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6.0 - 10.0 years

2 - 7 Lacs

Pune

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Here is the modified Job Description tailored for a Business Analyst (BA) role in projects involving Payment Gateway integration and management , particularly for government or enterprise clients: Subject: Business Analyst Requirement Payment Gateway Projects Pune Location Greetings for the day!! We are looking for a Business Analyst for one of our prestigious government clients based in Pune. Please find the revised details below: Qualification: MBA/PGDBM AND BCA / MCA / B.Tech. / B.E. / M.Sc. in IT, CSE, EE or equivalent Desired Certifications: PMP / Prince2 / Six Sigma Black Belt / Certified Business Analyst / HR / Agile / Scrum or equivalent Job Description: Strong experience in Payment Gateway projects , including integration with third-party providers (e.g., Razorpay, PayU, CCAvenue, BillDesk, etc.) Prepare comprehensive documentation including SRS, SDD, Functional Specs, Integration Flowcharts, Wireframes, and API Mapping Collaborate with multiple stakeholders (banks, financial institutions, payment service providers, internal IT teams) Must have strong understanding of SDLC, STLC , and experience in Agile/Scrum environments Conduct requirement gathering , stakeholder interviews, and process walkthroughs for digital payment systems Analyze transaction trends, payment success rates, and reconciliation reports to suggest optimizations Identify gaps in payment flow, fraud detection practices, and compliance requirements (PCI-DSS, KYC, etc.) Support HODs with impactful presentations and reports for strategic meetings Involve in UAT planning, scenario building, and functional testing for payment systems Plan and manage budgeting, forecasting, and strategic implementation of digital financial solutions Required Skillset: Experience in Requirement Gathering and Process Mapping specific to payment systems Knowledge of UPI, AEPS, Bharat BillPay, Netbanking, Credit/Debit Card gateways Familiarity with transaction lifecycles, reconciliation reports, chargeback flows , etc. Hands-on with tools for Data Analysis, BI Tools (Power BI, Tableau), SQL, and Excel Experience in Business Process Re-engineering (BPR) for financial operations Understanding of risk, security, and compliance in digital payment infrastructure Excellent communication, stakeholder management, and problem-solving skills Location: Pune Position Type: Full-time / Contractual (As per client requirement)

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2.0 - 7.0 years

3 - 7 Lacs

Pune

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Department : Quality Control Location : Pune (Work from Office) Position Objective Application testing UAT and production support Responsibilities Primary API testing SQL issue troubleshooting Mobile application testing Security testing Secondary System integration testing Manual testing Additional API testing for NPCI certification (EFT, ECOM, IMPS, UPI, AEPS, BBPS) Skills & Knowledge Knowledge Requirements ISO8583 protocol (Knowledge) Database systems Unix/Linux environments (Any one) Skill Requirements QA methodologies SQL and database handling Unix/Linux command-line usage Primary Interactions External: Clients and NPCI Internal: Development and testing teams

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5.0 - 10.0 years

10 - 20 Lacs

Mumbai, Pune, Chennai

Hybrid

Primary Technical Skills Strong expertise in software testing methodologies manual and automation Experience in test planning execution and reporting Proficiency in defect management and root cause analysis Excellent leadership and team management capabilities Strong communication and stakeholder engagement skills Cards domain including transaction processing and life cycle management Experience in Scheme Compliance and Scheme Certification Testing Proficiency in Groovy scripting for test automation and validation Excellent stakeholder management and communication skills Secondary Technical Skills Working knowledge of JIRA for test planning tracking and defect management Familiarity with Confluence for documentation and collaboration Exposure to other testing tools and frameworks relevant to financial services Understanding of Agile and DevOps practices in test environments Key Responsibilities and Tasks Define and lead the testing strategy for cardbased transaction systems Manage endtoend testing across the transaction life cycle ensuring compliance and performance Coordinate scheme certification efforts with payment networks and regulatory bodies Collaborate with development product and business teams to align testing goals Drive defect triage root cause analysis and resolution tracking Ensure test coverage and traceability using JIRA and Confluence Mentor QA teams and promote best practices in test design and execution Report testing progress risks and outcomes to senior stakeholders Preferred background and qualifications Bachelor or Master Degree in Computer ScienceEngineering or similar education Knowledge of BankingPayments domain Excellent communication skills Attention to detail Analytical mind and problemsolving aptitude Strong organizational skills Preferred personal qualities Service minded and takes responsibility within relevant working areas Good at communicating actively appreciating and respecting diversity in the work environment Working in a structured and analytical way Ability to adapt and react to changes

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5.0 - 10.0 years

10 - 20 Lacs

Navi Mumbai, Mumbai (All Areas)

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5+ years of experience as a Business Analyst, specifically in the BFSI domain (Banking, NBFCs, Payment Gateways, Insurance, etc.).

