54 Imps Jobs

You will be joining a dynamic team at a rapidly expanding company that is dedicated to finding exceptional talent like yourself. As pioneers in the fintech industry, we offer career opportunities that are not only exciting but also fulfilling, promising a journey filled with growth and enjoyment. At our core, we believe that the success of any organization lies in its people. That is why we are committed to creating a vibrant and inclusive workplace where every individual is empowered to thrive and contribute towards our collective goals. As an Operations Analyst, you will play a crucial role in supporting the day-to-day bank operations, focusing on IMPS and UPI product reconciliations. Your responsibilities will include assisting in the production of banking customer reports, ensuring a high level of accuracy is maintained, and delivering services to customers efficiently. Key Requirements for the Role: - Strong background in banking operations and reconciliation - Experience with IMPS and UPI product reconciliation - Proficiency in MS Excel - Excellent communication skills - Familiarity with Tally and accounting reports In addition to the general requirements, an ideal candidate for this position should have specific experience in UPI and IMPS reconciliation, enabling them to excel in their role and contribute effectively to our operations team. If you are looking to leverage your skills and experience in a fast-paced and innovative environment, this role as an Operations Analyst offers a unique opportunity for professional growth and personal development. Join us in shaping the future of fintech and making a difference in the world of banking operations.,

Job role Find innovative methods in managing payment product, enhance existing solutions, & expand current range Manage online solution platform with risk mindset Understand clients need and offer current products so as to give client a better banking experience. Liaise with all stakeholder like Sales, Ops, BSG, ORM, IT, Audit etc to achieve product requirements Finalize and manage projects related to products including getting approvals, project plan & timelines Gain a deep understanding of customer experience, identify and fill product gaps and generate new ideas Create buy-in for the product vision both internally and with key external partners Develop product pricing and positioning strategies, translate product strategy into requirements/prototypes Scope and prioritize activities based on business and customer impact Work closely with engineering teams to deliver with quick time-to-market and optimal resources Drive product launches, evaluate promotional plans, act as a product evangelist to build awareness Spot opportunities in the market to target companies/sectors, and sell suitable product offering for them Structure transactions, win the mandate and assist team in formulating transaction pricing Ensure penetration of the product in the market by the relationship team by providing marketing support, visibility campaigns and brand presence Job requirement Knowledge in Cash Management Payments product with deep knowledge on IMPS,UPI, RTGS, NEFT, API payments 5-10 years of post MBA experience in product management in Cash Management Services Strong problem solving skills and willingness to roll up ones sleeves to get the job Skilled at working effectively with cross functional teams in a matrix organization Excellent written and verbal communication skills B-Tech and preferably MBA Degree

Locations Operations Manager - Support Services-Operations Job Requirements: 1. Pre disbursement KYC checking, agreement book and RTO set, verifications 2. Verification of documents, asset details and loading the documents in system 3. Handling the operations team 4. Checking and releasing the payouts after checking the Post disbursement documents. 5. Checking the NACH documents and cheques 6. Handling the high volume in month end 7. 2 years Experience in retail asset operations and disbursement related activities

We are looking for experienced Training and Development Assistant Manager to execute our organizational training strategy, oversee its implementation and assess its outcomes. You will identify training and developmental needs and drive suitable training initiatives that build loyalty to the firm. Training team work across many departments to get employees up to speed in both their specific vertical, and the overall needs of the company. They often have backgrounds in business, human resources, development and education. Responsibilities • Identifying and assessing future and current training needs • Drawing an overall or individualized training and development plan • Responsible for training delivery for new hires, refreshers and any ad hoc training requests • Partner with operational teams to ensure that refresher training needs are identified and delivered on time • Proactively suggest improvements to those processes and closely collaborate and provide feedback on new launches or process changes with a potential impact to training • Proactively communicate with client/business on daily operational matters relating to training • Drive individual goals including but not limited to training certifications for trainers, deadlines for training remediation and all other relevant metrics • Keep a strong governance around all training activities & showcase during reviews or governance meetings • Extent help or initiate training program followed by tracking effectiveness, success and ROI periodically and report on them Qualifications Overall 8 years of experience & at least 5 years of banking experience is must Experience in Retail & Commercial Banking related to below work-types will be preferred:-Deposits Operations- New account review & maintenance, internal operations, account servicing, RDC, legal document processing, reconciliations etc. Payments (Domestic & International) - ACH processing, card dispute & maintenance Good with Microsoft Office Strong with MIS reporting Client focused with excellent written and verbal communication skills Ability to work under pressure in a faced paced environment with limited structure Attention to detail & data driven approach Ability to plan, multi-task and manage time effectively

