3130 Mortgage Jobs - Page 36

Role & responsibilities - Product - Secured Lap Position- SME/SEG - DSA Job Title - Relationship Manager CTC 5.5 Lpa - 9.5 Lpa Age 32 years Location -Chandigarh & Dehradun, Panipat, Sonipat,Bhatinda, Haridwar Education - Min. Graduate Requirement * Achieving sales targets for SME-Lap product via DSAs and Business Relationship. * Target new client acquisition through sourcing of leads and Business conversation in conjunction with channel partners * Follow the standardized process and documentation norms for quick and complaint closure of client request. Loan ticket size: Max10 CR upto

Job Description for Team Leader Job Title: Team Leader Reporting to : Team Manager/Delivery Manager, Operations Objectives The Team Leader’s objective is to actively lead and motivate a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He / she will report to the Team Manager/Delivery Manager, Operations, who will be the first point of contact for any issues, questions, or concerns. Key Result Areas (KRAs) Leadership: 2 yrs. of team management experience. 2+ years of experience working with multiple investors for foreclosure. Managing all people related issues coordination with HR and internal leadership as required. Ability to identify the strengths and weaknesses of his / her team members and provide them with appropriate guidance and direction. Actively promote the company ethos and create and maintain an environment which encourages retention. Proactively Identify and implement feasible solutions to address issues which could lead to attrition. Operations: Interact with all relevant client stakeholders and ensure all KPI’s are delivered as per the set target. Prepare weekly/ daily /monthly MIS’s / MBR/ QBR and conduct reviews with client . Ensure all team members meet or exceed the productivity and quality targets and recommend corrective action necessary for underperformers. Take ownership of identification and resolution of daily operational, admin and technical issues. Manage and respond to all client escalations in a timely manner. Timely and accurate submission of all reports sought by the management or by the business area and ensure prominent levels of internal and external customer service. Monthly review and suggest revision of the quality and productivity targets based on the team’s performance, to improve overall process efficiency and deliver excellent customer service. Ensure all trainings are completed for self and teams ,nominate self and team members for additional trainings to improve skillset. Keep the Manager/ Leadership appraised of member’s needs, staffing issues, technical and performance issues. Conduct training for new hires as an when required. Mentor Foreclosure associates while assisting Manager with tasks such as scheduling, meetings, training, and creating a positive work environment. Assist Foreclosure associates dealing with escalated accounts and ensure necessary steps are taken to resolve them within established deadlines. Be available to Foreclosure associates when they need assistance. Meet department standards as they relate to daily productivity metrics. Perform side by sid quality review for new hires and existing employees. Assist Foreclosure Manager with review and compilation of investor, insurer, and client reporting requests as needed. Point of contact for new hires and existing employees Performs additional projects and duties as assigned by Management. Teamwork: Ability to create and maintain an environment that fosters teamwork, in which each member is an eager contributor. The Team Leader is expected each team member is a functional unit of a very cohesive team and share a close bond with their peers. Actively participate and encourage participation in Team/ Organizational events. Continuous Improvement: Consistent improvement upon current performances and raise the bar of expectations and standards. Contribution of ideas / suggestions which improve the process efficiency or enhance the way we work. Encourage and invite suggestions from the team and implement them if found feasible. Appraisals: Conduct and document appraisal reviews of the team members on at least a monthly basis. Provide regular and constructive feedback to individual team members focusing on their performance rather than the personality of the individual, in an unbiased and unprejudiced way. The Team Leader should be objective and specific while delivering feedback and avoid being general. To be open and receptive to feedback. Qualification: Graduate any discipline 4 - 5 years of experience in BPO, US Mortgage – Foreclosure -domain Minimum of 2 years in the team handling role Skill Sets Good interpersonal skills Prioritizing and Time Management Planning and Organizing Skills Good Knowledge of MS-office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication US Mortgage Industry- Foreclosure- knowledge Able to meet goals and deadlines in a fast-paced environment.

BDM/SBDM is responsible for sourcing of business from the open market and other channels plus should endeavor to retain the existing customer base to achieve target of Disbursement & Book growth including the target of Life Insurance coverage. Develop and sustain the channel partners. To carry out business of the Company as per the norms, systems, policies and procedures of the Company and ensure it adherence especially pre & post disbursement activities assigned to the role, e.g loan documentation, visit to property and Customer residence etc. Ensure NACH activation and do proper early delinquency management. To extend highest quality of customer servicing including resolving customer complaints within the TAT. Resolve/ comply audit queries. Extend effective support and ensure supervision to the team members by BDM/SBDM having team. Endeavor to strengthen brand Bandhan in the local market by extending quality customer service, building rapport with the Channel partners and potential sources of lead generation etc.