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1.0 - 5.0 years

125 - 275 Lacs

Bengaluru, Delhi / NCR, Mumbai (All Areas)

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Job Responsibilities Responsible for local Indian entities, public account registration, tax compliance, and ca resources; 2. Be responsible for the research of local third-party payment channels in India, as well as the channel access and maintenance. 3. Independently develop and deeply manage local Payment gateways and bank resources in India; 4. Lead business negotiations, formulate cooperation strategies, and promote the implementation of key resources; 5. Analyze the trends of the Indian payment market and explore high-value cooperation opportunities; 6. Cross-departmental collaboration, optimizing business processes, and enhancing cooperation efficiency. Job Requirements 1. Fluent in English listening, speaking, reading and writing; 2. 1-3 years of relevant experience in business/marketing/channels; 3. Possess basic business negotiation and customer management capabilities; 4. Strong sense of responsibility, smooth communication, and able to adapt to certain work pressure. Conditions met: More than 1 or 2 years of experience in business development, customer management or partnership management; 2. Have experience in fintech, payment and foreign exchange; 3. Experience in connecting with local third-party channels is required. Those with third-party channel resources will be given priority.

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5.0 - 8.0 years

20 - 35 Lacs

Bengaluru

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About Position: We are seeking an experienced Business Analyst with experience to design, implement, and optimize solutions with specific to Payments domain. Role: Business Analyst Location: Bangalore Experience: 5 to 8 Years Job Type: Full Time Employment What You'll Do: You will design and maintain high-performance applications using Business Analyst. You will revamp the legacy lending system, ensuring platformization, extensibility, testability, and scalability as foundational principles. You will engage with stakeholders to gather and define requirements, skillfully managing ambiguity throughout the project lifecycle. You will collaborate with vendors to integrate lending system with their offerings. You will work closely with clients cross-functional teams, including product and business teams, to influence technical decisions and define feature specification. Expertise You'll Bring: You should have 4-7 yrs of hands-on industry experience in building distributed systems to deliver scalable and reliable solutions. Have good experience in Payments Domain. UPI Switch BBPS (Bharat Bill Payment System) Merchant POS JIRA Payment Flow Payment User history Confluent Creating best practices & SOPs Good team Player and willing to share information with the team Eager and Willingness to learn and Add value to the existing workflows Benefits: Competitive salary and benefits package Culture focused on talent development with quarterly promotion cycles and company-sponsored higher education and certifications Opportunity to work with cutting-edge technologies Employee engagement initiatives such as project parties, flexible work hours, and Long Service awards Annual health check-ups Insurance coverage: group term life, personal accident, and Mediclaim hospitalization for self, spouse, two children, and parents Inclusive Environment: Persistent Ltd. is dedicated to fostering diversity and inclusion in the workplace. We invite applications from all qualified individuals, including those with disabilities, and regardless of gender or gender preference. We welcome diverse candidates from all backgrounds. We offer hybrid work options and flexible working hours to accommodate various needs and preferences. Our office is equipped with accessible facilities, including adjustable workstations, ergonomic chairs, and assistive technologies to support employees with physical disabilities. If you are a person with disabilities and have specific requirements, please inform us during the application process or at any time during your employment. We are committed to creating an inclusive environment where all employees can thrive. Our company fosters a values-driven and people-centric work environment that enables our employees to: Accelerate growth, both professionally and personally Impact the world in powerful, positive ways, using the latest technologies Enjoy collaborative innovation, with diversity and work-life wellbeing at the core Unlock global opportunities to work and learn with the industry's best Let's unleash your full potential at Persistent "Persistent is an Equal Opportunity Employer and prohibits discrimination and harassment of any kind."

