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Loan officer

Santa Monica Study Abroad

3 - 7 years

3 - 4 Lacs

Kochi

Posted:1 week ago| Platform:

Apply

Skills Required

Education Loan General Insurance Wealth Management Business Loan Home Loans Property Loan Personal Loans Lap Investment

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Title: Loan officer

Job location: Kochi

Position Overview:

Key Responsibilities:

1

Review loan applications and financial information to assess creditworthiness.
Gather necessary documents, including income verification, employment history, and financial statements.
Evaluate applicants credit scores, financial background, and capacity to repay loans.

2

Advise clients on loan products that meet their needs, including mortgages, auto loans, personal loans, and business loans.
Recommend loan amounts and terms to clients based on their financial situation.
Approve or decline loan applications based on the company's policies and underwriting guidelines.

3

Serve as the primary point of contact for loan applicants throughout the loan process.
Explain loan options, interest rates, terms, and repayment plans to clients.
Answer client questions about loan products, eligibility, and the application process.

4

Ensure all required documentation is obtained and accurate before loan processing.
Stay updated on lending regulations, compliance issues, and industry standards to ensure loan agreements meet legal requirements.

5

Build and maintain strong relationships with clients, helping to foster trust and repeat business.
Provide advice and assistance to clients post-loan approval, addressing any issues or concerns during the loan's lifecycle.

6

Meet sales targets for loan volume and cross-sell other financial products as appropriate.
Proactively identify new business opportunities and client leads through networking and marketing efforts.

7

Conduct risk assessments of potential borrowers and loans.
Ensure loans are structured in a way that minimizes risk for the organization while being favorable to the client.

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