Junior Risk Manager

Junior Risk Manager

In this key position, you will support the credit underwriting process by conducting detailed financial analyses, carrying out thorough due diligence, and assessing customer risk profiles. Your analytical insights will play a critical role in strengthening our risk framework and driving sound, data-informed decisions.

Responsibilities

·        Conduct credit appraisals of individuals and businesses.

·        Analyse financial documents such as ITRs, bank statements, and balance sheets.

·        Evaluate repayment capacity and prepare risk recommendation reports.

·        Assist in background verification and field risk assessments.

·        Support collateral analysis, documentation checks, and legal verifications.

·        Maintain accurate records of credit proposals, risk observations, and follow-ups.

·        Coordinate with internal departments (sales, admin, legal) for approvals and clarifications.

·        Contribute to monthly MIS and risk monitoring dashboards.

Qualifications

·        1–3 years of experience in risk/credit analysis, preferably in NBFC, Fintech, or Financial Services.

·        Strong analytical and financial interpretation skills.

·        Proficiency in MS Excel, Word, and financial documentation analysis.

·        Good communication and coordination skills.

·        Knowledge of collateral documents, lien, and legal verifications is an advantage.

Salary & Perks

Salary: 5-6 LPA

Benefits : ESI, Travel Allowance, Incentives, and a clearly defined Career Growth Path