Role & responsibilities Business Achieve contributed value targets set for the branch Ensure sales volumes for multiple products, sourcing quality & underwriting diligence to meet sales targets while controlling delinquencies and frauds Provide superior customer experience Manage TATs on credit & processing Minimize pre & post disbursal discrepancies Monitoring Performance Monitoring Branch performance in terms of key drivers i.e. Contributed Value.Volumes / Profitability / Expenses / Losses Employee Retention Employee Productivity Customer experience Monitor individual performance of each employee, continuously work to maximize productivity People Management Motivate and develop branch team Drive branch team to excel. Manage and mentor the team and keep attrition of branch staff low Conduct regular meeting with branch staff Provide open and honest feedback and ask for feedback. Job Role : The key functions will be Profitability Management - Maintaining & optimizing profitability for the branch Target setting & management Monitoring branch targets in numbers & volumes Portfolio quality management - through superior underwriting, working closely with collections Cost management managing all branch operating costs including cost of acquisition, operations etc. People management Motivating team, handling HR & administration function of the branch Customer experience management - Ensuring superior customer experience and handling customer service in terms of collections, pre closures & service issues.

Evaluates client financial profiles, guides them through the application process, recommends suitable mortgage products, and ensures smooth loan processing. They also build relationships with clients, realtors, and other stakeholders.

Urgent | Hiring for Top Leading NBFC!!!! Hello.!! Piyush this side.!! Are you looking for job change, We have a job opening in NBFC!!! Job Title : Sales Manager-UBL | Sales Manager Prime LAP #Location - Bangalore Experience : Minimum 2+Year #DSA Channel #Qualification - Graduation is must AGE 35 *Plz Share references for the same piyush.bundela@skillventory.com 8770286381*

Openings for Underwriter Looking for an experience with Underwriter or Mortgage minimum 1 year of BPO Experience into underwriting or mortgage HR Aditi@ 7795311459 indu@7848820046 immediate joiner Available Positions:-Underwriter location:manayatha tech park Need min 1 year experience in mortgage or underwriter salary upto 7.5lks

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline Location : Mumbai,New Delhi,Pune,Bangalore,Hyderabad,Chennai

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location: M umbai,New Delhi,Pune,Bangalore,Hyderabad,Chennai

Position: Area Legal Manager Job Location : Bangalore Qualification : Bachelors degree. Job description: Provide legal advice and guidance to the organization on various matters. Draft, review, and negotiate contracts, agreements, and other legal documents. Ensure the company complies with all applicable laws and regulations. Identify and manage legal risks associated with business operations . Handle legal disputes and represent the company in legal proceedings. Manage relationships with external legal counsel and regulatory authorities Interested candidates can share their resume to Sumithrak@unicohfc.com or reach @8946007283

Good knowledge of Equity & Fixed Income Product ( ABS, MBS securities). Who we are looking for As an Income COE Officer, the ideal candidate will support and assist Client Operations and other operational Shared Service teams/ Center of Excellence (COEs) by monitoring and processing custody, accounting, middle office related events to the fund’s records accurately and timely. Ensure prompt follow up on exception situations and facilitate timely problem resolution to mitigate risk to the corporation and deliver excellent service to clients and people management. Why this role is important to us Income COE deals with end to end processing of events across custody, accounting, middle office and claims services for our clients. This involves processing of many financial activities which will help other team to derive at NAV to the client, As part of Income COE you will be required to contribute towards development of Process, people and Improve Risk standards for the team. What you will be responsible for As Officer you will: Process Optimization: Identify and implement improvements to streamline operations, increase efficiency, and reduce costs. Resource Management : Manage resources (people, budget, technology) effectively to achieve operational objectives. Performance Monitoring: Track key performance indicators (KPIs) and identify areas for improvement, taking corrective actions as needed. Team Leadership: Lead and develop a team of managers and staff within the operations department. Collaboration: Work with other executive teams to ensure alignment and coordination across the organization. Quality Control: Ensure that the company's operations deliver high-quality products or services that meet customer needs. Risk Management: Identify and mitigate potential operational risks. Deep knowledge of Income and Corporate Actions: Understanding the end to end income cycle, fund accounting, amortization, concepts on bonds, dividends, entitlement calculations , amortization, market and loan claims lifecycle, and relevant regulations. What we value- Key Skills: Result-oriented with an ownership and accountability mindset Commercial acumen - Understanding of cost/budgets Drive pay for performance and culture of performance differentiation Executive presence, managing with influence and effective communication across stakeholder groups both regionally and globally Embed risk excellence culture across the teams Encourage and drive a culture of change and ideation Education & Preferred Qualifications Bachelor’s Degree in Commerce / Economics with a specialization n Business, Accounting, Finance or another Financial related program. Inter C.A. / Inter ICWAI or CFA (pursuing) will be preferred 10-16 years’ experience in accounting, finance, mutual fund operations, loan servicing or related careers (preferred).

