60 Emerging Corporates Jobs - Page 3

Key Result Areas Supporting Actions To assist Zonal Head in delivering budgeted sales volumes, profitability and Fee Income in the designated area To assist Zonal Head in implementing devised Business strategy for the Zone and tap local network to achieve the budgeted business volumes / Net Interest Income / Fees / Asset Book etc. To initiate cross selling initiatives for generating additional revenues. To undertake new client acquisition and establish healthy working relationships with the existing / target Customers at their middle management levels To identify prospective Business houses, Corporates, Intermediaries & Bankers in the designated area & establish relationships to have a healthy pipeline & regular business. As all PSFG clients are large corporate houses, it is important for PSFG to ensure that PSFGs relationship with the Customer is established across the Customer’s hierarchy from Promoter to CFO to Senior Management to Mid Management to Operating level. Such strong relationships help not just in sourcing good business opportunities but also in Collections, in case of any adverse financial position of the Customer. SRM should constantly engage with existing / target customers at their middle management to operating levels and Build long term & sustainable business relationship to identify their latent / express needs on funding requirements and generate leads for PSFG. Such strong relationships help not just in sourcing good business opportunities but also in effective post-disbursement monitoring & Collections (in case of any adverse financial position of the Customer). To use alternate products/ cross sell product offerings to activate inactive customers and source new customers into the system. To set high standards of Deal Structuring, Due Diligence& Loan Documentation To have strong sectoral and product knowledge which enables effective deal structuring & term sheet discussions with the customer. To conduct detailed due diligence, analysis, evaluation of the deal thereby resulting in high quality appraisal. To ensure that Credit Appraisal Memorandums are sent for approval as per Standard Risk Norms. To work closely with Legal team to ensure that the loan documentation is closed with the customers to the satisfaction of PSFG. To maintain constant interactions with the clients, ensure effective Customer Service standards and superior client satisfaction To ensure satisfaction for the Portfolio clients &ensure effective servicing for their various requirements from loan processing to information requirements to post disbursement requirements like balance confirmations, NOCs etc. To resolve issues related to client servicing and co-ordinate with the Risk / OPS/ Finance/ Credit / Legal teams. To ensure that he / she is the critical source point of client servicing and generate repeat business opportunity leads from the Customer for PSFG. To ensure strong adherence to risk management and regulatory norms and credit policy/process adherence, conduct portfolio review To be aware of all critical policies, processes & documentation for all the PSFG products & ensure compliance To undertake documentation and KYC formalities for the customers in a seamless manner while managing good TATs To revisit existing processes/policies and suggest improvements to improve efficiency/cost effectiveness To keep up breast of the latest developments in the local market & report for any indication of customer defaults, sectoral changes etc. To ensure high standards of portfolio management (shared accountability with Risk Management team) – Reviews, Collections, Monitoring, & Stress Asset Management (NPA) To conduct proactive rigorous post disbursement tracking of clients through site visits, financial & operational performance review etc., To ensure compliance of all critical policies & procedures, documentary and audit requirements for the business proposals and the portfolio on an ongoing basis To maintain good quality lending book and manage stress / overdues (if any) by engaging actively & proactively with all stakeholders.

Role & responsibilities Relationship Manager - Acquisition of new asset relationships through various channels and managing a portfolio of 30-40 BBG relationships - To achieve overall business targets on volumes and profitability - Market scoping and identifying the potential customers - Ensuring cross selling of complete liabilities - Maintain HNW relationship management of the BBG customers in order to provide quality service to the customers Preferred candidate profile - Any Graduate/ MBA/ CA Candidates

Acquisition of New to Bank MSME relationships through the CRM and Knowledge Banking approach. Regularly Engage with colleagues in Branch Banking, MSME Associations Office Bearers which shall help in meeting Min. 2 Clients on daily basis. Build Asset Book by extending Working Capital Facilities and Term Loans to MSME Clients Build Liability Book comprising of Current Accounts, Saving Accounts and Fixed Deposits by offering various Trade and Transaction products like Cash Management Services, Trade and Treasury Products. Enhance Book Profitability and Client stickiness by consistently seeking an opportunity to expand share of wallet of the customer base through Cross Sell of POS (Merchants) Machines, Salary Accounts for employees, Insurance (both Life and Non-Life) and various other Wealth Management Products Collaborate with the Risk, Operations and service teams to ensure delivering better TAT of Loans delivery and smooth on-boarding of the client Meeting the Targets - Both in respect of bottom line as well as top line by constantly enhancing the Productivity. Interested candidates can share their resume at anam.ansari@v-konnect.com

Urgent Job Opening with leading bank Role- Business Banking Relationship Manager Responsibilities: Acquire and manage a portfolio of SME clients in the lending space. Handle Working Capital Loans and Term Loans for SME customers. Develop and maintain strong relationships with SME clients. Requirements: Minimum of 4-8 years of relevant experience in acquisition and portfolio management in SME lending (from Banks or NBFCs). In-depth knowledge of SME loans and financial products. Excellent relationship management skills. Locations: Chennai, Bangalore, Hyderabad Interested Candidates can share profiles to sangeetha@avglobaladvisory.com

