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ICAAP & ILAAP Senior Consultant, CSTC
Job Summary:
We are looking for an experienced regulatory policy consultant to assist Middle East based Bank Holding Companies (BHCs) in refining and formalizing its supervisory expectations for the Internal Capital Adequacy Assessment Process (ICAAP) and the Internal Liquidity Adequacy Assessment Process (ILAAP). This role involves reviewing existing practices, benchmarking against Basel III standards, analysing QIS data, and drafting enhanced supervisory guidelines aligned with regulatory framework.
Key Responsibilities:
- Capital Assessment and Framework Refinement
- Review and benchmark ICAAP supervisory expectations against Basel III and global best practices
- Analyse capital adequacy data from QIS and ICAAP submissions to identify risk management strengths and weaknesses
- Recommend improvements to capital planning, stress testing, and ICAAP methodology
- Draft supervisory guidance and supporting policy documents.
- Liquidity Risk Evaluation and Supervisory Enhancement
- Examine liquidity risk management within ILAAP submissions, including stress testing and contingency planning
- Evaluate liquidity data and resilience under stressed conditions
- Assist in drafting supervisory expectations focusing on liquidity governance and monitoring
- Financial product knowledge and familiarity with liquidity concepts including metrics such as LCR, NSFR and Internal Liquidity Stress Testing (ILST)
- Suggest refinements to liquidity frameworks consistent with Basel standards.
- Engagement and Implementation Support
- Partner with middle east based BHCs to align supervisory practices across ICAAP and ILAAP
- Facilitate dialogue and integrate stakeholder feedback into guideline development
- Track regulatory developments
Required Qualifications:
- Bachelor’s or Master’s degree in Finance, Economics, Risk Management, or related field
- 3–7+ years of experience in prudential supervision, regulatory policy, or risk management, ideally within central banks or regulatory authorities
- Deep understanding of Basel III ICAAP and ILAAP frameworks
- Experience with QIS data analysis and regulatory submissions
- Strong analytical, communication, and stakeholder engagement abilities.
Preferred Qualifications:
- Familiarity with Qatar or GCC banking regulatory environment
- Experience in drafting prudential guidelines
- Knowledge of liquidity risk management and stress testing techniques.
Additional Information:
- Willingness to travel to Qatar and work on-site for extended periods (up to 5 months at a stretch)
- Based in India with flexibility for travel as required.
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