Mortgage Loan Processor

Job Title : Mortgage Loan Processor

Job type : Full Time

Present Work location : Phoenix Infocity Private Limited IT/ITES SEZ, 1st & 2nd Part Floor, Building no H09, Avance Business Hub, Gachibowli Village, Serilingampally Mandal, Hyderabad (Work from office )

Shift time : US shifts (Monday to Friday)

Position Overview:

The Associate Docs to Stips Specialist is responsible for accurately associating borrower-provided documentation to the appropriate underwriting conditions (stips) within the loan origination system. This role requires attention to detail, familiarity with mortgage documentation, and the ability to work efficiently in a fast-paced, paperless environment. The ideal candidate will demonstrate strong organizational skills, effective communication, and a commitment to quality and compliance.

Essential Job Functions:

- Review and analyze borrower-provided documents for completeness and relevance.

- Accurately associate documents to the correct underwriting conditions (stips) in the system.

- Ensure all documentation meets investor and company guidelines.

- Communicate with internal teams to clarify documentation requirements.

- Maintain productivity and quality standards as defined by management.

- Identify and escalate discrepancies or missing documentation.

- Utilize checklists and system tools to verify documentation accuracy.

- Support underwriters and processors by ensuring timely and accurate document association.

- Maintain up-to-date knowledge of document types and underwriting requirements.

- Adhere to company policies, procedures, and compliance standards.

Requirements:

- 2-3 years of experience in mortgage processing or document review preferred.

- Familiarity with mortgage documentation and underwriting conditions.

Experience in end-to-end mortgage loan processing

- Ability to follow complex task process and complete notation and documentation

- Strong attention to detail and organizational skills.

- Excellent written and verbal communication skills.

- Ability to work independently and meet deadlines in a high-volume environment.

- Proficiency in Microsoft Office and loan origination systems.

- Commitment to maintaining confidentiality and data integrity.

- Availability to work U.S. business hours

renita.lasrado1@mphasis.com