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3.0 - 8.0 years

12 - 22 Lacs

Pune, Chennai, Bengaluru

Hybrid

About Oracle Banking Testing Practice An independent Banking testing practice focused on providing professional testing services with profound product knowledge and automation testing expertise. Banking Testing practice portfolio covers three broad areas: functional testing, automation testing & specialized testing service support. The testing practice supports multi engagement project delivery aligned to waterfall & agile methodology, with an in-depth product/domain knowledge and teams distributed across offshore & onsite. Job Responsibilities: As an integral part of the testing team, you will be responsible for the following – To understand the business requirements in the core banking payments domain. Review and understand the Functional specifications. Prepare proposals, create presentations, and provide other sales support. Prepare test cases for both functional and interface testing across Agile and waterfall projects ensuring one hundred percent test coverage. Timely execution of test cases to ensure that the developed application satisfy the client requirements. Raise quality issues to ensure minimum defect leakage and track it till closure. Review User Manuals and Help files prepared for the software. Understand internal policies and procedures and comply with it. Mandatory Skills: 6 to 10 years of experience in banking domain with expertise in payments. Should have a strong penchant for quality and produce high-grade deliverables within the stipulated timeframe. Solid understanding of SDLC and the Testing life cycle. Should be enterprising, a self-starter and willing to learn new concepts and product functionality with minimal handholding. Experience in estimations, creating presentations and preparing proposals. Should have excellent oral and written communication skills. The candidate should have the ability to build rapport with internal/cross-functional team members and clients. Ability to travel as needed. Ability to work under pressure - quick thinking and remaining calm during stressful situations. Willingness to work in shifts and on weekends. Appetite to learn new technologies and constantly improve skills. If you have the above skills, take up the below list of self-test questions to know if you qualify to apply. Good to have Skills: Oracle FLEXCUBE application / Oracle Banking application knowledge in payments. Experience in test automation. Self-Test Questions: Are you familiar with payment systems like NEFT, RTGS, SWIFT, SEPA & ACH. Do you have knowledge of payment life cycles, settlement systems and clearing mechanisms. Do you have experience working with customers to understand their business requirements and prepare end-to-end business scenarios and map them to test conditions. Do you have experience in test design, test data preparation and defect lifecycle. Do you have hands-on experience of testing payments functionality in core banking application interfacing with other external upstream & downstream systems. How do you rate yourself in Core Banking – Payment’s domain? (Should be 4 or 5 out of 5)

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15.0 - 20.0 years

60 - 80 Lacs

Hyderabad, India

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Job Title: Payments-Industry Expert (Head of Product) Client Organization: Growing FinTech into Payments Domain Location: Hyderabad Position Type: Full-Time Experience : 15 -20 years Role Description The payments-industry expert shall provide visionary leadership and strategic direction to drive the success and growth of the organization within the dynamic and competitive payment domain. The proposed role aims to position the organization as an industry leader by developing and implementing innovative payment solutions, fostering strong partnerships, and ensuring compliance with regulatory standards. Key Responsibilities Develop and execute the overall product strategy, including product pricing, in alignment with the organization's business objectives. Stay abreast of industry trends and events, emerging technologies, and regulatory changes to inform and adjust the organization's product roadmap and ensure the organization is at the forefront of payment offerings and always responsive to market demands. Rapidly generate new product ideas and technology initiatives that differentiate the organizations offerings from competitors. Be a primary engagement point for fintech companies with products or solutions potentially well-suited for partnership with the organization. Contribute strategic discussions with business partners and prospects, focusing on bridging gaps between the needs and expectations of a client/prospect and the capabilities and offerings of the organization. Be intensely involved in business development, strategic partner initiatives, and potential acquisitions. Contribute meaningfully to marketing strategies to increase industry awareness of the organization's new and differentiating capabilities. Assist in recruiting and managing a team of payment professionals supporting our market initiatives. Preferred skills and qualifications Masters degree in business administration, banking, finance, information systems, marketing, or related field. Possess extensive knowledge of payment systems, market pricing, technologies, and industry best practices. Over 15 years of experience in the payment industry, demonstrating a consistent record of leadership and accomplishment. Exhibit exceptional analytical and strategic thinking abilities, capable of converting insights into practical and effective plans. Display excellent communication and people skills.

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8.0 - 13.0 years

22 - 27 Lacs

Hyderabad

Hybrid

Exp-8+ Years NP-Immediate L3 Tech lead with 10+ years of experience. Experience/Knowledge on Payment applications. Experience in one of the Payments products like GPP, VolPay, Finacle etc.. Provide L3 support for BACS Clearing, Swiss Clearing apps

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8.0 - 10.0 years

15 - 20 Lacs

Hyderabad, Chennai, Bengaluru

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Must Have BASE24 classic software developer with hardware management a minimum of 8 years of experience. Hands on experience on major customizations. Working knowledge on running Mastercard, Visa and Visa Debit interfaces Payments domain including ATM, POS, ISO8583 message formats. Transaction Switching system Nive to Have Strong understanding of HP Nonstop hardware plus accessories, including Atalla HSM's / Tandem. Experience with EMV, encryption technologies and payment scheme certification.