Operations Manager - Support Services-Operations Job Requirements: 1. Pre disbursement KYC checking, agreement book and RTO set, verifications 2. Verification of documents, asset details and loading the documents in system 3. Handling the operations team 4. Checking and releasing the payouts after checking the Post disbursement documents. 5. Checking the NACH documents and cheques 6. Handling the high volume in month end 7. 2 years Experience in retail asset operations and disbursement related activities

Operations Manager - Support Services-Operations Job Requirements: 1. Pre disbursement KYC checking, agreement book and RTO set, verifications 2. Verification of documents, asset details and loading the documents in system 3. Handling the operations team 4. Checking and releasing the payouts after checking the Post disbursement documents. 5. Checking the NACH documents and cheques 6. Handling the high volume in month end 7. 2 years Experience in retail asset operations and disbursement related activities

Role & responsibilities Knowledge of Treasury and handling of petty cash expenses and NEFT, IMPS Knowledge of Income Tax (TDS) & GST Knowledge of PPT Independently handle accounting payables and receivables Preferred candidate profile Immediate Joining Positive attitude with Integrity and trust worthy

Operations Manager - Support Services-Operations Job Requirements: 1. Pre disbursement KYC checking, agreement book and RTO set, verifications 2. Verification of documents, asset details and loading the documents in system 3. Handling the operations team 4. Checking and releasing the payouts after checking the Post disbursement documents. 5. Checking the NACH documents and cheques 6. Handling the high volume in month end 7. 2 years Experience in retail asset operations and disbursement related activities

About The Role Job Requirements: 1. Pre disbursement KYC checking, agreement book and RTO set, verifications2. Verification of documents, asset details and loading the documents in system3. Handling the operations team4. Checking and releasing the payouts after checking the Post disbursement documents.5. Checking the NACH documents and cheques6. Handling the high volume in month end7. 2 years Experience in retail asset operations and disbursement related activities

Operations Manager - Support Services-Operations JOB REQUIREMENT 1. Pre disbursement KYC checking, agreement book and RTO set, verifications 2. Verification of documents, asset details and loading the documents in system 3. Handling the operations team 4. Checking and releasing the payouts after checking the Post disbursement documents. 5. Checking the NACH documents and cheques 6. Handling the high volume in month end 7. 2 years" Experience in retail asset operations and disbursement related activities

About The Role Operations Manager - Support Services-Operations JOB REQUIREMENT 1. Pre disbursement KYC checking, agreement book and RTO set, verifications 2. Verification of documents, asset details and loading the documents in system 3. Handling the operations team 4. Checking and releasing the payouts after checking the Post disbursement documents. 5. Checking the NACH documents and cheques 6. Handling the high volume in month end 7. 2 years" Experience in retail asset operations and disbursement related activities

Operations Manager - Support Services-Operations Job Requirements: 1. Pre disbursement KYC checking, agreement book and RTO set, verifications 2. Verification of documents, asset details and loading the documents in system 3. Handling the operations team 4. Checking and releasing the payouts after checking the Post disbursement documents. 5. Checking the NACH documents and cheques 6. Handling the high volume in month end 7. 2 years" Experience in retail asset operations and disbursement related activities

About The Role Job Requirements : 1. Pre disbursement KYC checking, agreement book and RTO set, verifications2. Verification of documents, asset details and loading the documents in system3. Handling the operations team4. Checking and releasing the payouts after checking the Post disbursement documents.5. Checking the NACH documents and cheques6. Handling the high volume in month end7. 2 years Experience in retail asset operations and disbursement related activities

