Finops - Manager (M3)

3 - 6 years

12 - 14 Lacs

Posted:Just now| Platform: Naukri logo

Apply

Work Mode

Work from Office

Job Type

Full Time

Job Description

About LendenClub
LenDenClub is a leading peer-to-peer lending platform, registered with the Reserve Bank of India that provides an alternate investment opportunity to investors or lenders looking for high returns with creditworthy borrowers looking for short-term personal loans. With a total of 8 million users and 2 million+ investors on board, LenDenClub has become a go-to platform to earn returns in the range of 10%-12%. LenDenClub offers investors a convenient medium to browse thousands of borrower profiles to achieve better returns than traditional asset classes. Moreover, LenDenClub is safeguarded by market volatility and inflation. LenDenClub provides a great way to diversify one s investment portfolio.

Role - Finops Mnaager

Exp - 3-6 Years


Roles & Responsibilities
1. Fund Flow & Risk Management

Monitor and validate daily borrower & lender escrow balances.
Ensure seamless execution of T+1 settlements in alignment with RBI guidelines.
Track idle funds, variances, settlement delays and coordinate proactive follow-ups.
Ensure adherence to RBI Digital Lending & P2P guidelines in all financial operations.
Maintain documentation, logs, and evidentiary trails for audits.
Support compliance reviews, internal audits, and follow-up action plans.

2. Lender-Borrower Fund Matching

Oversee and validate the fund allocation logic for lender-to-borrower matching.
Ensure accuracy for both manual lending and auto-lending processes.
Monitor mismatches, exceptions, and reassignments.

3. Escrow Reconciliation & Accuracy Control

Conduct daily reconciliations across:
Escrow System
Payment gateway transactions Bank credit
Disbursements Payout confirmations
Investigate breaks and ensure 100% accuracy in daily financial reporting.

4. Cost Optimization & Efficiency Management

Analyze payment gateway charges, payout fees, and other operational expenses.
Identify opportunities to reduce FinOps costs via process improvements, routing optimization, and automation.
Track per-transaction cost metrics and build dashboards for leadership visibility.

5. Workflow Enhancement & Automation

Collaborate with Tech/Product to automate manual processes (escrow reconciliation, settlements, mandate tracking, PG reconciliation).
Contribute to the development of FinOps dashboards, monitoring tools, and automation scripts.
Participate in UAT for new Product/Tech releases impacting fund flow or escrow operations.


Must-Have Skills
Qualified Chartered Accountant (CA)
Strong understanding of financial systems, internal controls, audits, and reconciliations.
Relevant experience in fintech, NBFC, banking, payments, or financial operations.
High accuracy and attention to detail when handling large financial datasets.
Excellent analytical thinking and problem-solving skills.
Strong ownership, accountability, and ability to work under time-sensitive situations.
Ability to collaborate effectively with Finance, Tech, and Compliance teams.

Good-to-Have Skills
Experience in process automation or working closely with Product/Tech teams.
Working knowledge of dashboards/analytics tools (Power BI, Tableau, SQL, Drona).
Understanding of payment gateway ecosystems and settlement routing.
Familiarity with RBI guidelines related to Digital Lending & P2P.

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview
cta

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

coding practice

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now
LenDenClub logo
LenDenClub

Financial Services

Mumbai

RecommendedJobs for You

mumbai suburban, navi mumbai, mumbai (all areas)