Delivery Operations Team Lead

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting
Designation: Delivery Operations Team Lead
Qualifications:Any Graduation
Years of Experience:7 to 11 years
About Accenture
Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. Com.Bkg- Credit UW stands for Commercial Banking Credit Underwriting. It involves evaluating the creditworthiness of businesses applying for loans or credit. This process includes analyzing financial statements, assessing risk, and determining the terms of the credit. The goal is to ensure that the bank makes sound lending decisions while minimizing risk. Credit underwriters play a crucial role in maintaining the financial health of the bank. The Credit Lending processes includes initial set up of loan, detailed analysis of financials, setting covenants, analyzing the accounts receivable for borrowing base calculation for working capital line of credit, drafting a detailed credit memoranda by a detailed analysis of 5 Cs of Credit - Character, Capacity, Collateral, Capital and Current Market Conditions. Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans.
What are we looking for? • Should have good experience on the commercial loan origination process including financial spreading. • Should have good understanding of credit analysis and assessing creditworthiness of the prospect/existing borrowers • Ensure that day-to-day tasks are completed on the agreed deadlines and quality per the SLA. • Win the confidence of client through regular and proactive interaction. • Handle client queries through e-mail as well as through call. • Adhere to the processing guidelines and meet the accuracy targets set by the team lead. • Active participation in calls with client and their counterparts. • Answering/clarifying the client queries promptly. • Taking full ownership on the report deliveries and quality. • Ensure contributing ideas at We@Accenture for improving the process. • Flexible to work in any shift based on business needs. • Good Excel knowledge and number crunching. • People Engagement • Adhere to Internal / External Policy • Drive Accenture core values within team • Should have good experience on the commercial loan origination process including financial spreading. • Should have good understanding of credit analysis and assessing creditworthiness of the prospect/existing borrowers • Ensure that day-to-day tasks are completed on the agreed deadlines and quality per the SLA. • Win the confidence of client through regular and proactive interaction. • Handle client queries through e-mail as well as through call. • Adhere to the processing guidelines and meet the accuracy targets set by the team lead. • Active participation in calls with client and their counterparts. • Answering/clarifying the client queries promptly. • Taking full ownership on the report deliveries and quality. • Ensure contributing ideas at We@Accenture for improving the process. • Flexible to work in any shift based on business needs. • Good Excel knowledge and number crunching. • People Engagement • Adhere to Internal / External Policy • Drive Accenture core values within team
Roles and Responsibilities: •In this role you are required to do analysis and solving of moderately complex problems • May create new solutions, leveraging and, where needed, adapting existing methods and procedures • The person would require understanding of the strategic direction set by senior management as it relates to team goals • Primary upward interaction is with direct supervisor • May interact with peers and/or management levels at a client and/or within Accenture • Guidance would be provided when determining methods and procedures on new assignments • Decisions made by you will often impact the team in which they reside • Individual would manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture • Please note that this role may require you to work in rotational shifts