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3.0 - 6.0 years

8 - 12 Lacs

Chennai

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About The Role JD Must have skills. Payment Domain Expertise, MUST - Knowledge on MT and MX Message, Basics of SQL, and Java Specific skillset on MTS and UPF knowledge. Payment domain expertise, knowledge on MT and MX messages Works in the area of Software Engineering, which encompasses the development, maintenance and optimization of software solutions/applications.1. Applies scientific methods to analyse and solve software engineering problems.2. He/she is responsible for the development and application of software engineering practice and knowledge, in research, design, development and maintenance.3. His/her work requires the exercise of original thought and judgement and the ability to supervise the technical and administrative work of other software engineers.4. The software engineer builds skills and expertise of his/her software engineering discipline to reach standard software engineer skills expectations for the applicable role, as defined in Professional Communities.5. The software engineer collaborates and acts as team player with other software engineers and stakeholders. - Grade Specific JD Must have skills. Payment Domain Expertise, MUST - Knowledge on MT and MX Message, Basics of SQL, and Java Specific skillset on MTS and UPF knowledge. Payment domain expertise, knowledge on MT and MX messages Skills (competencies) Verbal Communication

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11.0 - 16.0 years

18 - 27 Lacs

Pune

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Job Title: Business Analyst Payments / Cards Domain Location: Baner, Pune (5 Days Work from Office) Experience: 5 to 20 yrs Education: Masters Degree (Bac +5 or equivalent) Interview Process: At least 1 Face-to-Face Round is Mandatory Job Overview: We are looking for a skilled Functional Analyst to join our HPS implementation team. You will play a key role in understanding client needs, writing functional specifications, and ensuring successful solution delivery in the payments domain (especially Issuing). Key Responsibilities: Understand client requirements and convert them into detailed functional specifications. Work closely with development teams to ensure correct implementation. Provide domain expertise in Issuing (Mandatory), Acquiring/Switch (Good to have). Analyze current payment processes and recommend improvements. Draft documentation including functional specs, user manuals, and process guides. Help prepare training material and conduct client training. Support pre-sales activities like demos and Proof of Concept (PoC) creation. Assist clients with functional and technical queries.

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8.0 - 12.0 years

10 - 20 Lacs

Hyderabad

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10+ yrs of project/program management exp in Global Payment Client connectivity platforms, customer journeys,digital transformation Delivering large-scale programs in global banking or financial services Tools e.g. Jira, Confluence, Visio, MSP

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5.0 - 10.0 years

15 - 30 Lacs

Pune

Hybrid

Experience: 8+ Years Location : Pune Looking for 8 + years of experience into Design and implement automated tests for web applications using Selenium and BDD frameworks. Create and maintain test automation frameworks for web, mobile, and API projects. Experience in API Testing & API Automation & Good knowledge of Postman / RestAssured (any one the rest can be trained if not available) Expected to be proficient in one of the test BDD frameworks Cucumber. Good knowledge of Git, Jenkins knowledge Experience in enhancing & developing of API/Web Service automation framework. Write and maintain detailed test plans, test cases, and test scripts. Experience with Atlassian s Jira & any Test management tools Execute test cases and report defects in a timely manner. Experience in estimating, prioritizing, planning, and coordinating testing activities Strong ability to perform functional integration testing of all integration points between the applications, components, and services Domain knowledge of ACH/NACHA Worked on automation tools Good communication skills verbal & written

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6.0 - 11.0 years

10 - 20 Lacs

Bengaluru

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Responsibilities: Ensuring the reliability, performance, and security of Connex-related systems, particularly in financial services and payments. Responsibilities include developing, maintaining, and executing test scripts, performing usability testing, and providing internal quality assurance. Connex testing team to support the massive Connex to ACI migration ACI testing at this stage as they move to production for R1, The proposition is that we will build a team that tests old vs new.

