Credit Risk Underwriter

Aspire APP

0 - 2 years

0 Lacs

Kolkata Mumbai New Delhi Hyderabad Pune Chennai Bengaluru

Posted:1 day ago| Platform:

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Skills Required

Data analysis Financial statements HP data protector Underwriting Analytical Financial planning Cash flow Credit analysis Credit risk Analytics

Work Mode

Work from Office

Job Type

Internship

Job Description

Credit Underwriting for Aspires MSME loan portfolio
Responsible for evaluating and underwriting small business loan applications
Analyze financials, banking behavior, and business viability of micro and small enterprises while ensuring compliance with internal credit policies and regulatory norms
Analyze and create credit memo for new and renewal applications for credit products

Minimum Qualifications:

Bachelor Degree in Finance, Commerce, or Economics
0-2 years of experience in MSME loan underwriting / credit analysis
Freshers with strong internships in credit/risk welcome
Proficiency in bank statement analysis, ITR review, and GST cash flow trends
Strong understanding of financial statements and financial ratios

Preferred Qualifications:

BA/PGDM (Finance/Risk)
Strong analytical and documentation skills
Basic understanding of cash flow-based lending or surrogate income models
Good communication skills to coordinate with sales and operations teams

What we offer

Uncapped flexible annual leave.
Hybrid work arrangement.
Training subsidy for your professional growth.
we'llness benefit.
Team bonding budget to foster collaboration and sense of belonging.
Flexibility to work from anywhere (for up to 90 days per annum)

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