Roles and Responsibilities Summary - 1) The candidate will be leading the Production Support Operations activities across SFMS messaging architecture (NEFT, RTGS, LC/BG and other services) 2) The candidate should have the skill to mentor a team of people to deliver Support objectives, bring excellence and delivery results. Roles and Responsibilities: Responsibilities: Manage Production Operations and extend superior technical support for SFMS and related activities. Effectively oversee operational activities, maintain SOPs, manage shifts, delegate work across teams with proper follow-ups and guidance till closure. Efficiently communicate to all stakeholders and manage expectations across Production Operations in a time bounded manner. Undertake impact assessments, risk assessments for various product and process changes and monitor change management processes continuously. Be responsible for functional, technical and operational changes in SFMS and build constant feedback mechanism to development/product teams. Provide effective supervision and ensure operations to run effortlessly 24x7x365. Ensure detailed technical root cause analysis for major/critical incidents. Provide workarounds, temporary and permanent resolutions/suggestions and improvements on reported issues. Ensure applications/software environments are fully maintained with appropriately supported updates, patches and/or service packs in line with system maintenance policies Experience: Candidate should have strong 8-10 years of experience as Senior Production Support Engineer/Analyst. Minimum of 4+ Years experience in managing teams The Candidate should possesses an understanding of Payment Systems and minimum 3 years work experience in similar area Candidate should have experience on software applications like IBM MQ, Oracle DB, Basic Java, Apache Tomcat, Windows, any one of the UNIX environments (AIX/RHEL), Basics of Network concepts and Basics of PKI framework. Knowledge on banking domain is mandatory. Candidate should have understanding of NEFT, RTGS and trade messages like LC and BG's. The understanding should include good knowledge on various message types like ISO 20022, ISO 15022. Candidate should have experience in MS Project, Strong MS Excel, Word, PowerPoint, and Visio skills Knowledge: Work Experience in NEFT/RTGS systems - Mandatory Knowledge in Banking domain - Mandatory Ability to diagnose and resolve compled technical issues Understanding SQL Statements and Basics of Java - Mandatory Candidate should have the good understanding of database, AWR reports and NMON reports - Mandatory Good understanding of middleware technologies like IBM MQ Good communication skills, email etiquettes, with ability to work in all shifts (24x7x365) Technical Skills: Primary Mandatory Skills: IBM MQ, Oracle/SQL, Unix Scripts, AIX/Linux understanding, Apache Tomcat and Basics in Java Secondary Skills: Understanding of Unix Scripts,Open source technologies. Education: BE/ B.Tech/M.C.A/M.Sc (Computer Science) Certification: PMP / ITIL - Any one is mandatory IBM Certified System Administrator - MQ v8.0 or MQ v9.0, IBM Certified Solution Designer - Desirable

Kindly find the NFS JD . For ATM NFS Domestic Issuing Transactions: Within 0 60 days from date of transaction chargeback shall be raised by CPU. Post 60 days from the date of transaction if any customer complaint received then CPU team raise chargeback in NPCI portal under good faith dispute option. Chargeback raised initially by CPU shall be processed within TAT of 5 Days; the chargeback status can be communicated to the customer as accepted or rejected by the acquirer bank through CRM Next request. For chargeback reject cases, if customer intends to pursue further pre-arbitration request shall be raised with TAT of 30 Days from the pre-arbitration request date, request letter for pre-arbitration should be attached with CRMNEXT request. If pre-arbitration claim is not accepted by the acquirer bank, then arbitration request can be raised with customer consent. Consent letter to be attached in the CRMNEXT request and there is no definite time period for verdict as decision is with NPCI. Beyond 60 Days the chargeback shall be raised with acquirer bank on good faith basis with sole discretion of acquirer bank to accept or reject the case the TAT for good faith chargeback is 15 Days. In case any domestic ATM transaction settlement received from Visa and Master card then CPU team will send a email to NPCI for ATM domestic transaction settlement receiving from Visa and Master card instead of NFS. Good faith Chargeback NFS – If the customer approach the bank after 60 days of transaction, then bank can lodge the chargeback request on good-faith basis to the acquirer bank where the sole discretion of the case is with the acquirer bank either to accept the chargeback or reject. The acquirer bank has 15 days TAT for investigation of good faith chargeback raised by the issuer bank. In case of good faith chargeback represent or rejected by acquirer bank then acquirer bank need to be submit CCTV image, Cash Balance Report, Switch logs and EJ for disputed transactions. If goodfaith transaction accepted by acquirer bank then issuer bank will receive credit from the date of transaction till disputed accepted with harmonization TAT. The issuer bank will credit complete amount with penalty in customer account. For NFS Domestic Acquiring Transactions: Dispute check on NPCI for incoming disputes (Chargeback) Dispute management team send the dispute transaction details to ATM respective MSP (Manage Service Provider) to investigate and provide necessary evidence for chargeback. MSP recon team sharing the EJ logs and provide the transaction status as per reconciliation at MSP end. If any Dispute accepted from MSP then Transaction reconciliation unit recover the amount from vendor account basis on their confirmation through TTUM processing in Finacle.