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5.0 - 8.0 years

4 - 8 Lacs

Chennai, Bengaluru

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Job Role: Cash operation UAT Location: Chennai/banaglore Experience: 5+ years shift : Rotational shift Roles and responsibilities Sound understanding on Cash products & message types (MT series), MT103, 202, 202COV Message, routing and clearing logics Must have good exposure on ISO formats CBPR+ & HVPS (PACS MX), involvement in ISO migration. Should be well versed with major clearing platforms SWIFT, CHAPS, CHIPS, FEDS, EBA & TGT, MAS, CHATS, FEMA and other MESA countries. Testing experience & generic project management skills are preferred Should possess common understanding about Investigation process and its msg types (CAMT etc.,) Adopt to the new Ways of Working to experiment, innovate and iterate to deliver best in class solutions as part of the Client Journey Immediate Joiner / Notice Period Should be flexible to work in rotational shifts (24*7). ( prefers candidate who has notice period 1month/45 days notice period / immediate) Regards: Ishwarya .p Recruitment Consultant

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1.0 - 5.0 years

7 - 17 Lacs

Bengaluru

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Company Description Pivotrics specializes in software product engineering, setting up high-performance insourcing teams for global product majors. They focus on transforming software teams into world-class product engineering teams by emphasizing a blend of product mindset, deep tech, agile working, and customer-focused innovation. The Opportunity We are setting up a specialized high performance product engineering team for a Global Fintech major in Bangalore for building an enterprise grade high throughput transaction processing platform. The team will work on industry leading Fintech product generating more than USD.150 million in revenue and be part of a global engineering ecosystem. The work location would be Electronic City or JP Nagar, Bangalore. Roles & Responsibility We expect you to dig in & investigate needs from various viewpoints, understand the parts, but also see the entire system. Design and build great code that users seriously benefit from. Iterate in sprints in a pursuit to deliver, sharpen, and deepen. Own code and parts of product, ideate & suggest product/process improvements to tech & engineering/business folks. Strive to go beyond code to build IP. Analyse requirements, do gap analysis to deliver functionally complete product. Design & implement focusing strongly on usability, performance & operational aspects. Contribute to sprint planning, estimation, prioritization, dependency & risk management. Implement dev process in genuine spirit, with a mindset of continuous improvement. Ideate, suggest to tech folks and also engineering/business management. Deepen tech & domain knowledge to be contributing to product IP. Qualifications Strong and proven expertise in software development using Core-Java Exposure to database and linux are essential Experience with Object-Oriented Programming (OOP) Strong problem-solving and analytical skills Ability to work effectively in a team environment Bachelor's degree in Computer Science or related field Role & responsibilities

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4.0 - 6.0 years

10 - 15 Lacs

Pune, Mumbai (All Areas)

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Job Title: Software Developer - Payment Integration Services Location: Mumbai/Pune Position Type: Full-Time Overview We are an fintech company offering a range of value-added services to our clients. Our new initiative is about providing integration support for payment services on behalf of global payment networks to their customers in India and other international markets. We invite diligent and passionate developers to join our growing team for driving our growth. We offer competitive compensation and an enabling work environment. Role Summary This role requires a solid understanding of payment systems (especially ISO 8583) with relevant experience of working strong foundation in modern programming languages, and a collaborative spirit to thrive in the dynamic and secure environment of financial technology. We are seeking a motivated and skilled Software Developer to join our payment integration projects. The ideal candidate will be a key contributor with 4-5 years of hands-on experience in the financial services and/or payments domain. You will be responsible for developing, testing, and maintaining robust and secure payment solutions that connect banks to global payment networks, working alongside a team of talented engineers. Key Responsibilities Development & Implementation: Actively participate in the design, coding, and debugging of complex payment integration solutions using Java, .NET, or Node.js. Code Quality: Write clean, maintainable, and efficient code while adhering to best practices and coding standards. Participate in peer code reviews to ensure high-quality deliverables. Testing & QA: Develop and execute unit tests, integration tests, and support the quality assurance process to ensure the reliability and performance of payment solutions. Technical Contribution: Contribute to the entire project lifecycle, from technical design and implementation to deployment and support. Collaboration: Work closely with senior developers, project managers, and QA engineers to deliver features and resolve technical issues. Problem Solving: Analyze and troubleshoot technical issues in payment processing flows, contributing to timely resolutions. Required Skills and Qualifications Essential Domain Expertise in Payments A strong, practical understanding of the payment's ecosystem is a critical requirement for this role. ISO 8583 Protocol: Strong, hands-on knowledge of the ISO 8583 messaging standard. This must include: Experience in parsing and constructing ISO 8583 messages. Solid understanding of Message Type Indicators (MTIs), Processing Codes, Data Elements, and Bitmaps. Familiarity with different dialects of ISO 8583 is a plus. Global Card Network Operations: Good understanding of the end-to-end transaction lifecycle, including: Authorization, clearing, and settlement processes. Familiarity with network message specifications and transaction flows. Experience with test simulators for network certification is highly desirable. Security & Compliance: A firm grasp of payment security standards and practices. PCI DSS: Knowledge of Payment Card Industry Data Security Standard requirements and secure coding practices. Experience with data encryption, tokenization, and handling of sensitive cardholder data. EMV & Card Technologies: Familiarity with EMV standards for both contact and contactless (NFC) transactions. Technical Skills Programming Languages: 4-5 years of hands-on development experience with proficiency in one or more of the following: Java: Spring Framework (Spring Boot), Hibernate/JPA, Maven/Gradle. .NET: C#, ASP.NET Core, Entity Framework. Node.js: Express.js, and a good grasp of asynchronous programming. API Development: Experience in developing and consuming RESTful APIs. Database Systems: Proficiency with relational databases (e.g., PostgreSQL, Oracle). DevOps Practices: Familiarity with CI/CD concepts and version control systems like Git. Professional Skills Teamwork & Collaboration: A strong team player with the ability to work effectively in a collaborative environment. Communication: Good verbal and written communication skills. Problem-Solving: Strong analytical and troubleshooting skills with a keen attention to detail. Eagerness to Learn: A passion for technology and a desire to learn and grow within the payment's domain. Educational Background Bachelors degree in Computer Science, Information Technology, or a related engineering field. What We Offer Opportunity to work on projects with Global Card Network A competitive salary and benefits package. The opportunity to work on high-impact projects with major financial institutions. A clear career path with opportunities for growth and professional development. A culture of continuous learning and mentorship.

