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LAP Business head maharashtra

0 - 10 years

0 Lacs

Pune, Maharashtra

Posted:1 week ago| Platform: Indeed logo

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Skills Required

leadership risk management strategy drive portfolio network dsa sourcing pricing digitization underwriting technology automation efficiency lending scaling

Work Mode

On-site

Job Type

Full Time

Job Description

The LAP Business Head will be responsible for strategic leadership, P&L ownership, sales & distribution, product innovation, risk management, and team leadership for the LAP business in Maharashtra. Key Responsibilities Strategic Leadership: Define and execute the overall strategy for the LAP business in Maharashtra. Identify market opportunities and growth levers. P&L Ownership: Drive business performance across disbursements, portfolio yield, cost control, and profitability. Sales & Distribution: Build and scale a high-performing sales network, including direct sales, DSA partnerships, and digital sourcing initiatives . Product & Innovation: Own the LAP product suite, including pricing, customer segments, and features . Collaborate with teams for product innovation and digitization. Risk & Credit Management: Work closely with risk teams to ensure strong underwriting frameworks, delinquency control, and NPA management . Technology & Operations: Drive process automation and digital transformation to improve efficiency and customer experience. Team Leadership: Lead, mentor, and grow a cross-functional team across Maharashtra. Qualifications & Experience 15+ years of experience in financial services, with significant exposure to LAP or secured lending. Proven track record in building and scaling LAP businesses across geographies. Strong P&L management, strategic thinking, and leadership skills . Deep understanding of credit, risk, and regulatory frameworks in India. MBA or equivalent post-graduate qualification preferred. Job Type: Full-time Experience: LAP: 10 years (Preferred) Work Location: In person

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