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Onity Group Inc.
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Lead Underwriter, Correspondent Lending - APAC

Lead Underwriter, Correspondent Lending - APAC

Onity Group Inc.

2 - 6 years

0 Lacs

maharashtra

Posted:4 weeks ago| Platform: Shine logo

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Skills Required

ltv fannie mae va us mortgage underwriting income calculations credit review assetscapital review cltv calculations piti dti calculations freddie mac govt loans fha usda good communication skill

Work Mode

On-site

Job Type

Full Time

Job Description

As a Loan Underwriter at our company, your role involves working on loan underwriting to meet daily targets or assignments. You should have experience in US Mortgage Underwriting and be familiar with the 4 Cs (Credit, Capacity, Capital, and Collateral). Your responsibilities will include knowledge of income calculations for various types of incomes, credit review for liability reconciliations and guideline requirements, and reviewing assets/capital based on guideline requirements. Additionally, you should be well-versed in LTV, CLTV calculations, PITI, DTI calculations, and familiar with Fannie Mae, Freddie Mac, and Govt. loans (FHA, VA, USDA). Good communication skills are essential for this role. Qualifications Required: - Any degree with US Mortgage Underwriting experience - Minimum 2-5 years of relevant experience in underwriting As part of the work schedule, you will be required to work day/mid shifts and participate in a hybrid work environment. You should be available for work from the office based on business requirements. Please note that the above description outlines the key responsibilities and qualifications required for the Loan Underwriter role at our company.,

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Lead Underwriter, Correspondent Lending - APAC