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7.0 - 12.0 years

15 - 20 Lacs

Pune, Mumbai (All Areas)

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Job Title: Lead Developer - Payment Integration Services Location: [Mumbai, Kochi] Position Type: Full-Time Company Overview We are an established software services company embarking on a strategic initiative to build a center of excellence for payment technology. Our new venture focuses on developing, implementing, and debugging sophisticated payment integrations for leading banks. We are at the forefront of enabling seamless and secure financial transactions, and we are looking for a passionate leader to drive this critical function. Role Summary We are seeking an experienced and highly skilled Lead Developer to spearhead our payment integration projects. The ideal candidate will be a hands-on technical leader with 7-8 years of experience in the financial services and/or payments domain. You will be responsible for leading a team of talented engineers in designing, developing, and maintaining robust and secure payment solutions that connect banks to global payment networks. This role requires a unique blend of deep technical expertise in modern programming languages, profound domain knowledge of payment systems (especially ISO 8583), and proven leadership capabilities to navigate the complexities of a banking environment. Key Responsibilities Technical Leadership & Architecture: Lead the architectural design and development of high-quality, scalable, and secure payment gateway solutions and API integrations. Development & Implementation: Actively participate in coding, code reviews, and debugging of complex payment integration solutions using Java, .NET, or Node.js. Project Delivery: Drive projects from conception to completion, ensuring they meet client requirements, industry standards, and are delivered on time. Team Mentorship: Mentor, guide, and develop a team of software engineers, fostering a culture of technical excellence, innovation, and collaboration. Stakeholder Collaboration: Serve as the primary technical point of contact for banking clients, payment providers, and internal business teams to ensure alignment and clear communication. Quality & Security Assurance: Enforce rigorous testing standards and secure coding practices to ensure the reliability, performance, and compliance of all payment solutions. Problem Solving: Troubleshoot and resolve complex, mission-critical issues in payment processing flows, often in high-pressure situations. Required Skills and Qualifications Essential Domain Expertise in Payments (Mandatory) A deep and practical understanding of the payments ecosystem is the most critical requirement for this role. ISO 8583 Protocol: Expert-level, hands-on knowledge of the ISO 8583 messaging standard is non-negotiable. This must include: Extensive experience in parsing, constructing, and manipulating ISO 8583 messages. Deep understanding of Message Type Indicators (MTIs), Processing Codes, Data Elements, and Bitmaps. Experience with various regional and network-specific dialects of ISO 8583. Global Card Network Operations (Mastercard/Visa): Comprehensive knowledge of the end-to-end transaction lifecycle, including: Authorization, clearing, and settlement processes. Network message specifications and transaction flows for both credit and debit. Experience with network certification processes and test simulators. Security & Compliance: Profound understanding of payment security standards and practices. PCI DSS: In-depth knowledge of Payment Card Industry Data Security Standard requirements and their implementation in software architecture. Expertise in data encryption, tokenization, and secure management of sensitive cardholder data. EMV & Card Technologies: Solid understanding of EMV standards for both contact and contactless (NFC) transactions, including knowledge of EMV data tags and transaction flows. Technical Skills Programming Languages: 7+ years of hands-on development experience with expertise in one or more of the following: Java: Spring Framework (Spring Boot, Spring Security), Hibernate/JPA, Maven/Gradle. .NET: C#, ASP.NET Core, Entity Framework. Node.js: Express.js, and a strong grasp of asynchronous programming. API Development: Proven experience in designing, building, and securing RESTful APIs for financial services. Database Systems: Proficiency with relational databases (e.g., PostgreSQL, Oracle) and familiarity with NoSQL databases. DevOps Practices: Familiarity with CI/CD principles and tools (e.g., Jenkins, GitLab CI) is highly desirable. Leadership & Professional Skills Proven Leadership: Demonstrated experience in leading a software development team, including task allocation, performance management, and technical mentorship. Banking Environment Experience: A strong understanding of the operational and security constraints of working within a bank's IT environment, including change control and risk management processes. Communication & Collaboration: Exceptional communication skills with the ability to articulate complex technical concepts to both technical and non-technical stakeholders. Analytical Problem-Solving: Superior analytical and troubleshooting skills with a passion for solving complex technical puzzles under pressure. Educational Background Bachelors or Masters degree in Computer Science, Information Technology, or a related engineering field. What We Offer A competitive salary and benefits package. The opportunity to lead and build a core practice area in a growing company. A challenging and rewarding role working on high-impact projects with major financial institutions. A culture of continuous learning and professional development.