Career opportunity with Aditya Birla Capital Position - Sales Manager / Relationship Manager Product - LAP, SME Loan Ticket size - 1cr to 25cr Location: Mumbai, Pune, Baroda, Vadodara, Suraj, Rajkot Key Responsibilities Branch Sales Planning & Management - Team and Internal Stakeholder Management - . Customer Acquisition/ Engagement Operational Effectiveness If this opportunity aligns with your career aspirations please send your resume to vaishali.abitkar@adityabirlacapital.com

In this profile you will manage High ticket business for LAP through a team driving DSA channel for your assigned territory. Exposure of working in the mentioned location is mandatory. Increase market share, develop strong relations with channels. Required Candidate profile Ideal candidate is one having minimum 6-10 yrs of exp in High ticket size LAP.Exposure in managing DSA driven channels. Experience in team handling is a must. Incentivised Profile

Collaborate with cross-functional teams to achieve strategic outcomes. Apply subject expertise to support operations, planning, and decision-making. Utilize tools, analytics, or platforms relevant to the job domain. Ensure compliance with policies while improving efficiency and outcomes.

Candidate should have experience into AML, KYC, Transaction Monitoring, CDD & EDD, Fraud, Disputes, Insurance, Underwriting, Secondary Research, Financial Research, PPT, Banking Knowledge, Mortgage, Loan Processing, Trade Finance, Payments, Editorial Services, Market Research. Perform all duties within team and personal targets. Meet or exceed performance targets, including quality assurance scores, customer satisfaction ratings, and response times. Monitor and action assigned queue. Perform all duties within team and personal targets. Candidate should be able to work under pressure. Must be comfortable with 24*7 work environment especially night shifts. Qualifications Graduate and Under Graduate Additional Information Nigh Shifts/Rotational Shifts

Candidate should have experience into AML, KYC, Transaction Monitoring, CDD & EDD, Fraud, Disputes, Insurance, Underwriting, Secondary Research, Financial Research, PPT, Banking Knowledge, Mortgage, Loan Processing, Trade Finance, Payments, Editorial Services, Market Research. Perform all duties within team and personal targets. Meet or exceed performance targets, including quality assurance scores, customer satisfaction ratings, and response times. Monitor and action assigned queue. Perform all duties within team and personal targets. Candidate should be able to work under pressure. Must be comfortable with 24*7 work environment especially night shifts. Qualifications Graduate and Under Graduate Additional Information Nigh Shifts/Rotational Shifts

As a Fortune 50 company with more than 400,000 team members worldwide, Target is an iconic brand and one of America's leading retailers. Joining Target means promoting a culture of mutual care and respect and striving to make the most meaningful and positive impact. Becoming a Target team member means joining a community that values different voices and lifts each other up . Here, we believe your unique perspective is important, and you'll build relationships by being authentic and respectful. Overview about TII At Target, we have a timeless purpose and a proven strategy. And that hasnt happened by accident. Some of the best minds from different backgrounds come together at Target to redefine retail in an inclusive learning environment that values people and delivers world-class outcomes. That winning formula is especially apparent in Bengaluru, where Target in India operates as a fully integrated part of Targets global team and has more than 4,000 team members supporting the companys global strategy and operations. PRIMARY FUNCTION: Participate in the strategic growth of Assets protection department to support the design, construction. Drive collaboration and deliver optimized programmatic technical/engineering solutions that fulfil Targets goals and objectives. Partner with internal teams, to assure the successful completion of all Assets protection team programs including design of new facilities and remodel efforts, sustainability programs, innovation, and facilities support. Direct supervision of Assets protection team members. Participates in strategic talent and business planning as well as, goal development activities. Provide team leadership and brand management of the Target team through the implementation of culture and Values. PRINCIPAL DUTIES AND RESPONSIBILITIES 1.Team Leadership Build a positive work environment that unifies the team, encourages collaboration and promotes Target as a preferred workplace. Enhance partnership between Minneapolis and TII supporting our one team philosophy.Provides leadership, coaching, motivation and assistance to direct reports and other team members to ensure teamwork and high performance in the accomplishment of all responsibilities and projects. 2. Manage Talent: Cultivate talent by recruiting, attracting and developing new team members.Work directly with team member(s) to set goals, objectives and position responsibilities that support Targets culture and Values. Closely monitor high potentials and provide resources for continued growth.Writes and conducts team member performance reviews, recommends and administers counseling and corrective action.Develops and encourage growth of team members.Initiate and conduct work programs in accordance with Targets policies, priorities and budget. 3. Manage Financial Resources Support the development, forecasting and management of capital and expense budgets for assigned function 4. Provide Technical Leadership: Recognized technical leader within discipline and thorough understanding of how work affects other disciplines.Strategize and implement ways to improve productivity, design, accuracy, and completeness of work.Schedule projects and assignments..Monitor execution of team assignments associated with Targets construction program.Provide technical oversight and assistance to other departments as required. REPORTING/WORKING RELATIONSHIPS : Reports to Sr. Manager and above Skills/Abilities Proven ability to lead and coordinate multiple projects, develop and implement schedules, and prioritize workload Excellent analytical and strategic problem solving skills, highly developed understanding of companys strategic direction and ability to interpret and communicate senior management directives. Demonstrated ability to make effective presentations to executive groups Excellent interpersonal and communication skills; ability to work well with others and contribute to a positive work environment and the ability to mentor and coach others. Working knowledge of business application software (Outlook, PowerPoint, Excel, and Word). Des Desired Qualifications and Experience Bachelors degree from a recognized university. ( BE/Bsc/BCA/BBA) Achieved recognized standing in professional field through personal contribution 7 to 10 years related experience in Engineering/Project Management/project execution with demonstrated managerial ability. Useful Links- Life at Target- https://india.target.com/ Benefits- https://india.target.com/life-at-target/workplace/benefits Culture- https://india.target.com/life-at-target/belonging