Functional Tester / Senior Functional Tester( 5-10 years) [JOB LOCATION] Mumbai and Pune [ SUMMARY] As a Software Tester, you will assess software quality through manual / functional testing. You will get an opportunity to test software applications built using Microservices, Domain driven design principles and deployed with cutting-edge cloud technologies like Docker and Kubernetes. Ultimately, you will ensure that our products, applications and systems work correctly. You will ensure test quality through optimization of test efficiency and effectiveness. You will manage the list of defects and provide test measurements to track and communicate test progress and defect status. [WHAT YOU WILL DO] Your responsibilities will include engaging with product management and engineering team to deliver component, integration and end to end tests to ensure all requirements, features, or stories have been fully tested and accepted by the stakeholders prior to deployment. Testing activities will include: • Working closely with the Business Analyst team to understand the functionality and devise positive and negative test strategies • Understand functional content and create detailed, comprehensive and well-structured test scenarios and detailed test cases from the user stories • Execute test cases, report result and log defects in JIRA • Follow-up on defects and perform regression testing when bugs are resolved. [WHAT YOULL NEED] Desire to engineer real time missing critical applications which touch lives, a strong sense of ownership, urgency, and drive. Passion for delivering high quality solutions. As an integral part of the testing team, you will need the following skills to succeed. Education Qualifications and Years of Experience • Bachelors’ or masters’ degree in engineering or IT or computer application (BCA / MCA) or management or commerce • Five to ten years’ experience as functional tester as an individual contributor o of these, at least four years’ experience in Retail Banking Domain in a product development organization or in a services organization testing large Retail Banking enterprise application Technical Proficiency • Good understanding of Retail Banking functionality with deep functional / business knowledge in one or more of the following areas – Account Origination, Payment Networks in India (IMPS, NEFT,RTGS, UPI etc.), Customer Information File (CIF), Account Servicing for CASA or TD or Loans, Pricing / Fees / Interest Services • Good understanding of accounting concepts and interest / tax calculations • Experience in development of test strategy and test plans including planning suitable test data using the functional specifications / user stories • Experience in test execution and use of any popular defect tracking tools like JIRA, ALM etc. • Experience of using SQL with a standard relational database like Oracle or MySQL • Understanding of the concept and implementation of traceability matrix Added Advantage • Experience of working in a Bank in branch or central operations, or compliance or audit or IT etc. will be a definite plus • Experience with executing test scripts using an automation framework and testing APIs using tools like POSTMAN • Knowledge of accessibility concepts and experience of accessibility testing • Experience of agile and scrum methodologies • Experience in working with solutions deployed on cloud [POWER SKILLS] • Ability to Learn and Display Curiosity • Asking the Right Questions while being an Active Listener • Excellent Interpersonal Skills to include; organizational awareness, humility, sociability, intellectual honesty, synthesizing ideas and showing a genuine spirit of teamwork and collaboration. • Structured problem solving and Agile Thinking • Energy, passion, Optimism with ability for time management and prioritization • Ownership, Decisiveness and Achievement Orientation • Coping with uncertainty and ambiguity while moving forward