ROLE SUMMARY The role holder is responsible for acquiring and providing support to the clients in the high octane middle market segment (i.e. Rs. 100-500 crore turnover), offering them entire suite of bank products. SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIESStrategic/ Managerial Core Responsibilities Revenue Generation Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups Relationship Management Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank Communication/PR of Banks products Undertakes brand communication initiatives for designated products Communicates product positioning messaging that differentiates YES Banks products in the market Market Research Illustrates understanding of consumers, competition and current market conditions through primary and secondary research Credit Appraisal Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions Documentation and Compliance To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group Self-Management Responsibilities Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year. Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training. Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively. Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks. Risk and Internal Control Responsibilities Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by departmental manager. Executes the established internal control systems and compiles the relevant information for departmental audits, as necessary. SECTION IV: KEY INTERACTIONSKey Internal InteractionsPurpose of Interaction Risk Management For coordinating the ways to mitigate risk involve in a deal Frequency:- Daily CMS For coordinating on all technology aspects related to Clients interface Frequency:- Daily CAD For coordinating the issue of FL and understanding the changes needed in CAM Frequency:- Daily TBG For ensuring that customer have smooth transaction experience Frequency:- Daily Legal For understanding the legal aspects of the deal and ensure that there is no legal fallout Frequency:- Daily Key External InteractionsPurpose of Interaction Customer For understanding the financial needs of the customer and providing suitable solutions Frequency:- Daily SECTION VI: COMPETENCIES & KEY PERFORMANCE INDICATORSBEHAVIORAL COMPETENCIESCore CompetenciesCompetency NameBehaviors Customer Focus Listens to and demonstrates an understanding of customers stated and unstated needs Delivers customer value through timely and quality execution of tailored customer solutions Develops an understanding of problems and employs existing or new methods to find solutions Professional Entrepreneurship Takes proactive and constructive action at work with little or no direction from others Displays responsibilities for problems, initiatives and tasks that lie within the domain of own role Drive for Results Seeks to understand the rationale for key decisions and understands implication for own role / action Displays a sense of urgency to deliver outcomes as per stated timelines Reacts to challenges by displaying optimistic demeanor Influence and Impact Uses simple persuasion techniques to achieve the desired result / action / commitment from others Responds to stated requirements of internal / external stakeholders by keeping a solution oriented mindset Quality Focus Ensures adherence to quality standards in work / service delivery, identifies opportunity for improvement in routine course of work Adherence to laid down system and procedures and identifies opportunities to enhance efficiency in own sphere of work through incremental improvement TECHNICAL COMPETENCIES Technical Competencies Strong communication skills (Written and verbal) Knowledge of designated products such as Savings Account, Current Account, Term Deposit etc. Ability to understand customer behavior

ROLE SUMMARY The role holder is responsible for acquiring and providing support to the clients in the high octane middle market segment (i.e. Rs. 100-500 crore turnover), offering them entire suite of bank products. SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIESStrategic/ Managerial Core Responsibilities Revenue Generation Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups Relationship Management Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank Communication/PR of Banks products Undertakes brand communication initiatives for designated products Communicates product positioning messaging that differentiates YES Banks products in the market Market Research Illustrates understanding of consumers, competition and current market conditions through primary and secondary research Credit Appraisal Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions Documentation and Compliance To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group Self-Management Responsibilities Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year. Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training. Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively. Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks. Risk and Internal Control Responsibilities Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by departmental manager. Executes the established internal control systems and compiles the relevant information for departmental audits, as necessary. SECTION IV: KEY INTERACTIONSKey Internal InteractionsPurpose of Interaction Risk Management For coordinating the ways to mitigate risk involve in a deal Frequency:- Daily CMS For coordinating on all technology aspects related to Clients interface Frequency:- Daily CAD For coordinating the issue of FL and understanding the changes needed in CAM Frequency:- Daily TBG For ensuring that customer have smooth transaction experience Frequency:- Daily Legal For understanding the legal aspects of the deal and ensure that there is no legal fallout Frequency:- Daily Key External InteractionsPurpose of Interaction Customer For understanding the financial needs of the customer and providing suitable solutions Frequency:- Daily SECTION VI: COMPETENCIES & KEY PERFORMANCE INDICATORSBEHAVIORAL COMPETENCIESCore CompetenciesCompetency NameBehaviors Customer Focus Listens to and demonstrates an understanding of customers stated and unstated needs Delivers customer value through timely and quality execution of tailored customer solutions Develops an understanding of problems and employs existing or new methods to find solutions Professional Entrepreneurship Takes proactive and constructive action at work with little or no direction from others Displays responsibilities for problems, initiatives and tasks that lie within the domain of own role Drive for Results Seeks to understand the rationale for key decisions and understands implication for own role / action Displays a sense of urgency to deliver outcomes as per stated timelines Reacts to challenges by displaying optimistic demeanor Influence and Impact Uses simple persuasion techniques to achieve the desired result / action / commitment from others Responds to stated requirements of internal / external stakeholders by keeping a solution oriented mindset Quality Focus Ensures adherence to quality standards in work / service delivery, identifies opportunity for improvement in routine course of work Adherence to laid down system and procedures and identifies opportunities to enhance efficiency in own sphere of work through incremental improvement TECHNICAL COMPETENCIES Technical Competencies Strong communication skills (Written and verbal) Knowledge of designated products such as Savings Account, Current Account, Term Deposit etc. Ability to understand customer behavior

