Loan Processing Manager

Key Responsibilities:

• Manage the

  loan application to disbursement process

  , ensuring all required documentation and verifications are completed accurately.
• Supervise and guide the loan processing team to ensure daily operations run smoothly and efficiently.
• Coordinate with

  sales, credit, risk, legal, and operations teams

  for seamless loan approval and disbursement.
• Review loan applications for completeness, accuracy, and compliance with company and regulatory standards.
• Monitor turnaround time (TAT) for loan processing and implement improvements for efficiency.
• Handle escalations and resolve complex cases related to loan documentation or customer issues.
• Ensure

  KYC, income verification, credit checks, and collateral evaluation

  are done as per policy.
• Conduct periodic audits of loan files to ensure compliance and reduce operational risks.
• Prepare MIS reports on loan processing volumes, approval ratios, and TAT for management review.
• Train and mentor the team to maintain high standards of accuracy and productivity.
• Keep updated on

  RBI, NBFC, and banking regulations

  relevant to loan processing.

Key Skills & Competencies:

• Strong knowledge of loan products (personal, business, mortgage, vehicle, etc.) and processing workflows.
• Good understanding of

  credit policies, compliance norms, and risk assessment.

• Proficiency in loan management systems (LMS), core banking software, and MS Office.
• Excellent leadership and team management skills.
• Strong analytical ability and attention to detail.
• Good communication and coordination skills to handle cross-functional stakeholders.
• Ability to work under pressure and meet deadlines.

Qualifications & Experience:

• Bachelor’s degree in Finance, Commerce, Business Administration, or related field (MBA preferred).
• Minimum

  2–3 years of experience

  in loan operations/processing, with at least 2–3 years in a managerial/supervisory role in loans department.
• Experience in

  banking, NBFC, or financial services sector

  is mandatory.