Job Title: Bank Account Management Specialist Experience: 3- 5 Years Location: Bangalore (Hybrid) What Youll Do: Own endtoend corporate bankaccount lifecycles: coordinate KYC/AML for newentity onboarding, validate signatories, and execute account setups. Manage ongoing maintenance: process signatory and mandate updates, adjust transaction limits, and conduct periodic account reviews. Resolve operational issues: investigate payment failures or reconciliation breaks, liaise with treasury, banking partners, and internal teams for swift remediation. Orchestrate account closures: disable payment rails (NEFT/RTGS/ACH), ensure proper cutoffs, archive documentation, and update trackers. Drive process improvements: identify manualwork bottlenecks, propose and implement automation (e.g., VBA templates, Python scripts), and monitor SLA adherence. Must Have: 3-5 years handson experience in corporate bankaccount operations (opening, maintenance, closure) for a fintech or large enterprise. Indepth knowledge of banking products and rails (NEFT/RTGS/IMPS/ACH) and cashmanagement services. Strong familiarity with KYC/AML regulations, RBI circulars, and internal audit requirements. Excellent documentation skills: auditready trackers, SOPs, and compliance filing. Proven stakeholder management: clear communication with finance, treasury, business units, and relationship managers. Nice to Have: Experience with treasury or ERP/TMS platforms (Kyriba, SAP TMS). Proficiency in automation tools (Excel VBA, Python scripting) to streamline recurring tasks. Projectmanagement certification (PMP, PRINCE2). Exposure to fintech banking APIs or virtualaccount structures. If interested, please share your resume to sunidhi.manhas@portraypeople.com

Need 5 people with below skill set. Qualification with BE/BTech/MTech/MCA Knowledge of NEFT/RTGS/IMPS/BANCS/PFMS/SFMS and other payment channels, additional knowledge of UNIX/SQL, Exp 1 year and above and ready to join in a month.

Key Responsibilities: Analyze and translate business requirements into detailed functional and technical specifications for UPI systems. Collaborate with product managers, business stakeholders, and external partners (NPCI, fintechs) to define and deliver UPI enhancements. Lead incident calls, perform root cause analysis, and manage change requests for UPI-related issues. Participate in the design and review of system architecture, APIs, and transaction workflows. Ensure adherence to NPCI and RBI compliance mandates and internal security standards. Conduct system integration testing, support UAT, and contribute to QA planning and execution. Design and validate test cases, perform hands-on testing, and ensure quality assurance across UPI modules. Prepare comprehensive documentation including data flow diagrams, system specs, and user guides. Monitor UPI transaction trends and system performance to identify areas for optimization. Support internal audits, risk assessments, and regulatory reviews. Design robust technical and functional solutions aligned with business goals. Required Skills & Experience: Bachelors degree in Computer Science, Information Technology, or a related field. 3-7 years of experience in system or product analysis, preferably in banking or fintech. Proven experience with UPI, IMPS, or other real-time digital payment systems. Strong understanding of UPI architecture, APIs, and integration with CBS and third-party platforms. Hands-on experience with RESTful APIs, JSON/XML, and message queuing systems. Proficiency in SQL and understanding of relational databases. Familiarity with RBI/NPCI guidelines and digital payment compliance standards. Strong grasp of technology stacks used in digital payments and system integration. Excellent analytical, communication, and stakeholder management skills. Experience with SDLC processes, project documentation, and testing methodologies. Exposure to system design and hands-on testing or coding is a strong plus. Preferred Qualifications: Experience working in a bank or fintech environment with UPI transactions at scale. Knowledge of microservices architecture, cloud deployments, and real-time monitoring tools. Familiarity with Agile and DevOps practices.