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9.0 - 12.0 years

12 - 22 Lacs

Chennai

Hybrid

Hey Business Analysts ! Do you love simplifying complexity and turning business goals into smart tech solutions? We are hiring a Senior Business Analyst to power our flagship Platform MXa future-ready reporting engine built on Cloud, BDD, Kubernetes & more. What you’ll do: Design reporting logic, execute test cycles, ensure clean delivery Decode business needs in Payments & Cash Management Work closely with Devs, QA & Ops—real impact, real growth Must-Haves: 9 to 12 years in BA role Strong in SQL, XML, Testing (BDD/Cucumber) Pro at MT9xx/camt.053/.054 reports. Swift payments & swift reporting. Want to be part of a fintech evolution? Chennai | Hybrid Model | Global Banking Exposure *Note : Prefers chennai based profiles & short joiners/immediate joiners ( Serving np) If interested to kick start Your next chapter with us, please apply through the link

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10.0 - 20.0 years

30 - 45 Lacs

Chennai

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5+ years Java server-side development experience with decent understanding of core design patterns. 0 Years Experience in Payments Landscape is Must (domestic and cross-boarder) Hands on experience in Java 8, Springboot and Microservices. 0 Years Experience with cloud technologies like AWS is a bonus. 0 Years Understanding distributed application environments. 0 Years Experience with SQL databases. 0 Years Knowledge of software best practices, like Test-Driven Development TDD) and Continuous Integration (CI). 0 Years Knowledge of consuming and providing REST APIs. 0 Years Knowledge of Unix/Linux environments is plus. 0 Years Knowledge of Agile/Scrum development methodologies is a plus. 0 Years Knowledge of asynchronous messaging middle ware is a plus. 0 Years Knowledge of retail banking is a plus. 0 Years Cloud knowledge a big plus (AWS/GCP) (Kubernetes/Docker). 0 Years