To develop SME business - LAP , Working capital - BIL, Supply chain (Bill discounting / Vendor finance & Machinery finance) in assigned territory. To enhance / build the overall AUM of SME book Planning & execution of market promotional activities Required Candidate profile 4+ years of experience in handling Business enterprises sales handling - Term loan, Cash credit, Working capital, Over Draft, Supply chain finance Excellent comm skill Excellent market knowledge

Job Purpose Acquisition of new asset relationships through various channels and managing a portfolio of 30-40 BBG relationships depending on the geography covered and the branches mapped to the RM and maintain HNW relationship management of the BBG customers in order to provide quality service to the customers. Business Development To achieve overall business targets on volumes and profitability for BBG customers To regularly interact with the branches for lead generation for BBG, updates on the leads in CRM, ensuring conversions and following complete lead conversion process. Market scoping and identifying the potential customers with wallet share for all BBG customers and product penetration and strategy for achievement under various initiatives jointly with branch banking team. RMs have to follow the laid down sales process which involves updation of the regular client calls for both existing and prospective clients. These calls should be done in a structured manner either individually or with support groups, branches or supervisors. Customer Relationship Management Relationship building with both internal and external customer of the RM. Client satisfaction and taking care of all banking needs of the customer. Preparation of customer profiling sheet and identifying cross sell and revenue increasing opportunities CAM Preparation & query resolution Stakeholder Co-ordination Co-ordination with credit for CAM approval, deferral waiver / extension & other customer requirements like Buyers credit, TODs Coordinating with trade desk and customer for smooth LC/BG issuance, and for import / export payment, BG invocation, LC payment E-Net, CMS and cross sell of other such product Candidate Profile: Candidate Should have experience in Working capital (Mandatory) Candidate should be in B2B Sales. Candidate must have experience in Business Banking

Our client is a top Multinational Bank Build and maintain strong relationships with MNC corporate clients in order to deepen their relationship with the bank and increase revenue. Develop and execute strategies to attract new corporate clients. Required Candidate profile Any graduation with 10-15 years of experience Should have experience working with Mid- Large Corporates Should handled LCBD, ECB, Trade Finance (PCFC etc.), Working Capital/ Term Loan

Role of Relationship Manager (Sales) - BBU Qualification: Graduates / Post Graduates Role purpose: Drive new asset acquisition across MSME segment for sourcing loans from INR 5 -25 Cr. and manage customer relationships across mapped branches/ geography. Work experience required: 5-7 years of experience as Relationship manager Relationship manager of Banks/NBFCs who are in the MSME Segment. Key skills: Strong Relationship Management skills Proficient sales and negotiation skills Strong understanding of Financials and Balance sheets Understanding of the Banking Industry and SME sector Job Responsibilities: Customer Acquisition and Lead Generation: Identify and meet potential MSME customers to generate new business opportunities Convert potential leads into actual business by effectively communicating the banks value proposition Ensure the achievement of business targets in terms of the incremental growth in the portfolio, number of customers and the quantum of disbursals. Conduct daily huddle meetings on lead identification and document meetings diligently through emails with BBH Due Diligence and Proposal Submission: Perform necessary KYC, customer validation, due diligence, and market enquiry. Collect required data/information as per the checklist Conduct mandatory unit and security visits before submitting proposals Submit proposals to the Processing Team through the LOS module. Follow up to obtain sanction and issuance of sanction letters within stipulated timelines. Coordination and Documentation: Coordinate with panel advocates and engineers for title opinion and valuation of properties as per extant guidelines Create and execute necessary documents, MOD, filing ROC, CERSAI, etc. Ensure the creation of limits in core banking and the disbursal of sanctioned limits within timelines Introduce the Branch Head and other branch officials to the customer for account operations and communicate with the account parking branch. Post-Sanction Monitoring and Handover: Ensure monitoring of all post-sanction activities for the first year Complete monitoring of the account on an ongoing basis until the next renewal Handover the file to the Service RM for further renewals and servicing after first renewal is completed. Cross-Selling and Upselling: Achieve cross-sell or upsell targets and forex targets Conduct a minimum of 4 new customer visits per day and visit mapped branches twice a month for generation of quality leads and conversion. Compliance and Risk Management: Ensure all sanction terms and conditions are compiled within the timelines. Ensure Verification of stocks, units, Business performance after sanction All post sanction formalities to be complied with. Ensure quality of the portfolio without any delinquencies Job Locations: Bangalore / Delhi / Ahmedabad / Mumbai.