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Role & responsibilities Relevant Experience of Sales and Collection (in Asset Finance products, Home loan, Mortgages, Business Loans, etc ) from Banks/ NBFC /Financial Institutions Must have knowledge and hands-on experience of retail sales Good client servicing skills Good financial analytical skills, communication skills. Preferred candidate profile Would be responsible to achieve the sales target assigned to base and mentor branch. Handling the Team of Business Managers and Relationship Officers. New Client Acquisition & Business generation of Home loan Business. Responsible for individual & Teams targets. Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections. Taking care of Teams Productivity and business. Team Motivation/ Training. Giving Product training to existing and new hired team. Mange both internal & external channel for business expansion & development Interested candidates can share their resume at brijesh.jani@aavas.in or whatsapp on 7375808932

Responsibilities: Identify & meet potential customers through field visits Pitch home loan solutions to customers Manage documentation & loan processing Achieve monthly sales and disbursement targets Own a two-wheeler & ready for fieldwork Travel allowance Job/soft skill training

Key Responsibilities: Customer Follow-up: Conduct timely follow-ups through phone calls, field visits, and SMS to customers who have missed their first EMI or are in early stages of delinquency. Collection Execution: Achieve monthly recovery targets by persuading customers to make payments and reduce delinquency levels in the X bucket. Field Visits: Visit customers' addresses to collect dues, issue notices if required, and assess customer intent and capacity to pay. Skip Tracing: Coordinate with internal skip tracing team or conduct basic investigation for non-contactable customers. Negotiation & Resolution: Negotiate with customers to arrive at amicable payment solutions while adhering to company policy. Documentation & Reporting: Maintain accurate and timely documentation of collection activities, payment commitments, and customer interactions in the system. Compliance & Ethics: Follow collection guidelines as per RBI and company norms, maintaining professionalism and avoiding coercive practices. Coordination: Work closely with the branch team, collection agencies, and tele-calling units to ensure prompt action and resolution. Key Skills & Competencies: Strong interpersonal and negotiation skills Basic knowledge of two-wheeler loan products Willingness to travel within the assigned geography Good communication and persuasive abilities Target-oriented with a proactive approach Familiarity with collection tools and mobile apps is a plus Qualifications & Experience: Minimum HSC / Graduate (preferred) 1-3 years of experience in retail loan collections, preferably in two-wheeler loans Experience handling X bucket or early-stage delinquency is an advantage Familiarity with the local language and geography is a must Valid two-wheeler driving license and own vehicle preferred

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals.o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales.o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mumbai,Delhi / NCR,Pune,Bangalore,Hyderabad,Chennai

To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third partiesTake ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems Exceed service quality standards and strive for continuous process improvementUndertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policiesManage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Educational Qualification: Post Graduate/ Graduate in any discipline Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

To drive sales and ensure business targets are achieved. To build strong relationships with prospective clients so as to ensure business continuity Core Responsibilities: o Proactively reach out to potential clients and explain the entire process of home loan while setting correct expectations o Manage end-to-end sales lifecycle tapping prospects, analyze their requirements, render advice, negotiate commercially, and ensure timely disbursement of loan. o Achieve the Budgeted sales target from the designated regions on monthly basis o Effectively manage connector and builder relationships to ensure strong business o Ensure digital leads are converted to sanction and disbursement o Organize and track all potential leads and maintain proper MIS o Identify and Develop New Builder/ channel relationships in existing/new markets to increase business o Strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. o Manage internal & external customer relationship to ensure customer satisfaction. o Ensure compliance to all Audit / NHB regulations. Qualification: Graduate/Post Graduate