Intern

Work Location - Santacruz / Andheri East Sakinaka, Mumbai

Role Overview

We are looking for a Credit Intern to join our Credit team. This role is an excellent opportunity for students or recent graduates interested in financial services, banking, or credit risk analysis. As a Credit Intern, you will play a key supporting role in preparing financial data summaries, maintaining trackers, and assisting in the end-to-end credit evaluation process.

Key Responsibilities

• Financial Data Support: Enter, organize, and summarize financial information in standardized formats.
• Credit Process Assistance: Support analysts in preparing summaries, recommendations, and other credit documents.
• Documentation & Tracking: Maintain trackers and ensure proper organization of client and credit records.
• Promoter Discussions: Assist in preparing pre- and post-discussion notes and help structure meeting takeaways.
• General Credit Support: Provide day-to-day assistance to the credit team in analysis and documentation.

What You’ll Gain (Career Growth Opportunities)

This internship is designed as a learning experience in the field of credit risk and financial services. You will:

• Gain practical exposure to NBFC operations and credit underwriting.
• Learn how financial statements, CIBIL reports, GST data, and banking information are used in real-world lending decisions.
• Understand the fundamentals of credit analysis, risk assessment, and compliance.
• Build technical skills in financial modeling, ratio analysis, and Excel-based reporting.
• Work closely with experienced credit professionals, giving you insights into decision-making processes in lending.
• Strengthen your profile for careers in credit risk, corporate banking, NBFCs, and consulting.

Who Should Apply

• Students or recent graduates in Commerce, Economics, Finance, or Business Administration.
• Strong Excel skills and basic understanding of accounting/finance concepts.
• Detail-oriented, proactive, and eager to learn.
• Interest in pursuing a career in finance, banking, or credit risk.

About Company:

CapitalXB is an RBI-registered Non-Banking Financial Company (NBFC) with AD Category III license focused on addressing the trade financing needs of India's growing cross-border trade sector. Our expertise lies in providing cashflow based, non-collateralized financing solutions to cross-border Micro, Small, and Medium Enterprises (MSMEs) in India, offering the necessary capital to help them scale their global operations.