Java Technical Architect (Payment Technical Architect)

10 - 17 years

25 - 40 Lacs

pune chennai mumbai (all areas)

Posted:1 week ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Job Title: Payment Technical Architect

Experience Required:

About the Role

Payment Technical Architect

Key Responsibilities

  • Lead the end-to-end architecture and design of

    enterprise payment systems

    across non-card domains including

    SWIFT, RTP, ISO20022

    .
  • Define integration strategies for payment engines with both

    legacy

    and

    modern digital platforms

    .
  • Architect scalable

    microservices-based solutions

    , APIs, and event-driven components for payment processing.
  • Ensure compliance with global financial messaging standards such as

    SWIFT MT/MX

    and

    ISO20022 XML

    .
  • Collaborate with cross-functional teams to deliver large-scale

    payment transformation programs

    .
  • Evaluate, recommend, and implement

    COTS payment products

    (e.g., GPP, OPF, MTS, Dovetail, VolPay).
  • Provide

    technical leadership, guidance, and mentorship

    to development and engineering teams.
  • Drive

    architecture governance

    , documentation standards, and best practices across projects.
  • Work closely with business and technology teams to ensure alignment with enterprise architecture vision.
  • Contribute to solutioning efforts in RFPs, proposals, and new digital payment initiatives.

Required Skills & Experience

  • 1217 years

    of total IT experience with

    5+ years in payments architecture

    .
  • Strong expertise in

    Java/J2EE

    ,

    Swift

    ,

    GPP

    ,

    Payments

    , and

    ISO20022

    .
  • Hands-on experience with

    microservices

    ,

    API integration

    , and

    event-driven architectures

    .
  • Deep understanding of global

    payments processing, clearing, and settlement systems

    .
  • Experience working with middleware, ESB, SOA, and integration platform.
  • Practical expertise in

    cloud platforms

    (AWS, Azure, or GCP) and cloud-native design patterns.
  • Strong skills in

    application architecture

    ,

    cloud solution architecture

    , and

    data architecture

    .
  • Knowledge of

    DevOps

    , CI/CD pipelines, and modern engineering practice
  • Excellent communication, stakeholder management, and leadership skills.
  • Preferably certified in

    cloud architecture

    (AWS/Azure/GCP) or

    enterprise architecture

    (TOGAF).

Technical Skill Requirements

Primary Skills

  • ISO20022

    , GPP, Payments
  • Technical Leadership
  • Swift

    ,

    Java

    , Architecture Design

Secondary / Additional Skills

  • Architecture Patterns & Styles
  • Application Architecture
  • SOA & Microservices-Based Architecture.
  • Cloud Architecture / Cloud Solution Architecture
  • Data Architecture
  • Angular, React, JavaScript
  • Spring Boot
  • Integration Architecture

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