Role & responsibilities Experience in ATM/CARD INSDUSTRY Having Accounting degree or accounting background qualification Must have knowledge of Reconciliation, settlement and Dispute/Chargeback management Sound knowledge in excel/WORD Complete knowledge of Chargeback process for Visa/ MasterCard/Rupay transactions Knowledge of process flow for IMPS/AEPS/UPI and reconciliation methodology Basic understanding of ATM/BNA/Recycler cash tally Basic knowledge of accounting procedure and entries Preferred candidate profile Should have good verbal and written communication skills Good with Cashtally Able to work independently and good co-ordination within a team Good presentation skills Knowledge of NEFT/RTGS/NACH/ABPS payment cycle and Reconciliation

Role & responsibilities Experience in ATM/CARD INSDUSTRY Having Accounting degree or accounting background qualification Must have knowledge of Reconciliation, settlement and Dispute/Chargeback management Sound knowledge in excel/WORD Complete knowledge of Chargeback process for Visa/ MasterCard/Rupay transactions Knowledge of process flow for IMPS/AEPS/UPI and reconciliation methodology Basic understanding of ATM/BNA/Recycler cash tally Basic knowledge of accounting procedure and entries Preferred candidate profile Should have good verbal and written communication skills Good with Cashtally Able to work independently and good co-ordination within a team Good presentation skills Knowledge of NEFT/RTGS/NACH/ABPS payment cycle and Reconciliation

Role & responsibilities Experience in ATM/CARD INSDUSTRY Having Accounting degree or accounting background qualification Must have knowledge of Reconciliation, settlement and Dispute/Chargeback management Sound knowledge in excel/WORD Complete knowledge of Chargeback process for Visa/ MasterCard/Rupay transactions Knowledge of process flow for IMPS/AEPS/UPI and reconciliation methodology Basic understanding of ATM/BNA/Recycler cash tally Basic knowledge of accounting procedure and entries Preferred candidate profile Should have good verbal and written communication skills Good with Cashtally Able to work independently and good co-ordination within a team Good presentation skills Knowledge of NEFT/RTGS/NACH/ABPS payment cycle and Reconciliation

Role & responsibilities Experience in ATM/CARD INSDUSTRY Having Accounting degree or accounting background qualification Must have knowledge of Reconciliation, settlement and Dispute/Chargeback management Sound knowledge in excel/WORD Complete knowledge of Chargeback process for Visa/ MasterCard/Rupay transactions Knowledge of process flow for IMPS/AEPS/UPI and reconciliation methodology Basic understanding of ATM/BNA/Recycler cash tally Basic knowledge of accounting procedure and entries Preferred candidate profile Should have good verbal and written communication skills Good with Cashtally Able to work independently and good co-ordination within a team Good presentation skills Knowledge of NEFT/RTGS/NACH/ABPS payment cycle and Reconciliation

Role & responsibilities Experience in ATM/CARD INSDUSTRY Having Accounting degree or accounting background qualification Must have knowledge of Reconciliation, settlement and Dispute/Chargeback management Sound knowledge in excel/WORD Complete knowledge of Chargeback process for Visa/ MasterCard/Rupay transactions Knowledge of process flow for IMPS/AEPS/UPI and reconciliation methodology Basic understanding of ATM/BNA/Recycler cash tally Basic knowledge of accounting procedure and entries Preferred candidate profile Should have good verbal and written communication skills Good with Cashtally Able to work independently and good co-ordination within a team Good presentation skills Knowledge of NEFT/RTGS/NACH/ABPS payment cycle and Reconciliation

Role & responsibilities Experience in ATM/CARD INSDUSTRY Having Accounting degree or accounting background qualification Must have knowledge of Reconciliation, settlement and Dispute/Chargeback management Sound knowledge in excel/WORD Complete knowledge of Chargeback process for Visa/ MasterCard/Rupay transactions Knowledge of process flow for IMPS/AEPS/UPI and reconciliation methodology Basic understanding of ATM/BNA/Recycler cash tally Basic knowledge of accounting procedure and entries Preferred candidate profile Should have good verbal and written communication skills Good with Cashtally Able to work independently and good co-ordination within a team Good presentation skills Knowledge of NEFT/RTGS/NACH/ABPS payment cycle and Reconciliation