certification phase
  • Any time as per business requirements

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Ocwen Financial Corporation logo
Ocwen Financial Corporation

Financial Services

West Palm Beach Florida