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Manager - Credit

Manager - Credit

Bajaj Finance

1 - 2 years

6 - 10 Lacs

visakhapatnam

Posted:1 week ago| Platform:

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Skills Required

credit analysis credit management credit appraisal sales credit policy risk management credit underwriting credit risk credit rating credit processing underwriting credit assessment home loans lap home finance credit risk analysis finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity
Duties and Responsibilities
- Responsible for credit appraisal and monitoring for the Salaried Loans.- Implementation of Credit Policy primarily pre-approved and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix.- Analysing the portfolio health and risk involved in particular segment of assets & profile and giving timely feedback to sales & risk team.- Ensuring portfolio quality is maintained at the highest standards and delinquency is under control.- Striving for continuous improvement in productivity.- Feedback for credit policy and new product launch based on market conditions. Required Qualifications and Experience

Graduate/MBA Finance with 1-2 years of relevant experience.

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Manager - Credit