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3.0 - 6.0 years

7 - 10 Lacs

Goregaon

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An Opportunity to Work with One of India's Leading Credit Card Tech Innovators BOBCARD (A Bank of Baroda Subsidiary) Education: BE/B.Tech, BCA/MCA, BSc/MSc in Computer Science, IT, or related field. Experience: 3 to 6 years Location: Goregaon, Mumbai (5 days' from Office) **Domain: Payment Domain is a mandate** Applicants should possess the following attributes: Minimum 3-7 years of experience in business process engineering business system analysis and working through the SDLC. Excellent Stakeholder Management skills Strong hands-on in Payment Domain Excellent functional knowledge of Credit Cards Experience in Digital Paperless Solutions Implementation. Strong requirements gathering skills (Interviewing business users and functional leaders). Experience in systems development life cycle in Agile / waterfall development environment. Experience writing functional requirements specifications (FRS) & Data interface specifications. Experience working at program level and coordination of deliverables across multiple projects. Experienced in MS Project. Excellent communication, both verbal and written. Strong experience with using SQL and creating database queries. Experience in defining use cases and test cases for projects. Ability to absorb and present complex ideas quickly and accurately. Ability to produce excellent work under multiple, tight deadlines. Good prioritization and time management skills. Highly motivated self-starter.

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10.0 - 17.0 years

35 - 55 Lacs

Pune, Chennai, Bengaluru

Hybrid

Technical : Java Kubernetes, Kong, MQ and Kafka, Java, AWS , Microservice and API’s is a must. Domain : Channels and Corporate Banking / Retail Banking, / Cash Management, Channel Banking / ISO 22002 / Swift / Payment Experience – 10 to 18 Years Required Candidate profile Candidates are hands on Exp. in Java Architect / Solution Architect :- Java Development Experience with domain Corporate Baking /Payment / Retail Banking) /VAM (Cash management, Liquidity management)

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7.0 - 12.0 years

14 - 19 Lacs

Bengaluru

Work from Office

Project description The FM CCR BA Team requires a strong Business Analyst to work in Payment Domain Responsibilities Writing business requirements documents that fully and clearly cover the user requirements. Planning the required testing ensuring traceability between requirements and test cases Undertaking functional testing of the delivered functionality to ensure it meets the requirements, where required documenting issues and managing to resolution Providing expert support to the business during User Acceptance Testing Providing user training and support for system implementations including performing user verification testing where required. Pro-actively engage, manage and build strong relationships with both business and technology stakeholders. Taking ownership of technology deliveries from high level requirement through development, testing and deployment. Provide on-going support to the technology teams as required e.g. authoring / reviewing test cases, closing out open issues / questions, managing change request process, maintaining high quality UAT plans, Issue Trackers promoting visibility within the team and to wider program stakeholders. Identify risks and issues early, plan mitigating steps and communicate these to stakeholders in a timely manner Understand business requirements for front office platform design and translate into quality technology solutions. Skills Must have 7+ years of experience in Indian and International trade finance domain Strong understanding of ISO 20022 messaging standards and their application in payment systems Experience with Payments Schemes and SWIFT formats (Pain, Pacs, Camt etc) Knowledge of Payment Systems and Technologies Experience in Payment Industry, Banking or Fintech Familiarity with relevant regulations and standards Strong analytical and problem-solving skills. Strong experience in Business Analysis and Requirements Gathering Excellent communication skills with ability to lead domain discussions Nice to have --

Posted 3 weeks ago

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10.0 - 15.0 years

19 - 25 Lacs

Hyderabad

Work from Office

Project description The WMI Core stream provides Core Banking capabilities across WM International locations, and works towards integration and synergies across WMI locations, driving capability-driven and modular platform strategy for Core Banking. We are seeking a Technical Lead with strong experience in Temenos Transact development, particularly in core banking customizations, interfaces, and API integrations. This role requires hands-on leadership to deliver scalable and maintainable banking solutions. Responsibilities Lead the design, development, and customization of Temenos Transact (T24) modules. Develop and enhance local developments, AA products, and integration components. Define and implement API-based integrations with external systems (internal/external APIs, OFS, TCI). Guide and mentor a team of developers, ensuring adherence to coding standards and best practices. Collaborate with Business Analysts and Solution Architects for technical feasibility and solution design. Conduct code reviews, unit testing, and performance optimizations. Support DevOps practices for automated builds, deployments, and version control. Skills Must have 10+ years in IT, with 6+ years in Temenos Transact (T24) development. Deep understanding of TAFJ architecture, jBASE/TAFC environment, and core banking customizations. Strong expertise in building local developments, creating versions, enquiries, templates, and APIs (OFS). Good knowledge of messaging formats (ISO 20022, SWIFT MT, JSON, XML). Java development skills (Spring Boot, microservices) are desirable Familiarity with Temenos Payment Hub (TPH) or payment integrations is an advantage. Exposure to Agile/Scrum methodologies preferred. Nice to have Experience in Agile Framework

Posted 3 weeks ago

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